United Kingdom · Payments & e-money
Juicy Holdings Limited
Juicy Holdings Limited is a private limited company registered in England and Wales, with its office at 18 King William Street, London. The FCA authorises it as an Authorised Payment Institution under the Payment Services Regulations 2017, firm reference number 567416. It is the UK entity of the Juicyway brand, which describes itself as a cross-border payments platform founded in 2021. According to Companies House, Idris Olusegun Ibrahim holds 75% or more of its shares. Under the Juicyway brand it offers transfers from the UK to Nigeria, multi-currency accounts and currency exchange to individuals and businesses. The firm took its current name in October 2023. It was previously called Changer4U Limited, Money Swift Ltd and Cosmas Money Swift Ltd.
Licences and registrations
Held by Juicy Holdings Limited (LEI 984500EDC48G916E4C66). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
|---|---|---|---|---|---|---|---|---|
| FCA Financial Services Register - Payment Institutions & RAISPsFCALinked by LEI. Matched by Elucidate on the UK company number the register gives. | Authorised Payment InstitutionPayment Institution | 567416 | United Kingdom | Active | 2018-02-26 | — |
|
Search the register ↗ |
Trading names on the register: Juicy (FCA-PSD), Juice (FCA-PSD)
- Licences belong to the legal entity, not to a BIC.
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
- The register entries and their trading names were not matched against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
Other register entries with this LEI
Shown for reference: they share the LEI but are not merged into this page
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- JHOLGB22XXX head office
- Connection to Swift
- Reverse billingThe institution is connected to Swift. Messages sent to it are billed to the institution, not to the sender. The “2” in the eighth character of JHOLGB22 marks reverse billing.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- Branch codes
- None: head-office BIC only
- BIC first registered
- 2026-08-08
- Last updated
- 2026-08-08
Overview
Researched 29 Sep 2026 · Sources
Customers
Not published
Ownership
Privately held
Firm type
Money remittance
Trades as Juicyway
- Standing
- The firm changed its name from Changer4U Limited to Juicy Holdings Limited on 6 October 2023. Earlier names were Money Swift Ltd and Cosmas Money Swift Ltd. Companies House published a first Gazette notice for compulsory strike-off on 2 December 2025. It discontinued the strike-off action on 3 December 2025.
- Ownership
- Companies House records one person with significant control, Idris Olusegun Ibrahim, who has held 75% or more of the shares since 24 August 2021.
- Major shareholder
- Idris Olusegun Ibrahim
- Head office
- 18 King William Street, EC4N 7BP London, United Kingdom
- Company register
- Companies House 04400836
- Incorporated
- 21 Mar 2002
- Founders
- Ife Johnson · Justin Ziegler · Idris Ibrahim
- Former names
- CHANGER4U LIMITED · MONEY SWIFT LTD · COSMAS MONEY SWIFT LTD
Online
- Websites & references
- juicywayuk.com ↗
juicyway.com ↗ UK section of the Juicyway brand site. Its footer names Juicy Holdings Limited as the UK entity.
docs.juicyway.com ↗ API documentation of the Juicyway brand - Official social accounts
- LinkedIn ↗ · X ↗ · YouTube ↗
- App
- App Store ↗
Sources · 13 pages consulted
- find-and-update.company-information.service.gov.uk/company/04400836
- find-and-update.company-information.service.gov.uk/company/04400836/officers
- find-and-update.company-information.service.gov.uk/company/04400836/persons-with-significant-control
- find-and-update.company-information.service.gov.uk/company/04400836/filing-history
- find-and-update.company-information.service.gov.uk/company/04400836/filing-history/MzU0NjUzODIxNmFkaXF6a2N4/document?format=pdf&download=0
- juicywayuk.com/
- juicywayuk.com/uk/website-terms.pdf
- juicyway.com/uk
- juicyway.com/team
- techcabal.com/2026/04/09/juicyway-granted-fca-licence-for-uk-market-entry/
- techcabal.com/2026/05/04/juicyway-just-built-across-48-us-states/
- techcrunch.com/2024/12/16/this-stealthy-african-stablecoin-startup-already-processed-over-1b-in-cross-bo
- techcabal.com/2024/12/16/juicyway-3-million-pre-seed/
Authorisation
Researched 29 Sep 2026 · Sources
- Operates under
- Its own licences
The FCA authorises the firm as an Authorised Payment Institution under the Payment Services Regulations 2017, firm reference number 567416. The firm discloses no agent or partner-bank arrangement for its UK services.
| Authority | Licence or registration | Number | Held | Status | Source |
|---|---|---|---|---|---|
| Financial Conduct Authority United Kingdom | Authorised Payment Institution | 567416 | In its own name | Active | register.fca.org.uk ↗ |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
Products and markets
Researched 29 Sep 2026 · Sources
Under the Juicyway brand it offers transfers from the UK to Nigeria and multi-currency accounts. It also offers currency exchange with limit orders and collections for businesses.
The firm serves customers in the United Kingdom under its FCA authorisation. Other Juicyway group entities serve Nigeria, Canada and the United States.
- Revenue
- GBP 12,421
- Sells to
- Consumers · Small businesses · Enterprises
- Serves customers in
- United Kingdom
- Latest funding round
- pre-seed · USD 3m Dec 2024Led by P1 Ventures
Leadership
Researched 29 Sep 2026 · Sources
- Executive
- Ridwan Otun Director
- Founder
- Idris Olusegun Ibrahim Company Secretary (listed on the Juicyway team page as Chief Revenue Officer and co-founder)
- Chief executive
- Ife Johnson Founder and CEO, Juicyway (brand/group level)
Recent events
Researched 29 Sep 2026 · Sources
-
Licence
TechCabal reported that the FCA had granted Juicyway an Authorised Payment Institution licence for the UK.
techcabal.com ↗ -
Other
Companies House issued a first Gazette notice for compulsory strike-off on 2 December 2025. It discontinued the action the next day.
find-and-update.company-information.service.gov.uk ↗ -
Funding
The Juicyway group announced a USD 3 million pre-seed round led by P1 Ventures.
techcrunch.com ↗ -
Leadership
Sakib Zoheb Bashir resigned as director and Idris Olusegun Ibrahim became company secretary on 21 August 2024.
find-and-update.company-information.service.gov.uk ↗ -
Leadership
The firm appointed Ridwan Otun as director on 25 July 2024 and moved its registered office from Sheffield to London.
find-and-update.company-information.service.gov.uk ↗ -
Other
The firm changed its name from Changer4U Limited to Juicy Holdings Limited on 6 October 2023.
find-and-update.company-information.service.gov.uk ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
Identifiers
Head-office record
- BIC
- JHOLGB22XXX
- How the BIC breaks down
- JHOLBank
- GBCountry · United Kingdom
- 22Location · reverse billing
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 984500EDC48G916E4C66
- LEI record
- View on GLEIF ↗
- Licence no. · FCA-PSD
- 567416
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.Register entry: Matched by Elucidate on the UK company number the register gives.
- Register-entry ID
- 686c3b27dc51
Profile
- Type
- Payments & e-moneyPayment institutions, e-money and stored-value issuers, and account-information providers. Licensed under payment-services law (e.g. PSD2 in the EU and UK, the Payment Services Act in Singapore). Taken from the licences on the tracked registers.
- Regulation
- Prudential licenceAuthorised with capital, safeguarding and conduct requirements, e.g. an authorised payment or e-money institution in the EU or UK, a major payment institution in Singapore, or a MiCA crypto-asset service provider.
- Register licences
- 1 entry on 1 register
- Activities
- Payment services
- Licensed in
- United Kingdom
- Website (register)
- Juicywayuk.com ↗
- Country · region
- United Kingdom · Europe & Central Asia
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.
Addresses
- Registered address
- 18 KING WILLIAM STREET LONDON EC4N 7BP UNITED KINGDOM
- Operational address
- 18 KING WILLIAM STREET LONDON LONDON EC4N 7BP UNITED
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>JHOLGB22XXX</BICFI>
<LEI>984500EDC48G916E4C66</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>JHOLGB22XXX</BICFI>
<LEI>984500EDC48G916E4C66</LEI>
<Nm>JUICY HOLDINGS LIMITED</Nm>
<PstlAdr>
<TwnNm>LONDON</TwnNm>
<Ctry>GB</Ctry>
<AdrLine>18 KING WILLIAM STREET LONDON EC4N 7BP</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
Register entries are not screened against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- FCA Financial Services Register - Payment Institutions & RAISPs—Financial Conduct Authority (FCA) · register ↗ as at 25 September 2026
- Overview, authorisation, partners, products, leadership and events—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: juicywayuk.com (official website).
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