Spain · Credit institution
Kutxabank, S.A.
Legal name in the LEI recordKUTXABANK SA
Kutxabank, S.A. is a Spanish public limited company (sociedad anónima) with its registered office in Bilbao. It is wholly owned by three banking foundations: BBK, Kutxa and Vital. It offers retail, business and corporate banking, asset management and insurance distribution, mainly in the Basque Country and Andalusia. It began operating on 1 January 2012, when the three Basque savings banks transferred their financial business to it. It absorbed Cajasur Banco, S.A.U. on 1 October 2025.
Licences and registrations
Held by Kutxabank SA (LEI 549300U4LIZV0REEQQ46). The ESMA interim MiCA register lists this LEI as a crypto-asset service provider. No other register entry is matched to it.
- Licences belong to the legal entity, not to a BIC.
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
- The register entries and their trading names were not matched against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
ESMA interim MiCA register
The entry that gives this LEI as the registration number
| Name on the register | Jurisdiction | Registration number |
|---|---|---|
| KUTXABANK S.A. | Spain | 549300U4LIZV0REEQQ46 |
Regulatory status
ECB banking supervision
List of supervised entities as of 2026-07-01
- Classification
- Significant institution
- Supervisor
- European Central Bank (direct supervision)
- Listed as
- Kutxabank, S.A.
- Entity type
- Credit institution
- Supervisory group
- Heads its own group
- Why significant
- Size (Total assets EUR 50-75 bn)
European registers
ECB · monetary financial institutions
List as at 2026-09-25
- Category
- Credit institution
- Minimum reserves
- Subject to minimum reserves
- Listed as
- Kutxabank, S.A.
- RIAD code
- ES2095
ESMA · MiFID II register
Register as at 2026-09-28
| Entry | Competent authority | Authorised | Services or instruments |
|---|---|---|---|
| Investment services (MiFID II) | Comisión Nacional del Mercado de Valores (CNMV) | 2012-01-02 | A1 A2 A3 A4 A5 A6 A7 A8 A9 B1 B2 B3 B4 B5 B6 B7 |
Service codes follow MiFID II Annex I: A for investment services, B for ancillary services. Hover a code for its meaning.
Entries are matched on the LEI. Each register is quoted as its publisher lists it.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- BASKES2BXXX head office
- Connection to Swift
- Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under BASKES2B directly.
- Swift GPI
- Member, not yet live
- Payment schemes and systems
- SCT · SCT Inst · SDD Core · SDD B2B · OCT Inst · VOP · T2 · TIPS
- Branch codes
- None: head-office BIC only
- BIC first registered
- 1983-05-16
- Last updated
- 2019-01-06
Overview
Researched 29 Sep 2026 · Sources
Total assets
Not published
Employees
Not published
Ownership
Foundation or trust
57% Bilbao Bizkaia Kutxa Fundación Bancaria-Bilbao Bizkaia Kutxa Banku Fundazioa
Institution type
Commercial bank
- Standing
- Kutxabank absorbed its wholly owned subsidiary Cajasur Banco, S.A.U. by merger. The merger was registered with legal effect on 1 October 2025. Cajasur customer contracts passed to Kutxabank, S.A., and the Cajasur brand remains in use in Andalusia.
- Ownership
- Three banking foundations hold all the shares: BBK holds 57%, Kutxa 32% and Vital 11%.
- Direct parent
- Bilbao Bizkaia Kutxa Fundación Bancaria-Bilbao Bizkaia Kutxa Banku Fundazioa ↗, Spain 57%
- Major shareholders
- Bilbao Bizkaia Kutxa Fundación Bancaria (Fundación BBK) 57% · 31 Dec 2024
Fundación Bancaria Kutxa-Kutxa Banku Fundazioa 32% · 31 Dec 2024
Fundación Bancaria Vital-Vital Banku Fundazioa 11% · 31 Dec 2024 - Head office
- Gran Vía, 30-32, 48009 Bilbao, Spain
- Company register
- Registro Mercantil de Vizcaya, Tomo 5226, Libro 0, Folio 1, Hoja BI-58729; Banco de España Registro de Bancos y Banqueros no. 2095; NIF A95653077
- Former name
- Banco Bilbao Bizkaia Kutxa, S.A.U.
Business lines
The bank focuses on retail and mortgage lending, savings and investment funds, pension products and business banking, mainly in the Basque Country and Andalusia.
Online
- Websites & references
- kutxabank.com ↗
portal.kutxabank.es ↗ retail banking portal
kutxabank.eus ↗ alternative domain of the corporate site
portal.cajasur.es ↗ Cajasur brand site (former subsidiary, absorbed October 2025)
Wikipedia ↗
Wikidata Q5139377 ↗ - Official social accounts
- LinkedIn ↗ · X ↗ · Facebook ↗ · Instagram ↗ · YouTube ↗ · TikTok ↗
Sources · 14 pages consulted
- kutxabank.com/cs/Satellite/kutxabank/es/quienes__brsomos_/datos_de_identificacion
- kutxabank.com/cs/Satellite/kutxabank/es/quienes__brsomos_/organos_de_gobierno/consejo_de_administracion
- kutxabank.com/cs/Satellite/kutxabank/en/quienes__brsomos_/organos_de_gobierno
- portal.kutxabank.es/
- portal.kutxabank.es/cs/Satellite/kb/es/particulares
- kutxabank.com/cs/Satellite/kutxabank/es/informacion_para_brinversores/vista_rapida/cifras
- kutxabank.com/cs/Satellite/kutxabank/es/informacion_para_brinversores/informacion_financiera_0/informes
- kutxabank.com/cs/Satellite/kutxabank/es/quienes__brsomos_/organigrama
- cnmv.es/webservices/verdocumento/ver?t=%7B95f94694-214b-4bed-ad5b-9e7db38d7a73%7D
- kutxabank.eus/cs/Satellite?blobcol=urldata&blobheader=application%2Fpdf&blobheadername1=Expires&blobhea
- lavozdelsur.es/actualidad/economia/kutxabank-fusion-absorcion-cajasur-147-oficinas-andalucia-abriran-tar
- forbes.es/nombramientos/751167/kutxabank-eleva-sus-consejeros-independientes-al-50-y-a-casi-el-40-l
- cronicavasca.elespanol.com/empresas/20250705/bbk-mantiene-peso-dominante-kutxabank-ascenso-independientes/1003742670
- estrategia.net/noticias/kutxabank-eleva-un-22-su-resultado-neto-a-junio-hasta-los-405-5-millones-de-euro
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
- Eduardo Ruiz de Gordejuela Palacio Consejero Delegado (Chief Executive Officer)
- Chair
- Anton Joseba Arriola Boneta Presidente (Executive Chairman of the Board of Directors)
- Executive
- Rosa María Fátima Leal Sarasti Vicepresidenta Primera (First Vice-Chair)
- Executive
- Hipólito Suárez Gutiérrez Consejero Coordinador (Lead Independent Director)
Supervisors & regulators
Researched 29 Sep 2026 · Sources
- European Union
- European Central Bank Prudential supervisor
- Spain
- Banco de España Central bankPrudential supervisorConductResolution
- Spain
- Executive Service of the Commission for the Prevention of Money Laundering and Monetary Offences (Sepblac) AML supervisor
- Spain
- Comisión Nacional del Mercado de Valores (CNMV) SecuritiesConduct
- European Union
- Single Resolution Board Resolution
- Spain
- Fondo de Reestructuración Ordenada Bancaria (FROB) Resolution
Recent events
Researched 29 Sep 2026 · Sources
-
Merger / acquisition
Kutxabank completed the absorption of its subsidiary Cajasur Banco, S.A.U., registered in the commercial registers with effect from 1 October 2025.
cnmv.es ↗ -
Leadership
The general meeting appointed two independent directors and approved the Cajasur merger, subject to authorisation by the Ministry of Economy.
forbes.es ↗ -
Merger / acquisition
The boards of Kutxabank and Cajasur Banco approved a common draft terms of merger for Kutxabank to absorb Cajasur.
bolsamania.com ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
Identifiers
Head-office record
- BIC
- BASKES2BXXX
- How the BIC breaks down
- BASKBank
- ESCountry · Spain
- 2BLocation
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 549300U4LIZV0REEQQ46
- LEI record
- View on GLEIF ↗
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
- National bank code
- Código de entidad (NRBE) 2095
Profile
- Type
- Credit institutionListed as a credit institution, or a branch of one, on the ECB’s list of supervised entities, or named as a bank on the Financial Stability Board’s G-SIB list, directly or as a G-SIB’s main operating bank. These are the only bank lists the directory tracks so far.
- Regulation
- Prudentially supervised (ECB list)Prudentially supervised, according to the ECB list of supervised entities (as at 2026-07-01). This is banking supervision, not a licence on a tracked register.
- Register licences
- None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- Country · region
- Spain · Europe & Central Asia
- Banking supervision
- Significant · supervised by the ECB as of 2026-07-01
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
- Founded
- 2012
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
- Direct parent
- Bilbao Bizkaia Kutxa Fundacion Bancaria-Bilbao Bizkaia Kutxa Banku Fundazioa · Spain95980020140006031928 ↗
The Bilbao Bizkaia Kutxa Fundacion Bancaria-Bilbao Bizkaia Kutxa Banku Fundazioa group has 3 institutions in the directory, in 1 country: all hold a BIC.
Including Fineco Sociedad de Valores, S.A., Kutxabank Investment S.V.,S.A..
See the Bilbao Bizkaia Kutxa Fundacion Bancaria-Bilbao Bizkaia Kutxa Banku Fundazioa group →Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Registered address
- GRAN VIA 30-32 BILBAO 48009 505 SPAIN
- Operational address
- GRAN VIA 30 BILBAO 48009 BILBAO SPAIN
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>BASKES2BXXX</BICFI>
<LEI>549300U4LIZV0REEQQ46</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>BASKES2BXXX</BICFI>
<LEI>549300U4LIZV0REEQQ46</LEI>
<Nm>KUTXABANK, S.A.</Nm>
<PstlAdr>
<TwnNm>BILBAO</TwnNm>
<Ctry>ES</Ctry>
<AdrLine>GRAN VIA 30-32 BILBAO 48009 505</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
Payment schemes and systems
EPC registers of 2026-09-11 · ECB T2 list of 2026-07-02 · ECB TIPS list of 2026-09-01 · SIX Bank Master valid on 2026-09-28
| Scheme or system | Since | Registered with | Note |
|---|---|---|---|
| SEPA Credit TransferISO 20022 messages | 2013-03-04 | Head office | — |
| SEPA Instant Credit TransferISO 20022 messages | 2017-11-21 | Head office | — |
| SEPA Direct Debit CoreISO 20022 messages | 2013-03-04 | Head office | — |
| SEPA Direct Debit Business-to-BusinessISO 20022 messages | 2013-03-04 | Head office | — |
| One-Leg Out Instant Credit TransferISO 20022 messages for the euro leg | 2024-11-04 | Head office | — |
| Verification of Payee | 2025-09-30 | Head office | — |
| T2 (Eurosystem real-time gross settlement)ISO 20022 messages | — | Head office | — |
| TIPS (TARGET Instant Payment Settlement)ISO 20022 messages | — | Head office | — |
SEPA dates are when the institution became ready for the scheme. The T2 list names direct participants only and gives no joining date. TIPS entries have no joining date.
An institution missing from T2 may still be reachable through an indirect participant. The ECB’s TIPS list does not separate participants from reachable parties. It includes institutions reachable in Swedish kronor as well as in euro.
“ISO 20022 messages” marks a scheme or system whose rulebook or operator specifies ISO 20022 for messages between participants.
National bank codes
Código de entidad (NRBE) · Spain
1 code file of 2026-09-24
| Code | Routes to BIC | Name in the national file | City |
|---|---|---|---|
| 2095 | BASKES2BXXX | KUTXABANK, S.A. | BILBAO |
Each code shows the name in the national file. Smaller banks often route through a central institution’s BIC. A code can therefore belong to a different bank than the one on this page.
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
Register entries are not screened against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Payment schemes and systems—Source: European Payments Council (EPC) Registers of Participants; matched to BICs by Elucidate. Source: European Central Bank, List of T2 participants. Source: European Central Bank, List of TIPS participants and reachable parties.
- Banking supervision—Source: European Central Bank, list of supervised entities.
- Wikidata—CC0, matched on the BIC or LEI recorded in Wikidata. It is community-edited, so check key facts.
- National bank codes—Spain (Source: Banco de España).
- ESMA interim MiCA register—European Securities and Markets Authority; entries whose registration number is this LEI, matched by LEI.
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- European registers—Source: European Central Bank (ECB), list of monetary financial institutions and list of institutions subject to minimum reserves. Source: European Securities and Markets Authority (ESMA), MiFID II/MiFIR register (investment firms, trading venues, systematic internalisers, data reporting services providers). Matched on LEI by Elucidate.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: Kutxabank, of this file: Andreuvv · Public domain · Wikimedia Commons · original.
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