India · Financial institution
The Jammu and Kashmir Bank LTD
The Jammu and Kashmir Bank Ltd is a listed Indian banking company with its corporate headquarters on M.A. Road, Srinagar. The Government of Jammu and Kashmir holds 59.40% of its shares. The bank provides retail, corporate and treasury banking. It acts as the Reserve Bank of India's agent for government banking in the Union Territories of Jammu and Kashmir and Ladakh. Amitava Chatterjee became managing director and CEO on 30 December 2024.
Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- JAKAINBBXXX head office
- Connection to Swift
- Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under JAKAINBB directly.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- Branch codes
- 45 branch codes
- BIC first registered
- 1995-05-01
- Last updated
- 2024-08-10
Overview
Researched 29 Sep 2026 · Sources
Employees
Not published
Ownership
State-owned
Tickers J&KBANK · 532209
Institution type
Commercial bank
Trades as J&K Bank
- Ownership
- The Government of Jammu and Kashmir, the promoter, holds 59.40% of the shares. The remaining 40.60% is held by the public.
- Direct parent
- Government of Jammu and Kashmir, India 59.4%
- Major shareholder
- Government of Jammu and Kashmir (promoter) 59.4% · 31 Mar 2026
- Stock listings
- National Stock Exchange of India J&KBANK
BSE 532209 - Head office
- Corporate Headquarters, M.A. Road, 190001 Srinagar, India
- Company register
- CIN L65110JK1938SGC000048 (Ministry of Corporate Affairs, India)
Business lines
The bank reports treasury, corporate/wholesale and retail banking segments. It also carries out government banking and tax collection in Jammu and Kashmir and Ladakh.
Online
- Websites & references
- jkb.bank.in ↗ did not load when checked
jkbank.com ↗ former domain, now redirects to jkb.bank.in
Wikipedia ↗ - Official social accounts
- None found
Sources · 14 pages consulted
- nsearchives.nseindia.com/corporate/TUFAIL_05052026160345_Integrated_Financials.pdf
- jkb.bank.in/about-us
- jkb.bank.in/board-directors
- jkb.bank.in/contactUs
- jkb.bank.in/deposits/remittance-abroad
- jkb.bank.in/bankInNews/jk-bank-welcomes-amitava-chatterjee-new-md-ceo-bids-farewell-baldev-prakash
- business-standard.com/companies/people/amitava-chatterjee-appointed-new-managing-director-ceo-of-j-k-bank-12412
- dailyexcelsior.com/krishnan-appointed-jk-bank-chairman/
- business-standard.com/companies/news/j-k-bank-appoints-veteran-banker-s-krishnan-as-non-executive-chairman-1250
- srinagarobserver.com/2026/09/22/jk-bank-to-recruit-after-five-year-gap/
- kashmirlife.net/rbi-imposes-rs-99-3-lakh-fine-on-jammu-kashmir-bank-for-compliance-lapses-416305/
- business-standard.com/industry/banking/rbi-penalises-j-k-bank-bank-of-india-canara-bank-125012401324_1.html
- scanx.trade/stock-market-news/companies/jammu-kashmir-bank-reports-audited-financial-results-for-quar
- en.wikipedia.org/wiki/Jammu_&_Kashmir_Bank
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
- Amitava Chatterjee Managing Director & CEO
- Chair
- S. Krishnan (Sankarasubramanian Krishnan) Part-time Non-Executive Chairman
- Chief financial officer
- Ketan Kumar Joshi Chief Financial Officer
- Executive
- Sudhir Gupta Executive Director
- Executive
- Mohammad Shafi Mir Company Secretary
Supervisors & regulators
Researched 29 Sep 2026 · Sources
- India
- Reserve Bank of India Central bankPrudential supervisorAML supervisorForeign exchange
Recent events 2 enforcement or investigation items
Researched 29 Sep 2026 · Sources
-
Other
The Reserve Bank of India approved Kotak Mahindra Bank acquiring up to 9.99% of the bank's paid-up share capital or voting rights.
scanx.trade ↗ -
Enforcement
The Reserve Bank of India fined the bank INR 9.93 million for non-compliance with directions on grievance handling, customer service, KYC and unclaimed deposits.
kashmirlife.net ↗ -
Leadership
The Reserve Bank of India approved S. Krishnan as part-time chairman from 13 November 2025 until 26 March 2028.
dailyexcelsior.com ↗ -
Merger / acquisition
The Government of India amalgamated J&K Grameen Bank and Ellaquai Dehati Bank into Jammu & Kashmir Grameen Bank, in which the bank holds 35%.
nsearchives.nseindia.com ↗ -
Enforcement
The Reserve Bank of India fined the bank INR 33.18 million for failures on basic savings accounts, beneficial-owner identification, small accounts and a loan sanction.
business-standard.com ↗ -
Leadership
The board appointed Amitava Chatterjee as managing director and CEO for three years from 30 December 2024. He succeeded Baldev Prakash.
business-standard.com ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
Identifiers
Head-office record
- BIC
- JAKAINBBXXX
- How the BIC breaks down
- JAKABank
- INCountry · India
- BBLocation
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 3358003EPKRYNVG21Y80
- LEI record
- View on GLEIF ↗
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
- National bank codes
- IFSC JAKA0AALLAH + 1,198 more · MICR code 110051001 + 1,001 more
Profile
- Type
- Financial institutionClassified as a financial institution in Swift’s ISO 9362 BIC directory, with no licence on a tracked register. This includes banks that neither the ECB nor the FSB lists, as well as brokers, fund managers, insurers and market infrastructure.
- Regulation
- Not on a tracked registerNo licence or registration was found for this entity on the registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
- Register licences
- None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- Country · region
- India · South Asia
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
Ownership and group
GLEIF relationship records
GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.
Addresses
- Registered address
- MERCHANT CHAMBERS FLOOR 5 M A ROAD SRINAGAR 190001 INDIA
- Operational address
- M A ROAD FLOOR 5 SRINAGAR SRINAGAR 190001 INDIA
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>JAKAINBBXXX</BICFI>
<LEI>3358003EPKRYNVG21Y80</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>JAKAINBBXXX</BICFI>
<LEI>3358003EPKRYNVG21Y80</LEI>
<Nm>THE JAMMU AND KASHMIR BANK LTD</Nm>
<PstlAdr>
<TwnNm>SRINAGAR</TwnNm>
<Ctry>IN</Ctry>
<AdrLine>MERCHANT CHAMBERS FLOOR 5 M A ROAD SRINAGAR 190001</AdrLine>
</PstlAdr>
</FinInstnId>At least 10 national bank codes route to this BIC. The blocks add none, because the right one depends on the account.
The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
National bank codes
IFSC · India
Showing 10 of 1,199 codes file of 2026-09-01 · ISO 20022 clearing system code INFSC
| Code | Routes to BIC | Name in the national file | City |
|---|---|---|---|
| JAKA0AALLAH | JAKAINBBXXX | Jammu and Kashmir Bank | JAMMU |
| JAKA0ABHAMA | JAKAINBBXXX | Jammu and Kashmir Bank | PULWAMA |
| JAKA0ACHBAL | JAKAINBBXXX | Jammu and Kashmir Bank | BARAMULLA |
| JAKA0ACHENN | JAKAINBBXXX | Jammu and Kashmir Bank | PULWAMA |
| JAKA0ACHKAM | JAKAINBBXXX | Jammu and Kashmir Bank | KARGIL |
| JAKA0ACHNAG | JAKAINBBXXX | Jammu and Kashmir Bank | ANANTNAG |
| JAKA0AGADOL | JAKAINBBXXX | Jammu and Kashmir Bank | ANANTNAG |
| JAKA0AGHARJ | JAKAINBBXXX | Jammu and Kashmir Bank | REASI |
| JAKA0AGHORE | JAKAINBBXXX | Jammu and Kashmir Bank | JAMMU |
| JAKA0AHAMAD | JAKAINBBXXX | Jammu and Kashmir Bank | AHMADABAD |
MICR code · India
Showing 10 of 1,002 codes file of 2026-09-01
| Code | Routes to BIC | Name in the national file | City |
|---|---|---|---|
| 110051001 | JAKAINBBXXX | Jammu and Kashmir Bank | DELHI |
| 110051002 | JAKAINBBXXX | Jammu and Kashmir Bank | DELHI |
| 110051003 | JAKAINBBXXX | Jammu and Kashmir Bank | DELHI |
| 110051004 | JAKAINBBXXX | Jammu and Kashmir Bank | DELHI |
| 110051005 | JAKAINBBXXX | Jammu and Kashmir Bank | DELHI |
| 110051006 | JAKAINBBXXX | Jammu and Kashmir Bank | DELHI |
| 110051007 | JAKAINBBXXX | Jammu and Kashmir Bank | DELHI |
| 110051008 | JAKAINBBXXX | Jammu and Kashmir Bank | DELHI |
| 110051009 | JAKAINBBXXX | Jammu and Kashmir Bank | DELHI |
| 110051010 | JAKAINBBXXX | Jammu and Kashmir Bank | DELHI |
Each code shows the name in the national file. Smaller banks often route through a central institution’s BIC. A code can therefore belong to a different bank than the one on this page.
Network
Branch network
All 45 branch BICs connect to the head office, spread across 25 cities. Largest: New Delhi (6), Srinagar (6), Jammu (4).
All 45 branch BICs connect to the head office. Most were registered in 2001–2004 (28 BICs) and 2009–2012 (8).
Hover over a branch or group to see its details
Branch codes
| BIC | Branch | City | Address | LEI | Updated |
|---|---|---|---|---|---|
| JAKAINBBAGR | GANDHI NAGAR BRANCH | Jammu | GANDHI PLAZA GOLE MARKET GANDHI NAGAR JAMMU JAMMU JAMMU 180004 INDIA | — | 2024-08-10 |
| JAKAINBBAHD | AHMEDABAD BRANCH | Ahmedabad | PARISMA COMPLEX C.G. ROAD AHMEDABAD AHMEDABAD 380006 INDIA | — | 2024-08-10 |
| JAKAINBBARC | BRANCH:INDORE | Indore | DIAMOND TRADE CENTRE UPPER GROUND 4-6 DIAMOND COLONY NEW PALASIA INDORE INDORE INDORE 452001 INDIA | — | 2024-08-10 |
| JAKAINBBAZD | JK BANK AZADPUR NEW DELHI INDIA | Srinagar | M A ROAD FLOOR 5 SRINAGAR SRINAGAR 190001 INDIA | 3358003EPKRYNVG21Y80 | 2024-08-10 |
| JAKAINBBBDR | KB ADDA BARAMULLA | Mumbai | AHMED COMPLEX FLOOR 1ST PARK ROAD BARAMULLA MUMBAI MUMBAI 193101 INDIA | — | 2024-08-10 |
| JAKAINBBBNG | BANGALORE BRANCH | Bangalore | GEM PLAZA FLOOR 6, 7 INFANTRY ROAD BANGALORE BANGALORE 560001 INDIA | — | 2024-08-10 |
| JAKAINBBBUD | BHADOHI BRANCH, U.P. | Bhadohi | MAIN ROAD, MARYAD PATTI, U.P. BHADOHI BHADOHI 221401 INDIA | — | 2024-08-10 |
| JAKAINBBCAL | CALCUTTA BRANCH | Kolkata Calcutta | 6 DR. R.N. MUKHERGEE ROAD KOLKATA (CALCUTTA) KOLKATA (CALCUTTA) 700001 INDIA | — | 2024-08-10 |
| JAKAINBBCEN | S.S.I SADIQABAD BRANCH | Srinagar | OPPOSITE HEAD POST OFFICE ANANTNAG SRINAGAR SRINAGAR 192101 INDIA | 3358003EPKRYNVG21Y80 | 2024-08-10 |
| JAKAINBBCHN | CHENNAI BRANCH | Chennai Madras | 787 ANNASALAI CHENNAI (MADRAS) CHENNAI (MADRAS) 600002 INDIA | — | 2024-08-10 |
| JAKAINBBCPD | CONNAUGHT PLACE BRANCH, NEW DELHI | New Delhi | CONNAUGHT PLACE OPP. ALKA HOTEL G-40 FLOOR 1 NEW DELHI NEW DELHI 110001 INDIA | — | 2024-08-10 |
| JAKAINBBDAL | KUPWARA OLD CHOWK | Srinagar | PUNJABI MOHALLA,OLD CHOWK KUPWARA SRINAGAR SRINAGAR 193222 INDIA | 3358003EPKRYNVG21Y80 | 2024-08-10 |
| JAKAINBBDLG | I.C. BARI BRAHMNA JAMMU | Jammu | I.C BARI BRAHMNA JAMMU, J AND K JAMMU JAMMU 181133 INDIA | — | 2024-08-10 |
| JAKAINBBHBD | HYDERABAD BRANCH | Hyderabad | LAXMI ESTATES ABIDS 4-1-825 J N ROAD HYDERABAD HYDERABAD HYDERABAD 500001 INDIA | — | 2024-08-10 |
| JAKAINBBIAL | INDUSTRIAL AREA | Ludhiana | THE JAMMU AND KASHMIR BANK INDUSTRIAL AREA LUDHIANA LUDHIANA 141003 INDIA | — | 2024-08-10 |
| JAKAINBBJAL | ADDA BASTIAN JALLANDHAR BRANCH | Jalandhar | JALANDHAR JALANDHAR INDIA | — | 2024-08-10 |
| JAKAINBBJPR | JAIPUR BRANCH | Jaipur | JAIPUR JAIPUR INDIA | — | 2024-08-10 |
| JAKAINBBKAN | KANPUR BRANCH | Kanpur | MESTON ROAD KANPUR KANPUR INDIA | — | 2024-08-10 |
| JAKAINBBLEH | LEH MAIN | Leh | JAMMU AND KASHMIR BANK MAIN MARKET LEH FLOOR 0 MAIN LEH LEH LEH 194101 INDIA | — | 2024-08-10 |
| JAKAINBBLIM | WORLI BRANCH,MUMBAI | Mumbai | D- BLOCK SHIV SAGAR ESTATE FLOOR 1ST DR. ANNIE BESANT ROAD WORLI MUMBAI MUMBAI MUMBAI 400018 INDIA | — | 2025-11-29 |
| JAKAINBBLJD | LAJPAT NAGAR BRANCH, DEHLI | New Delhi | A/97-98 LAJPAT NAGAR PART 1 NEW DELHI NEW DELHI 110001 INDIA | — | 2024-08-10 |
| JAKAINBBLUD | NEW COLONY SOPORE | Ludhiana | NEAR GENERAL BUS STAND SOPORE LUDHIANA LUDHIANA 193201 INDIA | — | 2024-08-10 |
| JAKAINBBMBD | MORADABAD BRANCH | Moradabad | CHADDA COMPLEX FLOOR 1 G.M.D. ROAD U.P. MORADABAD MORADABAD INDIA | — | 2024-08-10 |
| JAKAINBBMMA | PULWAMA MAIN BRANCH | Amritsar | SANA COMPLEX COURT ROAD PULWAMA AMRITSAR AMRITSAR 192301 INDIA | — | 2024-08-10 |
| JAKAINBBMOH | — | Mohali | OPPOSITE BASSI THEATRE PUNJAB PHASE 2 MOHALI MOHALI 160055 INDIA | — | 2024-08-10 |
| JAKAINBBMUM | FORT BRANCH, MUMBAI | Mumbai | FORT CHAMBERS AMBALAL DOSHI MARG HOMIMODI CROSS, LINE 2 MUMBAI MUMBAI 400023 INDIA | — | 2024-08-10 |
| JAKAINBBNOD | NOIDA BRANCH - UP | Noida | NOIDA NOIDA INDIA | — | 2024-08-10 |
| JAKAINBBOKL | OKHLA BRANCH | New Delhi | 9- LSC OKHLA - PHASE II NEW DELHI NEW DELHI 110020 INDIA | — | 2024-08-10 |
| JAKAINBBOTC | OTC BRANCH | Bangalore | 70/1 DR BROWNAMMA TOWERS MISSION ROAD OPP HCG HOSPITAL BANGALORE BANGALORE 560027 INDIA | — | 2024-08-10 |
| JAKAINBBPLV | PUNE | Pune | M.G. ROAD PUNE, MAHRASHTRA PUNE PUNE 411001 INDIA | — | 2024-08-10 |
| JAKAINBBPNP | PANIPAT BRANCH | Panipat | PANIPAT PANIPAT INDIA | — | 2024-08-10 |
| JAKAINBBPOL | POLO VIEW | Srinagar | POLOVIEW BRANCH SRINAGAR SRINAGAR INDIA | 3358003EPKRYNVG21Y80 | 2024-08-10 |
| JAKAINBBPRY | PARRY'S BRANCH | Chennai Madras | CHENNAI (MADRAS) CHENNAI (MADRAS) INDIA | — | 2024-08-10 |
| JAKAINBBSAM | IFS SAMBA | Jammu | INDUSTRIAL FINANCE BRANCH PHASE 1 - IGC SIDCO FLOOR 0 IGC SIDCO SAMBA JAMMU JAMMU 184121 INDIA | — | 2024-08-10 |
| JAKAINBBSAN | SANJAY PALACE AGRA U.P | Agra | SHOP NO 5/6/8/10 BLOCK NO 38/4A SANJAY PLACE COMMERCIAL COMPLEX AGRA UP AGRA AGRA 282002 INDIA | — | 2024-08-10 |
| JAKAINBBSDR | SADAR BAZAR | New Delhi | NEW DELHI NEW DELHI INDIA | — | 2024-08-10 |
| JAKAINBBSNP | SHARANPUR UP | Saharanpur | UNIT 1 PARNEVOT PLAZA COURT ROAD SAHARANPUR SAHARANPUR 247001 INDIA | — | 2024-08-10 |
| JAKAINBBSRI | SRINAGAR BRANCH | Srinagar | JAMNU AND KASHMIR BANK BUILDING RESIDENCY ROAD SRINAGAR SRINAGAR SRINAGAR 190001 INDIA | 3358003EPKRYNVG21Y80 | 2024-08-10 |
| JAKAINBBSRJ | SHALIMAR ROAD BRANCH | Jammu | JAMMU JAMMU INDIA | — | 2024-08-10 |
| JAKAINBBSUT | SURAT GUJARAT | Gujarat | SUPERTAX TOWERS RING ROAD SURAT GUJARAT OPP KINNARY CINEMA GUJARAT GUJARAT 395002 INDIA | — | 2024-08-10 |
| JAKAINBBSXT | SOUTH EXTENSION BRANCH | New Delhi | ANSAL PLAZA B-205 KHELGAON MARG HUDCO PLACE NEW DELHI NEW DELHI 110049 INDIA | — | 2024-08-10 |
| JAKAINBBTNC | T NAGAR CHENNAI | Chennai Madras | CHENNAI (MADRAS) CHENNAI (MADRAS) INDIA | — | 2024-08-10 |
| JAKAINBBVVR | VASANT VIHAR BRANCH | New Delhi | BASANT LOK VASANT VIHAR D63 NEW DELHI NEW DELHI 110057 INDIA | — | 2024-08-10 |
| JAKAINBBWOR | GOVINDSAR BRANCH | Mumbai | THE JAMMU AND KASHMIR BANK NEAR CTM NATIONAL HIGHWAY HALTI MORH, KATHUA MUMBAI MUMBAI 184102 INDIA | — | 2024-08-10 |
| JAKAINBBWUL | BANDIPORA MAIN | Srinagar | MAIN BRANCH BANDIPORA FLOOR 0 GULSHAN CHOWK SRINAGAR SRINAGAR 193502 INDIA | 3358003EPKRYNVG21Y80 | 2024-08-10 |
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- National bank codes—India (Source: Reserve Bank of India (NEFT and RTGS IFSC lists), compiled by Razorpay (razorpay/ifsc)).
- Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
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A BIC identifies an institution; it does not assess it. The Elucidate FinCrime Index (EFI) is an independent score of the financial crime risk of banks, built for correspondent banking and counterparty due diligence.
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