United Kingdom · Payments & e-money
Booking Holdings Financial Services UK Limited
Booking Holdings Financial Services UK Limited is a private limited company incorporated in England and Wales in October 2020. The FCA authorises it as an electronic money institution under firm reference number 941639. Booking Holdings Inc. of the United States ultimately owns it through the Irish company Booking Holdings Financial Services Limited. It provides payment services and e-money products to companies in the Booking Holdings group. In November 2025 it began issuing e-money for the AgodaWallet offered to customers of Agoda.
Licences and registrations
Held by Booking Holdings Financial Services UK Limited (LEI 5493002XKGLTYREQPJ98). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
|---|---|---|---|---|---|---|---|---|
| FCA Financial Services Register - E-Money InstitutionsFCA | Authorised E-Money InstitutionE-Money / Stored Value Institution | 941639 | United Kingdom | Active | 2022-05-30 | — |
|
Search the register ↗ |
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
Swift network
Swift’s ISO 9362 BIC directory
Holds no BIC in Swift’s directory.
Its LEI is not mapped to a BIC in the Swift and GLEIF BIC-to-LEI relationship file.
Overview
Researched 29 Sep 2026 · Sources
Customers
Not published
Ownership
Group subsidiary
Booking Holdings Financial Services Limited
Firm type
E-money and accounts
Trades as BHFS UK
- Ownership
- According to its 2025 accounts, the firm's immediate parent is Booking Holdings Financial Services Limited of Dublin, Ireland, and its ultimate parent and controlling party is Booking Holdings Inc. of Norwalk, Connecticut.
- Direct parent
- Booking Holdings Financial Services Limited, Ireland
- Ultimate owner
- Booking Holdings Inc., United States
- Head office
- 7th Floor, The Monument Building, 11 Monument Street, EC3R 8AF London, United Kingdom (registered office: 280 Bishopsgate, London, EC2M 4AG, United Kingdom)
- Company register
- Companies House 12967020
- Incorporated
- 22 Oct 2020
Sources · 7 pages consulted
- find-and-update.company-information.service.gov.uk/company/12967020/filing-history/MzU0MjQwNTAzNGFkaXF6a2N4/document?format=pdf&download=0
- find-and-update.company-information.service.gov.uk/company/12967020/officers
- find-and-update.company-information.service.gov.uk/company/12967020/filing-history
- find-and-update.company-information.service.gov.uk/company/12967020
- agoda.com/en-gb/info/privacy.html
- admin.booking.com/hotel/hoteladmin/privacy.html?policy=bhfs
- bookingholdings.com/about/financial-services/
Authorisation
Researched 29 Sep 2026 · Sources
- Operates under
- Its own licences
The FCA authorises the firm as an electronic money institution under the Electronic Money Regulations 2011, reference 941639. Its register entry covers payment services and the issuance of e-money.
| Authority | Licence or registration | Number | Held | Status | Source |
|---|---|---|---|---|---|
| Financial Conduct Authority United Kingdom | Authorised E-Money Institution | 941639 | In its own name | Active | — |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
Partners and safeguarding
Researched 29 Sep 2026 · Sources
- Safeguarding
- Segregated safeguarding accountsAccording to its 2025 accounts, the firm holds funds received from e-money users in a designated safeguarding bank account, reconciled daily and unavailable for its general use.
Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.
Products and markets
Researched 29 Sep 2026 · Sources
It issues the e-money behind the AgodaWallet for Agoda customers and develops payment services for Booking.com B.V. under intercompany agreements.
The FCA authorises the firm in the United Kingdom, and its accounts attribute all of its revenue to activity carried out there.
- Revenue
- GBP 22.9m
- Sells to
- Consumers · Platforms and marketplaces
- Serves customers in
- United Kingdom
Leadership
Researched 29 Sep 2026 · Sources
- Executive
- Tony Nash Director
- Executive
- Rosemary Reilly Director and Company Secretary
- Executive
- Claire Savage Director
Recent events
Researched 29 Sep 2026 · Sources
-
Leadership
Shane Fitzpatrick resigned as a director on 19 March 2026, and the firm appointed Claire Savage as a director on the same day.
find-and-update.company-information.service.gov.uk ↗ -
Other
Deloitte LLP resigned as the firm's auditor on 21 January 2026, and the firm appointed Deloitte Ireland LLP in its place.
find-and-update.company-information.service.gov.uk ↗ -
Other
The firm launched an e-money product for Agoda customers and began issuing e-money and providing payment services.
find-and-update.company-information.service.gov.uk ↗ -
Leadership
Lincoln Anthony Roberts resigned as a director of the firm on 13 March 2024.
find-and-update.company-information.service.gov.uk ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
Identifiers
- Licence no. · FCA-EMI
- 941639
- BIC
- Holds no BIC in Swift’s directory
- How the LEI was matched
- Matched by Elucidate on the UK company number the register gives
- Companies House no.
- 12967020 ↗
- Elucidate firm ID
- 81bf380db964
Profile
- Type
- Payments & e-moneyPayment institutions, e-money and stored-value issuers, and account-information providers. Licensed under payment-services law (e.g. PSD2 in the EU and UK, the Payment Services Act in Singapore). Taken from the licences on the tracked registers.
- Regulation
- Prudential licenceAuthorised with capital, safeguarding and conduct requirements, e.g. an authorised payment or e-money institution in the EU or UK, a major payment institution in Singapore, or a MiCA crypto-asset service provider.
- Main licence class
- E-Money / Stored Value Institution
- Activities
- Payment services
- E-money / stored value
- Licensed in
- United Kingdom · Europe & Central Asia
- First registered
- 2022-05-30
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
- Direct parent
- Booking Holdings Inc. · United StatesFXM8FAOHMYDIPD38UZ17 ↗
The Booking Holdings Inc. group has 4 institutions in the directory, in 4 countries: 2 hold a BIC and 2 do not.
Including Booking Holdings Financial Services International Limited, Agoda Company Pte. Ltd., Booking.com.
See the Booking Holdings Inc. group →Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Persons with significant control
Companies House · company 12967020 ↗ · as at 9 October 2026
Companies House lists 1 person with significant control for Booking Holdings Financial Services UK Limited: 1 company.
| Name | Type | Nature of control | Notified |
|---|---|---|---|
| Booking Holdings Inc. | Company · United States | 75–100% of shares · 75–100% of votes · Can appoint or remove directors | 22 October 2020 |
Companies report persons with significant control to Companies House. Elucidate has not verified them.
A person with significant control holds more than 25% of the shares or votes, can appoint or remove the board, or has significant influence or control. Dates of birth and addresses are not shown.
Matched on the Companies House number that the FCA register gives for this firm.
See the register at Companies House ↗Addresses
- Address on the register
- The Monument Building, 11 Monument Street, london, EC3R 8AF
- Country
- United Kingdom
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
This institution holds no BIC. A CBPR+ message identifies it by name and postal address, and may add its LEI or a clearing code.
- Identified by
- Name and postal address, with its LEI
- Postal address
- Hybrid: town, postcode and country in their own elements, the rest in two address lines
<FinInstnId>
<LEI>5493002XKGLTYREQPJ98</LEI>
<Nm>BOOKING HOLDINGS FINANCIAL SERVICES UK LIMITED</Nm>
<PstlAdr>
<PstCd>EC3R 8AF</PstCd>
<TwnNm>london</TwnNm>
<Ctry>GB</Ctry>
<AdrLine>The Monument Building</AdrLine>
<AdrLine>11 Monument Street</AdrLine>
</PstlAdr>
</FinInstnId>CBPR+ identifies the instructing and instructed agents by BIC only. An institution without a BIC can be the debtor, creditor or an intermediary agent.
The values are as published by the register. Check them against your own records before use.
Sources & method
Register entries come from the public registers of financial regulators, standardised into one taxonomy. LEIs are matched through GLEIF, and a BIC is linked only through a shared LEI.
An institution missing from these registers is not necessarily unregulated.
Register entries are not matched against the OFAC or EU sanctions lists. Where the legal entity also holds a BIC, the matches for that BIC are on its page. Always screen against the official lists.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Register for this page
- FCA Financial Services Register - E-Money Institutions—Financial Conduct Authority (FCA) · source ↗ as at 25 September 2026
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Persons with significant control—Companies House · source ↗ as at 9 October 2026
- Overview, authorisation, partners, products, leadership and events—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
Assess the financial crime risk behind a licence
A licence records what an institution is authorised to do; it does not assess it. The Elucidate FinCrime Index (EFI) is an independent score of the financial crime risk of banks and payment institutions.
Book a demo