United Arab Emirates · Financial institution

Commercial Bank of Dubai (P.S.C.)

Commercial Bank of Dubai P.S.C. (CBD) is a public shareholding company headquartered in Deira, Dubai. It was established in 1969 by an Emiri Decree as a joint venture of Commerzbank, Chase Manhattan Bank and Commercial Bank of Kuwait, and became a national public shareholding company in 1982. The Investment Corporation of Dubai holds 20% on behalf of the Government of Dubai, and the shares are listed on the Dubai Financial Market. The bank provides personal, business, corporate and institutional banking in conventional and Shari'ah-compliant formats, the latter through its CBD Al Islami window.

BICCBDUAEADXXX LEI2138002DQL2YD4S8HE87 Licence no.Not on a tracked register Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under CBDUAEAD directly. Swift GPI live member 13 branch codes 2 respondent banks Claim this profile

Licences and registrations

Matched by LEI on the 22 tracked registers

None matched by LEI in the 22 tracked registers.

  • The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.

Swift network

Swift’s ISO 9362 BIC directory

BIC
CBDUAEADXXX head office
Connection to Swift
Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under CBDUAEAD directly.
Swift GPI
Live member
Payment schemes and systems
No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
Branch codes
13 branch codes
BIC first registered
1992-12-07
Last updated
2022-02-14

Overview

Researched 29 Sep 2026 · Sources

Total assets

AED 154.5bn

Group · 30 Jun 2026 · interim report ↗

Employees

Not published

Ownership

Publicly listed

Ticker CBD

Institution type

Commercial bank

Trades as CBD

Ownership
The Investment Corporation of Dubai holds 20% on behalf of the Government of Dubai, and four UAE corporate shareholders each hold between 6% and 18%.
Major shareholders
Investment Corporation of Dubai PSC 20% · 8 Sep 2025
Al Futtaim Private Company LLC 17.4597% · 8 Sep 2025
Orient Insurance PJSC 8.8397% · 8 Sep 2025
A W Rostamani Group LLC 7.6846% · 8 Sep 2025
Ghobash Trading & Investment Company 6.3706% · 8 Sep 2025
Stock listing
Dubai Financial Market CBD
Head office
Head Office Building, Al Ittihad Street, Port Saeed, Deira, P.O. Box 2668 Dubai, United Arab Emirates
Company register
Commercial licence no. 551151 (Dubai); tax registration no. 100252062300003
Name in the local language
بنك دبي التجاري (ش.م.ع)

Business lines

  • Retail banking
  • SME banking
  • Corporate banking
  • Transaction banking & payments
  • Trade finance
  • Markets & trading
  • Islamic banking
  • Private banking & wealth
  • Mortgage lending
  • Cards
  • Investment banking
  • Correspondent banking

The bank serves personal, elite, private, business, corporate and institutional clients in the UAE, and offers Shari'ah-compliant products through the CBD Al Islami window.

Online

Websites & references
cbd.ae ↗
Wikipedia ↗
Official social accounts
LinkedIn ↗ · X ↗ · Facebook ↗ · Instagram ↗ · YouTube ↗
Sources · 10 pages consulted
  1. cbd.ae/
  2. cbd.ae/aboutus/about-cbd/cbd-management-team
  3. cbd.ae/aboutus/corporate-governance/cbd-board-of-directors
  4. cbd.ae/docs/default-source/revamp-doc/corporate-governance/cbd-shareholders-ubo-directors-execut
  5. cbd.ae/aboutus/media-centre/press-room/news/id/0ead74ff-458f-66de-b8c5-ff0b00b6b24a
  6. cbd.ae/corporate-and-institutional/general/financial-institutions
  7. cbd.ae/general/download-centre
  8. cbd.ae/aboutus/investor-relations/ownership-structure-and-share-performance
  9. cbd.ae/aboutus/media-centre/press-room/news?Id=44673bff-458f-66de-b8c5-ff0b00b6b24a
  10. en.wikipedia.org/wiki/Commercial_Bank_of_Dubai

Leadership

Researched 29 Sep 2026 · Sources

Chief executive
Dr. Bernd van Linder Chief Executive Officer Confirmed 29 Sep 2026 · cbd.ae ↗
Chair
H.E. Ahmad Abdulkarim Julfar Chairman Confirmed 29 Sep 2026 · cbd.ae ↗
Chief financial officer
Darren Clarke Chief Financial Officer Confirmed 29 Sep 2026 · cbd.ae ↗
Executive
H.E. Ahmad Abdulla Binbyat Vice Chairman Confirmed 29 Sep 2026 · cbd.ae ↗
Executive
Mikkel Andersen Chief Risk Officer Confirmed 29 Sep 2026 · cbd.ae ↗

Supervisors & regulators

Researched 29 Sep 2026 · Sources

United Arab Emirates
Central Bank of the UAE Central bankPrudential supervisorAML supervisorConduct

Recent events

Researched 29 Sep 2026 · Sources

  1. Leadership

    The board elected Ahmad Abdulkarim Julfar as Chairman, succeeding Humaid Mohammad Al Qutami, and Ahmad Abdulla Binbyat as Deputy Chairman.

    cbd.ae ↗

Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.

Identifiers

Head-office record

BIC
CBDUAEADXXX
How the BIC breaks down
  1. CBDUBank
  2. AECountry · United Arab Emirates
  3. ADLocation
  4. XXXBranch · head office
Branch description
Not recorded in the directory
LEI
2138002DQL2YD4S8HE87
LEI record
View on GLEIF ↗
How the LEI was matched
BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.

Profile

Type
Financial institutionClassified as a financial institution in Swift’s ISO 9362 BIC directory, with no licence on a tracked register. This includes banks that neither the ECB nor the FSB lists, as well as brokers, fund managers, insurers and market infrastructure.
Regulation
Not on a tracked registerNo licence or registration was found for this entity on the registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
Register licences
None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
Country · region
United Arab Emirates · Middle East & North Africa
Trading venues (MIC)
No MIC registered under this LEI list of 2026-09-17
OFAC sanctions
No listing cites this BIC
EU sanctions
No listing matched this BIC or its LEI
Country sanctions
No country programme

Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.

No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.

Ownership and group

GLEIF relationship records

GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.

Addresses

Registered address
AL ITTIHAD STREET CBD HEAD OFF DUBAI 04 2668 UNITED ARAB EMIRATES
Operational address
AL ITTIHAD STREET DUBAI DUBAI POB 2668 UNITED ARAB EMIRATES

ISO 20022 identification

As an agent in a Swift cross-border payment message (CBPR+)

A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.

Identified by
BIC, with its LEI
Roles in CBPR+
Any agent, including the instructing and instructed agents

CBPR+

For cross-border payments on Swift: the BIC, with the LEI and clearing code where known

<FinInstnId>
  <BICFI>CBDUAEADXXX</BICFI>
  <LEI>2138002DQL2YD4S8HE87</LEI>
</FinInstnId>

Full record

Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC

<FinInstnId>
  <BICFI>CBDUAEADXXX</BICFI>
  <LEI>2138002DQL2YD4S8HE87</LEI>
  <Nm>COMMERCIAL BANK OF DUBAI (P.S.C.)</Nm>
  <PstlAdr>
    <TwnNm>DUBAI</TwnNm>
    <Ctry>AE</Ctry>
    <AdrLine>AL ITTIHAD STREET CBD HEAD OFF DUBAI 04 2668</AdrLine>
  </PstlAdr>
</FinInstnId>

The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.

Network

Branches and correspondent banking

  • Own offices
  • Respondent banks: they hold accounts here

Hover over a branch, account or group to see its details

Respondent banks

From the correspondent lists other banks publish

2 other banks publish 2 accounts held with this bank.

CurrencyRespondent bankHeld atAccountPurposePublished in
AED DNB Bank ASA Norway CBDUAEAD AE690230000001000117257 — content.dnb.no ↗ dated 2 Feb 2026
AED The Commercial Bank (P.S.Q.C) Qatar CBDUAEAD 1000117265 AE470230000001000117265 settlement (SSI) cbq.com.qa ↗

Each row is an account the respondent bank lists as held with this bank, as published. Only banks that publish their correspondent accounts, and that Elucidate has researched, can appear, so the list is not complete. Confirm settlement instructions with either bank before relying on them.

Branch codes

BICBranchCityAddressLEIUpdated
CBDUAEADADH ABU DHABI BRANCH Abu Dhabi ABU DHABI ABU DHABI UNITED ARAB EMIRATES — 2018-03-27
CBDUAEADAIN — Al Ain AL AIN AL AIN UNITED ARAB EMIRATES — 2018-03-27
CBDUAEADAJM — Ajman AJMAN AJMAN UNITED ARAB EMIRATES — 2018-03-27
CBDUAEADAMS AL MAKTOUM ST. BRANCH Dubai DUBAI DUBAI UNITED ARAB EMIRATES — 2018-03-27
CBDUAEADDER DEIRA BRANCH Dubai DUBAI DUBAI UNITED ARAB EMIRATES — 2018-03-27
CBDUAEADDXB DUBAI BRANCH Dubai DUBAI DUBAI UNITED ARAB EMIRATES — 2018-03-27
CBDUAEADGAR AL GARHOUD BRANCH Dubai AL GARHOUD STREET DEIRA DUBAI DUBAI POB 2668 UNITED ARAB EMIRATES — 2018-03-27
CBDUAEADJAL JEBEL ALI BRANCH Dubai DUBAI DUBAI UNITED ARAB EMIRATES — 2018-03-27
CBDUAEADJUM JUMEIRAH BRANCH Dubai DUBAI DUBAI UNITED ARAB EMIRATES — 2018-03-27
CBDUAEADRAK RAS AL KHAIMAH BRANCH Ras Al Khaimah RAS AL KHAIMAH RAS AL KHAIMAH UNITED ARAB EMIRATES — 2018-03-27
CBDUAEADSAF AL SAFA BRANCH Dubai SHEIKH ZAYED STREET DUBAI DUBAI POB 2668 UNITED ARAB EMIRATES — 2018-03-27
CBDUAEADSAW SOUQ AL WASL BRANCH Dubai DUBAI DUBAI UNITED ARAB EMIRATES — 2018-03-27
CBDUAEADSHJ SHARJAH BRANCH Sharjah SHARJAH SHARJAH UNITED ARAB EMIRATES — 2018-03-27

See every BIC in United Arab Emirates →

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Sources & method

Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.

Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.

The sanctions facts on this page cover the BIC and its LEI only.

An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.

Read the methodology →

Credits for this page

  • Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.

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