Germany · Credit institution
Bmw Bank GMBH
BMW Bank GmbH is a German limited liability company (GmbH) with its seat in Munich. It is registered at the Munich local court under HRB 82381. According to its Legal Entity Identifier (LEI) record, its direct parent is Bayerische Motoren Werke Aktiengesellschaft. It belongs to BMW Group Financial Services and trades as BMW Financial Services. The bank finances, leases and arranges insurance for BMW, MINI and BMW Motorrad vehicles for private and business customers. It also provides dealer financing and offers deposit products and credit cards. It has branches in Italy, Spain and Portugal, and states that it has operated since 1971.
Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers. It is on the ECB list of supervised entities (see Regulatory status): that is banking supervision, not a licence on a tracked register.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
Regulatory status
ECB banking supervision
List of supervised entities as of 2026-07-01
- Classification
- Less significant institution
- Supervisor
- Bundesanstalt für Finanzdienstleistungsaufsicht / Deutsche Bundesbank (with ECB oversight)
- Listed as
- BMW Bank GmbH
- Entity type
- Credit institution
- Remarks
- HI: supervised entities which are classified as high-impact LSIs.
European registers
ECB · monetary financial institutions
List as at 2026-09-25
- Category
- Credit institution
- Minimum reserves
- Subject to minimum reserves
- Listed as
- BMW Bank GmbH
- RIAD code
- DE03392
ESMA · MiFID II register
Register as at 2026-09-28
| Entry | Competent authority | Authorised | Services or instruments |
|---|---|---|---|
| Investment services (MiFID II) | Federal Financial Supervisory Authority (BaFin) | 1961-07-10 | A1 A2 A3 A4 A5 A6 A7 |
Service codes follow MiFID II Annex I: A for investment services, B for ancillary services. Hover a code for its meaning.
Entries are matched on the LEI. Each register is quoted as its publisher lists it.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- BMWBDEMUXXX head office
- Connection to Swift
- Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under BMWBDEMU directly.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- SCT · SDD Core · SDD B2B · VOP · T2
- Branch codes
- None: head-office BIC only
- BIC first registered
- 2010-11-06
- Last updated
- 2019-10-08
Overview
Researched 29 Sep 2026 · Sources
Ownership
Group subsidiary
Bayerische Motoren Werke Aktiengesellschaft
Institution type
Commercial bank
Trades as BMW Financial Services
- Ownership
- The bank is a subsidiary of Bayerische Motoren Werke Aktiengesellschaft and forms part of BMW Group Financial Services.
- Direct parent
- Bayerische Motoren Werke Aktiengesellschaft ↗, Germany
- Head office
- Lilienthalallee 26, 80939 München, Germany
- Company register
- HRB 82381, Amtsgericht München
Business lines
The bank is the captive finance bank of the BMW Group in Germany. Its main business is retail and dealer vehicle finance and leasing, and it also takes deposits, issues credit cards with American Express and arranges insurance as a registered insurance agent.
Online
- Websites & references
- bmwbank.de ↗
cfs-de.bmwgroup.com ↗ Commercial Finance Solution site, covered by the BMW Bank GmbH imprint
Wikipedia ↗
Wikidata Q796419 ↗ - Official social accounts
- None found
Sources · 10 pages consulted
- bmwbank.de/
- bmwbank.de/impressum
- bmwbank.de/about
- press.bmwgroup.com/deutschland/article/detail/T0454208DE/stefan-hienzsch-uebernimmt-leitung-der-bmw-bank?lan
- presseportal.de/pm/173371/6190060
- presseportal.de/nr/173371
- presseportal.de/pm/173371/6310393
- presseportal.de/pm/173371/5828764
- bmwbank.de/downloads/pdf/Offenlegungsbericht_2024.pdf
- en.wikipedia.org/wiki/BMW_Bank
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
- Stefan Hienzsch Vorsitzender der Geschäftsführung (Chair of the Management Board)
- Chair
- Alexander Buresch Vorsitzender des Aufsichtsrats (Chair of the Supervisory Board)
- Chief financial officer
- Kerstin Zerbst Geschäftsführerin Finanzen (CFO)
- Executive
- Torsten Matheis Geschäftsführer Kunde, Marken, Vertrieb
- Executive
- Stephan Cohnen Geschäftsführer Kundenservice, Prozesse, IT
Supervisors & regulators
Researched 29 Sep 2026 · Sources
- Germany
- Federal Financial Supervisory Authority (BaFin) Prudential supervisorAML supervisorConductResolution
- Germany
- Deutsche Bundesbank Central bankPrudential supervisor
Recent events
Researched 29 Sep 2026 · Sources
-
Leadership
The supervisory board appointed Stephan Cohnen to the management board on 1 January 2026, responsible for customer service, processes and IT.
presseportal.de ↗ -
Leadership
The bank appointed Stefan Hienzsch Chair of the Management Board with effect from 1 December 2025.
press.bmwgroup.com ↗ -
Leadership
The bank appointed Kerstin Zerbst Managing Director for Finance (CFO) with effect from 1 August 2024.
presseportal.de ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
Identifiers
Head-office record
- BIC
- BMWBDEMUXXX
- How the BIC breaks down
- BMWBBank
- DECountry · Germany
- MULocation
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- D2OIGPB6E66YOBJ9GT20
- LEI record
- View on GLEIF ↗
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
- National bank code
- Bankleitzahl 70220300
Profile
- Type
- Credit institutionListed as a credit institution, or a branch of one, on the ECB’s list of supervised entities, or named as a bank on the Financial Stability Board’s G-SIB list, directly or as a G-SIB’s main operating bank. These are the only bank lists the directory tracks so far.
- Regulation
- Prudentially supervised (ECB list)Prudentially supervised, according to the ECB list of supervised entities (as at 2026-07-01). This is banking supervision, not a licence on a tracked register.
- Register licences
- None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- Country · region
- Germany · Europe & Central Asia
- Banking supervision
- Less significant · Bundesanstalt für Finanzdienstleistungsaufsicht / Deutsche Bundesbank as of 2026-07-01
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
- Founded
- 1971
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
- Direct parent
- Bayerische Motoren Werke Aktiengesellschaft · GermanyYEH5ZCD6E441RHVHD759 ↗
The Bayerische Motoren Werke Aktiengesellschaft group has 4 institutions in the directory, in 4 countries: all hold a BIC.
Including Bmw Austria Bank, Bmw Austria Bank GMBH, Bmw Finance S.N.C..
See the Bayerische Motoren Werke Aktiengesellschaft group →Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Registered address
- LILIENTHALALLEE 26 MUENCHEN 80939 GERMANY
- Operational address
- LILIENTHALALLEE 26 MUENCHEN 80939 MUENCHEN GERMANY
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI and its DEBLZ clearing code
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>BMWBDEMUXXX</BICFI>
<ClrSysMmbId>
<ClrSysId>
<Cd>DEBLZ</Cd>
</ClrSysId>
<MmbId>70220300</MmbId>
</ClrSysMmbId>
<LEI>D2OIGPB6E66YOBJ9GT20</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>BMWBDEMUXXX</BICFI>
<ClrSysMmbId>
<ClrSysId>
<Cd>DEBLZ</Cd>
</ClrSysId>
<MmbId>70220300</MmbId>
</ClrSysMmbId>
<LEI>D2OIGPB6E66YOBJ9GT20</LEI>
<Nm>BMW BANK GMBH</Nm>
<PstlAdr>
<TwnNm>MUENCHEN</TwnNm>
<Ctry>DE</Ctry>
<AdrLine>LILIENTHALALLEE 26 MUENCHEN 80939</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
Payment schemes and systems
EPC registers of 2026-09-11 · ECB T2 list of 2026-07-02 · ECB TIPS list of 2026-09-01 · SIX Bank Master valid on 2026-09-28
| Scheme or system | Since | Registered with | Note |
|---|---|---|---|
| SEPA Credit TransferISO 20022 messages | 2009-01-05 | Head office | — |
| SEPA Direct Debit CoreISO 20022 messages | 2010-11-01 | Head office | — |
| SEPA Direct Debit Business-to-BusinessISO 20022 messages | 2010-11-01 | Head office | — |
| Verification of Payee | 2026-02-16 | Head office | — |
| T2 (Eurosystem real-time gross settlement)ISO 20022 messages | — | Head office | — |
SEPA dates are when the institution became ready for the scheme. The T2 list names direct participants only and gives no joining date.
An institution missing from T2 may still be reachable through an indirect participant.
“ISO 20022 messages” marks a scheme or system whose rulebook or operator specifies ISO 20022 for messages between participants.
National bank codes
Bankleitzahl · Germany
1 code valid until 2026-12-06 · ISO 20022 clearing system code DEBLZ
| Code | Routes to BIC | Name in the national file | City |
|---|---|---|---|
| 70220300 | BMWBDEMUXXX | BMW Bank | München |
Each code shows the name in the national file. Smaller banks often route through a central institution’s BIC. A code can therefore belong to a different bank than the one on this page.
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Payment schemes and systems—Source: European Payments Council (EPC) Registers of Participants; matched to BICs by Elucidate. Source: European Central Bank, List of T2 participants.
- Banking supervision—Source: European Central Bank, list of supervised entities.
- Wikidata—CC0, matched on the BIC or LEI recorded in Wikidata. It is community-edited, so check key facts.
- National bank codes—Germany (Quelle: Deutsche Bundesbank).
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- European registers—Source: European Central Bank (ECB), list of monetary financial institutions and list of institutions subject to minimum reserves. Source: European Securities and Markets Authority (ESMA), MiFID II/MiFIR register (investment firms, trading venues, systematic internalisers, data reporting services providers). Matched on LEI by Elucidate.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: BMW Bank GmbH · Public domain · Wikimedia Commons · original.
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