United Arab Emirates · Financial institution
Abu Dhabi Commercial Bank
Abu Dhabi Commercial Bank PJSC (ADCB) is a public joint stock company headquartered in Abu Dhabi and licensed by the Central Bank of the UAE. The Government of Abu Dhabi holds a majority stake through a wholly owned subsidiary of Mubadala Investment Company. The bank provides retail, corporate and investment, private and Islamic banking and treasury services. Its subsidiaries include Al Hilal Bank and ADCB Egypt. In 2019 it merged with Union National Bank and acquired Al Hilal Bank.
Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- ADCBAEAAXXX head office
- Connection to Swift
- Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under ADCBAEAA directly.
- Swift GPI
- Live member
- Payment schemes and systems
- No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- Branch codes
- 6 branch codes
- Other BIC with this LEI
- ADCBSARI
- BIC first registered
- 1996-06-01
- Last updated
- 2024-07-05
Overview
Researched 29 Sep 2026 · Sources
Employees
Not published
Ownership
State-owned
Ticker ADCB
Institution type
Commercial bank
Trades as ADCB
- Ownership
- The Government of Abu Dhabi owns 60.69% through One Hundred and Fourteenth Investment Company – Sole Proprietorship LLC, a wholly owned subsidiary of Mubadala Investment Company. The remaining shares trade on the Abu Dhabi Securities Exchange.
- Direct parent
- One Hundred and Fourteenth Investment Company – Sole Proprietorship LLC, United Arab Emirates 60.69%
- Ultimate owner
- Government of Abu Dhabi (through Mubadala Investment Company), United Arab Emirates
- Major shareholder
- One Hundred and Fourteenth Investment Company – Sole Proprietorship LLC (Mubadala Investment Company) 60.69% · 25 Oct 2024
- Stock listing
- Abu Dhabi Securities Exchange (ADX) ADCB
- Head office
- Abu Dhabi Commercial Bank Building, Sheikh Zayed Bin Sultan Street (Al Salam Street), PO Box 939 Abu Dhabi, United Arab Emirates
Business lines
According to its Q1 2026 investor presentation, corporate and investment banking contributed 36% of operating income, retail banking 33%, treasury and investments 25% and private banking 6%.
Online
- Websites & references
- adcb.com ↗
adcb.com/en/private/adgm-branch ↗ ADGM branch (private banking) page on the main site - Official social accounts
- LinkedIn ↗ · X ↗ · Facebook ↗ · Instagram ↗
Sources · 13 pages consulted
- adcb.com/en/about-us/corporate-governance/board-of-committee/risk-credit
- adcb.com/en/about-us/media-centre/news/2026/july/quarter-2-net-profit-2026-results
- adcb.com/en/about-us/media-centre/news/2026/april/quarter-1-net-profit-2026-results
- adcb.com/en/about-us/corporate-governance/board-of-directors/
- adcb.com/en/about-us/corporate-governance/executive-management/
- adcb.com/en/unb/
- sibos.com/conference/exhibitors/abu-dhabi-commercial-bank-pjsc
- usuaebusiness.org/resources/abu-dhabi-commercial-bank/
- quartr.com/events/abu-dhabi-commercial-bank-pjsc-adcb-q2-2026_FRIEgcVJ
- businesstoday.me/money/adcb-reports-record-h1-pre-tax-profit-of-aed7-607-billion/
- zawya.com/en/press-release/companies-news/adcb-reports-profit-before-tax-of-aed-12.843bln-in-fy25-u
- thenationalnews.com/business/banking/2024/01/17/adcb-set-to-open-first-saudi-branch-in-expansion-push/
- investing.com/news/company-news/adcb-q1-2026-slides-30-profit-surge-record-efficiency-gains-93CH-463312
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
- Ala'a Eraiqat Group Chief Executive Officer
- Chair
- H.E. Khaldoon Khalifa Al Mubarak Chairman of the Board of Directors
- Chief financial officer
-
Deepak Khullar
Group Chief Financial Officer
- Executive
- Mohammed Al Jayyash Group Chief Operating Officer
- Executive
- Abdulla Al Shamsi Group Chief Business Officer
Supervisors & regulators
Researched 29 Sep 2026 · Sources
- United Arab Emirates
- Central Bank of the UAE Central bankPrudential supervisorAML supervisorConductResolution
Recent events
Researched 29 Sep 2026 · Sources
-
Other
ADCB completed an AED 6.1 billion rights issue. The subscription period closed on 4 December 2025 and Mubadala took up its full entitlement.
zawya.com ↗ -
Licence
The Saudi Council of Ministers gave in-principle approval for ADCB to open a foreign bank branch in Riyadh. The approval was subject to Saudi Central Bank requirements.
thenationalnews.com ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
Identifiers
Head-office record
- BIC
- ADCBAEAAXXX
- How the BIC breaks down
- ADCBBank
- AECountry · United Arab Emirates
- AALocation
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 213800RWVKKIRX1AUH58
- LEI record
- View on GLEIF ↗
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
Profile
- Type
- Financial institutionClassified as a financial institution in Swift’s ISO 9362 BIC directory, with no licence on a tracked register. This includes banks that neither the ECB nor the FSB lists, as well as brokers, fund managers, insurers and market infrastructure.
- Regulation
- Not on a tracked registerNo licence or registration was found for this entity on the registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
- Register licences
- None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- Country · region
- United Arab Emirates · Middle East & North Africa
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
Ownership and group
GLEIF relationship records
The Abu Dhabi Commercial Bank group has 5 institutions in the directory, in 4 countries: all hold a BIC.
Including Adcb Islamic Bank JSC, Adcb Markets (Cayman) Limited, Al Hilal Bank PJSC.
See the Abu Dhabi Commercial Bank group →Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Registered address
- ADCB BUILDING SALAM STREET ABU DHABI UNITED ARAB EMIRATES
- Operational address
- SALAM STREET ABU DHABI ABU DHABI POB 939 UNITED ARAB EMIRATES
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>ADCBAEAAXXX</BICFI>
<LEI>213800RWVKKIRX1AUH58</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>ADCBAEAAXXX</BICFI>
<LEI>213800RWVKKIRX1AUH58</LEI>
<Nm>ABU DHABI COMMERCIAL BANK</Nm>
<PstlAdr>
<TwnNm>ABU DHABI</TwnNm>
<Ctry>AE</Ctry>
<AdrLine>ADCB BUILDING SALAM STREET ABU DHABI</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
Network
Branches and correspondent banking
All 6 branch BICs connect to the head office. No city, function or registration year splits them into groups. 9 other banks publish 10 accounts held with this bank.
- Own offices
- Respondent banks: they hold accounts here
Hover over a branch, account or group to see its details
Respondent banks
From the correspondent lists other banks publish
9 other banks publish 10 accounts held with this bank.
| Currency | Respondent bank | Held at | Account | Purpose | Published in |
|---|---|---|---|---|---|
| AED | Axis Bank Limited India | ADCBAEAATRY | 458046001001; IBAN AE060030000458046001001 | — | axis.bank.in ↗ |
| AED | Bank of Cyprus Public Company Limited Cyprus | ADCBAEAAXXX | — | — | bankofcyprus.com ↗ dated Jul 2026 |
| AED | Banque Cantonale de Geneve Switzerland | ADCBAEAAXXX | IBAN: AE62 0030 0001 0098 4001 001 | standard settlement instructions | bcge.ch ↗ dated Aug 2026 |
| AED | Idbi Bank Limited India | ADCBAEAAXXX | 100626001001 | — | stocksmantra.com ↗ dated Jul 2025 |
| AED | Jyske Bank A/S Denmark | ADCBAEAA | AE660030000180586001001 | FX, money market, derivatives and banknote settlement | jyskebank.com ↗ |
| AED | Op Corporate Bank PLC Finland | ADCBAEAA | — | receipt of cover for commercial payments | op.fi ↗ dated May 2024 |
| AED | Piraeus Bank SA Greece | ADCBAEAA | — | commercial transactions | piraeusgroup.gr ↗ dated 1 Apr 2026 |
| AED | Piraeus Bank SA Greece | ADCBAEAA | — | treasury transactions | piraeusgroup.gr ↗ dated 1 Apr 2026 |
| AED | Rbl Bank Ltd. India | ADCBAEAA | 10095275920001 | — | rbl.bank.in ↗ |
| AED | SMBC Bank International PLC United Kingdom | ADCBAEAA | AE510030000100086001001 | Corporate banking: FX, money market, loans, trade finance, commercial payments | smbcgroup.com ↗ |
Each row is an account the respondent bank lists as held with this bank, as published. Only banks that publish their correspondent accounts, and that Elucidate has researched, can appear, so the list is not complete. Confirm settlement instructions with either bank before relying on them.
Branch codes
| BIC | Branch | City | Address | LEI | Updated |
|---|---|---|---|---|---|
| ADCBAEAA060 | DUBAI TRADE FINANCE | Dubai | A.D.C.B. BUILDING AL RIGGAH ROAD P 3/1 AL QUBAISI DUBAI DUBAI POB 5550 UNITED ARAB EMIRATES | — | 2024-07-05 |
| ADCBAEAACMD | CASH MANAGEMENT DEPARTMENT | Abu Dhabi | AL SALAM STREET ABU DHABI ABU DHABI UNITED ARAB EMIRATES | — | 2024-07-05 |
| ADCBAEAAFIN | FINANCE DEPARTEMENT | Abu Dhabi | AL SALAM STREET ABU DHABI ABU DHABI UNITED ARAB EMIRATES | — | 2024-07-05 |
| ADCBAEAAREM | RBS | Abu Dhabi | AL SALAM STREET ABU DHABI ABU DHABI UNITED ARAB EMIRATES | — | 2024-07-05 |
| ADCBAEAATRY | TREASURY SETTLEMENTS | Abu Dhabi | ABU DHABI MALL TOURIST CLUB STREET ABU DHABI ABU DHABI POB 939 UNITED ARAB EMIRATES | — | 2024-07-05 |
| ADCBAEAAWMO | WEALTH MANAGEMENT | Abu Dhabi | SALAM STREET ABU DHABI ABU DHABI POB 939 UNITED ARAB EMIRATES | — | 2024-07-05 |
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Deepak Khullar: businesstoday.me (official website) · original.
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