Country · Middle East & North Africa
United Arab Emirates
Check who the institutions in the United Arab Emirates are: whether each holds a BIC, which register lists it and whether an LEI is mapped. Seven tracked registers cover the United Arab Emirates, so institutions without a BIC appear where they list them.
United Arab Emirates at a glance
Every row is the same 420 institutions, split by one attribute
Type
- Financial institution 206 · 49%
- Money service business 73 · 17%
- Non-financial corporate 67 · 16%
- Payments & e-money 52 · 12%
- Credit institution 19 · 4.5%
- Crypto 3 · 0.7%
Identification
- BIC only 292 · 70%
- BIC and a register licence 14 · 3.3%
- Register only, no BIC 114 · 27%
Regulation level
- Prudential licence 147 · 35%
- Not on a tracked register 273 · 65%
LEI
- LEI mapped 200 · 48%
- No LEI mapped 220 · 52%
View as table
| Attribute | Institutions | Share |
|---|---|---|
| Type | ||
| Financial institution | 206 | 49% |
| Money service business | 73 | 17% |
| Non-financial corporate | 67 | 16% |
| Payments & e-money | 52 | 12% |
| Credit institution | 19 | 4.5% |
| Crypto | 3 | 0.7% |
| Identification | ||
| BIC only | 292 | 70% |
| BIC and a register licence | 14 | 3.3% |
| Register only, no BIC | 114 | 27% |
| Regulation level | ||
| Prudential licence | 147 | 35% |
| Not on a tracked register | 273 | 65% |
| LEI | ||
| LEI mapped | 200 | 48% |
| No LEI mapped | 220 | 52% |
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
BIC data as at 23 September 2026 · Registers retrieved 25 September 2026
Institutions in the United Arab Emirates
The first 25 of 420 institutions in the United Arab Emirates, with or without a BIC: prudentially supervised and larger institutions first.
- Citibank N.A. BIC CITIAEAD Credit institutionPrudential licence
- Standard Chartered Bank BIC SCBLAEAD Credit institutionPrudential licence
- AEDC Stable Coin Network And Distribution - L.L.C No BIC Payments & e-moneyCryptoPrudential licence
- AIAE Services for Payments -L.L.C- S.P.C No BIC Payments & e-moneyPrudential licence
- Al Ansari Digital Pay L.L.C No BIC Payments & e-moneyPrudential licence
- Banque Richelieu Gcc Limited BIC LIBLAEAA Money service businessPrudential licence
- Barclays Bank PLC BIC BARCAEAD Credit institutionPrudential licence
- Beyon Money Financial Services L.L.C No BIC Payments & e-moneyPrudential licence
- Botim Money Technology L.L.C No BIC Payments & e-moneyPrudential licence
- Comera Pay L.L.C No BIC Payments & e-moneyPrudential licence
- EITC Financial Services L.L.C No BIC Payments & e-moneyPrudential licence
- H A Q Kamel Pay Services L.L.C No BIC Payments & e-moneyPrudential licence
- Huru Payment Services Provider L.L.C No BIC Payments & e-moneyPrudential licence
- MyZoi Financial Inclusion Technologies L.L.C. No BIC Payments & e-moneyPrudential licence
- Noqodi LLC No BIC Payments & e-moneyPrudential licence
- Pay Ten Payment Services Provider L.L.C. No BIC Payments & e-moneyPrudential licence
- Revolut Stored Value Services L.L.C No BIC Payments & e-moneyPrudential licence
- T T S Financial Services Middle East L.L.C. No BIC Payments & e-moneyPrudential licence
- Whizpay Technology L.L.C. No BIC Payments & e-moneyPrudential licence
- Wise Fintech Network L.L.C No BIC Payments & e-moneyPrudential licence
- Adyen MEA FZ- LLC No BIC Payments & e-moneyPrudential licence
- AED StableCoin L.L.C - S.P.C No BIC CryptoPrudential licence
- AEDC Stable Coin-L.L.C No BIC CryptoPrudential licence
- Agricultural Bank of China (Difc Branch) BIC ABOCAEAD Credit institutionPrudential licence
- Al Ahalia Money Exchange Bureau No BIC Money service businessPrudential licence
Sanctions
The OFAC or EU lists cite 1 institution in the United Arab Emirates by BIC or LEI, as at 23 September 2026. Listings are matched on the BIC and its LEI, so they cover the 306 institutions here that hold a BIC.
Listed institutions
Institutions whose BIC or LEI an OFAC or EU listing cites
Regulation and supervision
Seven tracked registers cover the United Arab Emirates, retrieved 25 September 2026. Of the 420 institutions here, 128 are on one of them. By regulation level: 147 prudentially supervised, 273 not on a tracked register.
Registers covering the United Arab Emirates
Institutions in the United Arab Emirates holding an active licence or registration on each register
| Register | Publisher | Institutions here | Of which hold a BIC | Inactive | As at |
|---|---|---|---|---|---|
| CBUAE Register of Licensed Financial Institutions - Exchange BusinessCBUAE-EB | Central Bank of the UAE (CBUAE) | 62 | 12 | Not published by the register | 24 September 2026 |
| CBUAE Register of Licensed Financial Institutions - Retail Payment ServicesCBUAE-RPS | Central Bank of the UAE (CBUAE) | 38 | 1 | Not published by the register | 24 September 2026 |
| CBUAE Register of Licensed Financial Institutions - Stored Value FacilityCBUAE-SVF | Central Bank of the UAE (CBUAE) | 23 | 0 | Not published by the register | 24 September 2026 |
| FSRA Public Register - FirmsFSRA-FIRMS | Financial Services Regulatory Authority (FSRA), ADGM | 17 | 1 | Not published by the register | 25 September 2026 |
| CBUAE Register of Licensed Financial Institutions - Dirham Payment Token IssuanceCBUAE-DPTI | Central Bank of the UAE (CBUAE) | 3 | 0 | Not published by the register | 24 September 2026 |
| CBUAE Register of Licensed Financial Institutions - Payment Token ConversionCBUAE-PTC | Central Bank of the UAE (CBUAE) | 1 | 0 | Not published by the register | 24 September 2026 |
| CBUAE Register of Licensed Financial Institutions - Payment Token Custody and TransferCBUAE-PTCAT | Central Bank of the UAE (CBUAE) | 1 | 0 | Not published by the register | 24 September 2026 |
Institutions that hold a BIC and are on a tracked register
Their register licences are shown on their page
- Banque Richelieu Gcc Limited BIC LIBLAEAA Money service businessPrudential licence
- Alfuad Exchange BIC ALFXAEAD Money service businessPrudential licence
- City Exchange BIC CEXHAEAD Money service businessPrudential licence
- Delma Exchange BIC DELXAEAA Money service businessPrudential licence
- Federal Exchange BIC FEDXAEA1 Money service businessPrudential licence
- Gcc Exchange BIC GCCEAEAD Money service businessPrudential licence
- Index Exchange LLC BIC HEXCAEAA Money service businessPrudential licence
- Joyalukkas Exchange BIC JOEXAEAD Money service businessPrudential licence
Supervisors
Authorities named on the ECB list and on the active licences of institutions here
| Authority | Basis | Institutions |
|---|---|---|
| Central Bank of the UAE (CBUAE) | Licences on the tracked registers | 111 |
| Financial Services Regulatory Authority (FSRA), ADGM | Licences on the tracked registers | 17 |
ECB banking supervision
Significant institutions
The ECB list of supervised entities covers 7 institutions here that hold a BIC: 6 significant, supervised directly by the ECB, and 1 less significant.
- Banco Bilbao Vizcaya Argentaria, S.A. - Adgm Branch BIC BBVAAEAA Credit institutionPrudential licence
- BNP Paribas BIC BNPAAEAD Credit institutionPrudential licence
- Credit Agricole Cib BIC BSUIAEAD Credit institutionPrudential licence
- Deutsche Bank AG- Dubai Branch BIC DEUTAEAA Credit institutionPrudential licence
- Intesa Sanpaolo Dubai Branch BIC BCITAEAD Credit institutionPrudential licence
- Natixis Dubai BIC NATXAEAD Credit institutionPrudential licence
Institutions headquartered here, registered elsewhere
35 institutions registered in other countries give the United Arab Emirates as their head office. Each counts in the country of its register.
- Zodia Markets (AME) Limited · trading as ZMAME No BIC Money service businessAML registration only
- Alphtech Services LTD. · trading as Alphas Services, Alphas Payments, Alphas Technologies No BIC CryptoMoney service businessAML registration only
- Arfineo Transfers LTD No BIC CryptoMoney service businessAML registration only
- Ark Lab International Technology L.L.C No BIC Money service businessAML registration only
- CENTFX Limited No BIC Money service businessAML registration only
- Citadel Excalibur No BIC Money service businessAML registration only
- Decimal Markets Canada Limited · trading as DECIMAL MARKETS No BIC Money service businessAML registration only
- E Z Y Payment Services Provider Co. L.L.C · trading as DINARENAS No BIC CryptoMoney service businessAML registration only
- Encore Payment Technologies LTD. · trading as TRANSEND TECH, TRANSEND MONEY No BIC CryptoMoney service businessAML registration only
- Enterwto Payment Services Provider No BIC Money service businessAML registration only
- Equidity Technologies LLC No BIC Money service businessAML registration only
- Explofund Ltd. No BIC Money service businessAML registration only
Groups and systemic importance
Institutions in the United Arab Emirates belong to 19 groups on the FSB’s 2025 list of global systemically important banks (G-SIBs). GLEIF records the head office of 10 corporate groups in the directory here. For 23 institutions here, GLEIF records a parent in another country.
G-SIB groups
FSB 2025 list; institutions here that hold a BIC, by group
| Group | Bucket | Institutions here |
|---|---|---|
| Industrial and Commercial Bank of China | 3 | 2 |
| Agricultural Bank of China | 2 | 1 |
| Bank of America | 3 | 1 |
| Bank of China | 2 | 1 |
| Bank of Communications (BoCom) | 1 | 1 |
| Barclays | 2 | 1 |
| BNP Paribas | 2 | 1 |
| China Construction Bank | 2 | 1 |
| Citigroup | 3 | 1 |
| Deutsche Bank | 1 | 1 |
| Goldman Sachs | 2 | 1 |
| Groupe BPCE | 1 | 1 |
| Groupe Crédit Agricole | 2 | 1 |
| JP Morgan Chase | 4 | 1 |
| Mitsubishi UFJ FG | 2 | 1 |
| Royal Bank of Canada | 1 | 1 |
| Santander | 1 | 1 |
| Standard Chartered | 1 | 1 |
| Sumitomo Mitsui FG | 1 | 1 |
Largest other groups
GLEIF consolidation groups, by legal entities (LEIs) in this country
| Group | LEIs here | LEIs in the group |
|---|---|---|
| Abu Dhabi Commercial Bank | 2 | 4 |
| Emirates Nbd Bank (P.J.S.C) | 2 | 9 |
| Abu Dhabi National Oil Company | 2 | 2 |
| HSBC Bank Middle East Limited | 2 | 3 |
| First Abu Dhabi Bank P.J.S.C. | 1 | 5 |
Groups headquartered here
Largest of 10, by legal entities in the directory
| Group | LEIs in the directory |
|---|---|
| Emirates Nbd Bank (P.J.S.C) | 9 |
| First Abu Dhabi Bank P.J.S.C. | 5 |
| Abu Dhabi Commercial Bank | 4 |
| HSBC Bank Middle East Limited | 3 |
| The Ultima World Dmcc | 3 |
Parents abroad
Institutions here by the country of their GLEIF ultimate parent (else direct parent)
GLEIF parents are accounting-consolidation relationships. They do not show ownership shares or control.
Payments and connectivity
Of the 306 institutions in the United Arab Emirates that hold a BIC, 71.6% are connected to Swift and 19 are Swift GPI members, as at 23 September 2026. Network data does not exist for the 114 that do not hold a BIC.
Connection to Swift
Institutions that hold a BIC, by connection type in Swift’s directory
A BIC does not imply a connection to the Swift network.
Payment schemes
Institutions that hold a BIC, reachable in each scheme
- Swift GPI members
- 19 institutions
- Swift GPI members, live
- 15 institutions
Trading venues
33 live market identifier codes (ISO 10383) operated by institutions here, by category
All BIC codes in the United Arab Emirates
Look up any of the 515 BIC codes registered in the United Arab Emirates: the head offices and branch codes of the 306 institutions here that hold a BIC, with their LEIs and flags.
Where branch codes cluster
Branch codes by city, top 8
In Elucidate research
One Elucidate article names United Arab Emirates.
Sources & method
Each institution counts once, in one country: the BIC country when it holds a BIC, otherwise the country of the register that lists it. Licences in other countries are shown on its page.
Sanctions listings are matched on the BIC and on the LEI mapped to it, so they cover institutions that hold a BIC only. Institutions without a BIC are not screened. Always screen against the official lists.
Read the methodology →Sources for this page
- Swift ISO 9362 BIC directory—institutions and branch codes, mapped to LEIs through the Swift and GLEIF BIC-to-LEI relationship file. As at 23 September 2026
- CBUAE Register of Licensed Financial Institutions - Exchange Business—Central Bank of the UAE (CBUAE) · register ↗ retrieved 24 September 2026
- CBUAE Register of Licensed Financial Institutions - Retail Payment Services—Central Bank of the UAE (CBUAE) · register ↗ retrieved 24 September 2026
- CBUAE Register of Licensed Financial Institutions - Stored Value Facility—Central Bank of the UAE (CBUAE) · register ↗ retrieved 24 September 2026
- FSRA Public Register - Firms—Financial Services Regulatory Authority (FSRA), ADGM · register ↗ retrieved 25 September 2026
- CBUAE Register of Licensed Financial Institutions - Dirham Payment Token Issuance—Central Bank of the UAE (CBUAE) · register ↗ retrieved 24 September 2026
- CBUAE Register of Licensed Financial Institutions - Payment Token Conversion—Central Bank of the UAE (CBUAE) · register ↗ retrieved 24 September 2026
- CBUAE Register of Licensed Financial Institutions - Payment Token Custody and Transfer—Central Bank of the UAE (CBUAE) · register ↗ retrieved 24 September 2026
- OFAC SDN and consolidated lists—US Treasury · source ↗ published 23 September 2026
- EU consolidated financial sanctions list—European Commission generated 22 September 2026
- ECB list of supervised entities · ECB ↗ published 20 August 2026
- FSB 2025 list of global systemically important banks · FSB ↗ published 27 November 2025
- GLEIF relationship records (Level 2)—accounting consolidation as reported to GLEIF · about Level 2 data ↗ as at 25 September 2026
Assess the financial crime risk behind a counterparty
A BIC or a licence identifies an entity; it does not assess it. The Elucidate FinCrime Index (EFI) is an independent score of the financial crime risk of banks and payment firms. Read about the FinCrime Index.
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