Lithuania · Payments & e-money
Ria Lithuania Uab
RIA Lithuania UAB is a private limited company (UAB) based in Vilnius. The Bank of Lithuania authorises it as a payment institution under licence No 52, issued on 26 November 2020. Euronet Worldwide, Inc. is its sole shareholder, and the firm belongs to the Ria Money Transfer group. Under the Ria brand, it offers consumers money remittance through its app and website, with payouts by cash pickup or bank transfer.
Licences and registrations
Held by Ria Lithuania Uab (LEI 549300VDSXMAERRE0J80). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
|---|---|---|---|---|---|---|---|---|
| EBA PSD2 RegisterBank of LithuaniaLinked by LEI. Matched by Elucidate to GLEIF on name, country and address. | Payment institutionPayment Institution | LB002021 | Lithuania | Active | 2020-11-27 | — |
|
Search the register ↗ |
- Licences belong to the legal entity, not to a BIC.
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
- The register entries and their trading names were not matched against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- RILALT22XXX head office
- Connection to Swift
- Reverse billingThe institution is connected to Swift. Messages sent to it are billed to the institution, not to the sender. The “2” in the eighth character of RILALT22 marks reverse billing.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- SCT · SCT Inst · VOP · TIPS
- Branch codes
- None: head-office BIC only
- BIC first registered
- 2021-05-15
- Last updated
- 2021-05-15
Overview
Researched 29 Sep 2026 · Sources
Employees
Not published
Ownership
Group subsidiary
100% Euronet Worldwide, Inc.
Firm type
Money remittance
Trades as Ria Money Transfer
- Ownership
- Euronet Worldwide, Inc., whose shares trade on Nasdaq, holds 100% of the firm according to the Bank of Lithuania's December 2020 licensing notice.
- Direct parent
- Euronet Worldwide, Inc. ↗, United States 100%
- Head office
- Ukmergės g. 126, LT-08100 Vilnius, Lithuania
- Company register
- Lithuanian Register of Legal Entities 305592651
Online
- Websites & references
- riamoneytransfer.com ↗
corporate.riamoneytransfer.com ↗ Ria group corporate site
help.riamoneytransfer.com ↗ help centre (group-wide)
Wikipedia ↗ group article - Official social accounts
- LinkedIn ↗ · X ↗ · Facebook ↗ · Instagram ↗ · YouTube ↗
Sources · 17 pages consulted
- lb.lt/en/sfi-financial-market-participants/ria-lithuania-uab
- lb.lt/en/news/resolutions-of-the-board-of-the-bank-of-lithuania-52
- riamoneytransfer.com/en-lt/terms/
- riamoneytransfer.com/en-lt/
- riamoneytransfer.com/en-lt/legal-documents/
- riamoneytransfer.com/en-lt/psd2/
- bportugal.pt/en/entidadeautorizada/ria-lithuania-uab
- riamoneytransfer.com/en-de/terms/
- riamoneytransfer.com/en-it/app-terms-and-conditions/
- riamoneytransfer.com/en-pl/app-terms-and-conditions/
- riamoneytransfer.com/en-fr/app-terms-and-conditions/
- riamoneytransfer.com/en-es/app-terms-and-conditions/
- riamoneytransfer.com/en-fi/app-terms-and-conditions/
- riamoneytransfer.com/en-no/app-terms-and-conditions/
- riamoneytransfer.com/en-se/app-terms-and-conditions/
- riamoneytransfer.com/en-be/terms/
- en.wikipedia.org/wiki/Ria_Money_Transfer
Authorisation
Researched 29 Sep 2026 · Sources
- Operates under
- Its own licences
The Bank of Lithuania authorises the firm as a payment institution for money remittance and the execution of payment transactions. The licence is passported without a branch to 30 other member states. The Banco de Portugal lists it under the free provision of services in Portugal.
| Authority | Licence or registration | Number | Held | Status | Source |
|---|---|---|---|---|---|
| Bank of Lithuania Lithuania | Payment institution licence (licence No 52) | LB002021 | In its own name | Active | lb.lt ↗ |
| Bank of Lithuania Lithuania | Currency exchange operator (listed category) | — | In its own name | Active | lb.lt ↗ |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
Partners and safeguarding
Researched 29 Sep 2026 · Sources
- Safeguarding
- Insurance or guaranteeAccording to the Bank of Lithuania's December 2020 licensing notice, the firm had to provide an insurance agreement for safeguarding customer funds before starting licensed services.
Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.
Products and markets
Researched 29 Sep 2026 · Sources
Individuals in Lithuania and other EEA countries use the firm's Ria app and website to send money abroad, paying by bank card. Recipients collect cash at paying agents or receive bank transfers. No payment account is opened for the customer.
The Bank of Lithuania lists the firm as providing services without a branch in 30 other member states. Ria's app terms for several EEA countries name RIA Lithuania UAB as the provider.
- Sells to
- Consumers
- Serves customers in 11 countries
- Lithuania · Germany · France · Spain · Italy · Poland · Finland · Sweden · Norway · Belgium · Portugal
Recent events
Researched 29 Sep 2026 · Sources
The research found no fines, investigations, security incidents, licence changes or corporate events from the last three years.
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
Identifiers
Head-office record
- BIC
- RILALT22XXX
- How the BIC breaks down
- RILABank
- LTCountry · Lithuania
- 22Location · reverse billing
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 549300VDSXMAERRE0J80
- LEI record
- View on GLEIF ↗
- Licence no. · EBA-PSD2
- LB002021
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.Register entry: Matched by Elucidate to GLEIF on name, country and address.
- Register-entry ID
- 33160637d733
- National bank code
- Financial institution code 39814
Profile
- Type
- Payments & e-moneyPayment institutions, e-money and stored-value issuers, and account-information providers. Licensed under payment-services law (e.g. PSD2 in the EU and UK, the Payment Services Act in Singapore). Taken from the licences on the tracked registers.
- Regulation
- Prudential licenceAuthorised with capital, safeguarding and conduct requirements, e.g. an authorised payment or e-money institution in the EU or UK, a major payment institution in Singapore, or a MiCA crypto-asset service provider.
- Register licences
- 1 entry on 1 register
- Activities
- Money remittance
- Payment services
- Licensed in
- Lithuania
- Country · region
- Lithuania · Europe & Central Asia
- Banking supervision
- Not on the ECB's list of supervised entities as of 2026-07-01
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
- Direct parent
- Euronet Worldwide, Inc. · United StatesYG3575C4DSHJPA5KET68 ↗
The Euronet Worldwide, Inc. group has 7 institutions in the directory, in 6 countries: 6 hold a BIC and 1 does not.
Including Euronet 360 Finance Limited, Hifx Europe Limited, Ria Payment Institution, EP, S.A., Dandelion Payments, Inc., Xe Corporation.
See the Euronet Worldwide, Inc. group →Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Registered address
- UPES G. 23 VILNIUS 08128 LITHUANIA
- Operational address
- UPES G. 23 VILNIUS 08128 VILNIUS LITHUANIA
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>RILALT22XXX</BICFI>
<LEI>549300VDSXMAERRE0J80</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>RILALT22XXX</BICFI>
<LEI>549300VDSXMAERRE0J80</LEI>
<Nm>RIA LITHUANIA UAB</Nm>
<PstlAdr>
<TwnNm>VILNIUS</TwnNm>
<Ctry>LT</Ctry>
<AdrLine>UPES G. 23 VILNIUS 08128</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
Payment schemes and systems
EPC registers of 2026-09-11 · ECB T2 list of 2026-07-02 · ECB TIPS list of 2026-09-01 · SIX Bank Master valid on 2026-09-28
| Scheme or system | Since | Registered with | Note |
|---|---|---|---|
| SEPA Credit TransferISO 20022 messages | 2022-04-04 | Head office | — |
| SEPA Instant Credit TransferISO 20022 messages | 2022-04-04 | Head office | — |
| Verification of Payee | 2025-10-09 | Head office | — |
| TIPS (TARGET Instant Payment Settlement)ISO 20022 messages | — | Head office | — |
SEPA dates are when the institution became ready for the scheme. TIPS entries have no joining date.
An institution missing from T2 may still be reachable through an indirect participant. The ECB’s TIPS list does not separate participants from reachable parties. It includes institutions reachable in Swedish kronor as well as in euro.
“ISO 20022 messages” marks a scheme or system whose rulebook or operator specifies ISO 20022 for messages between participants.
National bank codes
Financial institution code · Lithuania
1 code file of 2025-11-18
| Code | Routes to BIC | Name in the national file | City |
|---|---|---|---|
| 39814 | RILALT22 | RIA Lithuania UAB | Vilnius |
Each code shows the name in the national file. Smaller banks often route through a central institution’s BIC. A code can therefore belong to a different bank than the one on this page.
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
Register entries are not screened against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Payment schemes and systems—Source: European Payments Council (EPC) Registers of Participants; matched to BICs by Elucidate. Source: European Central Bank, List of TIPS participants and reachable parties.
- National bank codes—Lithuania (Source: Bank of Lithuania).
- EBA PSD2 Register—European Banking Authority (EBA) · register ↗ as at 25 September 2026
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, authorisation, partners, products, leadership and events—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
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