Portugal · Credit institution
Banco Bpi, S.A.
Legal name in the LEI recordBANCO BPI S.A.
Banco BPI, S.A. is a Portuguese public limited company (sociedade anónima) with its registered office in Porto. CaixaBank, S.A. has held all of its shares since 27 December 2018. The bank provides retail, private, business and corporate banking in Portugal through branches and digital channels. In September 2026 it agreed to sell its 33.35% stake in Banco de Fomento de Angola (BFA) to Congolian Financial, S.A., subject to regulatory conditions.
Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers. It is on the ECB list of supervised entities (see Regulatory status): that is banking supervision, not a licence on a tracked register.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
Regulatory status
ECB banking supervision
List of supervised entities as of 2026-07-01
- Classification
- Significant institution
- Supervisor
- European Central Bank (direct supervision)
- Listed as
- Banco BPI, SA
- Entity type
- Credit institution
- Supervised group (ECB)
- CaixaBank, S.A. →
- Why significant
- Size (Total assets EUR 500-1,000 bn)
European registers
ECB · monetary financial institutions
List as at 2026-09-25
- Category
- Credit institution
- Minimum reserves
- Subject to minimum reserves
- Listed as
- BANCO BPI S.A.
- RIAD code
- PT10
ESMA · MiFID II register
Register as at 2026-09-28
| Entry | Competent authority | Authorised | Services or instruments |
|---|---|---|---|
| Investment services (MiFID II) | Comissão do Mercado de Valores Mobiliários (CMVM) | 2002-12-23 | A1 A2 A3 A4 A5 A6 A7 B1 B2 B3 B4 B5 B6 |
Service codes follow MiFID II Annex I: A for investment services, B for ancillary services. Hover a code for its meaning.
Entries are matched on the LEI. Each register is quoted as its publisher lists it.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- BBPIPTPLXXX head office
- Connection to Swift
- Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under BBPIPTPL directly.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- SCT · SCT Inst · SDD Core · SDD B2B · VOP · T2 · TIPS
- Branch codes
- 1 branch code
- BIC first registered
- 1998-09-05
- Last updated
- 2022-02-07
Overview
Researched 29 Sep 2026 · Sources
Ownership
Group subsidiary
100% CaixaBank, S.A.
Institution type
Universal bank
Trades as BPI
- Ownership
- CaixaBank, S.A. holds 100% of the share capital (1,456,924,237 shares) and has done so since 27 December 2018.
- Direct parent
- CaixaBank, S.A., Spain 100%
- Head office
- Avenida da Boavista, 1117, 4100-129 Porto, Portugal
- Company register
- PTIRNMJ 501 214 534, Conservatória do Registo Comercial do Porto (tax number 501 214 534); Banco de Portugal register code 10
Business lines
According to its first-half 2026 results, housing loans (EUR 18.0 billion) and corporate loans (EUR 13.3 billion) make up most of a EUR 35.1 billion gross loan book. It also distributes insurance as a registered agent and holds stakes in BFA (Angola) and BCI (Mozambique).
Online
- Websites & references
- bancobpi.pt ↗
bpiage.pt ↗ BPI AGE youth banking site, linked from the main site menu
Wikidata Q537886 ↗ - Official social accounts
- LinkedIn ↗ · X ↗ · Facebook ↗ · Instagram ↗ · YouTube ↗
Sources · 15 pages consulted
- bancobpi.pt
- bancobpi.pt/grupo-bpi/governo-sociedade/governo-sociedade
- bancobpi.pt/contentservice/getContent?documentName=NDVKZGQ5ZMZMNJMWNDY4
- bancobpi.pt/grupo-bpi/informacao-financeira/comunicados
- bancobpi.pt/contentservice/getContent?documentName=ZJHMODQXMTHHNWU0NDFI
- bancobpi.pt/grupo-bpi/informacao-financeira/informacao-trimestral
- bancobpi.pt/contentservice/getContent?documentName=NZG4YJG2NMU1NMQ4NDIY
- bancobpi.pt/grupo-bpi/instituicoes-financeiras
- bancobpi.pt/particulares/apresentacao-de-resultados-1-semestre-bpi-2026
- eco.sapo.pt/2026/09/07/ceo-do-caixabank-sai-da-administracao-do-bpi/
- jornaldenegocios.pt/empresas/banca---financas/detalhe/susana-trigo-cabral-e-a-nova-cfo-do-bpi
- sapo.pt/artigo/bpi-mexe-no-conselho-de-administracao-apos-renuncia-de-joana-oliveira-freitas-6a0c
- eco.sapo.pt/2025/02/10/tribunal-anula-coima-de-225-milhoes-no-cartel-da-banca/
- publico.pt/2025/08/28/economia/noticia/cartel-banca-constitucional-rejeita-reclamacao-confirma-anula
- idealista.pt/news/financas/credito-a-habitacao/2025/02/11/68202-cartel-da-banca-relacao-arquiva-proces
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
- João Pedro Oliveira e Costa Chairman of the Executive Committee of the Board of Directors (CEO)
- Chair
- Fernando Ulrich Chairman of the Board of Directors
- Chief financial officer
- Susana Trigo Cabral Executive Director, member of the Executive Committee (CFO)
- Executive
- Cristina Rios Amorim First Vice-Chair of the Board of Directors
- Executive
- Ana Rosas Oliveira Executive Director, member of the Executive Committee
Supervisors & regulators
Researched 29 Sep 2026 · Sources
- European Union
- European Central Bank (Single Supervisory Mechanism) Prudential supervisor
- Portugal
- Banco de Portugal Central bankPrudential supervisorAML supervisorConductResolution
- European Union
- Single Resolution Board Resolution
- Portugal
- Comissão do Mercado de Valores Mobiliários (CMVM) Securities
- Portugal
- Autoridade de Supervisão de Seguros e Fundos de Pensões (ASF) Other
Recent events 2 enforcement or investigation items
Researched 29 Sep 2026 · Sources
-
Leadership
CaixaBank, as sole shareholder, appointed the governing bodies for 2026-2028 after ECB authorisation. CaixaBank CEO Gonzalo Gortázar left the board.
bancobpi.pt ↗ -
Other
The bank agreed to sell its 33.35% stake in BFA to Congolian Financial, S.A., subject to Banco Nacional de Angola non-opposition and other conditions.
bancobpi.pt ↗ -
Leadership
The bank announced that non-executive director Joana Oliveira Freitas had resigned, effective 30 June 2026.
sapo.pt ↗ -
Enforcement
The Lisbon Court of Appeal declared the credit information-exchange case time-barred, annulling the bank's EUR 30 million fine. The ruling became final in August 2025.
eco.sapo.pt ↗ -
Enforcement
The Competition, Regulation and Supervision Court upheld a EUR 30 million Competition Authority fine on the bank for exchanging credit information (2002-2013).
idealista.pt ↗ -
Leadership
Executive directors Pedro Barreto and Francisco Barbeira resigned. Ana Rosas Oliveira and Afonso Fuzeta Eça replaced them.
sapo.pt ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
Identifiers
Head-office record
- BIC
- BBPIPTPLXXX
- How the BIC breaks down
- BBPIBank
- PTCountry · Portugal
- PLLocation
- XXXBranch · head office
- Branch description
- ALL PT BRANCHES NOT LISTED
- LEI
- 3DM5DPGI3W6OU6GJ4N92
- LEI record
- View on GLEIF ↗
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
Profile
- Type
- Credit institutionListed as a credit institution, or a branch of one, on the ECB’s list of supervised entities, or named as a bank on the Financial Stability Board’s G-SIB list, directly or as a G-SIB’s main operating bank. These are the only bank lists the directory tracks so far.
- Regulation
- Prudentially supervised (ECB list)Prudentially supervised, according to the ECB list of supervised entities (as at 2026-07-01). This is banking supervision, not a licence on a tracked register.
- Register licences
- None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- Country · region
- Portugal · Europe & Central Asia
- Banking supervision
- Significant · supervised by the ECB as of 2026-07-01
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
- Founded
- 1981
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.
Addresses
- Registered address
- AVENIDA DA BOAVISTA 1117 PORTO 4100-129 PORTUGAL
- Operational address
- AVENIDA DA BOAVISTA 1117 PORTO 4100-129 PORTO PORTUGAL
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>BBPIPTPLXXX</BICFI>
<LEI>3DM5DPGI3W6OU6GJ4N92</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>BBPIPTPLXXX</BICFI>
<LEI>3DM5DPGI3W6OU6GJ4N92</LEI>
<Nm>BANCO BPI, S.A.</Nm>
<PstlAdr>
<TwnNm>PORTO</TwnNm>
<Ctry>PT</Ctry>
<AdrLine>AVENIDA DA BOAVISTA 1117 PORTO 4100-129</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
Payment schemes and systems
EPC registers of 2026-09-11 · ECB T2 list of 2026-07-02 · ECB TIPS list of 2026-09-01 · SIX Bank Master valid on 2026-09-28
| Scheme or system | Since | Registered with | Note |
|---|---|---|---|
| SEPA Credit TransferISO 20022 messages | 2008-01-28 | Head office | — |
| SEPA Instant Credit TransferISO 20022 messages | 2018-06-04 | Head office | — |
| SEPA Direct Debit CoreISO 20022 messages | 2010-11-01 | Head office | — |
| SEPA Direct Debit Business-to-BusinessISO 20022 messages | 2010-11-01 | Head office | — |
| Verification of Payee | 2025-10-05 | Head office | — |
| T2 (Eurosystem real-time gross settlement)ISO 20022 messages | — | Head office | — |
| TIPS (TARGET Instant Payment Settlement)ISO 20022 messages | — | Head office | — |
SEPA dates are when the institution became ready for the scheme. The T2 list names direct participants only and gives no joining date. TIPS entries have no joining date.
An institution missing from T2 may still be reachable through an indirect participant. The ECB’s TIPS list does not separate participants from reachable parties. It includes institutions reachable in Swedish kronor as well as in euro.
“ISO 20022 messages” marks a scheme or system whose rulebook or operator specifies ISO 20022 for messages between participants.
Network
Branch codes
| BIC | Branch | City | Address | LEI | Updated |
|---|---|---|---|---|---|
| BBPIPTPLGLF | — | Porto | AVENIDA DA BOAVISTA 1117 PORTO 4100-129 PORTO PORTUGAL | — | 2022-02-07 |
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Payment schemes and systems—Source: European Payments Council (EPC) Registers of Participants; matched to BICs by Elucidate. Source: European Central Bank, List of T2 participants. Source: European Central Bank, List of TIPS participants and reachable parties.
- Banking supervision—Source: European Central Bank, list of supervised entities.
- Wikidata—CC0, matched on the BIC or LEI recorded in Wikidata. It is community-edited, so check key facts.
- Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- European registers—Source: European Central Bank (ECB), list of monetary financial institutions and list of institutions subject to minimum reserves. Source: European Securities and Markets Authority (ESMA), MiFID II/MiFIR register (investment firms, trading venues, systematic internalisers, data reporting services providers). Matched on LEI by Elucidate.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: Banco BPI SA · Public domain · Wikimedia Commons · original.
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