United Kingdom · Payments & e-money
Cambridge Mercantile Corp. (UK) Limited
Cambridge Mercantile Corp. (UK) Limited is a private limited company incorporated in England and Wales in 2004. Its office is at 8-10 Moorgate in London. The FCA authorises the firm as an electronic money institution (reference 900702) to issue e-money and provide payment services. Companies House records Corpay, Inc., which is listed on the New York Stock Exchange, as its direct controlling shareholder. Under the Corpay Cross-Border brand, the firm provides foreign exchange and international payment services to business clients in the UK.
Licences and registrations
Held by Cambridge Mercantile Corp. (UK) Limited (LEI 549300L6OVRS3MGIEG89). 2 entries on 2 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
|---|---|---|---|---|---|---|---|---|
| FCA Financial Services Register - E-Money InstitutionsFCALinked by LEI. Matched by Elucidate on the UK company number the register gives. | Authorised E-Money InstitutionE-Money / Stored Value Institution | 900702 | United Kingdom | Active | 2018-05-03 | — |
|
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| FCA Financial Services Register - Payment Institutions & RAISPsFCALinked by LEI. Matched by Elucidate on the UK company number the register gives. | Authorised Payment InstitutionPayment Institution | 504473 | United Kingdom | Cancelled - Authorised PI | — | Ended 2017-03-01 |
|
Search the register ↗ |
Trading names on the register: CORPAY (FCA-EMI, FCA-PSD)
- Licences belong to the legal entity, not to a BIC.
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
- The register entries and their trading names were not matched against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- CMFXGB2LXXX head office
- Connection to Swift
- Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under CMFXGB2L directly.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- SCT · SCT Inst · TIPS
- Branch codes
- 2 branch codes
- BIC first registered
- 2015-01-24
- Last updated
- 2023-08-12
Overview
Researched 29 Sep 2026 · Sources
Customers
Not published
Ownership
Group subsidiary
Corpay, Inc.
Firm type
FX and business payments
Trades as Corpay Cross-Border (Corpay)
- Ownership
- Companies House records Corpay, Inc. (Delaware, NYSE: CPAY) as holding 75% or more of the firm's shares and voting rights since 29 October 2025, following intra-group transfers.
- Direct parent
- Corpay, Inc., United States
- Head office
- 4th Floor, 8-10 Moorgate, EC2R 6DA London, United Kingdom
- Company register
- Companies House 05271222
- Incorporated
- 27 Oct 2004
Online
- Websites & references
- corpay.com ↗
corpay.com/en-GB/cross-border ↗ UK cross-border site named in the UK entities' Modern Slavery statement
payments.corpay.com ↗ website listed on the FCA register entry
cb.corpay.com ↗ Corpay Cross-Border legal disclosures, security of funds and complaints pages - Official social accounts
- LinkedIn ↗ · X ↗ · Facebook ↗ · YouTube ↗
Sources · 8 pages consulted
- register.fca.org.uk/s/firm?id=001b000003YDTg5AAH
- find-and-update.company-information.service.gov.uk/company/05271222
- find-and-update.company-information.service.gov.uk/company/05271222/officers
- find-and-update.company-information.service.gov.uk/company/05271222/persons-with-significant-control
- assets.ctfassets.net/h83dujey17us/1IUBe2holybY8obdzyMBBx/9ed46f5f0ab093647c627a17c4947b49/Corpay_Licensing_and
- corpay.com/en-CHI/compliance
- assets.ctfassets.net/h83dujey17us/21LsoBznwLfANvjJ2ZzYFK/1e1ba51337321290a947526b7b87b8a8/Client_Assurance_-_U
- assets.ctfassets.net/h83dujey17us/3NVmIzGcVWZBPo5g2rfobd/52aaadd9817e4537aef3ff750c2b0f95/Corpay_Modern_Slaver
Authorisation
Researched 29 Sep 2026 · Sources
- Operates under
- Its own licences
The FCA has authorised the firm as an electronic money institution since 3 May 2018 (reference 900702), for issuing e-money and providing payment services. Its earlier FCA authorisation as a payment institution (reference 504473) is shown as cancelled on 1 March 2017.
| Authority | Licence or registration | Number | Held | Status | Source |
|---|---|---|---|---|---|
| Financial Conduct Authority United Kingdom | Authorised Electronic Money Institution | 900702 | In its own name | Active | register.fca.org.uk ↗ |
| Financial Conduct Authority United Kingdom | Authorised Payment Institution | 504473 | In its own name | Withdrawn or expired | — |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
Partners and safeguarding
Researched 29 Sep 2026 · Sources
- Safeguarding
- Segregated safeguarding accountsAccording to the group's client assurance document, the firm holds client funds in a pooled safeguarding account at Barclays Bank plc and also has a safeguarding insurance policy in place.
- Safeguarding bank
- Barclays Bank plc United Kingdom
Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.
Products and markets
Researched 29 Sep 2026 · Sources
The group's listing of Corpay companies shows the firm providing foreign exchange and global payments in the UK. Its sister company Cambridge Mercantile Risk Management (UK) Ltd provides currency risk management.
The firm serves UK clients of Corpay Cross-Border. According to group documents, Associated Foreign Exchange Ireland Ltd serves clients in Ireland and the rest of the EEA.
- Sells to
- Enterprises · Small businesses
- Serves customers in
- United Kingdom
Leadership
Researched 29 Sep 2026 · Sources
- Executive
- Dorit Toby Robbins Director
Recent events
Researched 29 Sep 2026 · Sources
-
Leadership
Nathan James Cheema resigned as a director of the firm on 28 April 2026, according to Companies House.
find-and-update.company-information.service.gov.uk ↗ -
Other
Corpay, Inc. became the firm's direct controlling shareholder on 29 October 2025, after intra-group transfers recorded at Companies House.
find-and-update.company-information.service.gov.uk ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
Identifiers
Head-office record
- BIC
- CMFXGB2LXXX
- How the BIC breaks down
- CMFXBank
- GBCountry · United Kingdom
- 2LLocation
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 549300L6OVRS3MGIEG89
- LEI record
- View on GLEIF ↗
- Licence no. · FCA-EMI
- 900702
- Licence no. · FCA-PSD
- 504473
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.Register entries: Matched by Elucidate on the UK company number the register gives.
- Register-entry ID
- 161cc20f1354
- Companies House no.
- 05271222 ↗
Profile
- Type
- Payments & e-moneyPayment institutions, e-money and stored-value issuers, and account-information providers. Licensed under payment-services law (e.g. PSD2 in the EU and UK, the Payment Services Act in Singapore). Taken from the licences on the tracked registers.
- Regulation
- Prudential licenceAuthorised with capital, safeguarding and conduct requirements, e.g. an authorised payment or e-money institution in the EU or UK, a major payment institution in Singapore, or a MiCA crypto-asset service provider.
- Register licences
- 2 entries on 2 registers
- Activities
- Payment services
- E-money / stored value
- Licensed in
- United Kingdom
- Website (register)
- payments.corpay.com ↗
- Country · region
- United Kingdom · Europe & Central Asia
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.
Persons with significant control
Companies House · company 05271222 ↗ · as at 9 October 2026
Companies House lists 1 person with significant control for Cambridge Mercantile Corp. (UK) Limited: 1 company.
| Name | Type | Nature of control | Notified |
|---|---|---|---|
| Corpay, Inc. | Company · United States | 75–100% of shares · 75–100% of votes · Can appoint or remove directors | 29 October 2025 |
Companies report persons with significant control to Companies House. Elucidate has not verified them.
A person with significant control holds more than 25% of the shares or votes, can appoint or remove the board, or has significant influence or control. Dates of birth and addresses are not shown.
Matched on the Companies House number that the FCA register gives for this firm.
See the register at Companies House ↗Addresses
- Registered address
- 8-10 MOORGATE FLOOR 4 LONDON EC2R 6DA UNITED KINGDOM
- Operational address
- 8-10 MOORGATE FLOOR 4TH LONDON LONDON EC2R 6DA UNITED KINGDOM
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>CMFXGB2LXXX</BICFI>
<LEI>549300L6OVRS3MGIEG89</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>CMFXGB2LXXX</BICFI>
<LEI>549300L6OVRS3MGIEG89</LEI>
<Nm>CAMBRIDGE MERCANTILE CORP. (UK) LIMITED</Nm>
<PstlAdr>
<TwnNm>LONDON</TwnNm>
<Ctry>GB</Ctry>
<AdrLine>8-10 MOORGATE FLOOR 4 LONDON EC2R 6DA</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
Payment schemes and systems
EPC registers of 2026-09-11 · ECB T2 list of 2026-07-02 · ECB TIPS list of 2026-09-01 · SIX Bank Master valid on 2026-09-28
| Scheme or system | Since | Registered with | Note |
|---|---|---|---|
| SEPA Credit TransferISO 20022 messages | 2023-11-07 | Head office | — |
| SEPA Instant Credit TransferISO 20022 messages | 2023-11-07 | Head office | — |
| TIPS (TARGET Instant Payment Settlement)ISO 20022 messages | — | Head office | — |
SEPA dates are when the institution became ready for the scheme. TIPS entries have no joining date.
An institution missing from T2 may still be reachable through an indirect participant. The ECB’s TIPS list does not separate participants from reachable parties. It includes institutions reachable in Swedish kronor as well as in euro.
“ISO 20022 messages” marks a scheme or system whose rulebook or operator specifies ISO 20022 for messages between participants.
Network
Branch network
All 2 branch BICs connect to the head office. They are all in London, and no function or registration year splits them further.
Hover over a branch or group to see its details
Branch codes
| BIC | Branch | City | Address | LEI | Updated |
|---|---|---|---|---|---|
| CMFXGB2LEMG | EMERGING MARKETS | London | 300 PARK AVENUE SUITE 1203 FLOOR 12 LONDON LONDON 10022 UNITED KINGDOM | 549300L6OVRS3MGIEG89 | 2025-11-01 |
| CMFXGB2LTOR | TORONTO | London | 121 KING STREET WEST SUITE FLOOR 4 LONDON LONDON M5H3T9 UNITED KINGDOM | 549300L6OVRS3MGIEG89 | 2025-11-01 |
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
Register entries are not screened against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Payment schemes and systems—Source: European Payments Council (EPC) Registers of Participants; matched to BICs by Elucidate. Source: European Central Bank, List of TIPS participants and reachable parties.
- FCA Financial Services Register - E-Money Institutions—Financial Conduct Authority (FCA) · register ↗ as at 25 September 2026
- FCA Financial Services Register - Payment Institutions & RAISPs—Financial Conduct Authority (FCA) · register ↗ as at 25 September 2026
- Persons with significant control—Companies House · source ↗ as at 9 October 2026
- Overview, authorisation, partners, products, leadership and events—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: corpay.com (official website) · original.
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