Germany · Credit institution

Wuestenrot Bausparkasse AG

Wüstenrot Bausparkasse AG is a German private building society (Bausparkasse) incorporated as an Aktiengesellschaft, with its seat in Kornwestheim. It is wholly owned by Wüstenrot & Württembergische AG and has been part of the W&W group since the 1999 merger of Wüstenrot and Württembergische. It offers building-savings contracts, residential mortgage finance and savings deposits, issues mortgage Pfandbriefe and runs a branch in Luxembourg. It acquired start:bausparkasse AG from BAWAG P.S.K. on 1 July 2024 and merged it into itself later that year.

BICBSWLDE61XXX LEI529900S1KHKOEQL5CK20 Licence no.Not on a tracked register Passive participant (no connection)This BIC is registered for identification only. The institution has no direct connection to the Swift network. Messages and payments reach it through a correspondent bank. The “1” in the eighth character of BSWLDE61 marks a passive participant. ECB significant institution Head-office BIC only Claim this profile

Licences and registrations

Matched by LEI on the 22 tracked registers

None matched by LEI in the 22 tracked registers. It is on the ECB list of supervised entities (see Regulatory status): that is banking supervision, not a licence on a tracked register.

  • The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.

Regulatory status

ECB banking supervision

List of supervised entities as of 2026-07-01

Classification
Significant institution
Supervisor
European Central Bank (direct supervision)
Listed as
Wüstenrot Bausparkasse Aktiengesellschaft
Entity type
Credit institution
Supervisory group
Heads its own group
Why significant
Size (Total assets EUR 30-50 bn)

European registers

ECB · monetary financial institutions

List as at 2026-09-25

Category
Credit institution
Minimum reserves
Subject to minimum reserves
Listed as
Wüstenrot Bausparkasse Aktiengesellschaft
RIAD code
DE07802

ESMA · MiFID II register

Register as at 2026-09-28

EntryCompetent authorityAuthorisedServices or instruments
Investment services (MiFID II) Federal Financial Supervisory Authority (BaFin) 1998-04-21 A3

Service codes follow MiFID II Annex I: A for investment services, B for ancillary services. Hover a code for its meaning.

Entries are matched on the LEI. Each register is quoted as its publisher lists it.

Swift network

Swift’s ISO 9362 BIC directory

BIC
BSWLDE61XXX head office
Connection to Swift
Passive participant (no connection)This BIC is registered for identification only. The institution has no direct connection to the Swift network. Messages and payments reach it through a correspondent bank. The “1” in the eighth character of BSWLDE61 marks a passive participant.
Swift GPI
Not on the member list
Payment schemes and systems
No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
Branch codes
None: head-office BIC only
BIC first registered
2004-03-06
Last updated
2025-10-22

Overview

Researched 29 Sep 2026 · Sources

Total assets

EUR 37.5bn

This entity · 30 Jun 2026 · interim report ↗

Employees

1,379

FTE · This entity · 30 Jun 2026 · interim report ↗

Ownership

Group subsidiary

100% Wüstenrot & Württembergische AG

Institution type

Savings bank

Trades as Wüstenrot

Standing
The registry BIC BSWLDE61 is not connected to the Swift network. For payments into customer building-savings accounts, the bank publishes Oldenburgische Landesbank AG as the bank and BIC WBAGDE61.
Ownership
Wüstenrot & Württembergische AG, Kornwestheim, holds 100% of the share capital directly.
Direct parent
Wüstenrot & Württembergische AG ↗, Germany 100%
Head office
W&W-Platz 1, 70806 Kornwestheim, Germany
Company register
HRB 205323, Amtsgericht Stuttgart

Business lines

  • Mortgage lending
  • Retail banking
  • Other

The bank's business is collective building-savings contracts and residential mortgage finance in Germany and Luxembourg. It is funded mainly by building-savings deposits, retail deposits and mortgage Pfandbriefe.

Online

Websites & references
wuestenrot.de ↗
ww-ag.com ↗ Group corporate and investor-relations site of Wüstenrot & Württembergische AG, which publishes the bank's reports and imprint
Wikipedia ↗
Wikidata Q2597130 ↗
Sources · 10 pages consulted
  1. wuestenrot.de/
  2. wuestenrot.de/impressum
  3. ww-ag.com/de/impressen-unternehmen/impressum-bsw
  4. ww-ag.com/media/dokumente/investor_relations_1/berichte_1/zwischenberichte/wuestenrot_bausparkasse_
  5. ww-ag.com/media/dokumente/investor_relations_1/berichte_1/geschaeftsberichte/2025_9/BSW_GB_2025.pdf
  6. ww-ag.com/de/investor-relations/berichte
  7. ww-ag.com/en/about-us/boards
  8. vzbv.de/urteile/urteile-jahresentgelte-von-bausparkassen-sind-unzulaessig
  9. lobbyregister.bundestag.de/suche/R003068
  10. de.wikipedia.org/wiki/W%C3%BCstenrot_Bausparkasse

Leadership

Researched 29 Sep 2026 · Sources

Chief executive
Bernd Hertweck Chairman of the Management Board (Vorsitzender des Vorstands) Confirmed 29 Sep 2026 · wuestenrot.de ↗
Chair
Jürgen A. Junker Chairman of the Supervisory Board (Vorsitz im Aufsichtsrat) Confirmed 29 Sep 2026 · wuestenrot.de ↗
Executive
Mario Cariboni Member of the Management Board (treasury, accounting, dunning and enforcement, compliance) Confirmed 29 Sep 2026 · wuestenrot.de ↗
Executive
Dr. Tilo Treuter Member of the Management Board (building-savings mathematics, credit management, risk management, controlling) Confirmed 29 Sep 2026 · wuestenrot.de ↗

Supervisors & regulators

Researched 29 Sep 2026 · Sources

European Union
European Central Bank Prudential supervisor
Germany
Federal Financial Supervisory Authority (BaFin) Prudential supervisorConductAML supervisor
Germany
Deutsche Bundesbank Central bankPrudential supervisor

Recent events 1 enforcement or investigation item

Researched 29 Sep 2026 · Sources

  1. Leadership

    The supervisory board appointed Mario Cariboni and Dr. Tilo Treuter to the management board from 1 May 2026, after Frank Wunderlich left on 30 April 2026.

    ww-ag.com ↗
  2. Other

    The Stuttgart Higher Regional Court ruled for the Federation of German Consumer Organisations against the bank's fee and contract-change clauses. The judgment is not final.

    vzbv.de ↗
  3. Investigation

    The bank reported that preliminary results of an ECB asset quality review point to a slight to moderate burden on its capital ratios.

    ww-ag.com ↗
  4. Leadership

    The supervisory board appointed Frank Wunderlich to the management board from 1 July 2025, succeeding Matthias Bogk.

    ww-ag.com ↗
  5. Merger / acquisition

    The bank acquired start:bausparkasse AG from BAWAG P.S.K. on 1 July 2024 and merged it into itself, retroactive to 1 January 2024.

    ww-ag.com ↗

Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.

Identifiers

Head-office record

BIC
BSWLDE61XXX
How the BIC breaks down
  1. BSWLBank
  2. DECountry · Germany
  3. 61Location · passive
  4. XXXBranch · head office
Branch description
Not recorded in the directory
LEI
529900S1KHKOEQL5CK20
LEI record
View on GLEIF ↗
How the LEI was matched
BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
National bank code
Bankleitzahl 60033000

Profile

Type
Credit institutionListed as a credit institution, or a branch of one, on the ECB’s list of supervised entities, or named as a bank on the Financial Stability Board’s G-SIB list, directly or as a G-SIB’s main operating bank. These are the only bank lists the directory tracks so far.
Regulation
Prudentially supervised (ECB list)Prudentially supervised, according to the ECB list of supervised entities (as at 2026-07-01). This is banking supervision, not a licence on a tracked register.
Register licences
None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
Country · region
Germany · Europe & Central Asia
Banking supervision
Significant · supervised by the ECB as of 2026-07-01
Trading venues (MIC)
No MIC registered under this LEI list of 2026-09-17
OFAC sanctions
No listing cites this BIC
EU sanctions
No listing matched this BIC or its LEI
Country sanctions
No country programme
Founded
1921

Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.

Ownership and group

GLEIF relationship records

Direct parent
Wüstenrot & Württembergische AG · Germany5299003H07ZT0Z5ZNN35 ↗

Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.

Addresses

Registered address
W U. W- PLATZ 1 KORNWESTHEIM 70806 GERMANY
Operational address
W U. W- PLATZ 1 KORNWESTHEIM 70801 KORNWESTHEIM GERMANY

ISO 20022 identification

As an agent in a Swift cross-border payment message (CBPR+)

A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.

Identified by
BIC, with its LEI and its DEBLZ clearing code
Roles in CBPR+
Debtor agent, creditor agent or an intermediary agent

CBPR+

For cross-border payments on Swift: the BIC, with the LEI and clearing code where known

<FinInstnId>
  <BICFI>BSWLDE61XXX</BICFI>
  <ClrSysMmbId>
    <ClrSysId>
      <Cd>DEBLZ</Cd>
    </ClrSysId>
    <MmbId>60033000</MmbId>
  </ClrSysMmbId>
  <LEI>529900S1KHKOEQL5CK20</LEI>
</FinInstnId>

Full record

Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC

<FinInstnId>
  <BICFI>BSWLDE61XXX</BICFI>
  <ClrSysMmbId>
    <ClrSysId>
      <Cd>DEBLZ</Cd>
    </ClrSysId>
    <MmbId>60033000</MmbId>
  </ClrSysMmbId>
  <LEI>529900S1KHKOEQL5CK20</LEI>
  <Nm>WUESTENROT BAUSPARKASSE AG</Nm>
  <PstlAdr>
    <TwnNm>KORNWESTHEIM</TwnNm>
    <Ctry>DE</Ctry>
    <AdrLine>W U. W- PLATZ 1 KORNWESTHEIM 70806</AdrLine>
  </PstlAdr>
</FinInstnId>

This BIC is not connected to Swift. Messages reach the institution through a correspondent bank, so it cannot be the instructing or instructed agent.

The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.

National bank codes

Bankleitzahl · Germany

1 code valid until 2026-12-06 · ISO 20022 clearing system code DEBLZ

CodeRoutes to BICName in the national fileCity
60033000 BSWLDE61XXX Wüstenrot Bausparkasse Ludwigsburg

Each code shows the name in the national file. Smaller banks often route through a central institution’s BIC. A code can therefore belong to a different bank than the one on this page.

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Sources & method

Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.

Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.

The sanctions facts on this page cover the BIC and its LEI only.

An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.

Read the methodology →

Credits for this page

  • Banking supervision—Source: European Central Bank, list of supervised entities.
  • Wikidata—CC0, matched on the BIC or LEI recorded in Wikidata. It is community-edited, so check key facts.
  • National bank codes—Germany (Quelle: Deutsche Bundesbank).
  • Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
  • Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
  • European registers—Source: European Central Bank (ECB), list of monetary financial institutions and list of institutions subject to minimum reserves. Source: European Securities and Markets Authority (ESMA), MiFID II/MiFIR register (investment firms, trading venues, systematic internalisers, data reporting services providers). Matched on LEI by Elucidate.
  • Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: Unknown author Unknown author · Public domain · Wikimedia Commons · original.

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