United Kingdom · Payments & e-money
Bcb Payments Limited
BCB Payments Limited is a private limited company registered in England and Wales, with its head office in London. The FCA authorises it as an authorised payment institution under the Payment Services Regulations 2017, with firm reference number 807377. It is a subsidiary of BCB Group Holdings Limited and is the UK payments entity of the BCB Group. It provides multi-currency business payment accounts, FX and access to the group's BLINC instant settlement network to digital-asset firms, such as exchanges, market makers and funds. In January 2026 it registered with FINTRAC in Canada as a foreign money services business.
Licences and registrations
Held by Bcb Payments Limited (LEI 984500EC0995BSC69210). 2 entries on 2 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
|---|---|---|---|---|---|---|---|---|
| FCA Financial Services Register - Payment Institutions & RAISPsFCALinked by LEI. Matched by Elucidate on the UK company number the register gives. | Authorised Payment InstitutionPayment Institution | 807377 | United Kingdom | Active | 2018-06-28 | — |
|
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| Money Services Business RegistryFINTRACLinked by LEI. Matched by Elucidate to GLEIF on name, country and address. | Foreign MSB (FMSB)Payment Institution | C10001669 | Canada | Active | 2026-01-19 | Renews 2028-04-30 |
|
Search the register ↗ |
Licences and registrations listed here were granted in Canada. This BIC is registered in the United Kingdom.
Trading names on the register: BCBGroup.io (FCA-PSD), BCB Group (FCA-PSD, FINTRAC-MSB)
- Licences belong to the legal entity, not to a BIC.
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
- The register entries and their trading names were not matched against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- BCPYGB2LXXX head office
- Connection to Swift
- Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under BCPYGB2L directly.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- Branch codes
- None: head-office BIC only
- Other BIC with this LEI
- BCPYGB22
- BIC first registered
- 2026-04-04
- Last updated
- 2026-07-11
Overview
Researched 29 Sep 2026 · Sources
Customers
Not published
Ownership
Group subsidiary
BCB Group Holdings Limited
Firm type
FX and business payments
Trades as BCB Group
- Ownership
- BCB Group Holdings Limited (Companies House 11312470) holds 75% or more of the shares and voting rights and is the firm's immediate and ultimate parent.
- Direct parent
- BCB Group Holdings Limited ↗, United Kingdom
- Head office
- Bloomsbury House, 74-77 Great Russell Street, WC1B 3DA London, United Kingdom
- Company register
- Companies House 11313622
- Incorporated
- 17 Apr 2018
- Founders
- Oliver Tonkin · Oliver von Landsberg-Sadie
Online
- Websites & references
- bcbgroup.com ↗ did not load when checked
- Official social accounts
- None found
Sources · 17 pages consulted
- find-and-update.company-information.service.gov.uk/company/11313622
- find-and-update.company-information.service.gov.uk/company/11313622/officers
- find-and-update.company-information.service.gov.uk/company/11313622/persons-with-significant-control
- find-and-update.company-information.service.gov.uk/company/11313622/filing-history
- find-and-update.company-information.service.gov.uk/company/11313622/filing-history/MzQ4MzI3MTEzNWFkaXF6a2N4/document?format=pdf&download=0
- register.fca.org.uk/s/firm?id=0010X000049MsMYQA0
- fca.org.uk/news/warnings/btm-refund-clone-fca-authorised-firm
- fca.org.uk/news/warnings/safebtccompany-clone-fca-authorised-firm
- bcbgroup.com/about/our-company/
- bcbgroup.com/payment-accounts/
- bcbgroup.com/
- bcbgroup.com/insights/tim-renew-set-to-steer-bcb-groups-global-expansion-as-ceo/
- coindesk.com/business/2026/01/29/crypto-payments-firm-bcb-group-appoints-tim-renew-as-ceo-in-leadershi
- bcbgroup.com/customer-protection/
- finance.yahoo.com/news/crypto-payments-firm-bcb-group-060000075.html
- finance.yahoo.com/news/crypto-payments-firm-bcb-group-142454372.html
- coindesk.com/business/2022/01/25/crypto-payments-service-provider-bcb-group-raises-60m-series-a?output
Authorisation
Researched 29 Sep 2026 · Sources
- Operates under
- Its own licences
The FCA authorises the firm as an authorised payment institution under the Payment Services Regulations 2017, with firm reference number 807377. FINTRAC registers it as a foreign money services business in Canada.
| Authority | Licence or registration | Number | Held | Status | Source |
|---|---|---|---|---|---|
| Financial Conduct Authority (FCA) United Kingdom | Authorised Payment Institution | 807377 | In its own name | Active | register.fca.org.uk ↗ |
| Financial Transactions and Reports Analysis Centre of Canada (FINTRAC) Canada | Foreign Money Services Business (FMSB) | C10001669 | In its own name | Active | — |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
Partners and safeguarding
Researched 29 Sep 2026 · Sources
- Safeguarding
- Segregated safeguarding accountsAccording to its 2024 accounts, client funds are segregated from the firm's own funds. They are held in safeguarding bank accounts, in term deposits at banks and in approved money market funds, under the FCA safeguarding rules.
- Payment schemes and card networks
- Swift Direct
Faster Payments Access not stated bcbgroup.com ↗
CHAPS Access not stated bcbgroup.com ↗
SEPA Instant Credit Transfer Access not stated bcbgroup.com ↗
SEPA Credit Transfer Access not stated bcbgroup.com ↗
T2 Access not stated bcbgroup.com ↗
Fedwire Access not stated bcbgroup.com ↗
Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.
Products and markets
Researched 29 Sep 2026 · Sources
According to the group, its payment accounts cover more than 20 fiat currencies. It says they connect to Faster Payments, CHAPS, SEPA, T2, Fedwire and Swift, and to its closed-loop BLINC network for digital-asset businesses.
The firm serves business clients from the UK under its FCA authorisation and is registered with FINTRAC to serve clients in Canada.
- Payment volume
- USD 230bnannual transaction volume (BCB Group, stated as more than USD 230 billion)
- Sells to
- Financial institutions · Enterprises · Platforms and marketplaces
- Serves customers in 2 countries
- United Kingdom · Canada
- Latest funding round
- Series A · USD 60m Jan 2022Led by Foundation Capital
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
- Tim Renew Chief Executive Officer, BCB Group; director of BCB Payments Limited since 30 April 2026
- Founder
- Oliver Tonkin Co-founder and President, BCB Group; director of BCB Payments Limited since 17 April 2018
- Executive
- Vesna McCreery Director (appointed 19 August 2026)
Recent events 1 enforcement or investigation item
Researched 29 Sep 2026 · Sources
-
Leadership
Natasha Powell resigned as a director on 19 August 2026, and Vesna McCreery was appointed a director the same day.
find-and-update.company-information.service.gov.uk ↗ -
Leadership
The firm appointed Tim Renew as a director on 30 April 2026.
find-and-update.company-information.service.gov.uk ↗ -
Leadership
BCB Group appointed deputy CEO Tim Renew as CEO, and co-founder Oliver Tonkin became President.
bcbgroup.com ↗ -
Investigation
CoinDesk reported, citing unnamed sources, that the FCA had issued BCB a section 166 notice in late 2023. The sources said the inquiry was closed.
finance.yahoo.com ↗ -
Leadership
Oliver von Landsberg-Sadie resigned as a director on 21 November 2023, and Oliver Tonkin succeeded him as group CEO.
finance.yahoo.com ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
Regulator warnings
Researched 29 Sep 2026 · Sources
-
Impersonation Financial Conduct Authority (FCA), United Kingdom
The FCA warned that a clone firm called SafeBTCCompany was falsely claiming to be the firm, and named BCB Payments Limited as the genuine firm.
fca.org.uk ↗ -
Impersonation Financial Conduct Authority (FCA), United Kingdom
The FCA warned that a clone firm called BTM Refund was falsely claiming to be the firm, and named BCB Payments Limited as the genuine firm.
fca.org.uk ↗
Entries on regulators’ consumer-warning lists that name the firm or its brand. An impersonation warning is about fraudsters posing as the firm, not about the firm itself.
Identifiers
Head-office record
- BIC
- BCPYGB2LXXX
- How the BIC breaks down
- BCPYBank
- GBCountry · United Kingdom
- 2LLocation
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 984500EC0995BSC69210
- LEI record
- View on GLEIF ↗
- Licence no. · FCA-PSD
- 807377
- Licence no. · FINTRAC-MSB
- C10001669
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.Register entry: Matched by Elucidate on the UK company number the register gives.Register entry: Matched by Elucidate to GLEIF on name, country and address.
- Register-entry IDs
- fa67a9143275 · ea4c7c7933d0
Profile
- Type
- Payments & e-moneyPayment institutions, e-money and stored-value issuers, and account-information providers. Licensed under payment-services law (e.g. PSD2 in the EU and UK, the Payment Services Act in Singapore). Taken from the licences on the tracked registers.
- Regulation
- Prudential licenceAuthorised with capital, safeguarding and conduct requirements, e.g. an authorised payment or e-money institution in the EU or UK, a major payment institution in Singapore, or a MiCA crypto-asset service provider.
- Register licences
- 2 entries on 2 registers
- Activities
- Payment services
- Licensed in
- United Kingdom · Canada
- Website (register)
- Bcbgroup.io ↗
- Country · region
- United Kingdom · Europe & Central Asia
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
- Direct parent
- Bcb Group Holdings Limited · United Kingdom984500C3C8C5D6EAM379 ↗
Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Registered address
- BLOOMSBURY HOUSE GREAT RUSSELL STREET 74-77 LONDON WC1B 3DA UNITED KINGDOM
- Operational address
- BLOOMSBURY HOUSE 74-77 GREAT RUSSELL STREET LONDON LONDON WC1B 3DA UNITED KINGDOM
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>BCPYGB2LXXX</BICFI>
<LEI>984500EC0995BSC69210</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>BCPYGB2LXXX</BICFI>
<LEI>984500EC0995BSC69210</LEI>
<Nm>BCB PAYMENTS LIMITED</Nm>
<PstlAdr>
<TwnNm>LONDON</TwnNm>
<Ctry>GB</Ctry>
<AdrLine>BLOOMSBURY HOUSE GREAT RUSSELL STREET 74-77 LONDON WC1B 3DA</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
Register entries are not screened against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- FCA Financial Services Register - Payment Institutions & RAISPs—Financial Conduct Authority (FCA) · register ↗ as at 25 September 2026
- Money Services Business Registry—Financial Transactions and Reports Analysis Centre of Canada (FINTRAC) · register ↗ as at 25 September 2026
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, authorisation, partners, products, leadership and events—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: bcbgroup.com (official website) · original.
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