United States · Financial institution
Morgan Stanley and CO., LLC
Legal name in the LEI recordMorgan Stanley Private Bank, National Association
Morgan Stanley Private Bank, National Association is a US national bank with its headquarters and main office in Purchase, New York. It is an indirect wholly owned subsidiary of Morgan Stanley, held through Morgan Stanley Capital Management LLC. It mainly offers residential mortgage lending, securities-based and other financing, and deposit products. Most of its borrowers are clients of its affiliated broker-dealer, Morgan Stanley Smith Barney LLC. It has no branches or ATMs. According to the Office of the Comptroller of the Currency, it added retail checking and savings accounts after the merger of the E*TRADE banks.
Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
Regulatory status
FSB · global systemically important banks
2025 list
- G-SIB
- Morgan Stanley
- Relation
- In a G-SIB groupGLEIF records a G-SIB entity as this legal entity’s ultimate parent. The bucket applies to the group, and membership does not make this entity a bank.
- Bucket
- 1 of 5 · extra capital buffer 1.0% of risk-weighted assets
- On the list since
- 2011
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- MSTNUS31XXX head office
- Connection to Swift
- Passive participant (no connection)This BIC is registered for identification only. The institution has no direct connection to the Swift network. Messages and payments reach it through a correspondent bank. The “1” in the eighth character of MSTNUS31 marks a passive participant.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- Branch codes
- None: head-office BIC only
- BIC first registered
- 2009-09-05
- Last updated
- 2026-06-12
Overview
Researched 29 Sep 2026 · Sources
Ownership
Group subsidiary
100% Morgan Stanley Capital Management LLC
Institution type
Private bank
Trades as Morgan Stanley Private Bank
- Ownership
- The bank is wholly owned by Morgan Stanley Capital Management LLC, which is itself a direct wholly owned subsidiary of Morgan Stanley.
- Direct parent
- Morgan Stanley Capital Management LLC, United States 100%
- Ultimate owner
- Morgan Stanley, United States
- Head office
- 2000 Westchester Avenue, 10577 Purchase, United States
- Company register
- FDIC cert 34221; OCC charter 24981
Business lines
Lending is split between securities-based and tailored loans (about 59% of loans at June 2026) and residential real estate loans (about 41%). Deposits come mainly through Morgan Stanley Wealth Management sweep and savings programmes and from brokered certificates of deposit.
Online
- Websites & references
- morganstanley.com ↗
Wikipedia ↗ group article - Official social accounts
- LinkedIn ↗ · X ↗ · Facebook ↗ · Instagram ↗ · YouTube ↗
Sources · 10 pages consulted
- morganstanley.com/content/dam/msdotcom/en/about-us-ir/shareholder/MorganStanleyPrivateBankNationalAssociati
- morganstanley.com/content/dam/msdotcom/en/about-us-ir/shareholder/MorganStanleyPrivateBankNationalAssociati
- morganstanley.com/about-us-ir/subsidiaries
- morganstanley.com/
- morganstanley.com/about-us-governance/operating-committee
- morganstanley.com/about-us-governance/operating-committee/michael-pizzi
- occ.gov/static/cra/craeval/jul25/24981.pdf
- morganstanley.com/wealth-general/pdf/private-banking-brochure.pdf
- banks.data.fdic.gov/bankfind-suite/bankfind/details/34221
- morganstanley.com/content/dam/msdotcom/en/about-us-ir/shareholder/10k2025/10k1225.pdf
Supervisors & regulators
Researched 29 Sep 2026 · Sources
- United States
- Office of the Comptroller of the Currency Prudential supervisorAML supervisorConduct
- United States
- Federal Deposit Insurance Corporation Resolution
Recent events
Researched 29 Sep 2026 · Sources
The research found no fines, investigations, leadership changes or corporate events from the last three years.
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
Identifiers
Head-office record
- BIC
- MSTNUS31XXX
- How the BIC breaks down
- MSTNBank
- USCountry · United States
- 31Location · passive
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 549300GS0W0TEUQS8571
- LEI record
- View on GLEIF ↗
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
Profile
- Type
- Financial institutionClassified as a financial institution in Swift’s ISO 9362 BIC directory, with no licence on a tracked register. This includes banks that neither the ECB nor the FSB lists, as well as brokers, fund managers, insurers and market infrastructure.
- Regulation
- Not on a tracked registerNo licence or registration was found for this entity on the registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
- Register licences
- None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- Country · region
- United States · North America
- FSB G-SIB list
- In a G-SIB group · Morgan Stanley list of 2025
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
Ownership and group
GLEIF relationship records
- Direct parent
- Morgan Stanley Domestic Holdings, LLC · United States549300RJIC678ZPVWG08 ↗
- Ultimate parent
- Morgan Stanley · United StatesIGJSJL3JD5P30I6NJZ34 ↗
- FSB G-SIB list
- In a G-SIB group · Morgan Stanley bucket 1 · 2025 listGLEIF records a G-SIB entity as this legal entity’s ultimate parent. The bucket applies to the group, and membership does not make this entity a bank.
The Morgan Stanley group has 46 institutions in the directory, in 22 countries: all hold a BIC.
Including Morgan Stanley Bank AG, Morgan Stanley Europe SE, Morgan Stanley Bank N.A, Morgan Stanley and Co International PLC, Morgan Stanley and CO., LLC.
See the Morgan Stanley group →Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Registered address
- 1585 BROADWAY NEW YORK 10036 UNITED STATES OF AMERICA
- Operational address
- 2000 WESTCHESTER AVENUE PURCHASE,NY PURCHASE,NY 10577 UNITED STATES OF AMERICA
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Debtor agent, creditor agent or an intermediary agent
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>MSTNUS31XXX</BICFI>
<LEI>549300GS0W0TEUQS8571</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>MSTNUS31XXX</BICFI>
<LEI>549300GS0W0TEUQS8571</LEI>
<Nm>MORGAN STANLEY AND CO., LLC</Nm>
<PstlAdr>
<Ctry>US</Ctry>
<AdrLine>1585 BROADWAY NEW YORK 10036</AdrLine>
</PstlAdr>
</FinInstnId>This BIC is not connected to Swift. Messages reach the institution through a correspondent bank, so it cannot be the instructing or instructed agent.
Swift’s two address fields do not agree on a town, so the full record gives the address as address lines only.
The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
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