Japan · Financial institution
The Iyo Bank Limited
Legal name in the LEI record株式会社 伊予銀行
The Iyo Bank, Ltd. is a Japanese regional bank organised as a kabushiki kaisha, with its head office in Matsuyama, Ehime Prefecture. It traces its origins to two national banks founded in 1878 and was formed in 1941 by the merger of three local banks. Since 3 October 2022 it has been wholly owned by the listed holding company Iyogin Holdings, Inc. It provides retail, SME and corporate banking through branches centred on Ehime, with a branch in Singapore and a representative office in Shanghai.
Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- IYOBJPJTXXX head office
- Connection to Swift
- Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under IYOBJPJT directly.
- Swift GPI
- Live member
- Payment schemes and systems
- No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- Branch codes
- None: head-office BIC only
- BIC first registered
- 1981-03-09
- Last updated
- 2026-09-22
Overview
Researched 29 Sep 2026 · Sources
Ownership
Group subsidiary
100% Iyogin Holdings, Inc. (株式会社いよぎんホールディングス)
Institution type
Commercial bank
Trades as いよぎん (Iyogin)
- Standing
- The bank has been a wholly owned subsidiary of Iyogin Holdings, Inc. since 3 October 2022, and its shares were delisted at that time. In July 2026 Iyogin Holdings and The Ehime Bank, Ltd. reached a basic agreement to integrate. The target date is around 1 April 2027. Both banks are to keep their names and are not to merge.
- Ownership
- Iyogin Holdings, Inc., listed on the Tokyo Stock Exchange Prime Market, holds 100% of the bank following a sole share transfer effective 3 October 2022.
- Direct parent
- Iyogin Holdings, Inc. (株式会社いよぎんホールディングス), Japan 100%
- Major shareholder
- Iyogin Holdings, Inc. 100% · 3 Oct 2022
- Head office
- 1 Minamihoribata-cho (南堀端町1番地), 790-8514 Matsuyama, Japan
- Company register
- Corporate Number 4500001000003 (National Tax Agency); registered at the Matsuyama District Legal Affairs Bureau
- Name in the local language
- 株式会社伊予銀行
- Former names
- 株式会社伊豫銀行 (The Iyo Bank, name used 1951–1990, older kanji form) · 伊豫合同銀行 (Iyo Godo Bank, 1941–1951)
Business lines
The bank has 150 domestic offices, one overseas branch in Singapore and a representative office in Shanghai. Its head office includes a dedicated ship finance department.
Online
- Websites & references
- iyobank.co.jp ↗
iyobank.co.jp/english ↗ English-language pages (IR documents up to FY2021)
map.iyobank.co.jp ↗ branch and ATM locator
help.iyobank.co.jp ↗ customer FAQ site
Wikipedia ↗ - Official social accounts
- X ↗ · Facebook ↗ · YouTube ↗ · LINE ↗
Sources · 15 pages consulted
- iyobank.co.jp/
- iyobank.co.jp/about/company/overview/
- iyobank.co.jp/about/company/kikou-yakuin.html
- iyobank.co.jp/about/company/overview/history/
- iyobank.co.jp/service/gaikokusokin/renraku.html
- iyobank.co.jp/service/gaikokusokin/
- iyobank.co.jp/sns.html
- iyobank.co.jp/english/
- iyobank.co.jp/about/company/message.html
- iyogin-hd.co.jp/press-release/pdf/release_20260508a.pdf
- himegin.co.jp/new_csr/pdf/20260724_3.pdf
- iyobank.co.jp/press-release/2022/__icsFiles/afieldfile/2022/05/13/22-291_1.pdf
- iyobank.co.jp/notices/202408-rouei.html
- nikkei.com/article/DGXZQOCC244K90U6A720C2000000/
- ja.wikipedia.org/wiki/%E4%BC%8A%E4%BA%88%E9%8A%80%E8%A1%8C
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
- Takashi Sagayama (佐賀山 隆) Director and President (Representative Director); Group COO
- Chair
- Kenji Miyoshi (三好 賢治) Chairman of the Board; Group CEO
- Chief financial officer
- Hiroshi Nagata (長田 浩) Director and Deputy President (Representative Director); Group CFO
- Executive
- Hirohisa Semba (仙波 宏久) Senior Managing Director
- Executive
- Mitsuhiro Hayashi (林 光博) Managing Director; Group CIO
Supervisors & regulators
Researched 29 Sep 2026 · Sources
- Japan
- Financial Services Agency Prudential supervisorAML supervisorConductResolution
- Japan
- Shikoku Local Finance Bureau Prudential supervisorConduct
- Japan
- Bank of Japan Central bank
Recent events 1 enforcement or investigation item
Researched 29 Sep 2026 · Sources
-
Merger / acquisition
Iyogin Holdings and The Ehime Bank agreed to integrate around 1 April 2027. Ehime Bank is to become a sister subsidiary of the bank.
himegin.co.jp ↗ -
Leadership
Takashi Sagayama became President on 26 June 2026. His predecessor, Kenji Miyoshi, became Chairman of the Board.
iyobank.co.jp ↗ -
Incident
The bank disclosed a customer data leak after a ransomware attack on Isetoh, a contractor that prints and mails customer notices.
iyobank.co.jp ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
Identifiers
Head-office record
- BIC
- IYOBJPJTXXX
- How the BIC breaks down
- IYOBBank
- JPCountry · Japan
- JTLocation
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 549300WDPFPR0TE6OX32
- LEI record
- View on GLEIF ↗
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
Profile
- Type
- Financial institutionClassified as a financial institution in Swift’s ISO 9362 BIC directory, with no licence on a tracked register. This includes banks that neither the ECB nor the FSB lists, as well as brokers, fund managers, insurers and market infrastructure.
- Regulation
- Not on a tracked registerNo licence or registration was found for this entity on the registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
- Register licences
- None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- Country · region
- Japan · East Asia & Pacific
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
Ownership and group
GLEIF relationship records
The The Iyo Bank, Ltd. group has 2 institutions in the directory, in 2 countries: all hold a BIC.
Including The Iyo Bank, Ltd. Singapore Branch.
See the The Iyo Bank, Ltd. group →Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Registered address
- 1 MINAMI HORIBATA CHO MATSUYAMA 790-8514 JAPAN
- Operational address
- 1-3-13 NIHONBASHI CHUO- KU TOKYO TOKYO 103-0027 JAPAN
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>IYOBJPJTXXX</BICFI>
<LEI>549300WDPFPR0TE6OX32</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>IYOBJPJTXXX</BICFI>
<LEI>549300WDPFPR0TE6OX32</LEI>
<Nm>THE IYO BANK LIMITED</Nm>
<PstlAdr>
<Ctry>JP</Ctry>
<AdrLine>1 MINAMI HORIBATA CHO MATSUYAMA 790-8514</AdrLine>
</PstlAdr>
</FinInstnId>Swift’s two address fields do not agree on a town, so the full record gives the address as address lines only.
The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
Network
Correspondent banking
The bank publishes 9 accounts at other banks, across 3 regions.
- Own offices
- Correspondent banks: it holds accounts there
Hover over a branch, account or group to see its details
Correspondent accounts
Researched 29 Sep 2026 · Sources
9 accounts at other banks, in 9 currencies, for intermediary bank for inward remittances, as the bank publishes them: iyobank.co.jp ↗
| Currency | Correspondent | BIC | Account | Directory check |
|---|---|---|---|---|
| JPY | MUFG Bank Ltd / Tokyo Japan | BOTKJPJT | — | Matches the Swift directory |
| USD | JPMorgan Chase Bank / New York United States | CHASUS33 | — | Matches the Swift directory |
| GBP | MUFG Bank Ltd / London United Kingdom | BOTKGB2L | — | Matches the Swift directory |
| CHF | UBS AG / Zurich Switzerland | UBSWCHZH80A | — | Matches the Swift directory |
| THB | Bangkok Bank Public Company Ltd / Bangkok Thailand | BKKBTHBK | — | Matches the Swift directory |
| AUD | Australia and New Zealand Banking Group Limited / Melbourne Australia | ANZBAU3M | — | Matches the Swift directory |
| CNY | Bank of China / Tokyo Japan | BKCHJPJT | — | Directory name differs BANK OF CHINA |
| SGD | DBS Bank Ltd / Singapore Singapore | DBSSSGSG | — | Matches the Swift directory |
| EUR | Deutsche Bank AG / Frankfurt Germany | DEUTDEFF | — | Matches the Swift directory |
The bank's inward remittance instructions (送金依頼人への連絡事項) list one intermediary bank per currency, with its BIC. All 9 rows were extracted. The page gives no account numbers and no date. It says the list covers only the main currencies and that instructions differ for the Singapore branch. Direction is recorded as nostro because these are the intermediaries for payments to the bank. The page does not state this explicitly. Each correspondent BIC is checked against the Swift directory: a BIC missing from it, or registered to a differently named bank, may be a typo or out of date. Confirm settlement instructions with the bank before relying on them.
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: iyobank.co.jp (official website) · original.
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