Netherlands · Credit institution
ING Bank N.V.
ING Bank N.V. is a Dutch public limited company (naamloze vennootschap) domiciled in Amsterdam. It is a wholly owned subsidiary of ING Groep N.V., whose shares are listed in Amsterdam, Brussels and New York. ING Groep describes the bank as its main legal entity and the parent company of various Dutch and foreign banks. It offers retail and wholesale banking directly, through branches abroad and through subsidiaries.
Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers. It is on the ECB list of supervised entities (see Regulatory status): that is banking supervision, not a licence on a tracked register.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
Regulatory status
FSB · global systemically important banks
2025 list
- G-SIB
- ING
- Relation
- Main operating bank of a G-SIBThe G-SIB group’s principal bank, as identified by Elucidate from the FSB list and GLEIF.
- Bucket
- 1 of 5 · extra capital buffer 1.0% of risk-weighted assets
- On the list since
- 2011
ECB banking supervision
List of supervised entities as of 2026-07-01
- Classification
- Significant institution
- Supervisor
- European Central Bank (direct supervision)
- Listed as
- ING Bank N.V.
- Entity type
- Credit institution
- Supervised group (ECB)
- ING Groep N.V.
- Why significant
- Size (Total assets above EUR 1,000 bn)
European registers
ECB · monetary financial institutions
List as at 2026-09-25
- Category
- Credit institution
- Minimum reserves
- Subject to minimum reserves
- Listed as
- ING Bank N.V.
- RIAD code
- NL163
ESMA · MiFID II register
Register as at 2026-09-28
| Entry | Competent authority | Authorised | Services or instruments |
|---|---|---|---|
| Investment services (MiFID II) | De Nederlandsche Bank | 1952-09-18 | A1 A2 A3 A4 A5 A6 A7 A8 A9 B1 B2 B3 B4 B5 B6 B7 |
| Systematic internaliser | Netherlands Authority for the Financial Markets (AFM) | 2025-05-26 | BOND DERV ETFS SDRV SHRS |
| Systematic internaliser | Netherlands Authority for the Financial Markets (AFM) | 2018-01-03 | BOND DERV ETFS SDRV |
| Systematic internaliser | Netherlands Authority for the Financial Markets (AFM) | 2018-01-03 | SDRV |
Service codes follow MiFID II Annex I: A for investment services, B for ancillary services. Hover a code for its meaning.
Entries are matched on the LEI. Each register is quoted as its publisher lists it.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- INGBNL2AXXX head office
- Connection to Swift
- Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under INGBNL2A directly.
- Swift GPI
- Live member
- Payment schemes and systems
- SCT · SCT Inst · SDD Core · SDD B2B · VOP · T2 · TIPS · SIC
- Branch codes
- 7 branch codes
- BIC first registered
- 1992-09-07
- Last updated
- 2020-02-12
Overview
Researched 29 Sep 2026 · Sources
Employees
Not published
Ownership
Group subsidiary
100% ING Groep N.V.
Institution type
Universal bank
Trades as ING
- Ownership
- ING Groep N.V., a company listed in Amsterdam, Brussels and New York, holds 100% of the bank.
- Direct parent
- ING Groep N.V. ↗, Netherlands 100%
- Head office
- Bijlmerdreef 106, 1102 CT Amsterdam, Netherlands
- Company register
- 33031431, Commercial Register of Amsterdam (Kamer van Koophandel)
Business lines
The bank reports two main segments. Retail Banking covers the Netherlands, Belgium, Germany, Spain, Italy, Australia, Poland, Romania and Türkiye. Wholesale Banking provides lending, payments and cash management, trade finance, financial markets and corporate finance.
Online
- Websites & references
- ing.com ↗
ingwb.com ↗ ING Wholesale Banking site
ing.nl ↗ Dutch retail and business banking site
Wikipedia ↗ group article
Wikidata Q2304977 ↗ - Official social accounts
- LinkedIn ↗ · X ↗ · YouTube ↗ · Flickr ↗ · Medium ↗
Sources · 14 pages consulted
- ing.com/about-us/management-structure/executive-board-and-management-board-banking
- ing.com/about-us/management-structure/supervisory-board
- ing.com/about-us/corporate-governance/legal-structure-and-regulators
- ing.com/binaries/content/assets/documents/results/2q2026/1h2026-interim-accounts-ing-bank-n.v..pd
- ing.com/investors/financial-performance/interim-accounts
- ing.com/pages/legal-information
- ing.com/pages/contact
- ing.com/newsroom/social-media
- ingwb.com/en/network/emea/netherlands
- ing.com/news/press-releases/update-on-management-changes.html
- ing.com/news/press-releases/ing-appoints-hilde-garssen-to-the-management-board-banking.html
- ing.com/about-us/management-structure/supervisory-board/karl-guha
- stocktitan.net/news/ING/results-of-ing-s-extraordinary-general-3x0l57pjnf7k.html
- fincrimecentral.com/ing-spain-fined-money-laundering-violations/
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
-
Steven van Rijswijk
CEO and chairperson of the Management Board Banking
- Chair
-
Karl Guha
Chair of the Supervisory Board
- Chief financial officer
-
Ida Lerner
CFO and member of the Management Board Banking
- Executive
-
Andrea Cesaroni
CRO and member of the Management Board Banking
- Executive
-
Ljiljana Čortan
Member of the Management Board Banking and head of Wholesale Banking
Supervisors & regulators
Researched 29 Sep 2026 · Sources
- European Union
- European Central Bank (Single Supervisory Mechanism) Prudential supervisor
- Netherlands
- De Nederlandsche Bank Central bankPrudential supervisorAML supervisorResolution
- Netherlands
- Autoriteit Financiële Markten (Dutch Authority for the Financial Markets) ConductSecurities
Recent events 1 enforcement or investigation item
Researched 29 Sep 2026 · Sources
-
Leadership
Hilde Garssen joined the Management Board Banking as chief human resources officer on 1 September 2026, after approval by the European Central Bank.
ing.com ↗ -
Leadership
An extraordinary general meeting of ING Groep appointed Andrea Cesaroni to the Executive Board as chief risk officer on 31 July 2026.
stocktitan.net ↗ -
Other
ING ended its agreement to sell ING Bank (Eurasia) JSC. It had found no realistic expectation that the buyer would obtain the required approvals.
ing.com ↗ -
Leadership
Ljiljana Čortan left the chief risk officer post and succeeded Andrew Bester as head of Wholesale Banking on 24 February 2026.
ing.com ↗ -
Other
The Amsterdam district court rejected investor claims of EUR 587 million over ING's past financial economic crime disclosures. The investors appealed in February 2026.
ing.com ↗ -
Enforcement
Spanish anti-money laundering authorities fined the bank's Spanish branch EUR 3.91 million for failing to report suspected money laundering.
fincrimecentral.com ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
Identifiers
Head-office record
- BIC
- INGBNL2AXXX
- How the BIC breaks down
- INGBBank
- NLCountry · Netherlands
- 2ALocation
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 3TK20IVIUJ8J3ZU0QE75
- LEI record
- View on GLEIF ↗
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
- UK overseas entity ID
- OE026399 ↗
- National bank code
- IID (BC-Nummer) 89151
Profile
- Type
- Credit institutionListed as a credit institution, or a branch of one, on the ECB’s list of supervised entities, or named as a bank on the Financial Stability Board’s G-SIB list, directly or as a G-SIB’s main operating bank. These are the only bank lists the directory tracks so far.
- Regulation
- Prudentially supervised (ECB list)Prudentially supervised, according to the ECB list of supervised entities (as at 2026-07-01). This is banking supervision, not a licence on a tracked register.
- Register licences
- None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- Country · region
- Netherlands · Europe & Central Asia
- FSB G-SIB list
- Bucket 1 of 5 list of 2025
- Banking supervision
- Significant · supervised by the ECB as of 2026-07-01
- Trading venues (MIC)
- Operates 4 MICs list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
- Founded
- 1881
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
- Direct parent
- ING Groep N.V. · Netherlands549300NYKK9MWM7GGW15 ↗
- FSB G-SIB list
- Main operating bank of a G-SIB · ING bucket 1 · 2025 listThe G-SIB group’s principal bank, as identified by Elucidate from the FSB list and GLEIF.
The ING Groep N.V. group has 43 institutions in the directory, in 31 countries: 41 hold a BIC and 2 do not.
Including ING Belgium NV/SA, ING-Diba AG, ING Luxembourg S.A., Paymento Financial S.A., ING Bank A.S..
See the ING Groep N.V. group →Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Registered beneficial owners
Companies House · overseas entity OE026399 ↗ · as at 9 October 2026
Companies House lists 1 registrable beneficial owner: 1 company.
| Name | Type | Nature of control | Notified |
|---|---|---|---|
| Ing Groep N.V. | Company · Netherlands | More than 25% of shares · More than 25% of votes · Can appoint or remove directors | 21 January 1991 |
Overseas entities that own land in the UK must register their beneficial owners with Companies House. The entity reports them itself. Elucidate has not verified them.
A registrable beneficial owner holds more than 25% of the shares or votes, can appoint or remove the board, or has significant influence or control. Dates of birth and addresses are not shown.
Matched on the entity’s legal name and country of incorporation in its LEI record.
See the beneficial owners at Companies House ↗Addresses
- Registered address
- BIJLMERDREEF 106 AMSTERDAM 1102 CT NETHERLANDS
- Operational address
- BIJLMERDREEF 106 AMSTERDAM 1102 CT AMSTERDAM NETHERLANDS
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI and its CHBCC clearing code
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>INGBNL2AXXX</BICFI>
<ClrSysMmbId>
<ClrSysId>
<Cd>CHBCC</Cd>
</ClrSysId>
<MmbId>89151</MmbId>
</ClrSysMmbId>
<LEI>3TK20IVIUJ8J3ZU0QE75</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>INGBNL2AXXX</BICFI>
<ClrSysMmbId>
<ClrSysId>
<Cd>CHBCC</Cd>
</ClrSysId>
<MmbId>89151</MmbId>
</ClrSysMmbId>
<LEI>3TK20IVIUJ8J3ZU0QE75</LEI>
<Nm>ING BANK N.V.</Nm>
<PstlAdr>
<TwnNm>AMSTERDAM</TwnNm>
<Ctry>NL</Ctry>
<AdrLine>BIJLMERDREEF 106 AMSTERDAM 1102 CT</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
Payment schemes and systems
EPC registers of 2026-09-11 · ECB T2 list of 2026-07-02 · ECB TIPS list of 2026-09-01 · SIX Bank Master valid on 2026-09-28
| Scheme or system | Since | Registered with | Note |
|---|---|---|---|
| SEPA Credit TransferISO 20022 messages | 2008-01-28 | Head office | — |
| SEPA Instant Credit TransferISO 20022 messages | 2017-11-21 | Head office | — |
| SEPA Direct Debit CoreISO 20022 messages | 2009-11-02 | Head office | — |
| SEPA Direct Debit Business-to-BusinessISO 20022 messages | 2009-11-02 | Head office | — |
| Verification of Payee | 2025-08-22 | Head office | — |
| T2 (Eurosystem real-time gross settlement)ISO 20022 messages | — | Head office | — |
| TIPS (TARGET Instant Payment Settlement)ISO 20022 messages | — | Head office | — |
| Swiss Interbank Clearing (SIC), Swiss franc real-time gross settlementISO 20022 messages | — | Head office | — |
SEPA dates are when the institution became ready for the scheme. The T2 list names direct participants only and gives no joining date. TIPS and SIX Bank Master entries have no joining date.
An institution missing from T2 may still be reachable through an indirect participant. The ECB’s TIPS list does not separate participants from reachable parties. It includes institutions reachable in Swedish kronor as well as in euro.
The SIX Bank Master also lists participants outside Switzerland and Liechtenstein.
“ISO 20022 messages” marks a scheme or system whose rulebook or operator specifies ISO 20022 for messages between participants.
Market identifiers
4 trading venues and reporting services run under this LEI list of 2026-09-17
| MIC | Market | Kind | Category |
|---|---|---|---|
| INGB | ING BANK NV | Operating MIC | Systematic internaliser |
| INGE | ING BANK NV - SPRINTERS | Segment of INGB | Systematic internaliser |
| INGS | ING BANK NV - EQUITY | Segment of INGB | Systematic internaliser |
| INGU | ING BANK NV - LONDON BRANCH | Operating MIC | Systematic internaliser |
National bank codes
IID (BC-Nummer) · Switzerland
1 code file of 2026-10-12 · ISO 20022 clearing system code CHBCC
| Code | Routes to BIC | Name in the national file | City |
|---|---|---|---|
| 89151 | INGBNL2AXXX | ING Bank N.V. | BV Amsterdam |
Each code shows the name in the national file. Smaller banks often route through a central institution’s BIC. A code can therefore belong to a different bank than the one on this page.
Network
Branches and correspondent banking
All 7 branch BICs connect to the head office. They are all in Amsterdam, and no function or registration year splits them further. ING Bank Slaski SA publishes 1 account held with this bank.
- Own offices
- Respondent banks: they hold accounts here
Hover over a branch, account or group to see its details
Respondent banks
From the correspondent lists other banks publish
ING Bank Slaski SA publishes 1 account held with this bank.
| Currency | Respondent bank | Held at | Account | Purpose | Published in |
|---|---|---|---|---|---|
| EUR | ING Bank Slaski SA Poland | INGBNL2A | NL74INGB0050910302 | interbank transactions (SSI) | ing.pl ↗ |
Each row is an account the respondent bank lists as held with this bank, as published. Only banks that publish their correspondent accounts, and that Elucidate has researched, can appear, so the list is not complete. Confirm settlement instructions with either bank before relying on them.
Branch codes
| BIC | Branch | City | Address | LEI | Updated |
|---|---|---|---|---|---|
| INGBNL2AALD | — | Amsterdam | BIJLMERDREEF 106 AMSTERDAM 1102 CT AMSTERDAM NETHERLANDS | — | 2024-10-05 |
| INGBNL2ABTA | — | Amsterdam | BIJLMERDREEF 106 AMSTERDAM 1102 CT AMSTERDAM NETHERLANDS | — | 2020-02-12 |
| INGBNL2ACLS | — | Amsterdam | BIJLMERDREEF 109 AMSTERDAM 1102 BW AMSTERDAM NETHERLANDS | — | 2023-02-05 |
| INGBNL2AGPC | — | Amsterdam | TREASURY CENTER FOPPINGADREEF 7 AMSTERDAM 1102 BD AMSTERDAM NETHERLANDS | — | 2020-02-12 |
| INGBNL2AICM | INTERBANK TRANSACTIONS ONLY, NOT FOR GENERAL USE | Amsterdam | AMSTERDAM 1000 BV AMSTERDAM POB 1800 NETHERLANDS | — | 2020-02-12 |
| INGBNL2ALMI | — | Amsterdam | TREASURY CENTER FOPPINGADREEF 7 AMSTERDAM 1102 BD AMSTERDAM NETHERLANDS | — | 2020-02-12 |
| INGBNL2ATSU | TSU | Amsterdam | AMSTERDAM 1000 BV AMSTERDAM POB 1800 NETHERLANDS | — | 2020-02-12 |
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Payment schemes and systems—Source: European Payments Council (EPC) Registers of Participants; matched to BICs by Elucidate. Source: European Central Bank, List of T2 participants. Source: European Central Bank, List of TIPS participants and reachable parties. Source: SIX Interbank Clearing, Bank Master.
- Banking supervision—Source: European Central Bank, list of supervised entities.
- Wikidata—CC0, matched on the BIC or LEI recorded in Wikidata. It is community-edited, so check key facts.
- National bank codes—Switzerland (Source: SIX Interbank Clearing Bank Master).
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Registered beneficial owners—Companies House, Register of Overseas Entities · source ↗ as at 9 October 2026
- Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- European registers—Source: European Central Bank (ECB), list of monetary financial institutions and list of institutions subject to minimum reserves. Source: European Securities and Markets Authority (ESMA), MiFID II/MiFIR register (investment firms, trading venues, systematic internalisers, data reporting services providers). Matched on LEI by Elucidate.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: ing.com (official website) · original; Steven van Rijswijk: ing.com (official website) · original; Karl Guha: ing.com (official website) · original; Ida Lerner: ing.com (official website) · original; Andrea Cesaroni: ing.com (official website) · original; Ljiljana Čortan: ing.com (official website) · original.
Assess the financial crime risk behind a BIC
A BIC identifies an institution; it does not assess it. The Elucidate FinCrime Index (EFI) is an independent score of the financial crime risk of banks, built for correspondent banking and counterparty due diligence.
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