Spain · Payments & e-money
Paynopain Financial Services S.l.
Legal name in the LEI recordPAYNOPAIN FINANCIAL SERVICES SL
Paynopain Financial Services, S.L. is a Spanish private limited company based in Madrid. The Banco de España authorises it as a payment institution under registration number 6899. The Global LEI Index lists Jorjavi Crew Sociedad Limitada as its direct and ultimate parent. Under the PaynoPain brand it offers businesses card acquiring, a payment gateway, physical and virtual point-of-sale terminals and payment links, with a focus on hotels, e-commerce, restaurants and marketplaces.
Licences and registrations
Held by Paynopain Financial Services S.l. (LEI 959800R9UP64C1TDNX60). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
|---|---|---|---|---|---|---|---|---|
| EBA PSD2 RegisterBank of Spain | Payment institutionPayment Institution | 6899 | Spain | Active | 2022-09-09 | — |
|
Search the register ↗ |
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
Swift network
Swift’s ISO 9362 BIC directory
Holds no BIC in Swift’s directory.
Its LEI is not mapped to a BIC in the Swift and GLEIF BIC-to-LEI relationship file.
Overview
Researched 29 Sep 2026 · Sources
Customers
Not published
Employees
Not published
Ownership
Privately held
JORJAVI CREW SOCIEDAD LIMITADA
Firm type
Merchant acquiring and processing
Trades as PaynoPain
- Ownership
- The Global LEI Index lists Jorjavi Crew Sociedad Limitada as the firm's direct and ultimate parent for accounting consolidation.
- Direct parent
- JORJAVI CREW SOCIEDAD LIMITADA ↗, Spain
- Head office
- C/ de Téllez 30, Planta 1a, Oficina 3, 28007 Madrid, Spain
- Company register
- Registro Mercantil de Madrid, Tomo 39824, Folio 88, Sección 8, Hoja M-707501 (NIF B88513593)
- Founder
- Jordi Nebot
Online
- Websites & references
- paynopain.com ↗
docs.paynopain.com ↗ developer documentation
portal.paynopain.com ↗ merchant portal login - Official social accounts
- LinkedIn ↗ · X ↗ · Facebook ↗ · Instagram ↗ · YouTube ↗
Sources · 10 pages consulted
- paynopain.com/en/informacion-de-la-entidad/
- paynopain.com/aviso-legal/
- paynopain.com/licencia-proteccion-fondos-usuarios/
- lb.lt/en/sfi-financial-market-participants/paynopain-financial-services-sl
- paynopain.com/
- paynopain.com/nuestro-equipo/
- paynopain.com/blog/paynopain-miembro-principal-visa-mastercard/
- paynopain.com/blog/la-fintech-paynopain-consigue-la-autorizacion-del-banco-de-espana-para-empezar-a-pre
- paynopain.com/blog/internacionalizacion-paynopain-portugal/
- paynopain.com/en/servicio-de-atencion-al-cliente/
Authorisation
Researched 29 Sep 2026 · Sources
- Operates under
- Its own licences
The Banco de España authorises the firm as a payment institution under registration number 6899. The Bank of Lithuania's register shows it has notified services without a branch in 30 member states.
| Authority | Licence or registration | Number | Held | Status | Source |
|---|---|---|---|---|---|
| Banco de España Spain | Entidad de pago (payment institution) | 6899 | In its own name | Active | paynopain.com ↗ |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
Partners and safeguarding
Researched 29 Sep 2026 · Sources
- Safeguarding
- Segregated safeguarding accountsThe firm states that it holds users' funds in segregated bank accounts kept separate from its own resources. It says that funds not paid out by the end of the next business day are deposited in dedicated accounts at credit institutions.
- Payment schemes and card networks
- Visa Direct paynopain.com ↗
Mastercard Direct paynopain.com ↗
Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.
Products and markets
Researched 29 Sep 2026 · Sources
It offers online and in-person card acceptance, Tap to Pay, payment links, subscriptions and split payments. It says its single gateway gives access to more than 50 payment methods, including Bizum, MB Way and Multibanco.
It serves merchants in the EEA under its Spanish licence and has offices in Madrid and Castellón. The firm's website lists Gibraltar, the United Kingdom and five Latin American countries as covered through partners' licences.
- Sells to
- Small businesses · Enterprises · Platforms and marketplaces
- Serves customers in 35 countries
- Spain · Portugal · Romania · Germany · Austria · Belgium · Bulgaria · Cyprus · Croatia · Denmark · Slovakia · Slovenia · Estonia · Finland · France · Greece · Hungary · Ireland · Italy · Latvia · Lithuania · Luxembourg · Malta · Norway · Netherlands · Poland · Czechia · Sweden · United Kingdom · Gibraltar · Colombia · Guatemala · Mexico · Peru · Dominican Republic
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
- Jordi Nebot CEO & Founder
- Chief financial officer
- Alberto Feliz CFO
- Compliance / MLRO
- Laura Gómez Compliance & AML Officer
- Executive
- Cristian Stan CTO
- Executive
- Fernando Gregori CTO
- Executive
- Héctor Iglesias CCO
Recent events
Researched 29 Sep 2026 · Sources
-
Other
The firm announced that it had become a principal member of Visa and Mastercard, allowing it to acquire card payments directly.
paynopain.com ↗ -
Other
The firm began serving merchants in Portugal, adding the local payment methods MB Way and Multibanco.
paynopain.com ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
Identifiers
- Licence no. · EBA-PSD2
- 6899
- BIC
- Holds no BIC in Swift’s directory
- How the LEI was matched
- Matched by Elucidate to GLEIF on name, country and address
- Elucidate firm ID
- df30928fc3aa
Profile
- Type
- Payments & e-moneyPayment institutions, e-money and stored-value issuers, and account-information providers. Licensed under payment-services law (e.g. PSD2 in the EU and UK, the Payment Services Act in Singapore). Taken from the licences on the tracked registers.
- Regulation
- Prudential licenceAuthorised with capital, safeguarding and conduct requirements, e.g. an authorised payment or e-money institution in the EU or UK, a major payment institution in Singapore, or a MiCA crypto-asset service provider.
- Main licence class
- Payment Institution
- Activities
- Payment services
- Card acquiring
- Licensed in
- Spain · Europe & Central Asia
- First registered
- 2022-09-09
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
- Direct parent
- Jorjavi Crew Sociedad Limitada · Spain9598001UY2CJQBCCE125 ↗
Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Address on the register
- CALLE TÉLLEZ 30 OFICINA 1-3, MADRID, 28007
- Country
- Spain
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
This institution holds no BIC. A CBPR+ message identifies it by name and postal address, and may add its LEI or a clearing code.
- Identified by
- Name and postal address, with its LEI
- Postal address
- Hybrid: town, postcode and country in their own elements, the rest in one address line
<FinInstnId>
<LEI>959800R9UP64C1TDNX60</LEI>
<Nm>PAYNOPAIN FINANCIAL SERVICES S.L.</Nm>
<PstlAdr>
<PstCd>28007</PstCd>
<TwnNm>MADRID</TwnNm>
<Ctry>ES</Ctry>
<AdrLine>CALLE TÉLLEZ 30 OFICINA 1-3</AdrLine>
</PstlAdr>
</FinInstnId>- CBPR+ does not accept the character É in names and addresses. Transliterate before sending.
CBPR+ identifies the instructing and instructed agents by BIC only. An institution without a BIC can be the debtor, creditor or an intermediary agent.
The values are as published by the register. Check them against your own records before use.
Sources & method
Register entries come from the public registers of financial regulators, standardised into one taxonomy. LEIs are matched through GLEIF, and a BIC is linked only through a shared LEI.
An institution missing from these registers is not necessarily unregulated.
Register entries are not matched against the OFAC or EU sanctions lists. Where the legal entity also holds a BIC, the matches for that BIC are on its page. Always screen against the official lists.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Register for this page
- EBA PSD2 Register—European Banking Authority (EBA) · source ↗ as at 25 September 2026
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, authorisation, partners, products, leadership and events—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
Assess the financial crime risk behind a licence
A licence records what an institution is authorised to do; it does not assess it. The Elucidate FinCrime Index (EFI) is an independent score of the financial crime risk of banks and payment institutions.
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