Germany · Payments & e-money
RS2 Financial Services GmbH
RS2 Financial Services GmbH is a German limited liability company (GmbH) based in Neu-Isenburg. The Federal Financial Supervisory Authority (BaFin) authorises it as an electronic money institution. It trades under the brand Beyond by RS2. It is wholly owned by RS2 Merchant Services Europe GmbH, which is in turn a subsidiary of RS2 p.l.c., a company listed on the Malta Stock Exchange. The firm provides merchant acquiring, card issuing and BIN sponsorship to small businesses, enterprises, fintechs and payment service providers. In November 2025 it announced that it had become a principal issuing member of Visa and Mastercard in Europe.
Licences and registrations
Held by RS2 Financial Services GmbH (LEI 5299003B1CVR8ICXSK23). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
|---|---|---|---|---|---|---|---|---|
| EBA PSD2 RegisterFederal Financial Supervisory Authority | Electronic money institutionE-Money / Stored Value Institution | 156959 | Germany | Active | 2021-06-01 | — |
|
Search the register ↗ |
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
Swift network
Swift’s ISO 9362 BIC directory
Holds no BIC in Swift’s directory.
Its LEI is not mapped to a BIC in the Swift and GLEIF BIC-to-LEI relationship file.
Overview
Researched 29 Sep 2026 · Sources
Customers
Not published
Ownership
Group subsidiary
100% RS2 Merchant Services Europe GmbH
Firm type
Merchant acquiring and processing
Trades as Beyond by RS2
- Ownership
- RS2 p.l.c., which is listed on the Malta Stock Exchange, owns 100% of the firm through RS2 Merchant Services Europe GmbH.
- Direct parent
- RS2 Merchant Services Europe GmbH, Germany 100%
- Ultimate owner
- RS2 p.l.c., Malta
- Head office
- Martin-Behaim-Str. 15A, 63263 Neu-Isenburg, Germany
- Company register
- Amtsgericht Offenbach am Main HRB 51924
- Incorporated
- 2019
Online
- Websites & references
- beyondbyrs2.com ↗
rs2.com ↗ website of the parent group, RS2 p.l.c. - Official social accounts
- LinkedIn ↗ · X ↗ · Facebook ↗ · Instagram ↗
Sources · 11 pages consulted
- beyondbyrs2.com/imprint
- beyondbyrs2.com
- beyondbyrs2.com/who-we-are/
- beyondbyrs2.com/footer/impressum.html
- rs2.com/wp-content/uploads/2026/04/RS2-FS-2025-Final-1.pdf
- rs2.com/press_and_media/beyond-by-rs2-the-innovation-brand-of-rs2s-subsidiary-rs2-financial-servi
- rs2.com/press_and_media/rs2-receives-e-money-license-from-the-german-federal-financial-supervisor
- lei.bloomberg.com/leis/view/5299003B1CVR8ICXSK23
- businesswire.com/news/home/20251117755997/en/Beyond-by-RS2-Becomes-a-Principal-Issuing-Member-of-Visa
- businesswire.com/news/home/20251107981028/en/Beyond-by-RS2-Becomes-a-Principal-Issuing-Member-of-Mastercar
- disruptionbanking.com/2026/07/17/rs2-financial-services-gmbh-selected-to-participate-in-ecb-digital-euro-pilot/
Authorisation
Researched 29 Sep 2026 · Sources
- Operates under
- Its own licences
BaFin authorises the firm as an electronic money institution (register number 156959, since 1 June 2021). The authorisation covers e-money issuance, acquiring, money remittance, payment initiation and account information services. The firm also acts as BIN sponsor, so clients can run card and acquiring programmes under its licence.
| Authority | Licence or registration | Number | Held | Status | Source |
|---|---|---|---|---|---|
| Federal Financial Supervisory Authority (BaFin) Germany | E-money institution (E-Geld-Institut) | 156959 | In its own name | Active | beyondbyrs2.com ↗ |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
Partners and safeguarding
Researched 29 Sep 2026 · Sources
- Safeguarding
- Segregated safeguarding accountsAccording to the parent group's 2025 annual report, the firm holds customer funds in restricted trust accounts. These funds are used only for merchant settlements and for balances on issued cards.
- Payment schemes and card networks
- Visa Direct businesswire.com ↗
Mastercard Direct businesswire.com ↗
Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.
Products and markets
Researched 29 Sep 2026 · Sources
The firm offers card acceptance through terminals, SoftPOS and e-commerce. It also issues debit, credit, prepaid and commercial cards, and provides BIN sponsorship so that fintechs and other businesses can run card programmes under its licence.
The firm's acquiring business is focused on Germany and the German-speaking (DACH) markets. It says it helps clients launch card programmes across the EU and EEA under its German licence.
- Revenue
- EUR 3.2m
- Payment volume
- EUR 202.5mtransaction volumes of RS2 Financial Services GmbH (acquiring)
- Sells to
- Small businesses · Enterprises · Platforms and marketplaces · Financial institutions
- Serves customers in
- Germany
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
- Jens Mahlke Managing Director; described as CEO of RS2 Financial Services GmbH
- Chief executive
- Ulrike Schäffter Managing Director and Co-CEO; RS2 Group Chief Product Officer
Recent events
Researched 29 Sep 2026 · Sources
-
Other
The European Central Bank selected the firm as an acquiring payment service provider for the Eurosystem's digital euro pilot.
disruptionbanking.com ↗ -
Licence
The firm announced that it had become a principal issuing member of Visa in Europe.
businesswire.com ↗ -
Licence
The firm announced that it had become a principal issuing member of Mastercard in Europe.
businesswire.com ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
Identifiers
- Licence no. · EBA-PSD2
- 156959
- BIC
- Holds no BIC in Swift’s directory
- How the LEI was matched
- Matched by Elucidate to GLEIF on name, country and address
- Elucidate firm ID
- 54d384a6ea03
Profile
- Type
- Payments & e-moneyPayment institutions, e-money and stored-value issuers, and account-information providers. Licensed under payment-services law (e.g. PSD2 in the EU and UK, the Payment Services Act in Singapore). Taken from the licences on the tracked registers.
- Regulation
- Prudential licenceAuthorised with capital, safeguarding and conduct requirements, e.g. an authorised payment or e-money institution in the EU or UK, a major payment institution in Singapore, or a MiCA crypto-asset service provider.
- Main licence class
- E-Money / Stored Value Institution
- Activities
- Money remittance
- Payment services
- Card acquiring
- Payment initiation
- Account information
- E-money / stored value
- Licensed in
- Germany · Europe & Central Asia
- First registered
- 2021-06-01
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.
Addresses
- Address on the register
- Martin-Behaim-Straße 15 a | 63263 Neu-Isenburg, Neu-Isenburg, 63263
- Country
- Germany
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
This institution holds no BIC. A CBPR+ message identifies it by name and postal address, and may add its LEI or a clearing code.
- Identified by
- Name and postal address, with its LEI
- Postal address
- Hybrid: town, postcode and country in their own elements, the rest in two address lines
<FinInstnId>
<LEI>5299003B1CVR8ICXSK23</LEI>
<Nm>RS2 Financial Services GmbH</Nm>
<PstlAdr>
<PstCd>63263</PstCd>
<TwnNm>Neu-Isenburg</TwnNm>
<Ctry>DE</Ctry>
<AdrLine>Martin-Behaim-Straße 15 a | 63263</AdrLine>
<AdrLine>Neu-Isenburg</AdrLine>
</PstlAdr>
</FinInstnId>- The address line repeats the town or postcode. Remove the repeat if your payment system rejects it.
- CBPR+ does not accept the character ß in names and addresses. Transliterate before sending.
CBPR+ identifies the instructing and instructed agents by BIC only. An institution without a BIC can be the debtor, creditor or an intermediary agent.
The values are as published by the register. Check them against your own records before use.
Sources & method
Register entries come from the public registers of financial regulators, standardised into one taxonomy. LEIs are matched through GLEIF, and a BIC is linked only through a shared LEI.
An institution missing from these registers is not necessarily unregulated.
Register entries are not matched against the OFAC or EU sanctions lists. Where the legal entity also holds a BIC, the matches for that BIC are on its page. Always screen against the official lists.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Register for this page
- EBA PSD2 Register—European Banking Authority (EBA) · source ↗ as at 25 September 2026
- Overview, authorisation, partners, products, leadership and events—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
Assess the financial crime risk behind a licence
A licence records what an institution is authorised to do; it does not assess it. The Elucidate FinCrime Index (EFI) is an independent score of the financial crime risk of banks and payment institutions.
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