India · Financial institution
Rbl Bank Ltd.
Legal name in the LEI recordRBL BANK LIMITED
RBL Bank Limited is an Indian private sector bank. It was incorporated in Kolhapur, Maharashtra, in 1943 as The Ratnakar Bank Limited and took its current name in 2014. Its registered office is in Kolhapur and its corporate office is in Mumbai. Since 18 June 2026 Emirates NBD Bank (P.J.S.C.) has held 60% of its share capital, and the bank now operates under the Reserve Bank of India framework for foreign bank subsidiaries. The bank offers retail, commercial, corporate and treasury banking, including credit cards and joint liability group (JLG) loans.
Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- RATNINBBXXX head office
- Connection to Swift
- Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under RATNINBB directly.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- Branch codes
- 1 branch code
- BIC first registered
- 2011-07-09
- Last updated
- 2022-02-14
Overview
Researched 29 Sep 2026 · Sources
Ownership
Group subsidiary
Tickers RBLBANK · 540065
Institution type
Commercial bank
Trades as RBL Bank
- Standing
- On 18 June 2026 Emirates NBD Bank (P.J.S.C.) acquired 60% of the bank through a preferential share issue. It was then classified as the bank's promoter. A merger of Emirates NBD's three Indian branches into the bank is still waiting for final regulatory approvals.
- Ownership
- Emirates NBD Bank (P.J.S.C.) holds 60% as promoter, and funds, insurers, individuals and foreign portfolio investors hold the rest. Emirates NBD is itself 56% owned by the Government of Dubai through Investment Corporation of Dubai and Dubai Holding.
- Direct parent
- Emirates NBD Bank (P.J.S.C.), United Arab Emirates 60%
- Ultimate owner
- Government of Dubai, United Arab Emirates
- Stock listings
- National Stock Exchange of India RBLBANK
BSE 540065 - Head office
- One World Center, Tower 2B, 6th Floor, 841, Senapati Bapat Marg, Lower Parel (W), 400013 Mumbai, India (registered office: RBL Bank Ltd., 1st Lane, Shahupuri, Kolhapur - 416001, India)
- Company register
- CIN L65191PN1943PLC007308, Registrar of Companies, Pune
- Former name
- The Ratnakar Bank Limited
Business lines
At 30 June 2026 retail loans were 55% of net advances and wholesale loans 45%, according to the bank's investor presentation. Credit cards and JLG microfinance loans make up most of the unsecured retail book.
Online
- Websites & references
- rbl.bank.in ↗
Wikipedia ↗ - Official social accounts
- LinkedIn ↗ · X ↗ · Facebook ↗ · Instagram ↗ · YouTube ↗
Sources · 16 pages consulted
- rbl.bank.in/about-us/board-of-directors
- rbl.bank.in/about-us/leadership-team
- rbl.bank.in/contact-us
- rbl.bank.in/nri-banking/money-transfer/wire-transfers
- webassets.rbl.bank.in/ir_admin/financial_highlights/InvestorPPTQ1FY27.pdf
- webassets.rbl.bank.in/document/press-release/rbl-bank-emirates-nbd-successful-completion-landmark-strategic-inv
- webassets.rbl.bank.in/document/press-release/rbl-bank-emirates-nbd-approval-announcement.pdf
- emiratesnbd.com/en/media-center/paving-the-way-for-completion-of-the-landmark-rbl-transaction
- emiratesnbd.com/en/media-center/emirates-nbd-to-acquire-majority-stake-in-rbl-bank
- business-standard.com/companies/news/emirates-nbd-completes-majority-stake-acquisition-in-rbl-bank-126061800500
- business-standard.com/amp/markets/capital-market-news/rbl-bank-q1-pat-rises-27-yoy-to-rs-254-crore-126071800309
- zeebiz.com/companies/news-rbi-extends-tenure-of-r-subramaniakumar-as-md-ceo-of-rbl-bank-347063
- goodreturns.in/news/rbi-imposes-monetary-penalty-on-rbl-bank-limited-1390029.html
- goodreturns.in/company/rbl-bank/history.html
- en.wikipedia.org/wiki/RBL_Bank
- lei.info/54930029BCN8HF3B1286
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
-
R Subramaniakumar
Managing Director & CEO
- Chair
-
Chandan Sinha
Non-Executive Independent Director (Part Time Chairman)
- Chief financial officer
-
Bhavin Lakhpatwala
Chief Financial Officer
- Executive
-
Jaideep Iyer
Executive Director
- Executive
-
Prakash Gupta
Chief Compliance Officer
Supervisors & regulators
Researched 29 Sep 2026 · Sources
- India
- Reserve Bank of India Central bankPrudential supervisorAML supervisorForeign exchangeConduct
- India
- Securities and Exchange Board of India Securities
Recent events 1 enforcement or investigation item
Researched 29 Sep 2026 · Sources
-
Merger / acquisition
Emirates NBD completed its acquisition of 60% of the bank through a preferential issue of about USD 2.75 billion and was classified as promoter.
webassets.rbl.bank.in ↗ -
Leadership
The board appointed five Emirates NBD nominees as non-executive directors from 18 June 2026, subject to shareholder approval.
business-standard.com ↗ -
Licence
Once the Government of India gave its approval, all regulatory and governmental approvals needed for the Emirates NBD investment were in place.
emiratesnbd.com ↗ -
Leadership
Executive Director Rajeev Ahuja retired on 20 February 2026 and Jaideep Iyer became Executive Director from 21 February 2026.
simplywall.st ↗ -
Merger / acquisition
The boards of the bank and Emirates NBD approved agreements for Emirates NBD to acquire a controlling stake through a primary capital infusion.
emiratesnbd.com ↗ -
Enforcement
The Reserve Bank of India fined the bank INR 6.14 million for failing to comply with its Know Your Customer directions.
goodreturns.in ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
Identifiers
Head-office record
- BIC
- RATNINBBXXX
- How the BIC breaks down
- RATNBank
- INCountry · India
- BBLocation
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 335800JQTGMLAAQL1F37
- LEI record
- View on GLEIF ↗
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
Profile
- Type
- Financial institutionClassified as a financial institution in Swift’s ISO 9362 BIC directory, with no licence on a tracked register. This includes banks that neither the ECB nor the FSB lists, as well as brokers, fund managers, insurers and market infrastructure.
- Regulation
- Not on a tracked registerNo licence or registration was found for this entity on the registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
- Register licences
- None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- Country · region
- India · South Asia
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
Ownership and group
GLEIF relationship records
GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.
Addresses
- Registered address
- SHAHUPURI KOLHAPUR 416001 INDIA
- Operational address
- ONE INDIA BULLS CENTRE TOWER2 FLOOR 6 841,SENAPATI BAPAT MARG LOWER PAREL WEST MUMBAI MUMBAI 400013 INDIA
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>RATNINBBXXX</BICFI>
<LEI>335800JQTGMLAAQL1F37</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>RATNINBBXXX</BICFI>
<LEI>335800JQTGMLAAQL1F37</LEI>
<Nm>RBL BANK LTD.</Nm>
<PstlAdr>
<Ctry>IN</Ctry>
<AdrLine>SHAHUPURI KOLHAPUR 416001</AdrLine>
</PstlAdr>
</FinInstnId>Swift’s two address fields do not agree on a town, so the full record gives the address as address lines only.
The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
Network
Branches and correspondent banking
One branch BIC connects to the head office. The bank publishes 25 accounts at other banks, across 6 regions.
- Own offices
- Correspondent banks: it holds accounts there
Hover over a branch, account or group to see its details
Correspondent accounts
Researched 29 Sep 2026 · Sources
25 accounts at other banks, in 18 currencies, as the bank publishes them: rbl.bank.in ↗
| Currency | Correspondent | BIC | Account | Purpose | Directory check |
|---|---|---|---|---|---|
| USD | Standard Chartered Bank, New York United States | SCBLUS33XXX | 3582026450001 | FED ABA 026002561; CHIPS 0256 | Matches the Swift directory |
| USD | Citibank NA United States | CITIUS33XXX | 36441983 | — | Matches the Swift directory |
| USD | Standard Chartered Bank, Stripes United States | SCBLUS33 | 3582026450003 | Master Card Transactions | Matches the Swift directory |
| USD | State Bank of India, Dhaka Bangladesh | SBINBDDHXXX | 05120837020201 | ACU Mechanism | Matches the Swift directory |
| USD | Wells Fargo Bank NA, New York United States | PNBPUS3NNYC | 2000191007114 | FED ABA 026005092; CHIPS ABA 0509; for FX the BIC shown is WFBIUS6WFFX | Matches the Swift directory |
| EUR | Commerzbank AG Germany | COBADEFFXXX | 400875095200 | — | Matches the Swift directory |
| EUR | Standard Chartered Bank, Frankfurt Germany | SCBLDEFXXXX | 018301701; IBAN DE41 5123 0500 0018 3017 01 | — | Matches the Swift directory |
| GBP | Standard Chartered Bank, London United Kingdom | SCBLGB2LXXX | 01266456901; IBAN GB59SCBL60910412664569 | Sort code 609104 | Matches the Swift directory |
| GBP | Barclays Bank PLC United Kingdom | BARCGB22XXX | 93586596 | Sort code 203253 | Matches the Swift directory |
| AED | Mashreq Bank United Arab Emirates | BOMLAEAD | AE920330000019030000050 | — | Directory name differs MASHREQBANK PSC. |
| AED | Abu Dhabi Commercial Bank United Arab Emirates | ADCBAEAA | 10095275920001 | — | Matches the Swift directory |
| AUD | ANZ Bank New Zealand Limited Australia | ANZBAU3MXXX | 921320AUD00001 | BSB code 013024 | Matches the Swift directory |
| CAD | Bank of Montreal Canada | BOFMCAM2 | 3144 1044 027 | Routing number 000131442 (per MasterCard instructions: BMO code 0001, branch code 31442) | Matches the Swift directory |
| CHF | Zürcher Kantonalbank Switzerland | ZKBKCHZZ | 0-0700-01288342; IBAN CH9400700070001288342 | — | Matches the Swift directory |
| CNY | ICICI Bank Hong Kong Hong Kong SAR China | ICICHKHHCLR | 852045762 | — | Matches the Swift directory |
| DKK | Commerzbank AG Germany | COBADEFFXXX | 400875095200 | — | Matches the Swift directory |
| HKD | DBS Bank (HK) Bank Hong Kong SAR China | DHBKHKHH | 001009813 | — | Matches the Swift directory |
| JPY | State Bank of India, Tokyo Japan | SBINJPJT | 10130336920002 | — | Matches the Swift directory |
| NOK | DNB ASA Norway | DNBANOKK | 70010260122; IBAN NO 40 7001 0260 122 | — | Matches the Swift directory |
| NZD | ANZ Bank New Zealand Limited New Zealand | ANZBNZ22 | 921320NZD00001 | — | Matches the Swift directory |
| SAR | Emirates NBD Bank PJSC Saudi Arabia | EBILSARI | 1266039907003; IBAN SA0395000001266039907003 | — | Matches the Swift directory |
| SEK | Commerzbank AG Germany | COBADEFFXXX | 400875095200 | — | Matches the Swift directory |
| SGD | DBS Bank Ltd Singapore | DBSSSGSG | 037-003616-1 | — | Matches the Swift directory |
| THB | Standard Chartered Bank Thai PLC Thailand | SCBLTHBX | 100892728 | — | Matches the Swift directory |
| ZAR | ABSA Bank South Africa | ABSAZAJJ | 734632-ZAR-6712-01 | — | Matches the Swift directory |
The 'Correspondent Bank Details' table on the NRI wire-transfer page is published under RATNINBBXXX (CCIL ID CCBPRABL0129). All 22 rows were extracted. The page has no date. Some rows also give FED ABA, CHIPS, sort code, BSB or routing codes, which are summarised in purpose. The EUR, DKK and SEK rows show the same Commerzbank account number. Each correspondent BIC is checked against the Swift directory: a BIC missing from it, or registered to a differently named bank, may be a typo or out of date. Confirm settlement instructions with the bank before relying on them.
Branch codes
| BIC | Branch | City | Address | LEI | Updated |
|---|---|---|---|---|---|
| RATNINBBGFT | GIFT CITY | Gandhinagar | ZFC ANNEXE, BLOCK 12 OFFICE E-5 (UNIT 21) ROAD 1- D, ZONE-1 GIFT CITY, GIFT SEZ GANDHINAGAR GANDHINAGAR 382355 INDIA | — | 2018-02-10 |
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: rbl.bank.in (official website) · original; R Subramaniakumar: rbl.bank.in (official website) · original; Chandan Sinha: rbl.bank.in (official website) · original; Bhavin Lakhpatwala: rbl.bank.in (official website) · original; Jaideep Iyer: rbl.bank.in (official website) · original; Prakash Gupta: rbl.bank.in (official website) · original.
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