Register · United Kingdom
FCA Financial Services Register - E-Money Institutions
Check whether a firm appears on Financial Conduct Authority (FCA)’s register, with its status, licence number and activities. Institutions on it that also hold a BIC show their licences on their own page.
FCA-EMI at a glance
Every row is the same 289 institutions, split by one attribute
Type
- Payments & e-money 289 · 100%
Identification
- BIC and a register licence 155 · 54%
- Register only, no BIC 134 · 46%
Regulation level
- Prudential licence 264 · 91%
- Small-firm registration 25 · 8.7%
LEI
- LEI mapped 233 · 81%
- No LEI mapped 56 · 19%
View as table
| Attribute | Institutions | Share |
|---|---|---|
| Type | ||
| Payments & e-money | 289 | 100% |
| Identification | ||
| BIC and a register licence | 155 | 54% |
| Register only, no BIC | 134 | 46% |
| Regulation level | ||
| Prudential licence | 264 | 91% |
| Small-firm registration | 25 | 8.7% |
| LEI | ||
| LEI mapped | 233 | 81% |
| No LEI mapped | 56 | 19% |
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Retrieved 25 September 2026
Institutions on FCA-EMI
The first 25 of the 289 institutions with an active licence or registration on FCA-EMI, with or without a BIC: prudentially supervised and larger institutions first.
- Isx Financial UK LTD BIC ISFIGB22 Payments & e-moneyPrudential licence
- Allied Wallet Limited No BIC Payments & e-moneyPrudential licence
- Azimo Ltd No BIC Payments & e-moneyPrudential licence
- Cambridge Mercantile Corp. (UK) Limited BIC CMFXGB2L Payments & e-moneyPrudential licence
- Currencies Direct LTD BIC CDPNGB2L Payments & e-moneyPrudential licence
- Mercury Foreign Exchange Limited · trading as Mercury FX No BIC Payments & e-moneyPrudential licence
- Paysafe Financial Services Limited · trading as NETELLER Digital Wallet, NET+ Prepaid Card (brand name) No BIC Payments & e-moneyMoney service businessPrudential licence
- Tor Currency Exchange Limited · trading as TorFX, Redpin No BIC Payments & e-moneyMoney service businessPrudential licence
- Amazon Payments UK Limited · trading as Amazon Payments No BIC Payments & e-moneyPrudential licence
- Argentex LLP · trading as Argentex Private No BIC Payments & e-moneyPrudential licence
- Caxton Payments Ltd · trading as Caxton No BIC Payments & e-moneyPrudential licence
- Cbh Wealth UK Limited BIC CBHEGB2L Payments & e-moneyPrudential licence
- eBay Commerce UK Ltd · trading as eBay No BIC Payments & e-moneyPrudential licence
- Finseta Payment Solutions Limited BIC FXPSGB22 Payments & e-moneyPrudential licence
- iBanFirst Limited · trading as iBanFirst No BIC Payments & e-moneyPrudential licence
- Ifx UK LTD BIC IFXSGB2L Payments & e-moneyMoney service businessPrudential licence
- Klarna Financial Services UK Limited · trading as Klarna No BIC Payments & e-moneyPrudential licence
- Kp Pay Limited BIC PYYYGB22 Payments & e-moneyPrudential licence
- MiFinity UK Limited · trading as MiFinity No BIC Payments & e-moneyMoney service businessPrudential licence
- MoneyNetInt Ltd · trading as Moneynetint, MoneyNet International No BIC Payments & e-moneyPrudential licence
- Moorwand Ltd No BIC Payments & e-moneyPrudential licence
- Noveba Limited BIC VEBAGB2L Payments & e-moneyPrudential licence
- Payally Limited BIC PYYLGB2L Payments & e-moneyPrudential licence
- Payment Card Solutions (UK) Limited · trading as B4B Payments No BIC Payments & e-moneyPrudential licence
- Prepaid Services Company Limited · trading as paysafecard MasterCard, paysafecard No BIC Payments & e-moneyMoney service businessPrudential licence
What this register publishes
Check what FCA Financial Services Register - E-Money Institutions records before relying on a status: fields vary from one register to another.
Fields published
Share of the 473 licences and registrations on the register, as at 25 September 2026
- Licence numbers
- 100% of licences
- Registration dates
- 60.5% of licences
- End dates
- 19.9% of licences
- Inactive entries
- Published
- Activities
- Published
- LEI
- Matched by Elucidate for 54.3% of the register’s records
Limits of this register
- FCA Financial Services Register - E-Money Institutions publishes cancelled and withdrawn licences. The directory keeps them, marked inactive on the register, as published by the register.
Licences by class
All 473 licences and registrations on FCA-EMI are of one class: E-Money / Stored Value Institution.
Institutions on FCA-EMI that hold a BIC
Of the 289 institutions on FCA-EMI, 155 hold a BIC in Swift’s directory. Their licences on this register are shown on their page.
- Isx Financial UK LTD BIC ISFIGB22 Payments & e-moneyPrudential licence
- Cambridge Mercantile Corp. (UK) Limited BIC CMFXGB2L Payments & e-moneyPrudential licence
- Currencies Direct LTD BIC CDPNGB2L Payments & e-moneyPrudential licence
- Cbh Wealth UK Limited BIC CBHEGB2L Payments & e-moneyPrudential licence
- Finseta Payment Solutions Limited BIC FXPSGB22 Payments & e-moneyPrudential licence
- Ifx UK LTD BIC IFXSGB2L Payments & e-moneyMoney service businessPrudential licence
- Kp Pay Limited BIC PYYYGB22 Payments & e-moneyPrudential licence
- Noveba Limited BIC VEBAGB2L Payments & e-moneyPrudential licence
- Payally Limited BIC PYYLGB2L Payments & e-moneyPrudential licence
- Transferra Un Limited BIC TANFGB22 Payments & e-moneyPrudential licence
- World First UK LTD BIC WFSTGB2L Payments & e-moneyMoney service businessPrudential licence
- 3s Money Club Limited BIC MOLUGB55 Payments & e-moneyPrudential licence
Licences marked inactive, by year
FCA-EMI marks 177 institutions inactive, as published by the register: all their licences or registrations on it have ended.
Inactive licences by year
Year the licence ended, or the firm became inactive on the register
Groups with several institutions on the register
Three corporate groups have two or more institutions on FCA-EMI, according to GLEIF consolidation records.
| Group | Records on the register |
|---|---|
| Paysafe Limited | 2 |
| Orbit Private Holdings I LTD | 2 |
| Banco Santander S.A. | 2 |
Sources & method
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page. Institutions come from Swift’s ISO 9362 BIC directory and from the public registers of financial regulators; a register record joins an institution that holds a BIC only through a shared LEI, never by name alone.
Institutions without a BIC are not screened against sanctions lists. An institution missing from this register is not necessarily unregulated.
Read the methodology →Sources for this page
- FCA Financial Services Register - E-Money Institutions—Financial Conduct Authority (FCA) · register ↗ retrieved 25 September 2026
- Data file—download ↗
Assess the financial crime risk behind a counterparty
A BIC or a licence identifies an entity; it does not assess it. The Elucidate FinCrime Index (EFI) is an independent score of the financial crime risk of banks and payment firms. Read about the FinCrime Index.
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