United Kingdom · Financial institution
Lloyds Banking Group PLC
Lloyds Banking Group plc is a public limited company registered in Scotland, with its registered office in Edinburgh and its head office in London. It is the listed holding company of a UK financial services group whose banking subsidiaries include Lloyds Bank plc and Bank of Scotland plc, alongside Scottish Widows. The group provides retail, commercial and corporate banking, insurance, pensions and investments, mainly in the UK. It took its current form in January 2009 when Lloyds TSB acquired HBOS. In July 2026 it announced that the Halifax brand would be retired and Halifax accounts rebranded to Lloyds.
Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- LBGTGB22XXX head office
- Connection to Swift
- Reverse billingThe institution is connected to Swift. Messages sent to it are billed to the institution, not to the sender. The “2” in the eighth character of LBGTGB22 marks reverse billing.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- Branch codes
- None: head-office BIC only
- BIC first registered
- 2018-05-26
- Last updated
- 2022-02-14
Overview
Researched 29 Sep 2026 · Sources
Employees
Not published
Ownership
Publicly listed
Tickers LLOY · LYG
Institution type
Universal bank
Trades as Lloyds Banking Group
- Ownership
- The bank's shares are widely held and listed on the London Stock Exchange, with American Depositary Receipts traded on the New York Stock Exchange.
- Stock listings
- London Stock Exchange LLOY
New York Stock Exchange (ADR) LYG - Head office
- 33 Old Broad Street, EC2N 1HZ London, United Kingdom (registered office: The Mound, Edinburgh EH1 1YZ, United Kingdom)
- Company register
- SC095000, Companies House (Scotland)
- Former names
- Lloyds TSB Group plc · TSB Group plc
Business lines
The group reports three main divisions: Retail, Commercial Banking, and Insurance, Pensions and Investments. According to its 2026 half-year results, all three increased underlying profit.
Online
- Websites & references
- lloydsbankinggroup.com ↗ did not load when checked
lloydsbank.com ↗ Customer site of subsidiary Lloyds Bank plc
Wikipedia ↗
Wikidata Q1152764 ↗ - Official social accounts
- None found
Sources · 11 pages consulted
- lloydsbankinggroup.com/who-we-are/group-overview/group-executive-committee.html
- lloydsbankinggroup.com/who-we-are/group-overview/directors-and-governance.html
- stocktitan.net/sec-filings/LYG/6-k-lloyds-banking-group-plc-current-report-foreign-issuer-718a03dfe1e0.h
- stocktitan.net/sec-filings/LYG/6-k-lloyds-banking-group-plc-current-report-foreign-issuer-9f27e928d50e.h
- stocktitan.net/sec-filings/LYG/6-k-lloyds-banking-group-plc-current-report-foreign-issuer-4e0245d1a165.h
- stocktitan.net/sec-filings/LYG/6-k-lloyds-banking-group-plc-current-report-foreign-issuer-615dcfa9304b.h
- stocktitan.net/sec-filings/LYG/6-k-lloyds-banking-group-plc-current-report-foreign-issuer-276fb4902b7e.h
- lloydsbankinggroup.com/who-we-are/our-brands/halifax-bank.html
- retailbankerinternational.com/news/lloyds-scrap-halifax-brand/
- investegate.co.uk/announcement/rns/lloyds-banking-group--lloy/total-voting-rights/9699331
- en.wikipedia.org/wiki/Lloyds_Banking_Group
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
- Charlie Nunn Group Chief Executive
- Chair
- Sir Robin Budenberg Group Chair
- Chief financial officer
- William Chalmers Executive Director and Chief Financial Officer
- Executive
- John Langley CEO, Corporate & Institutional Banking
- Executive
- Amanda Murphy Chief Executive Officer, Business & Commercial Banking
Supervisors & regulators
Researched 29 Sep 2026 · Sources
- United Kingdom
- Bank of England (including the Prudential Regulation Authority) Central bankPrudential supervisorResolution
- United Kingdom
- Financial Conduct Authority ConductAML supervisor
Recent events
Researched 29 Sep 2026 · Sources
-
Leadership
A new Group Chief Risk Officer joined the bank from Banco Santander.
lloydsbankinggroup.com ↗ -
Other
The group announced that the Halifax brand would be retired and Halifax accounts rebranded to Lloyds. Halifax accounts remain under the Bank of Scotland plc licence.
retailbankerinternational.com ↗ -
Leadership
The bank appointed Danuta Gray as a non-executive director, effective 1 July 2026. She also became Chair of Scottish Widows Group.
stocktitan.net ↗ -
Other
After the FCA's final motor finance redress rules, the group said no change to its existing provision of about GBP 2 billion was currently required.
stocktitan.net ↗ -
Other
The Financial Conduct Authority published final rules for an industry-wide motor finance redress scheme covering agreements made between 2007 and 2024.
stocktitan.net ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
Identifiers
Head-office record
- BIC
- LBGTGB22XXX
- How the BIC breaks down
- LBGTBank
- GBCountry · United Kingdom
- 22Location · reverse billing
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 549300PPXHEU2JF0AM85
- LEI record
- View on GLEIF ↗
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
Profile
- Type
- Financial institutionClassified as a financial institution in Swift’s ISO 9362 BIC directory, with no licence on a tracked register. This includes banks that neither the ECB nor the FSB lists, as well as brokers, fund managers, insurers and market infrastructure.
- Regulation
- Not on a tracked registerNo licence or registration was found for this entity on the registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
- Register licences
- None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- Country · region
- United Kingdom · Europe & Central Asia
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
- Founded
- 2009
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
Ownership and group
GLEIF relationship records
The Lloyds Banking Group PLC group has 55 institutions in the directory, in 11 countries: all hold a BIC.
Including Lloyds Bank GMBH, Lloyds Bank GMBH, Lloyds Bank GMBH, Lloyds Bank GMBH, Lloyds Bank GMBH.
See the Lloyds Banking Group PLC group →Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Registered address
- 25 GRESHAM STREET LONDON EC2V 7HN UNITED KINGDOM
- Operational address
- 25 GRESHAM STREET LONDON LONDON EC2V 7HN UNITED KINGDOM
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>LBGTGB22XXX</BICFI>
<LEI>549300PPXHEU2JF0AM85</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>LBGTGB22XXX</BICFI>
<LEI>549300PPXHEU2JF0AM85</LEI>
<Nm>LLOYDS BANKING GROUP PLC</Nm>
<PstlAdr>
<TwnNm>LONDON</TwnNm>
<Ctry>GB</Ctry>
<AdrLine>25 GRESHAM STREET LONDON EC2V 7HN</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
Claim this profile
Work at Lloyds Banking Group PLC?
Claim this page to have it marked as verified by the bank, and to send us corrections. We verify every claim before anything changes on the page.
- 01Submit Tell us who you are, using your work email.
- 02We verify We check the email domain and confirm your role with the bank. This usually takes up to five business days.
- 03Profile claimed The page is marked as claimed and verified. You can send us corrections at any time.
Claim received
Thank you. We will email your work address once the claim is verified. Until then, the page stays unclaimed.
The claim was not sent. Try again, or email contact@elucidate.co.
Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Wikidata—CC0, matched on the BIC or LEI recorded in Wikidata. It is community-edited, so check key facts.
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: Lloyds Banking Group PLC · CC BY 4.0 · Wikimedia Commons · original.
Assess the financial crime risk behind a BIC
A BIC identifies an institution; it does not assess it. The Elucidate FinCrime Index (EFI) is an independent score of the financial crime risk of banks, built for correspondent banking and counterparty due diligence.
Book a demo