United States · Financial institution
TD Bank, N.A.
Legal name in the LEI recordTD Bank, National Association
TD Bank, N.A. is a US national bank. Its main office is in Wilmington, Delaware, and its corporate office is in Mount Laurel, New Jersey. It is owned by TD Bank US Holding Company, a subsidiary of The Toronto-Dominion Bank of Canada. The bank provides retail, small business and commercial banking, credit cards, private banking and wealth management, and vehicle financing through its TD Auto Finance division. It was formed from Banknorth, which TD acquired between 2004 and 2007, and Commerce Bank, which TD acquired in 2008. On 10 October 2024 the bank pleaded guilty in a US federal court to conspiracy charges covering Bank Secrecy Act and money laundering violations.
Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
Regulatory status
FSB · global systemically important banks
2025 list
- G-SIB
- Toronto Dominion
- Relation
- In a G-SIB groupGLEIF records a G-SIB entity as this legal entity’s ultimate parent. The bucket applies to the group, and membership does not make this entity a bank.
- Bucket
- 1 of 5 · extra capital buffer 1.0% of risk-weighted assets
- On the list since
- 2019
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- NRTHUS33XXX head office
- Connection to Swift
- Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under NRTHUS33 directly.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- Branch codes
- None: head-office BIC only
- BIC first registered
- 2004-07-03
- Last updated
- 2024-04-10
Overview
Researched 29 Sep 2026 · Sources
Ownership
Group subsidiary
TD Bank US Holding Company
Institution type
Commercial bank
Trades as TD Bank, America's Most Convenient Bank
- Standing
- Since 10 October 2024 the bank has been subject to a cease-and-desist order from the Office of the Comptroller of the Currency (OCC) over deficiencies in its Bank Secrecy Act and AML programme. The order includes an asset cap and business restrictions.
- Ownership
- The bank is owned by TD Bank US Holding Company, which belongs to The Toronto-Dominion Bank (TD Bank Group) of Toronto.
- Direct parent
- TD Bank US Holding Company ↗, United States
- Ultimate owner
- The Toronto-Dominion Bank, Canada
- Head office
- 4140 Church Road, 08054 Mount Laurel, United States (registered office: 2035 Limestone Rd, Wilmington, DE 19808, United States)
- Company register
- FDIC cert 18409; OCC charter 24096; Federal Reserve RSSD ID 497404
- Former names
- BankNorth, National Association · Heritage Savings Bank · Penobscot Savings Bank
Business lines
According to its July 2026 business profile, the US operation has about 1,048 retail stores in 15 states and the District of Columbia, from Maine to Florida, and lists TD Auto Finance as a line of business.
Online
- Websites & references
- td.com ↗
td.com/us/en/personal-banking ↗ US retail banking site (the td.com domain is shared with the parent group)
td.com/us/en/about-us/investor-relations ↗ US investor relations, board and senior executive team
stories.td.com ↗ US newsroom (TD Stories)
Wikipedia ↗
Wikidata Q7669891 ↗ - Official social accounts
- LinkedIn ↗ · X ↗ · Facebook ↗ · Instagram ↗ · YouTube ↗
Sources · 15 pages consulted
- td.com/us/en/about-us/investor-relations
- td.com/us/en/about-us
- td.com/us/en/personal-banking
- td.com/ca/en/about-td/corporate-profile/executive-profiles
- td.com/content/dam/tdb/document/pdf/about-us/td-bank-corporate-profile-en.pdf
- stories.td.com/us/en/article/td-bank-announces-key-executive-appointments-in-u-s
- stories.td.com/ca/en/news/2026-09-01-media-advisory---td-bank-group-executive-to-present-at-the-b
- occ.treas.gov/news-issuances/news-releases/2024/nr-occ-2024-116.html
- justice.gov/usao-nj/pr/td-bank-pleads-guilty-bank-secrecy-act-and-money-laundering-conspiracy-violati
- justice.gov/criminal/case/united-states-america-v-td-bank-na
- lowenstein.com/news-insights/publications/client-alerts/td-bank-to-pay-historic-3-billion-over-aml-compl
- americanbanker.com/news/td-has-completed-majority-of-u-s-aml-remediation
- bankregreports.com/banks/td-bank-national-association-497404/
- visbanking.com/call-report/td-bank-national-association-reports-497404
- en.wikipedia.org/wiki/TD_Bank_(United_States)
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
- Leo Salom Group Head, U.S. Banking, TD Bank Group and President & Chief Executive Officer, TD Bank U.S.
- Chair
- Paul Douglas Chair, TD Bank US Holdings (as listed on the TD Bank U.S. board page)
- Chief financial officer
- Andre Ramos Executive Vice President, Chief Financial Officer
- Executive
- Paul Beltrame Executive Vice President, Chief Risk Officer
- Executive
- Brian Callanan Executive Vice President, General Counsel & Head of Legal
Supervisors & regulators
Researched 29 Sep 2026 · Sources
- United States
- Office of the Comptroller of the Currency Prudential supervisorAML supervisor
- United States
- Board of Governors of the Federal Reserve System Central bank
- United States
- Consumer Financial Protection Bureau Conduct
- United States
- Federal Deposit Insurance Corporation Resolution
Recent events 3 enforcement or investigation items
Researched 29 Sep 2026 · Sources
-
Leadership
The bank appointed Brian Callanan as US General Counsel and Andre Ramos as US Chief Financial Officer, both effective 1 December 2025.
stories.td.com ↗ -
Enforcement
The bank pleaded guilty to conspiracy covering its AML programme, currency transaction reports and money laundering, in a DOJ resolution of over USD 1.8 billion.
justice.gov ↗ -
Enforcement
The OCC issued a cease-and-desist order and a USD 450 million civil money penalty, and imposed an asset cap, for Bank Secrecy Act/AML deficiencies.
occ.treas.gov ↗ -
Enforcement
FinCEN assessed a USD 1.3 billion penalty against the bank and TD Bank USA, N.A. for Bank Secrecy Act violations.
lowenstein.com ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
Identifiers
Head-office record
- BIC
- NRTHUS33XXX
- How the BIC breaks down
- NRTHBank
- USCountry · United States
- 33Location
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 03D0JEWFDFUS0SEEKG89
- LEI record
- View on GLEIF ↗
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
Profile
- Type
- Financial institutionClassified as a financial institution in Swift’s ISO 9362 BIC directory, with no licence on a tracked register. This includes banks that neither the ECB nor the FSB lists, as well as brokers, fund managers, insurers and market infrastructure.
- Regulation
- Not on a tracked registerNo licence or registration was found for this entity on the registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
- Register licences
- None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- Country · region
- United States · North America
- FSB G-SIB list
- In a G-SIB group · Toronto Dominion list of 2025
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
- Founded
- 1852
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
Ownership and group
GLEIF relationship records
- Direct parent
- TD Bank Us Holding Company · United States549300DDEQI4052K6I53 ↗
- Ultimate parent
- The Toronto-Dominion Bank · CanadaPT3QB789TSUIDF371261 ↗
- FSB G-SIB list
- In a G-SIB group · Toronto Dominion bucket 1 · 2025 listGLEIF records a G-SIB entity as this legal entity’s ultimate parent. The bucket applies to the group, and membership does not make this entity a bank.
The The Toronto-Dominion Bank group has 18 institutions in the directory, in 8 countries: all hold a BIC.
Including The Toronto Dominion Bank, Toronto Dominion Bank, The Toronto Dominion Bank, The Toronto-Dominion Bank, Toronto Dominion Bank.
See the The Toronto-Dominion Bank group →Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Registered address
- BANKNORTH 2035 LIMESTONE ROAD WILMINGTON 19808 UNITED STATES OF AMERICA
- Operational address
- 2035 LIMESTONE RD WILMINGTON,DE WILMINGTON,DE 19808 UNITED STATES OF AMERICA
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>NRTHUS33XXX</BICFI>
<LEI>03D0JEWFDFUS0SEEKG89</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>NRTHUS33XXX</BICFI>
<LEI>03D0JEWFDFUS0SEEKG89</LEI>
<Nm>TD BANK, N.A.</Nm>
<PstlAdr>
<TwnNm>WILMINGTON</TwnNm>
<Ctry>US</Ctry>
<AdrLine>BANKNORTH 2035 LIMESTONE ROAD WILMINGTON 19808</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Wikidata—CC0, matched on the BIC or LEI recorded in Wikidata. It is community-edited, so check key facts.
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: Toronto-Dominion Bank · Public domain · Wikimedia Commons · original.
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