Luxembourg · Credit institution
ING Luxembourg S.A.
Legal name in the LEI recordING Luxembourg
ING Luxembourg is a public limited company (société anonyme) incorporated under Luxembourg law, with its head office at 26, Place de la Gare in Luxembourg City. It is part of ING Group as an indirect subsidiary of ING Bank N.V., and its direct parent is ING Belgium. The bank serves private banking clients and wholesale clients, including corporates, institutions and investment funds, and provides depositary and custodian services. It stopped mass retail banking for private individuals in May 2024 and confirmed its withdrawal from business banking in September 2025.
Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers. It is on the ECB list of supervised entities (see Regulatory status): that is banking supervision, not a licence on a tracked register.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
Regulatory status
FSB · global systemically important banks
2025 list
- G-SIB
- ING
- Relation
- In a G-SIB groupGLEIF records a G-SIB entity as this legal entity’s ultimate parent. The bucket applies to the group, and membership does not make this entity a bank.
- Bucket
- 1 of 5 · extra capital buffer 1.0% of risk-weighted assets
- On the list since
- 2011
ECB banking supervision
List of supervised entities as of 2026-07-01
- Classification
- Significant institution
- Supervisor
- European Central Bank (direct supervision)
- Listed as
- ING Luxembourg
- Entity type
- Credit institution
- Supervised group (ECB)
- ING Groep N.V.
- Why significant
- Size (Total assets above EUR 1,000 bn)
European registers
ECB · monetary financial institutions
List as at 2026-09-25
- Category
- Credit institution
- Minimum reserves
- Subject to minimum reserves
- Listed as
- ING Luxembourg
- RIAD code
- LUB00014
ESMA · MiFID II register
Register as at 2026-09-28
| Entry | Competent authority | Authorised | Services or instruments |
|---|---|---|---|
| Investment services (MiFID II) | Commission de Surveillance du Secteur Financier (CSSF) | 1960-09-15 | A1 A2 A3 A4 A5 A6 A7 A8 A9 B1 B2 B3 B4 B5 B6 B7 |
Service codes follow MiFID II Annex I: A for investment services, B for ancillary services. Hover a code for its meaning.
Entries are matched on the LEI. Each register is quoted as its publisher lists it.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- CELLLULLXXX head office
- Connection to Swift
- Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under CELLLULL directly.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- SCT · SCT Inst · SDD Core · SDD B2B · VOP · T2 · TIPS
- Branch codes
- 3 branch codes
- BIC first registered
- 1997-06-07
- Last updated
- 2021-11-06
Overview
Researched 29 Sep 2026 · Sources
Ownership
Group subsidiary
ING Belgium
Institution type
Commercial bank
Trades as ING
- Standing
- The bank stopped mass retail banking for private individuals in May 2024. In September 2025 it confirmed that it would also phase out business banking and focus on private and wholesale banking.
- Ownership
- ING Luxembourg is directly owned by ING Belgium and is an indirect subsidiary of ING Bank N.V., which belongs to ING Groep N.V.
- Direct parent
- ING Belgium, Belgium
- Ultimate owner
- ING Groep N.V., Netherlands
- Head office
- 26, Place de la Gare, L-2965 Luxembourg, Luxembourg
- Company register
- B 6041, Registre de Commerce et des Sociétés Luxembourg
- Former name
- Crédit Européen S.A.
Business lines
The bank focuses on private banking and on wholesale banking for corporates, institutions and investment funds, including depositary, custody, lending, hedging and cash management services, and it continues to service existing mortgages and loans until maturity.
Online
- Websites & references
- ing.lu ↗
my.ing.lu ↗ My ING Pro online banking for business clients - Official social accounts
- LinkedIn ↗ · YouTube ↗
Sources · 10 pages consulted
- ing.lu/webing/content/siteing/en/legal/legal-documents/disclaimer.html
- ing.lu/content/siteing/en/About_us/ing-luxembourg/information/structure-and-organisation/executi
- ing.lu/webing/content/siteing/en/About_us/ing-luxembourg/information/structure-and-organisation/
- ing.lu/webing/content/siteing/en/About_us/ing-luxembourg/information/about-us/reports.html
- ing.lu/webing/content/siteing/en/Business/contacts-and-information/contact-us/about-our-products
- luxse.com/about-us/our-exchange/board-of-directors
- paperjam.lu/article/ing-luxembourg-perd-1-2-milliard-deuros-de-depots
- en.paperjam.lu/article/ing-luxembourg-to-cut-124-jobs-move-21-000-accounts-shut-2-branches
- chronicle.lu/category/banking/49997-ing-ceases-retail-banking-services-for-private-individuals-in-luxe
- ingwb.com/en/network/emea/luxembourg
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
- Michael Burch Chief Executive Officer; Chair of the Executive Committee; Managing Director (Board of Directors)
- Chair
- Peter Vandekerckhove Chair of the Board of Directors (independent director)
- Chief financial officer
- Paul Koopmans Chief Financial Officer
- Executive
- Karin Gregor Chief Risk Officer
- Executive
- Arnaud Jourquin Chief Operations Officer
Supervisors & regulators
Researched 29 Sep 2026 · Sources
- Luxembourg
- Commission de Surveillance du Secteur Financier (CSSF) Prudential supervisorAML supervisorConduct
- European Union
- European Central Bank (Single Supervisory Mechanism) Prudential supervisor
- Luxembourg
- Banque centrale du Luxembourg Central bank
Recent events
Researched 29 Sep 2026 · Sources
-
Other
The bank confirmed plans to cut up to 124 jobs, phase out business banking and close its Esch-sur-Alzette and Ettelbruck branches.
en.paperjam.lu ↗ -
Other
The bank agreed with BGL BNP Paribas to refer its remaining 21,000 individual clients on simplified account-opening terms.
en.paperjam.lu ↗ -
Other
The bank announced on 29 May 2024 that it had stopped offering mass retail banking services to private individuals in Luxembourg.
chronicle.lu ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
Identifiers
Head-office record
- BIC
- CELLLULLXXX
- How the BIC breaks down
- CELLBank
- LUCountry · Luxembourg
- LLLocation
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 549300BT51N3KAXDPP56
- LEI record
- View on GLEIF ↗
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
- National bank code
- IBAN bank code 014
Profile
- Type
- Credit institutionListed as a credit institution, or a branch of one, on the ECB’s list of supervised entities, or named as a bank on the Financial Stability Board’s G-SIB list, directly or as a G-SIB’s main operating bank. These are the only bank lists the directory tracks so far.
- Regulation
- Prudentially supervised (ECB list)Prudentially supervised, according to the ECB list of supervised entities (as at 2026-07-01). This is banking supervision, not a licence on a tracked register.
- Register licences
- None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- Country · region
- Luxembourg · Europe & Central Asia
- FSB G-SIB list
- In a G-SIB group · ING list of 2025
- Banking supervision
- Significant · supervised by the ECB as of 2026-07-01
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
- Direct parent
- ING Belgium · BelgiumJLS56RAMYQZECFUF2G44 ↗
- Ultimate parent
- ING Groep N.V. · Netherlands549300NYKK9MWM7GGW15 ↗
- FSB G-SIB list
- In a G-SIB group · ING bucket 1 · 2025 listGLEIF records a G-SIB entity as this legal entity’s ultimate parent. The bucket applies to the group, and membership does not make this entity a bank.
The ING Groep N.V. group has 43 institutions in the directory, in 31 countries: 41 hold a BIC and 2 do not.
Including ING Belgium NV/SA, ING Bank N.V., ING-Diba AG, ING Capital LLC, ING Bank N.V.
See the ING Groep N.V. group →Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Registered address
- 26 PLACE DE LA GARE LUXEMBOURG 2965 LUXEMBOURG
- Operational address
- 26 PLACE DE LA GARE LUXEMBOURG 2965 LUXEMBOURG LUXEMBOURG
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>CELLLULLXXX</BICFI>
<LEI>549300BT51N3KAXDPP56</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>CELLLULLXXX</BICFI>
<LEI>549300BT51N3KAXDPP56</LEI>
<Nm>ING LUXEMBOURG S.A.</Nm>
<PstlAdr>
<TwnNm>LUXEMBOURG</TwnNm>
<Ctry>LU</Ctry>
<AdrLine>26 PLACE DE LA GARE LUXEMBOURG 2965</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
Payment schemes and systems
EPC registers of 2026-09-11 · ECB T2 list of 2026-07-02 · ECB TIPS list of 2026-09-01 · SIX Bank Master valid on 2026-09-28
| Scheme or system | Since | Registered with | Note |
|---|---|---|---|
| SEPA Credit TransferISO 20022 messages | 2008-01-28 | Head office | — |
| SEPA Instant Credit TransferISO 20022 messages | 2023-05-15 | Head office | — |
| SEPA Direct Debit CoreISO 20022 messages | 2010-02-01 | Head office | — |
| SEPA Direct Debit Business-to-BusinessISO 20022 messages | 2010-02-01 | Head office | — |
| Verification of Payee | 2025-10-05 | Head office | — |
| T2 (Eurosystem real-time gross settlement)ISO 20022 messages | — | Head office | — |
| TIPS (TARGET Instant Payment Settlement)ISO 20022 messages | — | Head office | — |
SEPA dates are when the institution became ready for the scheme. The T2 list names direct participants only and gives no joining date. TIPS entries have no joining date.
An institution missing from T2 may still be reachable through an indirect participant. The ECB’s TIPS list does not separate participants from reachable parties. It includes institutions reachable in Swedish kronor as well as in euro.
“ISO 20022 messages” marks a scheme or system whose rulebook or operator specifies ISO 20022 for messages between participants.
National bank codes
IBAN bank code · Luxembourg
1 code
| Code | Routes to BIC | Name in the national file |
|---|---|---|
| 014 | CELLLULL | ING Luxembourg |
Each code shows the name in the national file. Smaller banks often route through a central institution’s BIC. A code can therefore belong to a different bank than the one on this page.
Network
Branch network
All 3 branch BICs connect to the head office. They are all in Luxembourg, and no function or registration year splits them further.
Hover over a branch or group to see its details
Branch codes
| BIC | Branch | City | Address | LEI | Updated |
|---|---|---|---|---|---|
| CELLLULLCTD | CUSTOMER TRANSFERT DEPARTMENT | Luxembourg | 26 PLACE DE LA GARE LUXEMBOURG 2965 LUXEMBOURG LUXEMBOURG | — | 2021-11-06 |
| CELLLULLGSD | GLOBAL SECURITIES DEPARTMENT | Luxembourg | 26 PLACE DE LA GARE LUXEMBOURG 2965 LUXEMBOURG LUXEMBOURG | — | 2021-11-06 |
| CELLLULLTRD | TREASURY DEPARTMENT | Luxembourg | 26 PLACE DE LA GARE LUXEMBOURG 2965 LUXEMBOURG LUXEMBOURG | — | 2021-11-06 |
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Payment schemes and systems—Source: European Payments Council (EPC) Registers of Participants; matched to BICs by Elucidate. Source: European Central Bank, List of T2 participants. Source: European Central Bank, List of TIPS participants and reachable parties.
- Banking supervision—Source: European Central Bank, list of supervised entities.
- National bank codes—Luxembourg (Source: ABBL).
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- European registers—Source: European Central Bank (ECB), list of monetary financial institutions and list of institutions subject to minimum reserves. Source: European Securities and Markets Authority (ESMA), MiFID II/MiFIR register (investment firms, trading venues, systematic internalisers, data reporting services providers). Matched on LEI by Elucidate.
Assess the financial crime risk behind a BIC
A BIC identifies an institution; it does not assess it. The Elucidate FinCrime Index (EFI) is an independent score of the financial crime risk of banks, built for correspondent banking and counterparty due diligence.
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