United States · Credit institution

Morgan Stanley Bank N.A

Legal name in the LEI recordMorgan Stanley Bank, N.A.

Morgan Stanley Bank, N.A. is a US national bank headquartered in Salt Lake City, Utah. It is wholly owned by Morgan Stanley Capital Management, LLC, which is a direct wholly owned subsidiary of Morgan Stanley. According to its June 2026 quarterly report, it mainly offers institutional lending, institutional sales and trading, and deposit products. On 14 February 2026 the fixed income business of Morgan Stanley Capital Services LLC was merged into the bank, and on 14 March 2026 the bank acquired Morgan Stanley Europe SE.

BICMSBKUS5WXXX LEIG1MLHIS0N32I3QPILB75 Licence no.Not on a tracked register Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under MSBKUS5W directly. Global systemically important bank · bucket 1 1 branch code Group: Morgan Stanley Claim this profile

Licences and registrations

Matched by LEI on the 22 tracked registers

None matched by LEI in the 22 tracked registers. It is on the FSB G-SIB list (see Regulatory status): that is a designation, not a licence on a tracked register.

  • The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.

Regulatory status

FSB · global systemically important banks

2025 list

G-SIB
Morgan Stanley
Relation
Main operating bank of a G-SIBThe G-SIB group’s principal bank, as identified by Elucidate from the FSB list and GLEIF.
Bucket
1 of 5 · extra capital buffer 1.0% of risk-weighted assets
On the list since
2011

Swift network

Swift’s ISO 9362 BIC directory

BIC
MSBKUS5WXXX head office
Connection to Swift
Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under MSBKUS5W directly.
Swift GPI
Not on the member list
Payment schemes and systems
No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
Branch codes
1 branch code
BIC first registered
2005-09-03
Last updated
2026-01-31

Overview

Researched 29 Sep 2026 · Sources

Total assets

USD 419.4bn

Group · 30 Jun 2026 · interim report ↗

Employees

Not published

Ownership

Group subsidiary

100% Morgan Stanley Capital Management, LLC

Institution type

Commercial bank

Trades as Morgan Stanley

Standing
Active national bank. On 14 March 2026 it acquired Morgan Stanley Europe SE and that company's subsidiary Morgan Stanley Bank AG as part of an internal group reorganisation.
Ownership
Morgan Stanley Capital Management, LLC, a direct wholly owned subsidiary of Morgan Stanley, holds 100% of the bank.
Direct parent
Morgan Stanley Capital Management, LLC ↗, United States 100%
Ultimate owner
Morgan Stanley, United States
Head office
201 South Main Street, 5th Floor, 84111 Salt Lake City, United States
Company register
FDIC cert 32992; Federal Reserve RSSD ID 1456501

Business lines

  • Corporate banking
  • Markets & trading
  • Private banking & wealth
  • Investment banking
  • Other

According to its June 2026 quarterly report, the bank mainly offers institutional lending and institutional sales and trading services. It also takes deposits, sourced mainly from clients of Morgan Stanley's Wealth Management business.

Online

Websites & references
morganstanley.com ↗
Official social accounts
LinkedIn ↗ · X ↗ · Facebook ↗ · Instagram ↗ · YouTube ↗
Sources · 8 pages consulted
  1. ffiec.gov/npw/Institution/Profile/1456501
  2. morganstanley.com/content/dam/msdotcom/en/about-us-ir/shareholder/MorganStanleyBankNA-June2026.pdf
  3. morganstanley.com/about-us-ir/subsidiaries
  4. federalreserve.gov/newsevents/pressreleases/orders20260326a.htm
  5. morganstanley.com/what-we-do/wealth-management/cd-savings
  6. goodwinlaw.com/en/insights/newsletters/2026/04/newsletters-finance-fs-roundup-040226
  7. morganstanley.com/content/dam/msdotcom/en/assets/pdfs/Morgan_Stanley_Fixed_Income_Securities_SSIs.pdf
  8. morganstanley.com/about-us-governance/operating-committee/michael-pizzi

Supervisors & regulators

Researched 29 Sep 2026 · Sources

United States
Office of the Comptroller of the Currency Prudential supervisorAML supervisorConduct
United States
Federal Deposit Insurance Corporation Resolution
United States
Board of Governors of the Federal Reserve System Central bankOther
United States
Commodity Futures Trading Commission Other
United States
Securities and Exchange Commission Securities

Recent events

Researched 29 Sep 2026 · Sources

  1. Licence

    The Federal Reserve Board and the OCC made joint findings granting the bank a Section 23A exemption for its internal reorganisation involving Morgan Stanley Europe SE.

    federalreserve.gov ↗
  2. Merger / acquisition

    The bank acquired Morgan Stanley Europe SE and its subsidiary Morgan Stanley Bank AG from its parent group on 14 March 2026.

    morganstanley.com ↗
  3. Merger / acquisition

    The fixed income business of Morgan Stanley Capital Services LLC was merged into the bank on 14 February 2026.

    morganstanley.com ↗

Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.

Identifiers

Head-office record

BIC
MSBKUS5WXXX
How the BIC breaks down
  1. MSBKBank
  2. USCountry · United States
  3. 5WLocation
  4. XXXBranch · head office
Branch description
Not recorded in the directory
LEI
G1MLHIS0N32I3QPILB75
LEI record
View on GLEIF ↗
How the LEI was matched
BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.

Profile

Type
Credit institutionListed as a credit institution, or a branch of one, on the ECB’s list of supervised entities, or named as a bank on the Financial Stability Board’s G-SIB list, directly or as a G-SIB’s main operating bank. These are the only bank lists the directory tracks so far.
Regulation
Prudentially supervised (FSB G-SIB list)Prudentially supervised, according to the FSB 2025 G-SIB list. This is a designation, not a licence on a tracked register.
Register licences
None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
Country · region
United States · North America
FSB G-SIB list
Bucket 1 of 5 list of 2025
Trading venues (MIC)
No MIC registered under this LEI list of 2026-09-17
OFAC sanctions
No listing cites this BIC
EU sanctions
No listing matched this BIC or its LEI
Country sanctions
No country programme

Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.

Ownership and group

GLEIF relationship records

Direct parent
Morgan Stanley Capital Management, LLC · United States549300NY2TC939MSJW96 ↗
Ultimate parent
Morgan Stanley · United StatesIGJSJL3JD5P30I6NJZ34 ↗
FSB G-SIB list
Main operating bank of a G-SIB · Morgan Stanley bucket 1 · 2025 listThe G-SIB group’s principal bank, as identified by Elucidate from the FSB list and GLEIF.

The Morgan Stanley group has 46 institutions in the directory, in 22 countries: all hold a BIC.

Including Morgan Stanley Bank AG, Morgan Stanley Europe SE, Morgan Stanley and Co International PLC, Morgan Stanley and CO., LLC, Msim Fund Management (Ireland) Limited.

See the Morgan Stanley group →

Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.

Addresses

Registered address
201 SOUTH MAIN STREET, FL. 5 SALT LAKE CITY 84111 UNITED STATES OF AMERICA
Operational address
201 SOUTH MAIN STREET FLOOR FL. 5 SALT LAKE CITY,UT SALT LAKE CITY,UT 84111 UNITED STATES OF AMERICA

ISO 20022 identification

As an agent in a Swift cross-border payment message (CBPR+)

A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.

Identified by
BIC, with its LEI
Roles in CBPR+
Any agent, including the instructing and instructed agents

CBPR+

For cross-border payments on Swift: the BIC, with the LEI and clearing code where known

<FinInstnId>
  <BICFI>MSBKUS5WXXX</BICFI>
  <LEI>G1MLHIS0N32I3QPILB75</LEI>
</FinInstnId>

Full record

Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC

<FinInstnId>
  <BICFI>MSBKUS5WXXX</BICFI>
  <LEI>G1MLHIS0N32I3QPILB75</LEI>
  <Nm>MORGAN STANLEY BANK N.A</Nm>
  <PstlAdr>
    <TwnNm>SALT LAKE CITY</TwnNm>
    <Ctry>US</Ctry>
    <AdrLine>201 SOUTH MAIN STREET, FL. 5 SALT LAKE CITY 84111</AdrLine>
  </PstlAdr>
</FinInstnId>

The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.

Network

Branch codes

BICBranchCityAddressLEIUpdated
MSBKUS5WFXO — Salt Lake City SALT LAKE CITY,UT SALT LAKE CITY,UT UNITED STATES OF AMERICA — 2026-01-31

See every BIC in United States →

Claim this profile

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Sources & method

Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.

Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.

The sanctions facts on this page cover the BIC and its LEI only.

An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.

Read the methodology →

Credits for this page

  • Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
  • Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.

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