Germany · Credit institution
Sparkasse Aachen
Sparkasse Aachen is a savings bank established under public law (Anstalt des öffentlichen Rechts) with its seat in Aachen, Germany. Its sponsor (Träger) is the Sparkassenzweckverband StädteRegion Aachen - Stadt Aachen. This is a municipal association formed by the StädteRegion Aachen and the City of Aachen. The bank provides retail, private banking, business and corporate banking services in the Aachen region and issues public-sector and mortgage Pfandbriefe. It was formed in 1993 by the merger of Stadtsparkasse Aachen and Kreissparkasse Aachen.
Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers. It is on the ECB list of supervised entities (see Regulatory status): that is banking supervision, not a licence on a tracked register.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
Regulatory status
ECB banking supervision
List of supervised entities as of 2026-07-01
- Classification
- Less significant institution
- Supervisor
- Bundesanstalt für Finanzdienstleistungsaufsicht / Deutsche Bundesbank (with ECB oversight)
- Listed as
- Sparkasse Aachen
- Entity type
- Credit institution
European registers
ECB · monetary financial institutions
List as at 2026-09-25
- Category
- Credit institution
- Minimum reserves
- Subject to minimum reserves
- Listed as
- Sparkasse Aachen
- RIAD code
- DE00775
ESMA · MiFID II register
Register as at 2026-09-28
| Entry | Competent authority | Authorised | Services or instruments |
|---|---|---|---|
| Investment services (MiFID II) | Federal Financial Supervisory Authority (BaFin) | 1993-01-01 | A1 A2 A3 A4 A5 A6 A7 |
Service codes follow MiFID II Annex I: A for investment services, B for ancillary services. Hover a code for its meaning.
Entries are matched on the LEI. Each register is quoted as its publisher lists it.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- AACSDE33XXX head office
- Connection to Swift
- Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under AACSDE33 directly.
- Swift GPI
- Member, not yet live
- Payment schemes and systems
- SCT · SCT Inst · SDD Core · SDD B2B · VOP · T2 · TIPS
- Branch codes
- 1 branch code
- BIC first registered
- 1977-08-29
- Last updated
- 2024-07-05
Overview
Researched 29 Sep 2026 · Sources
Ownership
State-owned
Institution type
Savings bank
- Ownership
- The bank has no shareholders and is sponsored by the Sparkassenzweckverband StädteRegion Aachen - Stadt Aachen, a municipal association of the StädteRegion Aachen and the City of Aachen.
- Head office
- Friedrich-Wilhelm-Platz 1-4, 52062 Aachen, Germany
- Company register
- HRA 4409, Amtsgericht Aachen
Business lines
The bank serves private, business and corporate customers in the StädteRegion Aachen and the City of Aachen through a branch network, and issues public-sector and mortgage Pfandbriefe.
Online
- Websites & references
- sparkasse-aachen.de ↗
engagiert.sparkasse-aachen.de ↗ Regional engagement site hosting the annual Bericht an die Gesellschaft (report to society)
Wikipedia ↗
Wikidata Q2307270 ↗ - Official social accounts
- LinkedIn ↗ · Facebook ↗ · Instagram ↗ · YouTube ↗ · XING ↗
Sources · 10 pages consulted
- sparkasse-aachen.de/de/home/toolbar/impressum.html
- sparkasse-aachen.de/
- sparkasse-aachen.de/content/dam/myif/spk-aachen/work/dokumente/pdf/allgemein/Satzung/2026.01.01_Satzung%20Spa
- engagiert.sparkasse-aachen.de/bericht-an-die-gesellschaft-2025/
- sparkasse-aachen.de/de/home/ihre-sparkasse/zahlen_fakten/berichte.html
- sparkasse-aachen.de/de/home/ihre-sparkasse/zahlen_fakten/banking_relations.html
- aachen.t-online.de/region/aachen/id_101173592/aachen-oberbuergermeister-michael-ziemons-legt-nebeneinkuenfte
- aachener-zeitung.de/lokales/region-aachen/aachen/eine-glatte-2-reicht-fuer-die-sparkasse-aachen-nicht-ganz-fu
- filmpost.de/aktuell/archiv/2024/sparkasse-aachen-zieht-bilanz-zum-geschaeftsjahr-2023.html
- de.wikipedia.org/wiki/Sparkasse_Aachen
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
- Norbert Laufs Vorsitzender des Vorstandes (Chairman of the Management Board)
- Chair
- Dr. Michael Ziemons Vorsitzender des Verwaltungsrates (Chair of the Supervisory Board); Lord Mayor of the City of Aachen
- Executive
- Dr. Christian Burmester Mitglied des Vorstandes (Member of the Management Board)
- Executive
- Thomas Salz Mitglied des Vorstandes (Member of the Management Board)
- Executive
- Holger Schmitz Mitglied des Vorstandes (Member of the Management Board)
Supervisors & regulators
Researched 29 Sep 2026 · Sources
- Germany
- Federal Financial Supervisory Authority (BaFin) Prudential supervisorAML supervisorConductResolution
- Germany
- Deutsche Bundesbank Central bankPrudential supervisor
- Germany
- Ministry of Finance of the State of North Rhine-Westphalia (savings bank supervisory authority) Other
Recent events
Researched 29 Sep 2026 · Sources
-
Other
A revised statute adopted by the sponsor's association assembly took effect, fixing the Management Board at four members.
sparkasse-aachen.de ↗ -
Leadership
Management Board member Ralf Wagemann retired at the end of 2023, and the board was reduced to four members.
filmpost.de ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
Identifiers
Head-office record
- BIC
- AACSDE33XXX
- How the BIC breaks down
- AACSBank
- DECountry · Germany
- 33Location
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 529900EF55AUET52MH13
- LEI record
- View on GLEIF ↗
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
- National bank code
- Bankleitzahl 39050000
Profile
- Type
- Credit institutionListed as a credit institution, or a branch of one, on the ECB’s list of supervised entities, or named as a bank on the Financial Stability Board’s G-SIB list, directly or as a G-SIB’s main operating bank. These are the only bank lists the directory tracks so far.
- Regulation
- Prudentially supervised (ECB list)Prudentially supervised, according to the ECB list of supervised entities (as at 2026-07-01). This is banking supervision, not a licence on a tracked register.
- Register licences
- None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- Country · region
- Germany · Europe & Central Asia
- Banking supervision
- Less significant · Bundesanstalt für Finanzdienstleistungsaufsicht / Deutsche Bundesbank as of 2026-07-01
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
- Founded
- 1823
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.
Addresses
- Registered address
- MUNSTERPLATZ 7-9 AACHEN 52059 GERMANY
- Operational address
- MUENSTERPLATZ 7-9 AACHEN 52059 AACHEN POB 1000 GERMANY
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI and its DEBLZ clearing code
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>AACSDE33XXX</BICFI>
<ClrSysMmbId>
<ClrSysId>
<Cd>DEBLZ</Cd>
</ClrSysId>
<MmbId>39050000</MmbId>
</ClrSysMmbId>
<LEI>529900EF55AUET52MH13</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>AACSDE33XXX</BICFI>
<ClrSysMmbId>
<ClrSysId>
<Cd>DEBLZ</Cd>
</ClrSysId>
<MmbId>39050000</MmbId>
</ClrSysMmbId>
<LEI>529900EF55AUET52MH13</LEI>
<Nm>SPARKASSE AACHEN</Nm>
<PstlAdr>
<TwnNm>AACHEN</TwnNm>
<Ctry>DE</Ctry>
<AdrLine>MUNSTERPLATZ 7-9 AACHEN 52059</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
Payment schemes and systems
EPC registers of 2026-09-11 · ECB T2 list of 2026-07-02 · ECB TIPS list of 2026-09-01 · SIX Bank Master valid on 2026-09-28
| Scheme or system | Since | Registered with | Note |
|---|---|---|---|
| SEPA Credit TransferISO 20022 messages | 2008-01-28 | Head office | — |
| SEPA Instant Credit TransferISO 20022 messages | 2018-07-10 | Head office | — |
| SEPA Direct Debit CoreISO 20022 messages | 2010-11-01 | Head office | — |
| SEPA Direct Debit Business-to-BusinessISO 20022 messages | 2010-11-01 | Head office | — |
| Verification of Payee | 2025-10-05 | Head office | — |
| T2 (Eurosystem real-time gross settlement)ISO 20022 messages | — | Head office | — |
| TIPS (TARGET Instant Payment Settlement)ISO 20022 messages | — | Head office | — |
SEPA dates are when the institution became ready for the scheme. The T2 list names direct participants only and gives no joining date. TIPS entries have no joining date.
An institution missing from T2 may still be reachable through an indirect participant. The ECB’s TIPS list does not separate participants from reachable parties. It includes institutions reachable in Swedish kronor as well as in euro.
“ISO 20022 messages” marks a scheme or system whose rulebook or operator specifies ISO 20022 for messages between participants.
National bank codes
Bankleitzahl · Germany
1 code valid until 2026-12-06 · ISO 20022 clearing system code DEBLZ
| Code | Routes to BIC | Name in the national file | City |
|---|---|---|---|
| 39050000 | AACSDE33XXX | Sparkasse Aachen | Aachen |
Each code shows the name in the national file. Smaller banks often route through a central institution’s BIC. A code can therefore belong to a different bank than the one on this page.
Network
Branch codes
| BIC | Branch | City | Address | LEI | Updated |
|---|---|---|---|---|---|
| AACSDE33DOT | DOTATION ACC | Aachen | AACHEN AACHEN GERMANY | — | 2024-07-05 |
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Payment schemes and systems—Source: European Payments Council (EPC) Registers of Participants; matched to BICs by Elucidate. Source: European Central Bank, List of T2 participants. Source: European Central Bank, List of TIPS participants and reachable parties.
- Banking supervision—Source: European Central Bank, list of supervised entities.
- Wikidata—CC0, matched on the BIC or LEI recorded in Wikidata. It is community-edited, so check key facts.
- National bank codes—Germany (Quelle: Deutsche Bundesbank).
- Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- European registers—Source: European Central Bank (ECB), list of monetary financial institutions and list of institutions subject to minimum reserves. Source: European Securities and Markets Authority (ESMA), MiFID II/MiFIR register (investment firms, trading venues, systematic internalisers, data reporting services providers). Matched on LEI by Elucidate.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: sparkasse-aachen.de (official website) · original.
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