Indonesia · Financial institution
Bank Tabungan Negara (Persero), Pt.
Legal name in the LEI recordPT BANK TABUNGAN NEGARA (PERSERO) TBK
PT Bank Tabungan Negara (Persero) Tbk (BTN) is a state-owned public limited company with its head office at Menara BTN in Jakarta. Its shares are listed on the Indonesia Stock Exchange. In March 2025 the Republic of Indonesia transferred 60% of its shares to the Danantara holding structure. BTN's main business is housing finance, and it also offers retail, consumer, commercial and corporate banking. Its sharia business unit was spun off into its subsidiary PT Bank Syariah Nasional with effect from 22 December 2025.
Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- BTANIDJAXXX head office
- Connection to Swift
- Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under BTANIDJA directly.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- Branch codes
- None: head-office BIC only
- BIC first registered
- 1992-11-05
- Last updated
- 2022-02-14
Overview
Researched 29 Sep 2026 · Sources
Employees
Not published
Ownership
State-owned
Ticker BBTN
Institution type
Commercial bank
Trades as BTN
- Ownership
- PT Danantara Asset Management (Persero) held 59.4% at 30 June 2026 after the state transferred its Series B shares in March 2025, and the state remains the controlling shareholder.
- Direct parent
- PT Danantara Asset Management (Persero), Indonesia 59.4%
- Ultimate owner
- Republic of Indonesia, Indonesia
- Stock listing
- Indonesia Stock Exchange BBTN
- Head office
- Menara BTN, Jl. Gajah Mada No. 1, 10130 Jakarta, Indonesia
Business lines
Housing loans are the bank's core business. According to the bank, they accounted for IDR 328.4 trillion of IDR 400.57 trillion in consolidated loans and financing at the end of 2025.
Online
- Websites & references
- btn.co.id ↗
ppid.btn.co.id ↗ public information (PPID) portal
Wikipedia ↗
Wikidata Q12474534 ↗ - Official social accounts
- LinkedIn ↗ · X ↗ · Facebook ↗ · Instagram ↗ · YouTube ↗ · TikTok ↗
Sources · 12 pages consulted
- btn.co.id/id/About/Governance/Management
- btn.co.id/id/About/Investor-Relation/Stock-Information/Share-Ownership-Structure
- btn.co.id/id/About/Gallery/News/News/Listing/2026/09/04/RUPSLB-Tetapkan-Pengurus-Baru-BTN-Perkuat-R
- btn.co.id/-/media/Files/Laporan-Perusahaan/laporan-keuangan-triwulan/2026/Laporan-Keuangan-Publikas
- finansial.bisnis.com/read/20250324/90/1864079/pemerintah-alihkan-saham-seri-b-bank-bumn-ke-holding-operasional
- beritamoneter.com/jumlah-investor-bbtn-berbalik-naik-369-per-30-juni-2026/
- cnbcindonesia.com/market/20260904185255-17-765105/btn-rombak-jajaran-direksi-ini-alasannya
- suara.com/bisnis/2026/09/22/075416/kpr-fiktif-disorot-ojk-pengawasan-penyaluran-kredit-jadi-perhati
- filesatu.co.id/korupsi-kpr-btn-karawang-dua-pejabat-bank-jadi-tersangka-baru-total-ada-7-orang/
- aktual.com/kajari-tetapkan-pejabat-btn-karawang-tersangka-kasus-penyaluran-kpr-fiktif/
- katadata.co.id/finansial/bursa/6989bef8c3533/btn-bbtn-raup-laba-rp-3-5-triliun-tahun-buku-2025-naik-16-4
- en.wikipedia.org/wiki/Bank_Tabungan_Negara
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
- Nixon L.P. Napitupulu Direktur Utama (President Director)
- Chair
- Suryo Utomo Komisaris Utama (President Commissioner)
- Chief financial officer
- Adityo Kusumo Direktur Finance & Strategy (appointed 4 September 2026; effective upon OJK fit-and-proper approval)
- Executive
- Oni Febriarto Rahardjo Wakil Direktur Utama (Vice President Director)
- Executive
- Venda Yuniarti Direktur Treasury & International Banking
Supervisors & regulators
Researched 29 Sep 2026 · Sources
- Indonesia
- Financial Services Authority (Otoritas Jasa Keuangan, OJK) Prudential supervisorConductAML supervisor
- Indonesia
- Bank Indonesia Central bankForeign exchange
Recent events 2 enforcement or investigation items
Researched 29 Sep 2026 · Sources
-
Investigation
The Karawang District Prosecutor's Office named three officials of the bank's Karawang branch as suspects in a corruption investigation into mortgage lending from 2021 to 2024.
filesatu.co.id ↗ -
Investigation
OJK stated that the bank's loan cooperation with several housing developers had been a concern in several of its examinations.
suara.com ↗ -
Leadership
An extraordinary general meeting on 4 September 2026 replaced five of the bank's 12 directors, including those responsible for finance, risk and compliance.
btn.co.id ↗ -
Other
The spin-off of the bank's sharia business unit into PT Bank Syariah Nasional took effect on 22 December 2025.
btn.co.id ↗ -
Other
The Republic of Indonesia transferred 60% of the bank's shares, all Series B, to PT Biro Klasifikasi Indonesia, the Danantara operational holding company.
finansial.bisnis.com ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
Identifiers
Head-office record
- BIC
- BTANIDJAXXX
- How the BIC breaks down
- BTANBank
- IDCountry · Indonesia
- JALocation
- XXXBranch · head office
- Branch description
- HEAD OFFICE
- LEI
- 2549009BLYOGL9ZLAW17
- LEI record
- View on GLEIF ↗
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
Profile
- Type
- Financial institutionClassified as a financial institution in Swift’s ISO 9362 BIC directory, with no licence on a tracked register. This includes banks that neither the ECB nor the FSB lists, as well as brokers, fund managers, insurers and market infrastructure.
- Regulation
- Not on a tracked registerNo licence or registration was found for this entity on the registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
- Register licences
- None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- Country · region
- Indonesia · East Asia & Pacific
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
- Founded
- 1897
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
Ownership and group
GLEIF relationship records
GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.
Addresses
- Registered address
- MENARA BANK BTN FLOOR 10 1 JALAN GAJAH MADA JAKARTA 10130 INDONESIA
- Operational address
- MENARA BTN FLOOR 10 1 JALAN GAJAH MADA JAKARTA 10130 JAKARTA INDONESIA
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>BTANIDJAXXX</BICFI>
<LEI>2549009BLYOGL9ZLAW17</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>BTANIDJAXXX</BICFI>
<LEI>2549009BLYOGL9ZLAW17</LEI>
<Nm>BANK TABUNGAN NEGARA (PERSERO), PT.</Nm>
<PstlAdr>
<TwnNm>JAKARTA</TwnNm>
<Ctry>ID</Ctry>
<AdrLine>MENARA BANK BTN FLOOR 10 1 JALAN GAJAH MADA JAKARTA 10130</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
Claim this profile
Work at Bank Tabungan Negara (Persero), Pt.?
Claim this page to have it marked as verified by the bank, and to send us corrections. We verify every claim before anything changes on the page.
- 01Submit Tell us who you are, using your work email.
- 02We verify We check the email domain and confirm your role with the bank. This usually takes up to five business days.
- 03Profile claimed The page is marked as claimed and verified. You can send us corrections at any time.
Claim received
Thank you. We will email your work address once the claim is verified. Until then, the page stays unclaimed.
The claim was not sent. Try again, or email contact@elucidate.co.
Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Wikidata—CC0, matched on the BIC or LEI recorded in Wikidata. It is community-edited, so check key facts.
- Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: PT. Bank Tabungan Negara (Persero) Tbk. · Public domain · Wikimedia Commons · original.
Assess the financial crime risk behind a BIC
A BIC identifies an institution; it does not assess it. The Elucidate FinCrime Index (EFI) is an independent score of the financial crime risk of banks, built for correspondent banking and counterparty due diligence.
Book a demo