Spain · Payments & e-money
Paycomet, S.l.
PAYCOMET, S.L. is a Spanish limited company in Torrelodones (Madrid). The Banco de España authorises it as a payment institution under licence number 6874. Banco de Sabadell, S.A. owns the firm, which its InnoCells venture arm acquired at the end of 2018. It provides card acquiring, an online payment gateway and point-of-sale terminals to merchants, and has held the POS terminal business that Banco Sabadell segregated to it in January 2024.
Licences and registrations
Held by Paycomet, S.l. (LEI 959800SJAUWLTSUYHE64). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
|---|---|---|---|---|---|---|---|---|
| EBA PSD2 RegisterBank of Spain | Payment institutionPayment Institution | 6874 | Spain | Active | 2019-03-22 | — |
|
Search the register ↗ |
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
Swift network
Swift’s ISO 9362 BIC directory
Holds no BIC in Swift’s directory.
Its LEI is not mapped to a BIC in the Swift and GLEIF BIC-to-LEI relationship file.
Overview
Researched 29 Sep 2026 · Sources
Customers
Not published
Employees
Not published
Ownership
Group subsidiary
100% Banco de Sabadell, S.A.
Firm type
Merchant acquiring and processing
Trades as PAYCOMET
- Standing
- Banco Sabadell agreed in February 2023 to sell 80% of the firm to Nexi, but the sale never completed. Reports from February 2026 say Sabadell has kept the firm and its POS terminal business.
- Ownership
- Banco de Sabadell, S.A. owns 100% of the firm directly, according to a notice published in the Spanish commercial register gazette in October 2023.
- Direct parent
- Banco de Sabadell, S.A., Spain 100%
- Head office
- Calle Camino de Valladolid, 2, Local, 28250 Torrelodones, Spain
- Company register
- Registro Mercantil de Madrid, Tomo 40.715, Folio 165, Hoja M-722.484 (NIF B95842522)
- Founders
- Javier García · Diego Marcos
- Former name
- PAYTPV ON LINE ENTIDAD DE PAGO SOCIEDAD LIMITADA
Online
- Websites & references
- paycomet.com ↗
docs.paycomet.com ↗ developer documentation
lens.paycomet.com ↗ merchant login portal - Official social accounts
- LinkedIn ↗ · YouTube ↗ · GitHub ↗
Sources · 14 pages consulted
- paycomet.com/empresa
- paycomet.com/aviso-legal
- paycomet.com/condiciones-generales
- paycomet.com/files/Anexo_Condidiones_Generales.pdf
- bancsabadell.com/bsnacional/en/business/tpv/
- boe.es/diario_borme/txt.php?id=BORME-C-2023-6373
- boe.es/borme/dias/2018/10/18/pdfs/BORME-A-2018-201-48.pdf
- paycomet.com/news/en/paytpv-becomes-paycomet/
- paycomet.com/en/about-us
- forbes.es/ultima-hora/240113/banco-sabadell-vende-el-80-de-paycomet-a-nexi-por-280-millones-y-se-al
- bolsamania.com/noticias/mercados/economia--sabadell-retrasa-el-cierre-de-la-venta-a-nexi-de-su-plataform
- es-us.noticias.yahoo.com/nexi-obligada-comprar-paycomet-unidad-124859793.html
- sindicatoalta.es/not/not.asp?idnot=5093
- elnacional.cat/oneconomia/es/empresas/sabadell-dificulta-opa-cnmc-bbva-ganar-cuota-en-tpvs_1361951_102.h
Authorisation
Researched 29 Sep 2026 · Sources
- Operates under
- Its own licences
The Banco de España authorises the firm as a payment institution under licence number 6874, which covers payment services and card acquiring. Banco de Sabadell, S.A. signs up merchants on the firm's behalf as an independent collaborator, not as its agent.
| Authority | Licence or registration | Number | Held | Status | Source |
|---|---|---|---|---|---|
| Banco de España Spain | Entidad de Pago | 6874 | In its own name | Active | paycomet.com ↗ |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
Partners and safeguarding
Researched 29 Sep 2026 · Sources
- Safeguarding
- Segregated safeguarding accountsThe firm safeguards funds received from users in a separate account at Banco de Sabadell, S.A.
- Safeguarding bank
- Banco de Sabadell, S.A. Spain
- Payment schemes and card networks
- Visa Access not stated paycomet.com ↗
Mastercard Access not stated paycomet.com ↗
Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.
Products and markets
Researched 29 Sep 2026 · Sources
The firm offers card acquiring, a virtual POS and payment gateway, physical and SoftPOS terminals, pay-by-link, QR and IVR payments, hotel card tokenisation and marketplace payments. Banco Sabadell markets its POS terminals as distributor.
The firm serves merchants mainly in Spain, where Banco Sabadell's branch network distributes its POS terminals.
- Payment volume
- EUR 50bnAnnual amount processed, which the firm states as more than EUR 50,000 million
- Sells to
- Small businesses · Enterprises · Platforms and marketplaces
- Serves customers in
- Spain
Recent events
Researched 29 Sep 2026 · Sources
-
Merger / acquisition
Banco Sabadell confirmed that it would keep operating its POS payments business internally after halting the sale of the firm to Nexi.
sindicatoalta.es ↗ -
Merger / acquisition
Nexi's chief executive said Nexi no longer had any commitment or obligation to buy the firm from Banco Sabadell.
es-us.noticias.yahoo.com ↗ -
Merger / acquisition
Banco Sabadell postponed closing the sale of 80% of the firm to Nexi because of BBVA's takeover bid for the bank.
bolsamania.com ↗ -
Merger / acquisition
Banco Sabadell segregated its POS terminal business into the firm ahead of the planned sale to Nexi.
elnacional.cat ↗ -
Merger / acquisition
The boards of Banco Sabadell and the firm approved the segregation of assets to the firm, subject to ministerial and Banco de España authorisation.
boe.es ↗ -
Merger / acquisition
Banco Sabadell agreed to sell 80% of the firm to Nexi for EUR 280 million, with a total potential value of EUR 350 million.
forbes.es ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
Identifiers
- Licence no. · EBA-PSD2
- 6874
- BIC
- Holds no BIC in Swift’s directory
- How the LEI was matched
- Matched by Elucidate to GLEIF on name, country and address
- Elucidate firm ID
- ed7314c57387
Profile
- Type
- Payments & e-moneyPayment institutions, e-money and stored-value issuers, and account-information providers. Licensed under payment-services law (e.g. PSD2 in the EU and UK, the Payment Services Act in Singapore). Taken from the licences on the tracked registers.
- Regulation
- Prudential licenceAuthorised with capital, safeguarding and conduct requirements, e.g. an authorised payment or e-money institution in the EU or UK, a major payment institution in Singapore, or a MiCA crypto-asset service provider.
- Main licence class
- Payment Institution
- Activities
- Payment services
- Card acquiring
- Licensed in
- Spain · Europe & Central Asia
- First registered
- 2019-03-22
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
- Direct parent
- Banco de Sabadell S.A. · SpainSI5RG2M0WQQLZCXKRM20 ↗
The Banco de Sabadell S.A. group has 10 institutions in the directory, in 7 countries: 9 hold a BIC and 1 does not.
Including Banco de Sabadell, S.A, Banco de Sabadell S.A, Banco de Sabadell S.A., Banco de Sabadell, S.A., Banco de Sabadell.
See the Banco de Sabadell S.A. group →Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Address on the register
- CALLE CAMINO DE VALLADOLID 2 LOCAL, TORRELODONES, 28250
- Country
- Spain
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
This institution holds no BIC. A CBPR+ message identifies it by name and postal address, and may add its LEI or a clearing code.
- Identified by
- Name and postal address, with its LEI
- Postal address
- Hybrid: town, postcode and country in their own elements, the rest in one address line
<FinInstnId>
<LEI>959800SJAUWLTSUYHE64</LEI>
<Nm>PAYCOMET, S.L.</Nm>
<PstlAdr>
<PstCd>28250</PstCd>
<TwnNm>TORRELODONES</TwnNm>
<Ctry>ES</Ctry>
<AdrLine>CALLE CAMINO DE VALLADOLID 2 LOCAL</AdrLine>
</PstlAdr>
</FinInstnId>CBPR+ identifies the instructing and instructed agents by BIC only. An institution without a BIC can be the debtor, creditor or an intermediary agent.
The values are as published by the register. Check them against your own records before use.
Sources & method
Register entries come from the public registers of financial regulators, standardised into one taxonomy. LEIs are matched through GLEIF, and a BIC is linked only through a shared LEI.
An institution missing from these registers is not necessarily unregulated.
Register entries are not matched against the OFAC or EU sanctions lists. Where the legal entity also holds a BIC, the matches for that BIC are on its page. Always screen against the official lists.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Register for this page
- EBA PSD2 Register—European Banking Authority (EBA) · source ↗ as at 25 September 2026
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, authorisation, partners, products, leadership and events—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
Assess the financial crime risk behind a licence
A licence records what an institution is authorised to do; it does not assess it. The Elucidate FinCrime Index (EFI) is an independent score of the financial crime risk of banks and payment institutions.
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