Sweden · Financial institution
Sbab Bank AB (Publ)
SBAB Bank AB (publ) is a Swedish credit institution founded in 1985 and wholly owned by the Swedish state. It provides mortgages, personal loans and savings accounts to private individuals in Sweden. It also provides housing finance to property companies and tenant-owner associations. It issues covered bonds through its wholly owned subsidiary AB Sveriges Säkerställda Obligationer (publ) (SCBC).
Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
European registers
ECB · monetary financial institutions
List as at 2026-09-25
- Category
- Credit institution
- Minimum reserves
- Not on the ECB reserve list
- Listed as
- SBAB Bank AB (publ)
- RIAD code
- SE5562537513
ESMA · MiFID II register
Register as at 2026-09-28
| Entry | Competent authority | Authorised | Services or instruments |
|---|---|---|---|
| Investment services (MiFID II) | Finansinspektionen (FI) | 2018-12-12 | A3 |
Service codes follow MiFID II Annex I: A for investment services, B for ancillary services. Hover a code for its meaning.
Entries are matched on the LEI. Each register is quoted as its publisher lists it.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- SBAVSESSXXX head office
- Connection to Swift
- Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under SBAVSESS directly.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- Branch codes
- None: head-office BIC only
- BIC first registered
- 1999-09-04
- Last updated
- 2022-02-14
Overview
Researched 29 Sep 2026 · Sources
Ownership
State-owned
100% Kingdom of Sweden (Swedish state)
Institution type
Commercial bank
Trades as SBAB
- Standing
- The annual general meeting on 29 April 2026 moved the bank's registered seat from Solna to Stockholm. The Swift directory still shows the former Solna address at Svetsarvägen 24.
- Ownership
- The Swedish state holds 100% of the shares.
- Direct parent
- Kingdom of Sweden (Swedish state), Sweden 100%
- Major shareholder
- Swedish state 100%
- Head office
- Drottninggatan 89, 102 33 Stockholm, Sweden
- Company register
- 556253-7513 (Bolagsverket, Swedish Companies Registration Office)
- Former names
- Sveriges Bostadsfinansieringsaktiebolag, SBAB (publ) · Statens Bostadsfinansieringsaktiebolag
Business lines
According to its interim report for January–June 2026, mortgages made up SEK 385.8 billion of total group lending of SEK 547.5 billion at 30 June 2026.
Online
- Websites & references
- sbab.se ↗
Wikipedia ↗
Wikidata Q62233 ↗ - Official social accounts
- LinkedIn ↗ · Facebook ↗ · Instagram ↗ · YouTube ↗
Sources · 12 pages consulted
- sbab.se
- sbab.se/1/om_sbab/bolagsstyrning/bolagsstyrning/vd_och_foretagsledning.html
- sbab.se/1/om_sbab/bolagsstyrning/bolagsstyrning/styrelse.html
- sbab.se/1/om_sbab/om_sbab/kort_om_oss/snabba_fakta.html
- sbab.se/1/om_sbab/om_sbab/kort_om_oss/adress__kontakt.html
- sbab.se/1/om_sbab/investor_relations/investor_relations/finansiella_rapporter/sbab.html
- sbab.se/download/18.75fc755419f683fb1a116/1784207569435/SBAB%20Bank%20AB%20%28publ%29_Q2_2026_SVE
- fi.se/sv/publicerat/granskningar/undersokningar/undersokningar-lista/2024/fi-avslutar-undersokn
- dagensjuridik.se/nyheter/finansinspektionen-undersoker-sbabs-kredithantering/
- via.tt.se/ir-files/3236046/4358546/5305/Ladda%20ned%20som%20PDF.pdf
- sbab.se/1/privat/kundservice/service/sparkonto/overforingar.html
- en.wikipedia.org/wiki/SBAB
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
-
Mikael Inglander
VD (Chief Executive Officer)
- Chair
-
Jan Sinclair
Ordförande (Chair of the Board)
- Chief financial officer
-
Peter Svensén
CFO
- Executive
-
Deniz Güler
CRO
- Executive
-
Julia Reuszner
Chef Affärsområde Privat (Head of Business Area Private)
Supervisors & regulators
Researched 29 Sep 2026 · Sources
- Sweden
- Finansinspektionen (Swedish Financial Supervisory Authority) Prudential supervisorAML supervisorConduct
- Sweden
- Riksgälden (Swedish National Debt Office) Resolution
- Sweden
- Sveriges Riksbank Central bank
Recent events 2 enforcement or investigation items
Researched 29 Sep 2026 · Sources
-
Other
The annual general meeting moved the registered seat from Solna to Stockholm and replaced auditor Deloitte with Öhrlings PricewaterhouseCoopers AB.
sbab.se ↗ -
Investigation
Finansinspektionen closed its investigation into credit risk management without sanction, after communicating observations that the bank intends to address.
fi.se ↗ -
Investigation
Finansinspektionen opened an investigation into the bank's credit risk management of lending to commercial residential property.
dagensjuridik.se ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
Identifiers
Head-office record
- BIC
- SBAVSESSXXX
- How the BIC breaks down
- SBAVBank
- SECountry · Sweden
- SSLocation
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- H0YX5LBGKDVOWCXBZ594
- LEI record
- View on GLEIF ↗
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
- National bank code
- Clearingnummer 9250-9259
Profile
- Type
- Financial institutionClassified as a financial institution in Swift’s ISO 9362 BIC directory, with no licence on a tracked register. This includes banks that neither the ECB nor the FSB lists, as well as brokers, fund managers, insurers and market infrastructure.
- Regulation
- Not on a tracked registerNo licence or registration was found for this entity on the registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
- Register licences
- None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- Country · region
- Sweden · Europe & Central Asia
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
- Founded
- 1985
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
Ownership and group
GLEIF relationship records
GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.
Addresses
- Registered address
- SVETSARVAEGEN 24 SOLNA, STOCKHOLMS LAN 171 41 SWEDEN
- Operational address
- SVETSARVAEGEN 24 SOLNA 171 41 SOLNA POB 27308 SWEDEN
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>SBAVSESSXXX</BICFI>
<LEI>H0YX5LBGKDVOWCXBZ594</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>SBAVSESSXXX</BICFI>
<LEI>H0YX5LBGKDVOWCXBZ594</LEI>
<Nm>SBAB BANK AB (PUBL)</Nm>
<PstlAdr>
<TwnNm>SOLNA</TwnNm>
<Ctry>SE</Ctry>
<AdrLine>SVETSARVAEGEN 24 SOLNA, STOCKHOLMS LAN 171 41</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
National bank codes
Clearingnummer · Sweden
1 code file of 2026-08-06 · ISO 20022 clearing system code SESBA
| Code | Routes to BIC | Name in the national file |
|---|---|---|
| 9250-9259 | SBAVSESS | SBAB Bank |
Each code shows the name in the national file. Smaller banks often route through a central institution’s BIC. A code can therefore belong to a different bank than the one on this page.
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Wikidata—CC0, matched on the BIC or LEI recorded in Wikidata. It is community-edited, so check key facts.
- National bank codes—Sweden (Source: Bankinfrastruktur i Sverige AB (BSAB)).
- Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- European registers—Source: European Central Bank (ECB), list of monetary financial institutions and list of institutions subject to minimum reserves. Source: European Securities and Markets Authority (ESMA), MiFID II/MiFIR register (investment firms, trading venues, systematic internalisers, data reporting services providers). Matched on LEI by Elucidate.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: SBAB Bank AB (publ) · Public domain · Wikimedia Commons · original; Mikael Inglander: sbab.se (official website) · original; Jan Sinclair: sbab.se (official website) · original; Peter Svensén: sbab.se (official website) · original; Deniz Güler: sbab.se (official website) · original; Julia Reuszner: sbab.se (official website) · original.
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