United Arab Emirates · Payments & e-money
Al Ansari Digital Pay L.L.C
Al Ansari Digital Pay L.L.C is a limited liability company based in Dubai. The Central Bank of the UAE (CBUAE) licenses it as a Stored Value Facility provider and as a Retail Payment Services provider. It is a subsidiary of Al Ansari Financial Services PJSC, which is listed on the Dubai Financial Market. The firm runs the Al Ansari Wallet app for UAE residents. The wallet offers wallet-to-wallet transfers, QR-code merchant payments, bill payments, mobile top-ups and cash in and out at Al Ansari Exchange branches. International remittances in the app are provided by its sister company Al Ansari Exchange L.L.C. The group announced CBUAE in-principle approval in November 2023 and final approval of both licences in March 2025.
Licences and registrations
Held by Al Ansari Digital Pay L.L.C. 2 entries on 2 of the 22 tracked registers, retrieved 24 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
|---|---|---|---|---|---|---|---|---|
| CBUAE Register of Licensed Financial Institutions - Retail Payment ServicesCentral Bank of the UAE (CBUAE) | Retail Payment ServicesPayment Institution | 08.01.02.027.2025.02 | United Arab Emirates | Active | — | — |
|
Search the register ↗ |
| CBUAE Register of Licensed Financial Institutions - Stored Value FacilityCentral Bank of the UAE (CBUAE) | Stored Value FacilityE-Money / Stored Value Institution | 05.01.01.015.2025.02 | United Arab Emirates | Active | — | — |
|
Search the register ↗ |
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
Swift network
Swift’s ISO 9362 BIC directory
Holds no BIC in Swift’s directory. No LEI is matched to this entry, and BICs are linked by LEI only.
Overview
Researched 29 Sep 2026 · Sources
Customers
Not published
Employees
Not published
Ownership
Group subsidiary
Al Ansari Financial Services PJSC
Firm type
E-money and accounts
Trades as Al Ansari Wallet
- Ownership
- The firm is a subsidiary of Al Ansari Financial Services PJSC, which is listed on the Dubai Financial Market under the ticker ALANSARI. The shareholding percentage is not published.
- Direct parent
- Al Ansari Financial Services PJSC, United Arab Emirates
- Head office
- Al Ansari Business Center, Level 8, Al Barsha, P.O. Box 6176 Dubai, United Arab Emirates
Online
- Websites & references
- alansariwallet.com ↗
- Official social accounts
- LinkedIn ↗ · X ↗ · Facebook ↗ · Instagram ↗ · YouTube ↗ · TikTok ↗ · Threads ↗
- Apps
- Google Play ↗ · App Store ↗
Sources · 11 pages consulted
- alansariwallet.com/
- alansariwallet.com/terms-and-conditions/
- alansariwallet.com/faq/what-is-al-ansari-digital-pay/
- alansariwallet.com/about-us/
- alansariwallet.com/key-facts-statement/
- alansariwallet.com/wp-content/uploads/2025/10/KFS-AAW_10Oct2125.pdf
- alansariwallet.com/agents/
- alansariwallet.com/for-business/
- aafs.ae/news/al-ansari-digital-pay-secures-final-approvals-to-launch-digital-wallet-advancing-fin
- aafs.ae/news/al-ansari-digital-pay-receives-regulatory-in-principle-approval-to-launch-a-digital-
- aafs.ae/about-us/
Authorisation
Researched 29 Sep 2026 · Sources
- Operates under
- Several models
- Licensed firm it operates under
- Al Ansari Exchange L.L.C, United Arab Emirates International remittances in the wallet are "Powered by Al Ansari Exchange" and governed by Al Ansari Exchange's own terms and conditions.
The CBUAE licenses the firm as a Stored Value Facility provider and as a Retail Payment Services provider. International remittances offered in the app are provided by Al Ansari Exchange L.L.C, a sister company, under that firm's own terms.
| Authority | Licence or registration | Number | Held | Status | Source |
|---|---|---|---|---|---|
| Central Bank of the UAE United Arab Emirates | Stored Value Facility | 05.01.01.015.2025.02 | In its own name | Active | — |
| Central Bank of the UAE United Arab Emirates | Retail Payment Services | 08.01.02.027.2025.02 | In its own name | Active | — |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
Products and markets
Researched 29 Sep 2026 · Sources
The Al Ansari Wallet is an AED mobile wallet for UAE residents aged 18 or over, including people without bank accounts. It covers wallet-to-wallet transfers, QR-code merchant payments, local bill payments and local and international mobile recharges. Customers can add or withdraw cash at Al Ansari Exchange branches, and cross-border remittances are provided by Al Ansari Exchange.
The firm serves UAE residents who hold a valid Emirates ID and a UAE mobile number.
- Sells to
- Consumers · Enterprises · Small businesses
- Serves customers in
- United Arab Emirates
Recent events
Researched 29 Sep 2026 · Sources
-
Licence
Al Ansari Financial Services announced that the CBUAE had given the firm final approval for its Stored Value Facility and Retail Payment Services licences.
aafs.ae ↗ -
Licence
Al Ansari Financial Services announced that the CBUAE had given the firm in-principle approval for Stored Value Facility and retail payment service licences.
aafs.ae ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
Identifiers
- Licence no. · CBUAE-RPS
- 08.01.02.027.2025.02
- Licence no. · CBUAE-SVF
- 05.01.01.015.2025.02
- BIC
- Holds no BIC in Swift’s directory
- LEI
- No LEI mapped
- Elucidate firm ID
- b517205f3061
Profile
- Type
- Payments & e-moneyPayment institutions, e-money and stored-value issuers, and account-information providers. Licensed under payment-services law (e.g. PSD2 in the EU and UK, the Payment Services Act in Singapore). Taken from the licences on the tracked registers.
- Regulation
- Prudential licenceAuthorised with capital, safeguarding and conduct requirements, e.g. an authorised payment or e-money institution in the EU or UK, a major payment institution in Singapore, or a MiCA crypto-asset service provider.
- Main licence class
- E-Money / Stored Value Institution
- Activities
- Payment services
- E-money / stored value
- Licensed in
- United Arab Emirates · Middle East & North Africa
- First registered
- Not published
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
No LEI is matched to this entry, so GLEIF relationship records cannot be linked.
Addresses
- Address on the register
- Dubai
- Country
- United Arab Emirates
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
This institution holds no BIC. A CBPR+ message identifies it by name and postal address, and may add its LEI or a clearing code.
- Identified by
- Name and postal address. No LEI or clearing code is mapped in the directory
- Postal address
- Structured: town and country
<FinInstnId>
<Nm>Al Ansari Digital Pay L.L.C</Nm>
<PstlAdr>
<TwnNm>Dubai</TwnNm>
<Ctry>AE</Ctry>
</PstlAdr>
</FinInstnId>CBPR+ identifies the instructing and instructed agents by BIC only. An institution without a BIC can be the debtor, creditor or an intermediary agent.
The values are as published by the register. Check them against your own records before use.
Sources & method
Register entries come from the public registers of financial regulators, standardised into one taxonomy. LEIs are matched through GLEIF, and a BIC is linked only through a shared LEI.
An institution missing from these registers is not necessarily unregulated.
Register entries are not matched against the OFAC or EU sanctions lists. Where the legal entity also holds a BIC, the matches for that BIC are on its page. Always screen against the official lists.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Registers for this page
- CBUAE Register of Licensed Financial Institutions - Retail Payment Services—Central Bank of the UAE (CBUAE) · source ↗ as at 24 September 2026
- CBUAE Register of Licensed Financial Institutions - Stored Value Facility—Central Bank of the UAE (CBUAE) · source ↗ as at 24 September 2026
- Overview, authorisation, partners, products, leadership and events—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
Assess the financial crime risk behind a licence
A licence records what an institution is authorised to do; it does not assess it. The Elucidate FinCrime Index (EFI) is an independent score of the financial crime risk of banks and payment institutions.
Book a demo