Slovenia · Payments & e-money
Petrol Pay družba za izdajo elektronskega denarja in plačilne storitve, d. o. o.
Legal name in the LEI recordPetrol Pay družba za izdajo elektronskega denarja in plačilne storitve, d.o.o.
Petrol Pay d.o.o. is a limited liability company based in Ljubljana. The Bank of Slovenia authorises it as an electronic money institution to issue e-money and provide payment services. The Slovenian ministry responsible for the economy also licenses it to provide consumer credit. It is wholly owned by PETROL, Slovenska energetska družba, d.d., Ljubljana. It issues the Petrol Pay Loyalty Visa payment card to consumers in Slovenia, with deferred and instalment payment limits. It also offers payment services to businesses through the Petrol network. The firm traded as mBills until May 2024 and closed the mBills mobile wallet in 2026.
Licences and registrations
Held by Petrol Pay družba za izdajo elektronskega denarja in plačilne storitve, d. o. o. (LEI 485100SMOE40VG2TTM29). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
|---|---|---|---|---|---|---|---|---|
| EBA PSD2 RegisterBank of Slovenia | Electronic money institutionE-Money / Stored Value Institution | 6853633000 | Slovenia | Active | 2018-12-18 | — |
|
Search the register ↗ |
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
Swift network
Swift’s ISO 9362 BIC directory
Holds no BIC in Swift’s directory.
Its LEI is not mapped to a BIC in the Swift and GLEIF BIC-to-LEI relationship file.
Overview
Researched 29 Sep 2026 · Sources
Customers
Not published
Employees
Not published
Ownership
Group subsidiary
100% PETROL, Slovenska energetska družba, d.d., Ljubljana
Firm type
Lending or buy now, pay later
Trades as Petrol Pay
- Standing
- The firm was renamed from MBILLS to Petrol Pay on 20 May 2024. It began closing its mBills mobile wallet on 15 April 2026. Normal wallet use ended on 15 June 2026 and the app was switched off on 16 August 2026. Since 15 August 2026, remaining balances are paid out only on request.
- Ownership
- PETROL, Slovenska energetska družba, d.d., Ljubljana owns 100% of the firm. It first took a 76% stake in December 2017 and became sole owner in 2020.
- Direct parent
- PETROL, Slovenska energetska družba, d.d., Ljubljana ↗, Slovenia 100%
- Head office
- Slovenska cesta 54, 1000 Ljubljana, Slovenia
- Company register
- AJPES Slovenian Business Register 6853633000 (District Court of Ljubljana entry no. 2015/22547)
- Incorporated
- 2015
- Former name
- MBILLS družba za izdajo elektronskega denarja in plačilne storitve, d.o.o.
Online
- Websites & references
- petrolpay.si ↗
mbills.si ↗ former domain of the mBills brand; now serves the petrolpay.si site - Official social accounts
- None found
Sources · 13 pages consulted
- bsi.si/sl/nadzor-bancnega-sistema/register-subjektov-nadzora/petrol-pay-druzba-za-izdajo-elektro
- petrolpay.si/
- petrolpay.si/splosni-pogoji
- petrolpay.si/kontakt/
- petrolpay.si/wp-content/uploads/2025/08/Splosni-pogoji-Petrol-klub-Pay-Loyalty-placilne-kartice-zvesto
- petrol.eu/companies-and-services/companies/petrol-pay-doo
- petrol.eu/sl/aktualno/2026/04/druzba-petrol-ukinja-storitev-mbills.html
- petrol.eu/sl/aktualno/2025/09/petrol-predstavil-kartico-petrol-pay-loyalty---prvo-nebancno-placilno
- mbills.si/obvestilo-nemoteno-delovanje/
- mbills.si/sprejemanje-placilnih-kartic-spp/
- ajpes.si/podjetje/Petrol_Pay_d.o.o.?enota=612691&EnotaStatus=1
- forbes.n1info.si/posel/petrol-po-desetih-letih-ukinja-mobilno-denarnico/
- vecer.com/slovenija/petrol-ukinja-storitev-mbills-kaj-se-bo-zgodilo-po-15-juniju-10411964
Authorisation
Researched 29 Sep 2026 · Sources
- Operates under
- Its own licences
The Bank of Slovenia authorises the firm as an electronic money institution under the Slovenian payment services and e-money act (ZPlaSSIED). Its authorisation dates from 18 December 2018, with payment services added on 11 June 2019 and 13 May 2025. The ministry responsible for the economy licenses it to provide consumer credit. The Market Inspectorate supervises that activity.
| Authority | Licence or registration | Number | Held | Status | Source |
|---|---|---|---|---|---|
| Bank of Slovenia Slovenia | Electronic money institution: e-money issuance and payment services 3, 4, 5, 6, 7 and 8 under ZPlaSSIED | 6853633000 | In its own name | Active | bsi.si ↗ |
| Ministry responsible for the economy (Slovenia) Slovenia | Authorisation to provide consumer credit services (register of creditors) | — | In its own name | Active | petrolpay.si ↗ |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
Partners and safeguarding
Researched 29 Sep 2026 · Sources
- Safeguarding
- Segregated safeguarding accountsThe firm stated that it held mBills customers' funds in fiduciary accounts at several banks operating in Slovenia, one of them at Sparkasse.
- Safeguarding bank
- Sparkasse d.d. Slovenia
- Payment schemes and card networks
- Visa Access not stated petrolpay.si ↗
Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.
Products and markets
Researched 29 Sep 2026 · Sources
The main product is the Petrol Pay Loyalty Visa card, launched in September 2025. It combines Petrol's loyalty programme with a payment card that has deferred payment and instalment limits. For businesses, the firm offers the mBills POS cash-deposit app, card acceptance and one-off payments through Petrol d.d. as intermediary.
It serves customers mainly in Slovenia. It publishes terms for one-off payment transactions made through Petrol d.o.o. in Croatia. The Bank of Slovenia register lists 26 EEA host states for its passported services.
- Sells to
- Consumers · Small businesses
- Serves customers in 2 countries
- Slovenia · Croatia
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
- Leon Stare Director
Recent events
Researched 29 Sep 2026 · Sources
-
Other
The firm switched off the mBills app on 16 August 2026, completing the closure of the wallet service.
petrolpay.si ↗ -
Other
The firm announced it would close the mBills wallet, with normal use ending on 15 June 2026.
petrol.eu ↗ -
Other
The firm launched the Petrol Pay Loyalty Visa card, replacing the Petrol klub payment card from 1 September 2025.
petrol.eu ↗ -
Licence
The Bank of Slovenia extended the firm's authorisation to payment transactions covered by a credit line.
bsi.si ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
Identifiers
- Licence no. · EBA-PSD2
- 6853633000
- BIC
- Holds no BIC in Swift’s directory
- How the LEI was matched
- Matched by Elucidate to GLEIF on name, country and address
- Elucidate firm ID
- da906cc7f8a0
Profile
- Type
- Payments & e-moneyPayment institutions, e-money and stored-value issuers, and account-information providers. Licensed under payment-services law (e.g. PSD2 in the EU and UK, the Payment Services Act in Singapore). Taken from the licences on the tracked registers.
- Regulation
- Prudential licenceAuthorised with capital, safeguarding and conduct requirements, e.g. an authorised payment or e-money institution in the EU or UK, a major payment institution in Singapore, or a MiCA crypto-asset service provider.
- Main licence class
- E-Money / Stored Value Institution
- Activities
- Money remittance
- Payment services
- Card acquiring
- Payment initiation
- Account information
- E-money / stored value
- Licensed in
- Slovenia · Europe & Central Asia
- First registered
- 2018-12-18
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
- Direct parent
- Petrol, Slovenska energetska družba, d.d., Ljubljana · Slovenia549300CAAOUTT4QDOZ16 ↗
Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Address on the register
- Slovenska cesta 54, Ljubljana, 1000
- Country
- Slovenia
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
This institution holds no BIC. A CBPR+ message identifies it by name and postal address, and may add its LEI or a clearing code.
- Identified by
- Name and postal address, with its LEI
- Postal address
- Hybrid: town, postcode and country in their own elements, the rest in one address line
<FinInstnId>
<LEI>485100SMOE40VG2TTM29</LEI>
<Nm>Petrol Pay družba za izdajo elektronskega denarja in plačilne storitve, d. o. o.</Nm>
<PstlAdr>
<PstCd>1000</PstCd>
<TwnNm>Ljubljana</TwnNm>
<Ctry>SI</Ctry>
<AdrLine>Slovenska cesta 54</AdrLine>
</PstlAdr>
</FinInstnId>- CBPR+ does not accept the characters ž č in names and addresses. Transliterate before sending.
CBPR+ identifies the instructing and instructed agents by BIC only. An institution without a BIC can be the debtor, creditor or an intermediary agent.
The values are as published by the register. Check them against your own records before use.
Sources & method
Register entries come from the public registers of financial regulators, standardised into one taxonomy. LEIs are matched through GLEIF, and a BIC is linked only through a shared LEI.
An institution missing from these registers is not necessarily unregulated.
Register entries are not matched against the OFAC or EU sanctions lists. Where the legal entity also holds a BIC, the matches for that BIC are on its page. Always screen against the official lists.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Register for this page
- EBA PSD2 Register—European Banking Authority (EBA) · source ↗ as at 25 September 2026
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, authorisation, partners, products, leadership and events—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
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A licence records what an institution is authorised to do; it does not assess it. The Elucidate FinCrime Index (EFI) is an independent score of the financial crime risk of banks and payment institutions.
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