Nigeria · Financial institution
Zenith Bank PLC
Zenith Bank Plc is a public limited company incorporated in Nigeria on 30 May 1990. Its registered office is at Zenith Heights, Plot 84/87 Ajose Adeogun Street, Victoria Island, Lagos. Its shares are widely held and have been listed on the Nigerian Exchange since 21 October 2004. It provides banking services to corporate and individual customers and owns banking subsidiaries in Ghana, the United Kingdom, Sierra Leone and The Gambia.
Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- ZEIBNGLAXXX head office
- Connection to Swift
- Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under ZEIBNGLA directly.
- Swift GPI
- Live member
- Payment schemes and systems
- No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- Branch codes
- 2 branch codes
- BIC first registered
- 1994-06-06
- Last updated
- 2025-11-15
Overview
Researched 29 Sep 2026 · Sources
Ownership
Publicly listed
Tickers ZENITHBANK · ZENB
Institution type
Commercial bank
Trades as Zenith Bank
- Standing
- Shareholders approved a restructuring into a non-operating holding company on 26 April 2024. As of July 2026, the bank still operated as the parent of its group.
- Ownership
- The shares are widely held; the founder, Jim Ovia, held 14.13% directly and indirectly at 31 December 2025.
- Major shareholder
- Jim Ovia, CFR (direct and indirect) 14.13% · 31 Dec 2025
- Stock listings
- Nigerian Exchange (NGX) ZENITHBANK
London Stock Exchange (GDRs) ZENB - Head office
- Zenith Heights, Plot 84/87 Ajose Adeogun Street, Victoria Island, 101241 Lagos, Nigeria
- Company register
- RC 150224 (Corporate Affairs Commission, Nigeria)
Business lines
According to its 2025 annual report, its principal activity is banking for corporate and individual customers, including deposit taking, lending, corporate finance and money market activities.
Online
- Websites & references
- zenithbank.com ↗ did not load when checked
- Official social accounts
- None found
Sources · 13 pages consulted
- doclib.ngxgroup.com/Financial_NewsDocs/46591_ZENITH_BANK_PLC-_QUARTER_5_-_FINANCIAL_STATEMENT_FOR_2025_FINANC
- doclib.ngxgroup.com/Financial_NewsDocs/ZENITH_BANK_PLC_-_AGM_RESOLUTIONS_2026.pdf
- nairametrics.com/2026/05/05/meet-mustafa-bello-the-new-chairman-of-zenith-bank-plc/
- arise.tv/mustafa-bello-emerges-chairman-of-zenith-bank-after-jim-ovia-retires/
- nairametrics.com/2026/03/24/zenith-bank-appoints-kennedy-onuwa-okwudili-as-executive-director/
- nairametrics.com/2026/04/08/zenith-bank-subsidiaries-post-n331-7-billion-profit-as-deposits-hit-n6-7-trill
- nairametrics.com/2026/08/19/zenith-bank-gets-ngx-approval-for-six-week-extension-on-h1-2026-results/
- nairametrics.com/2026/05/01/zenith-bank-posts-n360-9-billion-pre-tax-profit-in-q1-2026/
- businessday.ng/news/article/cbns-banking-rules-quietly-drag-zenith-uba-fidelity-into-holding-company-clu
- proshare.co/articles/zenith-bank-shareholders-approves-holdco-structure?menu=Market&classification=Re
- economypost.ng/featured/zenith-bank-fined-n15-4bn-for-fx-cybersecurity-anti-money-laundering-violations/
- newsmaxngr.com/zenith-bank-appoints-engr-mustafa-bello-as-chairman-at-annual-general-meeting/
- zenithbank.com.gh/media-centre/news/zenith-bank-plc-appoints-dame-dr-adaora-umeoji-as-gmdceo/
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
- Dame (Dr.) Adaora Umeoji, OON Group Managing Director/Chief Executive Officer
- Chair
- Engr. Mustafa Bello Chairman
- Chief financial officer
- Durosinmi Abiodun Akanbi Chief Financial Officer
- Executive
- Kennedy Onuwa Okwudili Executive Director
- Executive
- Michael Osilama Otu Company Secretary
Supervisors & regulators
Researched 29 Sep 2026 · Sources
- Nigeria
- Central Bank of Nigeria Central bankPrudential supervisorAML supervisorForeign exchange
Recent events 2 enforcement or investigation items
Researched 29 Sep 2026 · Sources
-
Leadership
The board appointed Mustafa Bello as chairman at the 5 May 2026 AGM with CBN approval, after founder Jim Ovia retired at the end of his 12-year tenure.
nairametrics.com ↗ -
Merger / acquisition
The bank announced on 7 April 2026 that it would acquire the entire issued share capital of Paramount Bank Kenya Limited.
nairametrics.com ↗ -
Licence
The bank opened a subsidiary in Côte d'Ivoire, licensed in December 2025 and regulated by the UMOA Banking Commission.
newsmaxngr.com ↗ -
Enforcement
The CBN imposed penalties of NGN 1.95 billion in 2025, including NGN 1.41 billion for non-compliance with CBN intervention facility policy.
doclib.ngxgroup.com ↗ -
Enforcement
The CBN imposed penalties of NGN 15.43 billion for 2024, including NGN 14.65 billion from a foreign exchange examination and AML-related findings.
economypost.ng ↗ -
Leadership
Adaora Umeoji succeeded Ebenezer Onyeagwu as Group Managing Director/CEO with effect from 1 June 2024.
zenithbank.com.gh ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
Identifiers
Head-office record
- BIC
- ZEIBNGLAXXX
- How the BIC breaks down
- ZEIBBank
- NGCountry · Nigeria
- LALocation
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 029200268F8M5YI5I629
- LEI record
- View on GLEIF ↗
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
Profile
- Type
- Financial institutionClassified as a financial institution in Swift’s ISO 9362 BIC directory, with no licence on a tracked register. This includes banks that neither the ECB nor the FSB lists, as well as brokers, fund managers, insurers and market infrastructure.
- Regulation
- Not on a tracked registerNo licence or registration was found for this entity on the registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
- Register licences
- None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- Country · region
- Nigeria · Sub-Saharan Africa
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
Ownership and group
GLEIF relationship records
The Zenith Bank PLC group has 3 institutions in the directory, in 3 countries: all hold a BIC.
Including Zenith Bank (UK) Limited Paris Branch, Zenith Bank (UK) LTD.
See the Zenith Bank PLC group →Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Registered address
- 84 AJOSE ADEOGUN STREET V/ I LAGOS 75315 NIGERIA
- Operational address
- ZENITH HEIGHTS 87 AJOSE ADEOGUN STREET VICTORIA ISLAND LAGOS LAGOS POB 75315 NIGERIA
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>ZEIBNGLAXXX</BICFI>
<LEI>029200268F8M5YI5I629</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>ZEIBNGLAXXX</BICFI>
<LEI>029200268F8M5YI5I629</LEI>
<Nm>ZENITH BANK PLC</Nm>
<PstlAdr>
<TwnNm>LAGOS</TwnNm>
<Ctry>NG</Ctry>
<AdrLine>84 AJOSE ADEOGUN STREET V/ I LAGOS 75315</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
Network
Branch network
All 2 branch BICs connect to the head office. No city, function or registration year splits them into groups.
Hover over a branch or group to see its details
Branch codes
| BIC | Branch | City | Address | LEI | Updated |
|---|---|---|---|---|---|
| ZEIBNGLA013 | ABUJA BRANCH | Abuja | ABUJA ABUJA NIGERIA | — | 2018-04-13 |
| ZEIBNGLAWEB | ELECTRONIC TRANSACTIONS | Lagos | LAGOS LAGOS NIGERIA | — | 2018-04-13 |
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
Assess the financial crime risk behind a BIC
A BIC identifies an institution; it does not assess it. The Elucidate FinCrime Index (EFI) is an independent score of the financial crime risk of banks, built for correspondent banking and counterparty due diligence.
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