Lithuania · Payments & e-money
Uab 'ns Pay'
Legal name in the LEI recordUAB "NS Pay"
UAB "NS Pay" is a Lithuanian private limited company based in Vilnius. The Bank of Lithuania authorises it as an electronic money institution under licence No. 97, issued on 14 May 2024. In November 2021 the crowdfunding platform operator UAB Nordstreet described the firm as its subsidiary. It provides electronic money accounts and payment services to lenders and borrowers of a crowdfunding platform, only for loan contracts concluded on that platform. It is the payment operator of the Nordstreet platform. From 2021 until May 2024 it held a limited electronic money institution licence, which a licence for non-limited activity replaced.
Licences and registrations
Held by Uab "ns Pay" (LEI 984500C90CA2E8EA0473). 2 entries on 1 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
|---|---|---|---|---|---|---|---|---|
| EBA PSD2 RegisterBank of LithuaniaLinked by LEI. Matched by Elucidate to GLEIF on name, country and address. | Electronic money institutionE-Money / Stored Value Institution | LB002250 | Lithuania | Active | 2024-05-16 | — |
|
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| EBA PSD2 RegisterBank of LithuaniaLinked by LEI. Matched by Elucidate to GLEIF on name, country and address. | Exempted electronic money institutionE-Money / Stored Value Institution | LB002095 | Lithuania | Withdrawn | 2021-06-14 | Ended 2024-05-16 |
|
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- Licences belong to the legal entity, not to a BIC.
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
- The register entries and their trading names were not matched against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- NSPYLT22XXX head office
- Connection to Swift
- Reverse billingThe institution is connected to Swift. Messages sent to it are billed to the institution, not to the sender. The “2” in the eighth character of NSPYLT22 marks reverse billing.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- SCT · SCT Inst · VOP · TIPS
- Branch codes
- None: head-office BIC only
- BIC first registered
- 2025-04-05
- Last updated
- 2026-01-24
Overview
Researched 29 Sep 2026 · Sources
Customers
Not published
Employees
Not published
Ownership
Group subsidiary
UAB Nordstreet
Firm type
E-money and accounts
Trades as NS PAY
- Ownership
- In November 2021 UAB Nordstreet described the firm as its subsidiary. The firm publishes no current shareholding.
- Direct parent
- UAB Nordstreet, Lithuania
- Head office
- Vašingtono a. 1-62, LT-01108 Vilnius, Lithuania
- Company register
- Register of Legal Entities of Lithuania 305652931
Online
- Websites & references
- nspay.eu ↗
- Official social accounts
- None found
Sources · 7 pages consulted
- lb.lt/en/sfi-financial-market-participants/uab-ns-pay
- lb.lt/en/licences-1/view_license?id=2217
- nspay.eu/
- nspay.eu/assets/files/NS%20PAY%20Payment%20service%20agreement%20(valid%20from%202024-07-18).pdf
- nordstreet.com/articles/ns-pay-faq-identification
- 15min.lt/en/article/tribune/ns-pay-a-new-electronic-money-institution-licensed-by-the-bank-of-lith
- sc.bns.lt/view/item/405675
Authorisation
Researched 29 Sep 2026 · Sources
- Operates under
- Its own licences
The Bank of Lithuania authorises the firm as an electronic money institution for non-limited activity under licence No. 97 of 14 May 2024. The licence covers issuing and redeeming electronic money, executing payment transactions, issuing payment instruments or acquiring payments, and money remittance.
| Authority | Licence or registration | Number | Held | Status | Source |
|---|---|---|---|---|---|
| Bank of Lithuania Lithuania | Electronic money institution licence No. 97 (non-limited activity) | LB002250 | In its own name | Active | lb.lt ↗ |
| Bank of Lithuania Lithuania | Limited electronic money institution licence (exempted electronic money institution) | LB002095 | In its own name | Withdrawn or expired | — |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
Partners and safeguarding
Researched 29 Sep 2026 · Sources
- Safeguarding
- Segregated safeguarding accountsThe firm states that customers' funds are kept in a separate account at a bank registered in Lithuania, apart from its own funds, and its contract names this customers' account at AB Mano Bankas.
- Safeguarding bank
- AB Mano Bankas Lithuania
- Payment schemes and card networks
- SEPA Credit Transfer Access not stated nspay.eu ↗
Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.
Products and markets
Researched 29 Sep 2026 · Sources
It opens euro electronic money accounts for lenders and borrowers of a crowdfunding platform. The accounts can be used only for payments under loan contracts concluded on that platform, and the firm offers no currency conversion.
It serves customers of a Lithuanian crowdfunding platform. The Bank of Lithuania lists the firm as providing services in 29 other member states without a branch.
- Sells to
- Consumers · Small businesses · Platforms and marketplaces
- Serves customers in
- Lithuania
Recent events
Researched 29 Sep 2026 · Sources
-
Licence
The Board of the Bank of Lithuania granted the firm electronic money institution licence No. 97 for non-limited activity. This replaced its limited licence.
lb.lt ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
Identifiers
Head-office record
- BIC
- NSPYLT22XXX
- How the BIC breaks down
- NSPYBank
- LTCountry · Lithuania
- 22Location · reverse billing
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 984500C90CA2E8EA0473
- LEI record
- View on GLEIF ↗
- Licence no. · EBA-PSD2
- LB002250
- Licence no. · EBA-PSD2
- LB002095
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.Register entries: Matched by Elucidate to GLEIF on name, country and address.
- Register-entry ID
- d80d8c7c230d
Profile
- Type
- Payments & e-moneyPayment institutions, e-money and stored-value issuers, and account-information providers. Licensed under payment-services law (e.g. PSD2 in the EU and UK, the Payment Services Act in Singapore). Taken from the licences on the tracked registers.
- Regulation
- Prudential licenceAuthorised with capital, safeguarding and conduct requirements, e.g. an authorised payment or e-money institution in the EU or UK, a major payment institution in Singapore, or a MiCA crypto-asset service provider.
- Register licences
- 2 entries on 1 register
- Activities
- Money remittance
- Payment services
- Card acquiring
- E-money / stored value
- Licensed in
- Lithuania
- Country · region
- Lithuania · Europe & Central Asia
- Banking supervision
- Not on the ECB's list of supervised entities as of 2026-07-01
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.
Addresses
- Registered address
- VASINGTONO A. 1-62 FLOOR 3 VILNIUS 01108 LITHUANIA
- Operational address
- VASINGTONO A. 1-62 FLOOR 3 VILNIUS 01108 VILNIUS LITHUANIA
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>NSPYLT22XXX</BICFI>
<LEI>984500C90CA2E8EA0473</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>NSPYLT22XXX</BICFI>
<LEI>984500C90CA2E8EA0473</LEI>
<Nm>UAB 'NS PAY'</Nm>
<PstlAdr>
<TwnNm>VILNIUS</TwnNm>
<Ctry>LT</Ctry>
<AdrLine>VASINGTONO A. 1-62 FLOOR 3 VILNIUS 01108</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
Payment schemes and systems
EPC registers of 2026-09-11 · ECB T2 list of 2026-07-02 · ECB TIPS list of 2026-09-01 · SIX Bank Master valid on 2026-09-28
| Scheme or system | Since | Registered with | Note |
|---|---|---|---|
| SEPA Credit TransferISO 20022 messages | 2025-06-16 | Head office | — |
| SEPA Instant Credit TransferISO 20022 messages | 2025-06-16 | Head office | — |
| Verification of Payee | 2026-03-13 | Head office | — |
| TIPS (TARGET Instant Payment Settlement)ISO 20022 messages | — | Head office | — |
SEPA dates are when the institution became ready for the scheme. TIPS entries have no joining date.
An institution missing from T2 may still be reachable through an indirect participant. The ECB’s TIPS list does not separate participants from reachable parties. It includes institutions reachable in Swedish kronor as well as in euro.
“ISO 20022 messages” marks a scheme or system whose rulebook or operator specifies ISO 20022 for messages between participants.
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
Register entries are not screened against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Payment schemes and systems—Source: European Payments Council (EPC) Registers of Participants; matched to BICs by Elucidate. Source: European Central Bank, List of TIPS participants and reachable parties.
- EBA PSD2 Register—European Banking Authority (EBA) · register ↗ as at 25 September 2026
- Overview, authorisation, partners, products, leadership and events—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: nspay.eu (official website) · original.
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