United Kingdom · Payments & e-money
Mastercard Transaction Services (UK) Ltd.
Mastercard Transaction Services (UK) Ltd. is a private limited company registered in England and Wales, with its office at 1 Angel Lane, London. The Financial Conduct Authority (FCA) authorises it as an Authorised Payment Institution under the Payment Services Regulations 2017. It is a wholly controlled subsidiary of Mastercard Incorporated. It is the UK licensed entity for Mastercard Cross-Border Services and Card to Account Transfer, which form part of Mastercard's money movement portfolio, Mastercard Move. Before Mastercard acquired the Transfast group in July 2019 the firm operated as the European entity of Transfast, and it took its current name in July 2020.
Licences and registrations
Held by Mastercard Transaction Services (UK) Ltd. (LEI 254900A0DI312HS2MG44). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
|---|---|---|---|---|---|---|---|---|
| FCA Financial Services Register - Payment Institutions & RAISPsFCALinked by LEI. Matched by Elucidate on the UK company number the register gives. | Authorised Payment InstitutionPayment Institution | 521565 | United Kingdom | Active | 2018-05-09 | — |
|
Search the register ↗ |
- Licences belong to the legal entity, not to a BIC.
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
- The register entries and their trading names were not matched against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
Other register entries with this LEI
Shown for reference: they share the LEI but are not merged into this page
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- MTSXGB2LXXX head office
- Connection to Swift
- Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under MTSXGB2L directly.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- Branch codes
- None: head-office BIC only
- Other BIC with this LEI
- MACSGB22
- BIC first registered
- 2024-10-05
- Last updated
- 2024-10-05
Overview
Researched 29 Sep 2026 · Sources
Customers
Not published
Ownership
Group subsidiary
Mastercard Transaction Services Corp.
Firm type
Money remittance
Trades as Mastercard Move
- Standing
- The firm was incorporated in 2009 as Trans-Fast Remittance Ltd and has had several names since. It has used its current name since 23 July 2020, after Mastercard acquired the Transfast group in July 2019.
- Ownership
- According to its 2024 accounts, the immediate parent is Mastercard Transaction Services Corp. and the ultimate parent is Mastercard Incorporated, which Companies House records as holding 75% or more of shares and voting rights.
- Direct parent
- Mastercard Transaction Services Corp., United States
- Ultimate owner
- Mastercard Incorporated, United States
- Major shareholder
- Mastercard Incorporated (person with significant control, 75% or more)
- Head office
- 1 Angel Lane, EC4R 3AB London, United Kingdom
- Company register
- Companies House 07031967
- Incorporated
- 28 Sep 2009
- Former names
- WYNDPAY LTD · TF REMIT (EUROPE) LTD · TRANS FAST REMITTANCE (EUROPE) LTD. · 07031967 LIMITED · TRANS-FAST REMITTANCE LTD
Online
- Websites & references
- mastercard.com ↗
mastercard.com/gb/en/business/payments/mastercard-move.html ↗ Mastercard Move product pages (group brand)
mastercard.com/gb/en/business/payments/mastercard-move/mts-d ↗ licensing and complaints disclosures for Mastercard Transaction Services entities - Official social accounts
- LinkedIn ↗ · X ↗ · Facebook ↗ · YouTube ↗
Sources · 10 pages consulted
- find-and-update.company-information.service.gov.uk/company/07031967
- find-and-update.company-information.service.gov.uk/company/07031967/officers
- find-and-update.company-information.service.gov.uk/company/07031967/persons-with-significant-control
- find-and-update.company-information.service.gov.uk/company/07031967/filing-history
- find-and-update.company-information.service.gov.uk/company/07031967/filing-history/MzQ4MzYwOTg1NGFkaXF6a2N4/document?format=pdf&download=0
- fsc.gi/regulated-entity/mastercard-transaction-services-uk-ltd-29373
- mastercard.com/gb/en/business/payments/mastercard-move/mts-disclosures.html
- mastercard.com/gb/en/business/payments/mastercard-move.html
- mastercard.com/gb/en/business/payments/mastercard-move/mastercard-move-legal-disclaimer.html
- investor.mastercard.com/investor-news/investor-news-details/2019/Mastercard-Further-Extends-Payment-Network-with-
Authorisation
Researched 29 Sep 2026 · Sources
- Operates under
- Its own licences
The FCA authorises the firm as an Authorised Payment Institution under the Payment Services Regulations 2017 (firm reference number 521565). The Gibraltar Financial Services Commission lists it for payment services provided into Gibraltar from the United Kingdom.
| Authority | Licence or registration | Number | Held | Status | Source |
|---|---|---|---|---|---|
| Financial Conduct Authority United Kingdom | Authorised Payment Institution | 521565 | In its own name | Active | mastercard.com ↗ |
| Gibraltar Financial Services Commission Gibraltar | Payment Services Directive: incoming services from the United Kingdom (activities 1 to 6, including money remittance) | — | In its own name | Active | fsc.gi ↗ |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
Products and markets
Researched 29 Sep 2026 · Sources
According to its accounts, the firm earns fees and foreign exchange margin on money transfer transactions. It provides Mastercard Cross-Border Services and Card to Account Transfer, part of Mastercard Move, which is sold to banks, non-bank financial institutions and corporates.
It provides payment services from the United Kingdom under its FCA authorisation and appears on the Gibraltar register for incoming services from the UK. Mastercard's EEA money movement services are provided by a separate Belgian entity, Mastercard Transaction Services (Europe) SA.
- Sells to
- Financial institutions · Enterprises · Platforms and marketplaces · Consumers
- Serves customers in 2 countries
- United Kingdom · Gibraltar
Leadership
Researched 29 Sep 2026 · Sources
- Executive
- Patricia Anne M. Decuypere Director
- Executive
- Lisa Joanne Judkins Director
- Executive
- Bryan Joseph Sharkey Director
Recent events
Researched 29 Sep 2026 · Sources
-
Other
The firm allotted new shares on 24 August 2026, taking its issued share capital to GBP 20,155,705.
find-and-update.company-information.service.gov.uk ↗ -
Other
The firm allotted new shares on 15 December 2025, taking its issued share capital to GBP 15,755,705.
find-and-update.company-information.service.gov.uk ↗ -
Other
The firm allotted new shares on 20 June 2025, taking its issued share capital to GBP 13,514,291.
find-and-update.company-information.service.gov.uk ↗ -
Leadership
Luis Alvarez stepped down as a director of the firm on 4 April 2025.
find-and-update.company-information.service.gov.uk ↗ -
Other
The firm issued 3,149,606 ordinary shares on 27 November 2024, taking its issued share capital to GBP 11,314,291.
find-and-update.company-information.service.gov.uk ↗ -
Other
The firm allotted new shares on 26 December 2023, taking its issued share capital to GBP 8,164,685.
find-and-update.company-information.service.gov.uk ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
Identifiers
Head-office record
- BIC
- MTSXGB2LXXX
- How the BIC breaks down
- MTSXBank
- GBCountry · United Kingdom
- 2LLocation
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 254900A0DI312HS2MG44
- LEI record
- View on GLEIF ↗
- Licence no. · FCA-PSD
- 521565
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.Register entry: Matched by Elucidate on the UK company number the register gives.
- Register-entry ID
- b997a5afbba3
Profile
- Type
- Payments & e-moneyPayment institutions, e-money and stored-value issuers, and account-information providers. Licensed under payment-services law (e.g. PSD2 in the EU and UK, the Payment Services Act in Singapore). Taken from the licences on the tracked registers.
- Regulation
- Prudential licenceAuthorised with capital, safeguarding and conduct requirements, e.g. an authorised payment or e-money institution in the EU or UK, a major payment institution in Singapore, or a MiCA crypto-asset service provider.
- Register licences
- 1 entry on 1 register
- Activities
- Payment services
- Licensed in
- United Kingdom
- Country · region
- United Kingdom · Europe & Central Asia
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
- Direct parent
- Mastercard Transaction Services (Us) LLC · United States549300REMPPKST0PVA02 ↗
- Ultimate parent
- Mastercard Incorporated · United StatesAR5L2ODV9HN37376R084 ↗
The Mastercard Incorporated group has 11 institutions in the directory, in 4 countries: 6 hold a BIC and 5 do not.
Including Mastercard Transaction Services (Europe) S.A., Mastercard OB Services Europe A/S, Mastercard Payment Services Denmark A/S, Mastercard Transaction Services (CA) Inc., Mastercard Europe S.A..
See the Mastercard Incorporated group →Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Registered address
- 1 ANGEL LANE LONDON EC4R 3AB UNITED KINGDOM
- Operational address
- 1 ANGEL LANE LONDON LONDON EC4R 3AB UNITED KINGDOM
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>MTSXGB2LXXX</BICFI>
<LEI>254900A0DI312HS2MG44</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>MTSXGB2LXXX</BICFI>
<LEI>254900A0DI312HS2MG44</LEI>
<Nm>MASTERCARD TRANSACTION SERVICES (UK) LTD.</Nm>
<PstlAdr>
<TwnNm>LONDON</TwnNm>
<Ctry>GB</Ctry>
<AdrLine>1 ANGEL LANE LONDON EC4R 3AB</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
Register entries are not screened against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- FCA Financial Services Register - Payment Institutions & RAISPs—Financial Conduct Authority (FCA) · register ↗ as at 25 September 2026
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, authorisation, partners, products, leadership and events—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
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