Spain · Credit institution
Cecabank, S.A.
Legal name in the LEI recordCECABANK SA
Cecabank, S.A. is a Spanish public limited company (sociedad anónima) with its registered office in Madrid. The Confederación Española de Cajas de Ahorros (CECA) holds 89.08% of its share capital. Banks and savings banks linked to CECA hold the rest. It is a wholesale bank that serves financial institutions in four areas: securities services, treasury, payments and technology platforms. It was incorporated in October 2012 to take over CECA's banking business and has branches in Portugal and Luxembourg.
Licences and registrations
Held by Cecabank SA (LEI 549300CQ9NLEHMRCU505). The ESMA interim MiCA register lists this LEI as a crypto-asset service provider. No other register entry is matched to it.
- Licences belong to the legal entity, not to a BIC.
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
- The register entries and their trading names were not matched against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
ESMA interim MiCA register
The entry that gives this LEI as the registration number
| Name on the register | Jurisdiction | Registration number |
|---|---|---|
| CECABANK S.A. | Spain | 549300CQ9NLEHMRCU505 |
Regulatory status
ECB banking supervision
List of supervised entities as of 2026-07-01
- Classification
- Less significant institution
- Supervisor
- Banco de España (with ECB oversight)
- Listed as
- Cecabank, S.A.
- Entity type
- Credit institution
- Remarks
- HI: supervised entities which are classified as high-impact LSIs.
European registers
ECB · monetary financial institutions
List as at 2026-09-25
- Category
- Credit institution
- Minimum reserves
- Subject to minimum reserves
- Listed as
- Cecabank, S.A.
- RIAD code
- ES2000
ESMA · MiFID II register
Register as at 2026-09-28
| Entry | Competent authority | Authorised | Services or instruments |
|---|---|---|---|
| Investment services (MiFID II) | Comisión Nacional del Mercado de Valores (CNMV) | 2012-11-12 | A1 A2 A3 A4 A5 A6 A7 A8 A9 B1 B2 B3 B4 B5 B6 B7 |
Service codes follow MiFID II Annex I: A for investment services, B for ancillary services. Hover a code for its meaning.
Entries are matched on the LEI. Each register is quoted as its publisher lists it.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- CECAESMMXXX head office
- Connection to Swift
- Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under CECAESMM directly.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- SCT · SCT Inst · SDD Core · SDD B2B · OCT Inst · VOP · T2 · TIPS
- Branch codes
- 5 branch codes
- BIC first registered
- 1981-11-16
- Last updated
- 2022-08-06
Overview
Researched 29 Sep 2026 · Sources
Employees
Not published
Ownership
Privately held
89.08% Confederación Española de Cajas de Ahorros (CECA)
Institution type
Commercial bank
Trades as Cecabank
- Ownership
- CECA holds 89.08% and CaixaBank 5.26%, and eight other Spanish banks and savings banks hold the remainder, according to the bank's 2022 business report.
- Direct parent
- Confederación Española de Cajas de Ahorros (CECA), Spain 89.08%
- Major shareholder
- CaixaBank, S.A. 5.26% · 31 Dec 2022
- Head office
- Calle Alcalá 27, 28014 Madrid, Spain
- Company register
- Registro Mercantil de Madrid, Tomo 30.405, Folio 57, Sección 8, Hoja M-547.250; Banco de España Registro de Bancos y Banqueros code 2000; CIF A-86436011
Business lines
The bank serves financial institutions rather than retail customers, and its four business areas are securities services, treasury, payments and technology platforms.
Online
- Websites & references
- cecabank.es ↗
be.ceca.es ↗ electronic banking portal
cecabank.es/eng ↗ English-language version of the corporate site
Wikipedia ↗
Wikidata Q17624732 ↗ - Official social accounts
- LinkedIn ↗ · X ↗ · YouTube ↗
Sources · 16 pages consulted
- cecabank.es/aviso-legal/
- cecabank.es/
- cecabank.es/informacion-corporativa/gobierno-corporativo-y-politica-de-remuneraciones/
- cecabank.es/informacion-corporativa/
- cecabank.es/informacion-corporativa/informes-financieros/
- cecabank.es/wp-content/uploads/2026/09/A-Balance-individual-2T.pdf
- cecabank.es/wp-content/uploads/2026/08/DOC09_-2026.05.19-Anuncio-Adopcion-Acuerdos-JGAE.pdf
- cecabank.es/eng/wp-content/uploads/2026/07/7.-Identidad-de-Administradores-de-Cecabank-SA-y-de-CKB-Te
- cecabank.es/documentos/memoria_de_negocio_2022.pdf
- cecabank.es/ainhoa-jauregui-futura-consejera-delegada/
- cecabank.es/cecabank-refuerza-su-consejo-de-administracion-con-la-incorporacion-de-dos-consejeras-ind
- cecabank.es/la-hoja-de-ruta-de-las-entidades-depositarias-para-2026/
- cecabank.es/cecabank-arranca-2026-con-mas-de-400-000-millones-de-euros-en-activos-bajo-custodia/
- cecabank.es/informacion-corporativa/informacion-para-clientes/
- esma.europa.eu/press-news/esma-news/upcoming-changes-euribor-panel-0
- es.wikipedia.org/wiki/Cecabank
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
-
Ainhoa Jáuregui Arnáiz
Consejera Delegada (Chief Executive Officer)
- Chair
-
Manuel Azuaga Moreno
Presidente (Chairman of the Board of Directors)
- Chief financial officer
-
Luis Soutullo Esperón
Director Corporativo Financiero (Chief Financial Officer)
- Executive
-
Raquel Cabeza Pérez
Directora corporativa de Riesgos y Cumplimiento
- Executive
-
Fernando Conlledo Lantero
Secretario General and non-director Secretary of the Board
Supervisors & regulators
Researched 29 Sep 2026 · Sources
- Spain
- Banco de España Prudential supervisorCentral bankResolution
- Spain
- Executive Service of the Commission for the Prevention of Money Laundering and Monetary Offences (SEPBLAC) AML supervisor
- Spain
- Comisión Nacional del Mercado de Valores (CNMV) SecuritiesConduct
- Spain
- Fondo de Reestructuración Ordenada Bancaria (FROB) Resolution
- Spain
- Dirección General de Seguros y Fondos de Pensiones Other
Recent events
Researched 29 Sep 2026 · Sources
-
Other
ESMA reported EMMI's announcement that Cecabank would withdraw from the Euribor panel on 30 September 2026.
esma.europa.eu ↗ -
Other
The extraordinary general meeting approved the transfer of the bank's IT operations unit to a new wholly owned subsidiary, CKB Technology, S.L.U.
cecabank.es ↗ -
Licence
The CNMV granted the bank a MiCA licence covering crypto-asset custody, order reception and transmission, and transfer services.
cecabank.es ↗ -
Leadership
The general meeting appointed Ainhoa Jáuregui Arnáiz to the board as executive director and Consejera Delegada.
cecabank.es ↗ -
Leadership
The board chose Ainhoa Jáuregui to succeed José María Méndez Álvarez-Cedrón, who had been chief executive since 2012.
cecabank.es ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
Identifiers
Head-office record
- BIC
- CECAESMMXXX
- How the BIC breaks down
- CECABank
- ESCountry · Spain
- MMLocation
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 549300CQ9NLEHMRCU505
- LEI record
- View on GLEIF ↗
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
- National bank code
- Código de entidad (NRBE) 2000
- Branches with their own LEI
- 2
Profile
- Type
- Credit institutionListed as a credit institution, or a branch of one, on the ECB’s list of supervised entities, or named as a bank on the Financial Stability Board’s G-SIB list, directly or as a G-SIB’s main operating bank. These are the only bank lists the directory tracks so far.
- Regulation
- Prudentially supervised (ECB list)Prudentially supervised, according to the ECB list of supervised entities (as at 2026-07-01). This is banking supervision, not a licence on a tracked register.
- Register licences
- None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- Country · region
- Spain · Europe & Central Asia
- Banking supervision
- Less significant · Banco de España as of 2026-07-01
- Trading venues (MIC)
- Operates MIC CECA list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
- Founded
- 2012
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.
Addresses
- Registered address
- ALCALA 27 MADRID 28014 SPAIN
- Operational address
- ALCALA 27 MADRID 28014 MADRID SPAIN
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>CECAESMMXXX</BICFI>
<LEI>549300CQ9NLEHMRCU505</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>CECAESMMXXX</BICFI>
<LEI>549300CQ9NLEHMRCU505</LEI>
<Nm>CECABANK, S.A.</Nm>
<PstlAdr>
<TwnNm>MADRID</TwnNm>
<Ctry>ES</Ctry>
<AdrLine>ALCALA 27 MADRID 28014</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
Payment schemes and systems
EPC registers of 2026-09-11 · ECB T2 list of 2026-07-02 · ECB TIPS list of 2026-09-01 · SIX Bank Master valid on 2026-09-28
| Scheme or system | Since | Registered with | Note |
|---|---|---|---|
| SEPA Credit TransferISO 20022 messages | 2013-02-04 | Head office | — |
| SEPA Instant Credit TransferISO 20022 messages | 2017-11-21 | Head office | — |
| SEPA Direct Debit CoreISO 20022 messages | 2013-02-04 | Head office | — |
| SEPA Direct Debit Business-to-BusinessISO 20022 messages | 2013-02-04 | Head office | — |
| One-Leg Out Instant Credit TransferISO 20022 messages for the euro leg | 2024-07-01 | Head office | — |
| Verification of Payee | 2025-09-30 | Head office | — |
| T2 (Eurosystem real-time gross settlement)ISO 20022 messages | — | Head office | — |
| TIPS (TARGET Instant Payment Settlement)ISO 20022 messages | — | Head office | — |
SEPA dates are when the institution became ready for the scheme. The T2 list names direct participants only and gives no joining date. TIPS entries have no joining date.
An institution missing from T2 may still be reachable through an indirect participant. The ECB’s TIPS list does not separate participants from reachable parties. It includes institutions reachable in Swedish kronor as well as in euro.
“ISO 20022 messages” marks a scheme or system whose rulebook or operator specifies ISO 20022 for messages between participants.
Market identifiers
One trading venue or reporting service run under this LEI list of 2026-09-17
| MIC | Market | Kind | Category |
|---|---|---|---|
| CECA | CECABANK | Operating MIC | Systematic internaliser |
National bank codes
Código de entidad (NRBE) · Spain
1 code file of 2026-09-24
| Code | Routes to BIC | Name in the national file | City |
|---|---|---|---|
| 2000 | CECAESMMXXX | CECABANK, S.A. | MADRID |
Each code shows the name in the national file. Smaller banks often route through a central institution’s BIC. A code can therefore belong to a different bank than the one on this page.
Network
Branches and correspondent banking
All 5 branch BICs connect to the head office. No city, function or registration year splits them into groups. Caixa Central Credito Agricola Mutuo publishes 1 account held with this bank.
- Own offices
- Respondent banks: they hold accounts here
Hover over a branch, account or group to see its details
Respondent banks
From the correspondent lists other banks publish
Caixa Central Credito Agricola Mutuo publishes 1 account held with this bank.
| Currency | Respondent bank | Held at | Account | Published in |
|---|---|---|---|---|
| EUR | Caixa Central Credito Agricola Mutuo Portugal | CECAESMM | — | creditoagricola.pt ↗ dated 18 May 2026 |
Each row is an account the respondent bank lists as held with this bank, as published. Only banks that publish their correspondent accounts, and that Elucidate has researched, can appear, so the list is not complete. Confirm settlement instructions with either bank before relying on them.
Branch codes
| BIC | Branch | City | Address | LEI | Updated |
|---|---|---|---|---|---|
| CECAESMM045 | VALENCIA | Ontinyent | CAJA DE AHORROS DE ONTINYENT FLOOR 1 PLAZA SANT DOMINGO 24 ONTINYENT 46870 ONTINYENT POB 109 SPAIN | 95980020140005436542Caja de Ahorros y Monte de Piedad de Ontinyent | 2022-08-06 |
| CECAESMM056 | BALEARES | Pollensa | PLACA MAJOR 7 FLOOR 2 POLLENSA 07460 POLLENSA POB 09995 SPAIN | 95980020140006025332Colonya Caixa D'estalvis de Pollença | 2022-08-06 |
| CECAESMMFXS | CECABANK GLOBAL FX PAYMENTS SOLUTION | Madrid | ALCALA 27 MADRID 28014 MADRID SPAIN | — | 2022-08-06 |
| CECAESMMLUX | — | Madrid | ALCALA 27 MADRID 28014 MADRID SPAIN | — | 2025-02-01 |
| CECAESMMPTG | — | Madrid | ALCALA 27 MADRID 28014 MADRID SPAIN | — | 2022-08-06 |
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
Register entries are not screened against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Payment schemes and systems—Source: European Payments Council (EPC) Registers of Participants; matched to BICs by Elucidate. Source: European Central Bank, List of T2 participants. Source: European Central Bank, List of TIPS participants and reachable parties.
- Banking supervision—Source: European Central Bank, list of supervised entities.
- Wikidata—CC0, matched on the BIC or LEI recorded in Wikidata. It is community-edited, so check key facts.
- National bank codes—Spain (Source: Banco de España).
- ESMA interim MiCA register—European Securities and Markets Authority; entries whose registration number is this LEI, matched by LEI.
- Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- European registers—Source: European Central Bank (ECB), list of monetary financial institutions and list of institutions subject to minimum reserves. Source: European Securities and Markets Authority (ESMA), MiFID II/MiFIR register (investment firms, trading venues, systematic internalisers, data reporting services providers). Matched on LEI by Elucidate.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: cecabank.es (official website) · original; Ainhoa Jáuregui Arnáiz: cecabank.es (official website) · original; Manuel Azuaga Moreno: cecabank.es (official website) · original; Luis Soutullo Esperón: cecabank.es (official website) · original; Raquel Cabeza Pérez: cecabank.es (official website) · original; Fernando Conlledo Lantero: cecabank.es (official website) · original.
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