Netherlands · Payments & e-money
Aft Eu B.V.
AFT EU B.V. is a Dutch private limited company based in Amsterdam that trades as Aspire. De Nederlandsche Bank (DNB) authorises it as an electronic money institution under relation number R197650. It belongs to the Singapore-headquartered Aspire group, and its LEI record names Aspire FT Holding Pte. Ltd. as its direct parent. It offers EUR business payment accounts with virtual IBANs, international payments and corporate cards to companies registered in the Netherlands, with accounts and safeguarded funds held at ClearBank Europe.
Licences and registrations
Held by Aft Eu B.V. (LEI 2549004Y7HQJ66YN4B74). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
|---|---|---|---|---|---|---|---|---|
| EBA PSD2 RegisterThe Netherlands BankLinked by LEI. Matched by Elucidate to GLEIF on name, country and address. | Electronic money institutionE-Money / Stored Value Institution | R197650 | Netherlands | Active | 2025-09-16 | — |
|
Search the register ↗ |
- Licences belong to the legal entity, not to a BIC.
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
- The register entries and their trading names were not matched against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- ATTTNL22XXX head office
- Connection to Swift
- Reverse billingThe institution is connected to Swift. Messages sent to it are billed to the institution, not to the sender. The “2” in the eighth character of ATTTNL22 marks reverse billing.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- Branch codes
- None: head-office BIC only
- BIC first registered
- 2026-08-01
- Last updated
- 2026-08-01
Overview
Researched 29 Sep 2026 · Sources
Ownership
Group subsidiary
Aspire FT Holding Pte. Ltd.
Firm type
E-money and accounts
Trades as Aspire
- Ownership
- According to its LEI record, the firm's direct parent is Aspire FT Holding Pte. Ltd. of Singapore and its ultimate parent is Aspire Financial Technologies Holding, Inc. of the United States.
- Direct parent
- Aspire FT Holding Pte. Ltd. ↗, Singapore
- Ultimate owner
- Aspire Financial Technologies Holding, Inc., United States
- Head office
- Strawinskylaan 1647, Tower Seven, 16th floor, 1077XX Amsterdam, Netherlands
- Company register
- KvK (Dutch Chamber of Commerce) 93225407
- Founders
- Andrea Baronchelli · Giovanni Casinelli
Online
- Websites & references
- aspireapp.com ↗
aspireapp.com ↗ Aspire group global site (Singapore entity Aspire FT Pte. Ltd.), listed as the URL on the DNB register
help.aspireapp.com ↗ Aspire group help centre, including the licences page - Official social accounts
- LinkedIn ↗ · X ↗ · Instagram ↗
Sources · 12 pages consulted
- dnb.nl/en/public-register/information-detail/?registerCode=WFTEG&relationNumber=R197650
- aspireapp.com/en-nl/tnc/terms-and-conditions
- aspireapp.com/nl
- aspireapp.com/en-nl/about-us
- aspireapp.com/en-nl/corporate-card
- help.aspireapp.com/en/articles/9296033-what-licenses-does-aspire-hold
- aspireapp.com/
- prnewswire.com/news-releases/aspire-enters-europe-with-eu-emi-license-and-new-netherlands-hub-302643041.
- prnewswire.com/news-releases/aspire-launches-in-the-us-to-modernize-the-finance-stack-for-global-busines
- aspireapp.com/blog/aspire-closes-us-100m-series-c-round-led-by-lightspeed-and-sequoia-capital-sea
- ycombinator.com/companies/aspire
- dnb.nl/en/public-register/information-detail/?registerCode=WFTDG&relationNumber=R193714
Authorisation
Researched 29 Sep 2026 · Sources
- Operates under
- Its own licences
DNB authorises the firm as an electronic money institution under the Dutch Financial Supervision Act. The authorisation covers issuing e-money and payment services 1 to 5 under PSD2. The firm says the authorisation passports across the European Economic Area, and DNB's register lists cross-border service notifications to EEA states from 1 August 2026.
| Authority | Licence or registration | Number | Held | Status | Source |
|---|---|---|---|---|---|
| De Nederlandsche Bank (DNB) Netherlands | Authorisation to carry out the business of an electronic-money institution (PSD2 - Wft 2:10a) | R197650 | In its own name | Active | dnb.nl ↗ |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
Partners and safeguarding
Researched 29 Sep 2026 · Sources
- Safeguarding
- Segregated safeguarding accountsThe firm states that client funds are kept apart from its own funds in a safeguarded account at its banking partner, ClearBank Europe, in line with PSD2, and are not covered by the Dutch Deposit Guarantee Scheme.
- Safeguarding bank · Sponsor bank
- ClearBank Europe B.V. Netherlands
- Payment schemes and card networks
- SEPA Credit Transfer Through a partner aspireapp.com ↗
SEPA Instant Credit Transfer Through a partner aspireapp.com ↗
Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.
Products and markets
Researched 29 Sep 2026 · Sources
The firm provides a EUR business payment account with a virtual IBAN, SEPA and SEPA Instant transfers, outbound payments in more than 40 currencies and corporate cards with spend-management tools.
Its terms limit accounts to companies registered with the Dutch Chamber of Commerce, and the DNB register shows EEA passport notifications taking effect on 1 August 2026.
- Sells to
- Small businesses · Enterprises
- Serves customers in
- Netherlands
- Latest funding round
- Series C · USD 100m Feb 2023Led by Lightspeed, Sequoia Capital SEA
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
- Andrea Baronchelli Co-Founder and CEO of Aspire (group)
- Executive
- Dajana Nozić Leads Aspire in the Netherlands
Recent events
Researched 29 Sep 2026 · Sources
-
Licence
DNB recorded the firm's cross-border service notifications to EEA states, effective 1 August 2026, and new Netherlands account terms took effect.
dnb.nl ↗ -
Leadership
Aspire named Dajana Nozić to lead its Netherlands business and hired Akash Kaul as VP Global Expansion and Growth for the EU roll-out.
prnewswire.com ↗ -
Licence
DNB authorised the firm as an electronic money institution, and Aspire announced the authorisation on 16 December 2025.
dnb.nl ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
Identifiers
Head-office record
- BIC
- ATTTNL22XXX
- How the BIC breaks down
- ATTTBank
- NLCountry · Netherlands
- 22Location · reverse billing
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 2549004Y7HQJ66YN4B74
- LEI record
- View on GLEIF ↗
- Licence no. · EBA-PSD2
- R197650
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.Register entry: Matched by Elucidate to GLEIF on name, country and address.
- Register-entry ID
- 116d590cc0fb
Profile
- Type
- Payments & e-moneyPayment institutions, e-money and stored-value issuers, and account-information providers. Licensed under payment-services law (e.g. PSD2 in the EU and UK, the Payment Services Act in Singapore). Taken from the licences on the tracked registers.
- Regulation
- Prudential licenceAuthorised with capital, safeguarding and conduct requirements, e.g. an authorised payment or e-money institution in the EU or UK, a major payment institution in Singapore, or a MiCA crypto-asset service provider.
- Register licences
- 1 entry on 1 register
- Activities
- Payment services
- Card acquiring
- E-money / stored value
- Licensed in
- Netherlands
- Country · region
- Netherlands · Europe & Central Asia
- Banking supervision
- Not on the ECB's list of supervised entities as of 2026-07-01
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
- Direct parent
- Aspire Ft Holding Pte. Ltd. · Singapore984500UEA7OEB5K42679 ↗
- Ultimate parent
- Aspire Financial Technologies Holding, Inc. · United States984500E67D551FQT0A60 ↗
The Aspire Financial Technologies Holding, Inc. group has 3 institutions in the directory, in 3 countries: all hold a BIC.
Including Aft Hk Limited, Aspire Ft Pte. LTD.
See the Aspire Financial Technologies Holding, Inc. group →Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Registered address
- STRAWINSKYLAAN 1647 TOWER 7 FLOOR 16TH FLOOR AMSTERDAM 1077 XX NETHERLANDS
- Operational address
- STRAWINSKYLAAN 1647 TOWER 7 FLOOR 16 AMSTERDAM 1077 XX AMSTERDAM NETHERLANDS
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>ATTTNL22XXX</BICFI>
<LEI>2549004Y7HQJ66YN4B74</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>ATTTNL22XXX</BICFI>
<LEI>2549004Y7HQJ66YN4B74</LEI>
<Nm>AFT EU B.V.</Nm>
<PstlAdr>
<TwnNm>AMSTERDAM</TwnNm>
<Ctry>NL</Ctry>
<AdrLine>STRAWINSKYLAAN 1647 TOWER 7 FLOOR 16TH FLOOR AMSTERDAM 1077 XX</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
Register entries are not screened against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- EBA PSD2 Register—European Banking Authority (EBA) · register ↗ as at 25 September 2026
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, authorisation, partners, products, leadership and events—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: aspireapp.com (official website) · original.
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