Germany · Financial institution

Landeskreditbank Baden- Wuerttemberg - Foerderbank

Landeskreditbank Baden-Württemberg – Förderbank – (L-Bank) is a public-law institution created by a law of the State of Baden-Württemberg. Its seat is in Karlsruhe and it has a second office in Stuttgart. It is the promotional bank of the State of Baden-Württemberg and provides promotional loans and grants for businesses, housing, municipalities and families, including parental allowance. Its commercial banking business passed to Landesbank Baden-Württemberg in 1998, and ECB direct supervision ended after the 2019 CRD exemption for German promotional banks.

BICLKBWDE6KXXX LEI0SK1ILSPWNVBNQWU0W18 Licence no.Not on a tracked register Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under LKBWDE6K directly. 1 branch code Claim this profile

Licences and registrations

Matched by LEI on the 22 tracked registers

None matched by LEI in the 22 tracked registers.

  • The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.

European registers

ECB · monetary financial institutions

List as at 2026-09-25

Category
Credit institution
Minimum reserves
Subject to minimum reserves
Listed as
Landeskreditbank Baden-Württemberg - Förderbank -
RIAD code
DE05695

Entries are matched on the LEI. Each register is quoted as its publisher lists it.

Swift network

Swift’s ISO 9362 BIC directory

BIC
LKBWDE6KXXX head office
Connection to Swift
Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under LKBWDE6K directly.
Swift GPI
Not on the member list
Payment schemes and systems
SCT · SDD Core · SDD B2B · T2
Branch codes
1 branch code
BIC first registered
1993-06-07
Last updated
2007-12-01

Overview

Researched 29 Sep 2026 · Sources

Friedrichsbau-stuttgart
Photo: Unknown author · CC BY-SA 3.0 · Wikimedia Commons · original

Total assets

EUR 91.8bn

This entity · 31 Dec 2025 · annual report ↗

Employees

1,745

headcount · This entity · 31 Dec 2025 · source ↗

Ownership

State-owned

100% State of Baden-Württemberg

Institution type

Development bank

Trades as L-Bank

Ownership
The State of Baden-Württemberg owns the bank as a public-law institution established by state law.
Direct parent
State of Baden-Württemberg, Germany 100%
Head office
Schlossplatz 12, 76131 Karlsruhe, Germany
Company register
HRA 104441, Amtsgericht Mannheim
Name in the local language
Landeskreditbank Baden-Württemberg – Förderbank –

Business lines

  • Development finance
  • SME banking
  • Mortgage lending
  • Other

The bank provides promotional loans, grants and guarantees for business, housing, municipal infrastructure and families, and administers parental allowance in Baden-Württemberg.

Online

Websites & references
l-bank.info ↗
l-bank.de ↗ customer site for promotional programmes
Wikipedia ↗
Wikidata Q1797717 ↗
Official social accounts
LinkedIn ↗ · Instagram ↗ · YouTube ↗
Sources · 10 pages consulted
  1. l-bank.de/impressum
  2. l-bank.info/ueber-die-l-bank/organisation
  3. l-bank.info/?lang=de
  4. l-bank.de/
  5. bundesbank.de/resource/blob/817516/7cf9aca9ff6a0461f9a95d95285b519d/mL/2019-12-04-bankenaufsicht-zahl-d
  6. ebi-europa.eu/wp-content/uploads/2024/01/L-Bank-escapes-ECB-supervision-in-the-end_170120.pdf
  7. verwaltungsgerichtshof-baden-wuerttemberg.justiz-bw.de/pb/,Lde/Startseite/Medien/Rueckzahlung+von+Corona-Soforthilfen_+Berufungen+der+L-Bank+erf
  8. haufe.de/steuern/steuerwissen-tipps/rechtwidrig-zurueckgeforderte-corona-soforthilfen-erstattet_17
  9. baden-wuerttemberg.de/de/regierung/mitglieder-der-landesregierung
  10. l-bank.info/fuer-die-presse/aktuelles/2025/bilanzpressekonferenz-2025.html

Leadership

Researched 29 Sep 2026 · Sources

Chief executive
Edith Weymayr Edith Weymayr Vorsitzende des Vorstands (Chair of the Board of Management) Confirmed 29 Sep 2026 · l-bank.info ↗
Chair
Dr. Danyal Bayaz Dr. Danyal Bayaz Vorsitzender des Verwaltungsrats (Chair of the Supervisory Board); Minister of Finance of Baden-Württemberg Confirmed 29 Sep 2026 · l-bank.info ↗
Executive
Dr. Iris Reinelt Dr. Iris Reinelt Mitglied des Vorstands (Member of the Board of Management) Confirmed 29 Sep 2026 · l-bank.info ↗
Executive
Johannes Heinloth Johannes Heinloth Mitglied des Vorstands (Member of the Board of Management) Confirmed 29 Sep 2026 · l-bank.info ↗

Supervisors & regulators

Researched 29 Sep 2026 · Sources

Germany
Federal Financial Supervisory Authority (BaFin) Prudential supervisorAML supervisor
Germany
Deutsche Bundesbank Central bankPrudential supervisor
Germany
Ministry of Finance of Baden-Württemberg Other

Recent events

Researched 29 Sep 2026 · Sources

  1. Other

    The Landtag of Baden-Württemberg passed a law to refund Corona emergency aid that the bank had reclaimed under the March 2020 state guideline.

    haufe.de ↗
  2. Other

    The Administrative Court of Baden-Württemberg dismissed four appeals by the bank and held its Corona emergency aid repayment demands unlawful in those cases.

    verwaltungsgerichtshof-baden-wuerttemberg.justiz-bw.de ↗

Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.

Identifiers

Head-office record

BIC
LKBWDE6KXXX
How the BIC breaks down
  1. LKBWBank
  2. DECountry · Germany
  3. 6KLocation
  4. XXXBranch · head office
Branch description
Not recorded in the directory
LEI
0SK1ILSPWNVBNQWU0W18
LEI record
View on GLEIF ↗
How the LEI was matched
BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
National bank code
Bankleitzahl 66010700 + 1 more

Profile

Type
Financial institutionClassified as a financial institution in Swift’s ISO 9362 BIC directory, with no licence on a tracked register. This includes banks that neither the ECB nor the FSB lists, as well as brokers, fund managers, insurers and market infrastructure.
Regulation
Not on a tracked registerNo licence or registration was found for this entity on the registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
Register licences
None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
Country · region
Germany · Europe & Central Asia
Banking supervision
Not on the ECB's list of supervised entities as of 2026-07-01
Trading venues (MIC)
No MIC registered under this LEI list of 2026-09-17
OFAC sanctions
No listing cites this BIC
EU sanctions
No listing matched this BIC or its LEI
Country sanctions
No country programme
Founded
1998

Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.

No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.

Ownership and group

GLEIF relationship records

GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.

Addresses

Registered address
SCHLOSSPLATZ 10 KARLSRUHE 76113 GERMANY
Operational address
SCHLOSSPLATZ 10 KARLSRUHE 76131 KARLSRUHE POB 4049 GERMANY

ISO 20022 identification

As an agent in a Swift cross-border payment message (CBPR+)

A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.

Identified by
BIC, with its LEI and its DEBLZ clearing code
Roles in CBPR+
Any agent, including the instructing and instructed agents

CBPR+

For cross-border payments on Swift: the BIC, with the LEI and clearing code where known

<FinInstnId>
  <BICFI>LKBWDE6KXXX</BICFI>
  <ClrSysMmbId>
    <ClrSysId>
      <Cd>DEBLZ</Cd>
    </ClrSysId>
    <MmbId>66010700</MmbId>
  </ClrSysMmbId>
  <LEI>0SK1ILSPWNVBNQWU0W18</LEI>
</FinInstnId>

Full record

Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC

<FinInstnId>
  <BICFI>LKBWDE6KXXX</BICFI>
  <ClrSysMmbId>
    <ClrSysId>
      <Cd>DEBLZ</Cd>
    </ClrSysId>
    <MmbId>66010700</MmbId>
  </ClrSysMmbId>
  <LEI>0SK1ILSPWNVBNQWU0W18</LEI>
  <Nm>LANDESKREDITBANK BADEN- WUERTTEMBERG - FOERDERBANK</Nm>
  <PstlAdr>
    <TwnNm>KARLSRUHE</TwnNm>
    <Ctry>DE</Ctry>
    <AdrLine>SCHLOSSPLATZ 10 KARLSRUHE 76113</AdrLine>
  </PstlAdr>
</FinInstnId>

The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.

Payment schemes and systems

EPC registers of 2026-09-11 · ECB T2 list of 2026-07-02 · ECB TIPS list of 2026-09-01 · SIX Bank Master valid on 2026-09-28

Scheme or systemSinceRegistered withNote
SEPA Credit TransferISO 20022 messages 2008-01-28 Head office —
SEPA Direct Debit CoreISO 20022 messages 2010-11-01 Head office —
SEPA Direct Debit Business-to-BusinessISO 20022 messages 2010-11-01 Head office —
T2 (Eurosystem real-time gross settlement)ISO 20022 messages — Head office —

SEPA dates are when the institution became ready for the scheme. The T2 list names direct participants only and gives no joining date.

An institution missing from T2 may still be reachable through an indirect participant.

“ISO 20022 messages” marks a scheme or system whose rulebook or operator specifies ISO 20022 for messages between participants.

National bank codes

Bankleitzahl · Germany

2 codes valid until 2026-12-06 · ISO 20022 clearing system code DEBLZ

CodeRoutes to BICName in the national fileCity
66010700 LKBWDE6KXXX Landeskreditbank Baden-Württemberg Förderbank Karlsruhe
60010700 LKBWDE6K600 Landeskreditbank Baden-Württemberg Förderbank -alt- Karlsruhe

Each code shows the name in the national file. Smaller banks often route through a central institution’s BIC. A code can therefore belong to a different bank than the one on this page.

Network

Branch codes

BICBranchCityAddressLEIUpdated
LKBWDE6K600 NIEDERLASSUNG STUTTGART Stuttgart BOERSENPLATZ 1 STUTTGART 70174 STUTTGART GERMANY — 2018-08-04

See every BIC in Germany →

Claim this profile

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  3. 03Profile claimed The page is marked as claimed and verified. You can send us corrections at any time.

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Sources & method

Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.

Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.

The sanctions facts on this page cover the BIC and its LEI only.

An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.

Read the methodology →

Credits for this page

  • Payment schemes and systems—Source: European Payments Council (EPC) Registers of Participants; matched to BICs by Elucidate. Source: European Central Bank, List of T2 participants.
  • Wikidata—CC0, matched on the BIC or LEI recorded in Wikidata. It is community-edited, so check key facts.
  • National bank codes—Germany (Quelle: Deutsche Bundesbank).
  • Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
  • European registers—Source: European Central Bank (ECB), list of monetary financial institutions and list of institutions subject to minimum reserves. Matched on LEI by Elucidate.
  • Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: Unknown author Unknown author · Public domain · Wikimedia Commons · original; Edith Weymayr: l-bank.info (official website) · original; Dr. Danyal Bayaz: l-bank.info (official website) · original; Dr. Iris Reinelt: l-bank.info (official website) · original; Johannes Heinloth: l-bank.info (official website) · original.

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