United States · Financial institution
United Community Bank
United Community Bank is a South Carolina state-chartered commercial bank headquartered in Greenville, South Carolina. It is a wholly owned subsidiary of United Community Banks, Inc., a financial holding company listed on the New York Stock Exchange. The bank offers retail, business, mortgage and wealth management services through offices in Alabama, Florida, Georgia, North Carolina, South Carolina and Tennessee. It was founded in Blairsville, Georgia, as Union County Bank, moved its main office to Greenville in March 2024 and became a Federal Reserve member bank in June 2024.
Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- UCOUUS33XXX head office
- Connection to Swift
- Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under UCOUUS33 directly.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- Branch codes
- None: head-office BIC only
- BIC first registered
- 2015-08-08
- Last updated
- 2025-12-27
Overview
Researched 29 Sep 2026 · Sources
Ownership
Group subsidiary
100% United Community Banks, Inc.
Institution type
Commercial bank
Trades as United Community
- Standing
- The bank absorbed Peach State Bank & Trust on 1 August 2026 and American National Bank on 1 May 2025. It remains active under its own name.
- Ownership
- United Community Banks, Inc., a financial holding company listed on the New York Stock Exchange, holds 100% of the bank.
- Direct parent
- United Community Banks, Inc. ↗, United States 100%
- Head office
- 200 East Camperdown Way, 29601 Greenville, United States
- Company register
- FDIC cert 16889
- Former name
- Union County Bank
Business lines
The bank provides consumer, commercial, mortgage and wealth management services in six south-eastern US states, and runs an SBA lending business that serves borrowers nationwide.
Online
- Websites & references
- ucbi.com ↗
ir.ucbi.com ↗ investor relations site of the parent, United Community Banks, Inc.
Wikipedia ↗
Wikidata Q7887635 ↗ - Official social accounts
- LinkedIn ↗ · X ↗ · Facebook ↗ · Instagram ↗ · YouTube ↗
Sources · 14 pages consulted
- ucbi.com/
- ir.ucbi.com/
- ir.ucbi.com/corporate-governance/management
- ir.ucbi.com/managers/richard-bradshaw
- ir.ucbi.com/news-releases/news-release-details/united-community-names-tom-speir-new-chief-financial-o
- ir.ucbi.com/static-files/e464d419-4ac0-4e3a-be7a-d936fc272072
- federalreserve.gov/newsevents/pressreleases/files/orders20250416a1.pdf
- ir.ucbi.com/news-releases/news-release-details/united-community-banks-inc-announces-completion-merger
- ir.ucbi.com/news-releases/news-release-details/united-community-banks-inc-announces-completion-merger
- globenewswire.com/news-release/2026/09/01/3354627/34434/en/united-community-banks-inc-announces-completion-
- ir.ucbi.com/news-releases/news-release-details/united-community-banks-inc-reports-second-quarter-earn
- ucbi.com/faqs
- bankbranchlocator.com/united-community-bank/
- en.wikipedia.org/wiki/United_Community_Bank
Leadership
Researched 29 Sep 2026 · Sources
- Chair & chief executive
- H. Lynn Harton Chairman, Chief Executive Officer, and President, United Community Banks, Inc. (Chairman and CEO of the bank)
- Chief financial officer
- Tom Speir Executive Vice President and Chief Financial Officer
- Executive
- Richard W. Bradshaw President and Chief Banking Officer
- Executive
- Robert A. Edwards Chief Risk Officer
Supervisors & regulators
Researched 29 Sep 2026 · Sources
- United States
- Federal Reserve Board Prudential supervisorCentral bankAML supervisor
- United States
- South Carolina State Board of Financial Institutions Prudential supervisor
- United States
- Federal Deposit Insurance Corporation Resolution
- United States
- Consumer Financial Protection Bureau Conduct
Recent events
Researched 29 Sep 2026 · Sources
-
Other
United Community Banks, Inc. completed the sale of its Navitas equipment finance business to funds managed by Wafra Inc. for about USD 2.0 billion.
ir.ucbi.com ↗ -
Leadership
The group named Tom Speir Chief Financial Officer from 8 September 2026, succeeding Jefferson Harralson, who had announced his retirement.
ir.ucbi.com ↗ -
Merger / acquisition
Peach State Bank & Trust of Gainesville, Georgia, merged into the bank with effect from 1 August 2026.
ir.ucbi.com ↗ -
Merger / acquisition
American National Bank of Oakland Park, Florida, merged into the bank on 1 May 2025, following Federal Reserve Board approval in April 2025.
ir.ucbi.com ↗ -
Licence
The bank became a Federal Reserve member bank, and its primary federal regulator changed from the FDIC to the Federal Reserve.
ir.ucbi.com ↗ -
Other
The bank moved its main office from Blairsville, Georgia, to 200 East Camperdown Way, Greenville, South Carolina.
bankbranchlocator.com ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
Identifiers
Head-office record
- BIC
- UCOUUS33XXX
- How the BIC breaks down
- UCOUBank
- USCountry · United States
- 33Location
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- T68X8LLAQYRNDV034K14
- LEI record
- View on GLEIF ↗
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
Profile
- Type
- Financial institutionClassified as a financial institution in Swift’s ISO 9362 BIC directory, with no licence on a tracked register. This includes banks that neither the ECB nor the FSB lists, as well as brokers, fund managers, insurers and market infrastructure.
- Regulation
- Not on a tracked registerNo licence or registration was found for this entity on the registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
- Register licences
- None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- Country · region
- United States · North America
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
- Founded
- 1950
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
Ownership and group
GLEIF relationship records
- Direct parent
- United Community Banks, Inc. · United States549300GVW0FV66X3U703 ↗
Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Registered address
- 200, EAST CAMPERDOWN WAY GREENVILLE,SC 29601 UNITED STATES OF AMERICA
- Operational address
- 200 EAST CAMPERDOWN WAY GREENVILLE,SC GREENVILLE,SC 29601 UNITED STATES OF AMERICA
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>UCOUUS33XXX</BICFI>
<LEI>T68X8LLAQYRNDV034K14</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>UCOUUS33XXX</BICFI>
<LEI>T68X8LLAQYRNDV034K14</LEI>
<Nm>UNITED COMMUNITY BANK</Nm>
<PstlAdr>
<TwnNm>GREENVILLE</TwnNm>
<Ctry>US</Ctry>
<AdrLine>200, EAST CAMPERDOWN WAY GREENVILLE, SC 29601</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Wikidata—CC0, matched on the BIC or LEI recorded in Wikidata. It is community-edited, so check key facts.
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: Unitedcb123 · Public domain · Wikimedia Commons · original.
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