United States · Financial institution
Midfirst Bank
MidFirst Bank is a federally chartered savings association with its head office in Oklahoma City, Oklahoma. It is a subsidiary of Midland Financial Co., a savings and loan holding company owned by the Records family. It offers retail, commercial, private banking, wealth management and trust services, and it services mortgages nationally through its Midland Mortgage division. It describes itself as the largest privately owned bank in the United States. It acquired 1st Century Bank in July 2016, and that division began trading under the MidFirst Bank name on 20 April 2026.
Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- MFBKUS44XXX head office
- Connection to Swift
- Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under MFBKUS44 directly.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- Branch codes
- None: head-office BIC only
- BIC first registered
- 2011-08-06
- Last updated
- 2026-04-25
Overview
Researched 29 Sep 2026 · Sources
Employees
Not published
Ownership
Privately held
100% Midland Financial Co.
Institution type
Savings bank
- Standing
- MidFirst Bank is active. On 17 June 2026 it agreed to acquire Dallas Capital Bank. The deal needs regulatory approval and is expected to close in the second half of 2026.
- Ownership
- Midland Financial Co., a savings and loan holding company in Oklahoma City, holds 100% of the bank, and the Records family owns the group.
- Direct parent
- Midland Financial Co., United States 100%
- Ultimate owner
- Records family, United States
- Head office
- 501 NW Grand Boulevard, 73118 Oklahoma City, United States
- Company register
- FDIC cert 4063; OCC charter 714191; Federal Reserve RSSD ID 595270
Business lines
Besides retail and commercial banking, the bank buys and services mostly government-insured residential mortgages nationally through its Midland Mortgage division, and it runs MidFirst Business Credit.
Online
- Websites & references
- midfirst.com ↗
Wikipedia ↗
Wikidata Q17081131 ↗ - Official social accounts
- LinkedIn ↗ · Facebook ↗ · Instagram ↗ · Threads ↗
Sources · 12 pages consulted
- midfirst.com/
- midfirst.com/about-us/executive-leadership
- midfirst.com/about-us/financial-reports
- midfirst.com/getContentAsset/076cfb26-828a-4b25-aa56-c89fba962a1c/e40d38ea-c2b0-4401-8ee6-14e2652bb813
- midfirst.com/about-us/latest-news/2026/midfirst-bank-to-acquire-dallas-capital-bank-accelerating-growt
- midfirst.com/about-us/latest-news/2025/midfirst-bank-names-todd-dobson-ceo
- midfirst.com/about-us/latest-news/2026/1st-century-bank-aligns-under-the-midfirst-bank-name-in-califor
- occ.gov/static/cra/craeval/Apr24/714191.pdf
- occ.gov/static/cra/craeval/jun18/714191.pdf
- fdic.gov/resources/regulations/federal-register-publications/2022/2022-community-reinvestment-act-
- ffiec.gov/npw/Institution/Profile/2568278?dt=20120101
- en.wikipedia.org/wiki/MidFirst_Bank
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
-
Todd Dobson
Chief Executive Officer
- Chair
- G. Jeffrey Records, Jr. Chairman of the Board
- Executive
-
Ken Clark
Senior Executive Vice President, MidFirst Bank; President, Midland Mortgage Division
Supervisors & regulators
Researched 29 Sep 2026 · Sources
- United States
- Office of the Comptroller of the Currency Prudential supervisorAML supervisorConduct
- United States
- Consumer Financial Protection Bureau Conduct
- United States
- Federal Deposit Insurance Corporation Resolution
Recent events
Researched 29 Sep 2026 · Sources
-
Merger / acquisition
The bank agreed to acquire Dallas Capital Bank, which has USD 1.2 billion in assets, subject to regulatory approval.
midfirst.com ↗ -
Other
The bank announced that its 1st Century Bank division would trade under the MidFirst Bank name from 20 April 2026.
midfirst.com ↗ -
Leadership
Todd Dobson became chief executive officer, succeeding G. Jeffrey Records, Jr., who stayed on as chairman. Co-CEO Scott Smith also stepped down.
midfirst.com ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
Identifiers
Head-office record
- BIC
- MFBKUS44XXX
- How the BIC breaks down
- MFBKBank
- USCountry · United States
- 44Location
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 337KMNHEWWWR6B7Q7W10
- LEI record
- View on GLEIF ↗
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
Profile
- Type
- Financial institutionClassified as a financial institution in Swift’s ISO 9362 BIC directory, with no licence on a tracked register. This includes banks that neither the ECB nor the FSB lists, as well as brokers, fund managers, insurers and market infrastructure.
- Regulation
- Not on a tracked registerNo licence or registration was found for this entity on the registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
- Register licences
- None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- Country · region
- United States · North America
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
- Founded
- 1982
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
Ownership and group
GLEIF relationship records
GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.
Addresses
- Registered address
- 501 NORTH WEST GRAND BOULEVARD OKLAHOMA CITY 73118 UNITED STATES OF AMERICA
- Operational address
- 501 NW GRAND BLVD OKLAHOMA CITY,OK OKLAHOMA CITY,OK 73118 UNITED STATES OF AMERICA
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>MFBKUS44XXX</BICFI>
<LEI>337KMNHEWWWR6B7Q7W10</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>MFBKUS44XXX</BICFI>
<LEI>337KMNHEWWWR6B7Q7W10</LEI>
<Nm>MIDFIRST BANK</Nm>
<PstlAdr>
<TwnNm>OKLAHOMA CITY</TwnNm>
<Ctry>US</Ctry>
<AdrLine>501 NORTH WEST GRAND BOULEVARD OKLAHOMA CITY 73118</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
Claim this profile
Work at Midfirst Bank?
Claim this page to have it marked as verified by the bank, and to send us corrections. We verify every claim before anything changes on the page.
- 01Submit Tell us who you are, using your work email.
- 02We verify We check the email domain and confirm your role with the bank. This usually takes up to five business days.
- 03Profile claimed The page is marked as claimed and verified. You can send us corrections at any time.
Claim received
Thank you. We will email your work address once the claim is verified. Until then, the page stays unclaimed.
The claim was not sent. Try again, or email contact@elucidate.co.
Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Wikidata—CC0, matched on the BIC or LEI recorded in Wikidata. It is community-edited, so check key facts.
- Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: midfirst.com (official website) · original; Todd Dobson: midfirst.com (official website) · original; Ken Clark: midfirst.com (official website) · original.
Assess the financial crime risk behind a BIC
A BIC identifies an institution; it does not assess it. The Elucidate FinCrime Index (EFI) is an independent score of the financial crime risk of banks, built for correspondent banking and counterparty due diligence.
Book a demo