Indonesia · Financial institution
Pt. Bank Cimb Niaga, Tbk
Legal name in the LEI recordBANK CIMB NIAGA
PT Bank CIMB Niaga Tbk is an Indonesian publicly listed bank headquartered in Jakarta. It was founded as Bank Niaga in 1955. CIMB Group Sdn Bhd is its controlling shareholder, and the ultimate parent is CIMB Group Holdings Berhad of Malaysia. The bank provides conventional and sharia banking to consumer, SME, commercial and corporate customers, as well as treasury services. In June 2025, shareholders approved the spin-off of its Sharia Business Unit into a separate bank, PT Bank CIMB Niaga Syariah.
Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- BNIAIDJAXXX head office
- Connection to Swift
- Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under BNIAIDJA directly.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- Branch codes
- 4 branch codes
- BIC first registered
- 1993-03-01
- Last updated
- 2025-11-15
Overview
Researched 29 Sep 2026 · Sources
Ownership
Group subsidiary
Ticker BNGA
Institution type
Universal bank
Trades as CIMB Niaga
- Standing
- On 26 June 2025, shareholders approved the spin-off of the Sharia Business Unit into a new bank, PT Bank CIMB Niaga Syariah. The Financial Services Authority (OJK) granted in-principle approval on 14 January 2026. At 30 June 2026 the bank still reported its sharia financing and deposits, and the spin-off had not taken effect.
- Ownership
- CIMB Group Sdn Bhd directly holds 91.44% (92.46% including PT Commerce Kapital) and is wholly owned by CIMB Group Holdings Berhad.
- Direct parent
- CIMB Group Sdn Bhd, Malaysia 91.44%
- Ultimate owner
- CIMB Group Holdings Berhad, Malaysia
- Stock listing
- Indonesia Stock Exchange BNGA
- Head office
- Graha CIMB Niaga, Jl. Jend Sudirman Kav. 58, 12190 Jakarta, Indonesia
- Former name
- PT Bank Niaga Tbk
Business lines
According to its 1H26 analyst presentation, corporate loans made up 42.8% of the bank's IDR 247.2 trillion loan book at 30 June 2026.
Online
- Websites & references
- cimbniaga.co.id ↗
investor.cimbniaga.co.id ↗ investor relations and corporate governance
cimbniaga.com ↗ alternative domain, linked from the investor-relations footer - Official social accounts
- LinkedIn ↗ · X ↗ · Facebook ↗ · Instagram ↗ · YouTube ↗ · TikTok ↗
Sources · 11 pages consulted
- investor.cimbniaga.co.id/
- investor.cimbniaga.co.id/gcg/mgmt_bod.html
- investor.cimbniaga.co.id/gcg/mgmt_boc.html
- investor.cimbniaga.co.id/gcg/shareholders_composition.html
- investor.cimbniaga.co.id/gcg/contact.html
- investor.cimbniaga.co.id/gcg/bod.html
- ir.listedcompany.com/tracker.pl?type=5&id=302511&m=3c72a4fd4252d4cb1f9013374f4d309d835336388ea5ffc608183e1403d
- cimbniaga.co.id/id/tentang-kami/berita/rupslb-cimb-niaga-setujui-spin-off-unit-usaha-syariah-dan-pendir
- indopremier.com/ipotnews/newsDetail.php?jdl=BNGA_Kantongi_Izin_Prinsip_dari_OJK_untuk_Spin_off_UUS_Jadi_C
- barometer.co.id/2026/04/rupst-cimb-niaga-setujui-laporan-tahunan-dan-laporan-keuangan-konsolidasian-tahun
- finansial.bisnis.com/read/20251212/231/1936199/unit-usaha-syariah-uus-cimb-niaga-estimasi-spin-off-rampung-mei
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
- Lani Darmawan President Director
- Chair
- Didi Syafruddin Yahya President Commissioner
- Chief financial officer
- Lee Kai Kwong Strategy & Finance Director
- Executive
- Fransiska Oei Compliance, Corporate Affairs & Legal Director
- Executive
- Henky Sulistyo Risk Management Director
Supervisors & regulators
Researched 29 Sep 2026 · Sources
- Indonesia
- Financial Services Authority (Otoritas Jasa Keuangan, OJK) Prudential supervisorConductSecuritiesAML supervisor
- Indonesia
- Bank Indonesia Central bankForeign exchangeOther
Recent events
Researched 29 Sep 2026 · Sources
-
Leadership
Budiman Tanjung took office as Network and Digital Banking Director on 14 September 2026, following his appointment at the April 2026 AGM.
investor.cimbniaga.co.id ↗ -
Leadership
The AGM reappointed Didi Syafruddin Yahya as President Commissioner and Sri Widowati and Farina J. Situmorang as Independent Commissioners.
barometer.co.id ↗ -
Licence
OJK granted in-principle approval on 14 January 2026 for the spin-off of the Sharia Business Unit into PT Bank CIMB Niaga Syariah.
indopremier.com ↗ -
Leadership
Rico Usthavia Frans took office on 24 July 2025 as Director responsible for operations, technology, analytics and AI.
investor.cimbniaga.co.id ↗ -
Other
An extraordinary general meeting approved the spin-off of the Sharia Business Unit into PT Bank CIMB Niaga Syariah and the resignation of the Sharia Banking Director from the spin-off's effective date.
cimbniaga.co.id ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
Identifiers
Head-office record
- BIC
- BNIAIDJAXXX
- How the BIC breaks down
- BNIABank
- IDCountry · Indonesia
- JALocation
- XXXBranch · head office
- Branch description
- HEAD OFFICE OPERATION
- LEI
- 549300NZ97UNGBXAPM35
- LEI record
- View on GLEIF ↗
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
Profile
- Type
- Financial institutionClassified as a financial institution in Swift’s ISO 9362 BIC directory, with no licence on a tracked register. This includes banks that neither the ECB nor the FSB lists, as well as brokers, fund managers, insurers and market infrastructure.
- Regulation
- Not on a tracked registerNo licence or registration was found for this entity on the registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
- Register licences
- None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- Country · region
- Indonesia · East Asia & Pacific
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
Ownership and group
GLEIF relationship records
- Direct parent
- Cimb Group Holdings Berhad · Malaysia549300FYDN5UD7USZW18 ↗
The Cimb Group Holdings Berhad group has 13 institutions in the directory, in 9 countries: all hold a BIC.
Including Cimb Bank Berhad, Cgs International Securities (Thailand) CO., Ltd., Cgs-Cimb Securities (UK) Limited, Cgs-Cimb Securities (USA), Inc, Cimb Bank Berhad.
See the Cimb Group Holdings Berhad group →Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Registered address
- 1A 1A JALAN ISKANDARSYAH RAYA JAKARTA 12160 INDONESIA
- Operational address
- MENARA SENTRAYA FLOOR 32 1A JALAN ISKANDARSYAH RAYA JAKARTA 12160 JAKARTA INDONESIA
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>BNIAIDJAXXX</BICFI>
<LEI>549300NZ97UNGBXAPM35</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>BNIAIDJAXXX</BICFI>
<LEI>549300NZ97UNGBXAPM35</LEI>
<Nm>PT. BANK CIMB NIAGA, TBK</Nm>
<PstlAdr>
<TwnNm>JAKARTA</TwnNm>
<Ctry>ID</Ctry>
<AdrLine>1A 1A JALAN ISKANDARSYAH RAYA JAKARTA 12160</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
Network
Branch network
All 4 branch BICs connect to the head office. No city, function or registration year splits them into groups.
Hover over a branch or group to see its details
Branch codes
| BIC | Branch | City | Address | LEI | Updated |
|---|---|---|---|---|---|
| BNIAIDJAGMA | GAJAH MADA REGIONAL OFFICE | Gajah Mada | CIMB NIAGA GAJAH MADA 18 JL. GAJAH MADA JAKARTA 10130 JAKARTA INDONESIA | — | 2023-06-03 |
| BNIAIDJASMG | SEMARANG BRANCH | Semarang | SEMARANG SEMARANG INDONESIA | — | 2023-06-03 |
| BNIAIDJATHM | THAMRIN BRANCH | Jakarta | JAKARTA JAKARTA INDONESIA | — | 2023-06-03 |
| BNIAIDJATUN | TUNUNGAN BRANCH | Surabaya | SURABAYA SURABAYA INDONESIA | — | 2023-06-03 |
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: cimbniaga.co.id (official website) · original.
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