Portugal · Credit institution
Caixa Central Credito Agricola Mutuo
Legal name in the LEI recordCAIXA CENTRAL-CAIXA CENTRAL DE CRÉDITO AGRÍCOLA MÚTUO CRL
Caixa Central de Crédito Agrícola Mútuo is a credit institution formed in Lisbon on 20 June 1984 as a limited-liability cooperative. All of its share capital is held by the 67 Caixas de Crédito Agrícola Mútuo that are its members. It is the central body of the Integrated Mutual Agricultural Credit System (SICAM), with powers to guide, monitor and supervise the member banks. It also carries on banking business in its own right under the Crédito Agrícola brand. Sérgio Raposo Frade succeeded Licínio Pina as chairman of the Executive Board of Directors in August 2025.
Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers. It is on the ECB list of supervised entities (see Regulatory status): that is banking supervision, not a licence on a tracked register.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
Regulatory status
ECB banking supervision
List of supervised entities as of 2026-07-01
- Classification
- Less significant institution
- Supervisor
- Banco de Portugal (with ECB oversight)
- Listed as
- Caixa Central - Caixa Central de Crédito Agrícola Mútuo, CRL
- Entity type
- Credit institution
- Remarks
- HI: supervised entities which are classified as high-impact LSIs.
European registers
ECB · monetary financial institutions
List as at 2026-09-25
- Category
- Credit institution
- Minimum reserves
- Subject to minimum reserves
- Listed as
- Caixa Central - Caixa Central de Crédito Agrícola Mútuo, CRL
- RIAD code
- PT9000
ESMA · MiFID II register
Register as at 2026-09-28
| Entry | Competent authority | Authorised | Services or instruments |
|---|---|---|---|
| Investment services (MiFID II) | Comissão do Mercado de Valores Mobiliários (CMVM) | 1995-11-17 | A1 A2 A3 A6 A7 B1 B2 B3 B4 B6 |
Service codes follow MiFID II Annex I: A for investment services, B for ancillary services. Hover a code for its meaning.
Entries are matched on the LEI. Each register is quoted as its publisher lists it.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- CCCMPTPLXXX head office
- Connection to Swift
- Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under CCCMPTPL directly.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- SCT · SCT Inst · SDD Core · SDD B2B · VOP · T2 · TIPS
- Branch codes
- 1 branch code
- BIC first registered
- 1993-06-07
- Last updated
- 2025-06-28
Overview
Researched 29 Sep 2026 · Sources
Ownership
Member-owned
Institution type
Cooperative bank
Trades as Crédito Agrícola
- Standing
- A company named Caixa Central de Crédito Agrícola Mútuo, Ltd was incorporated in the United Kingdom without the bank's authorisation. The bank states that this company has no connection with the Crédito Agrícola Group and that it has reported the matter to the judicial authorities and to its national regulator.
- Ownership
- The 67 member Caixas de Crédito Agrícola Mútuo hold all of the share capital, and the articles limit any single member to 10% of paid-up capital.
- Head office
- Rua Castilho, 233-233 A, 1099-004 Lisbon, Portugal
- Company register
- NIPC 501464301, Conservatória do Registo Comercial de Lisboa
Business lines
As well as coordinating the group and managing its liquidity centrally, the bank runs 11 branches of its own in Lisbon, Porto, Leiria and Funchal, plus corporate centres in Lisbon and Porto.
Online
- Websites & references
- creditoagricola.pt ↗
creditoagricola.com ↗ Domain printed in the footer of the bank's standard settlement instructions (not fetched)
Wikipedia ↗ - Official social accounts
- None found
Sources · 14 pages consulted
- creditoagricola.pt/-/media/cabullet/institucional/investor-relations/certidao-permanente-ccccam-en_2025-2027
- creditoagricola.pt/institucional/o-grupo-ca/contactos/caixas/caixa-central/orgaos-sociais
- creditoagricola.pt/institucional/o-grupo-ca/contactos/caixas/caixa-central/quem-somos
- creditoagricola.pt/institucional/o-grupo-ca/contactos/caixas/caixa-central
- creditoagricola.pt/institucional/o-grupo-ca/contactos/caixas/caixa-central/informacao-financeira
- creditoagricola.pt/
- creditoagricola.pt/institucional/international-banking-information
- creditoagricola.pt/-/media/cabullet/internacional/documentos/list-of-correspondent-banks-20260518.pdf
- creditoagricola.pt/-/media/cabullet/pr/press-release-resultados-gca-fy25---pt.pdf
- creditoagricola.pt/institucional/comunicacao/comunicados-de-imprensa/2026/credito-agriola-com-resultado-liqu
- creditoagricola.pt/institucional/comunicacao/comunicados-de-imprensa/2025/novos-orgaos-sociais-da-caixa-cent
- eco.sapo.pt/2025/08/20/nova-administracao-do-credito-agricola-entra-em-funcoes-ex-secretario-de-estad
- jornaldenegocios.pt/empresas/banca---financas/detalhe/credito-agricola-avanca-com-seis-fusoes-entre-caixas-re
- creditoagricola.pt/para-a-minha-empresa/sector-agricola-2026
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
- Sérgio Manuel Raposo Frade Presidente do Conselho de Administração Executivo (Chairman of the Executive Board of Directors)
- Chair
- Vitor Fernando da Conceição Gonçalves Presidente do Conselho Geral e de Supervisão (Chairman of the General and Supervisory Board)
- Executive
- João Nuno Marques de Carvalho Mendes Vice-Presidente do Conselho Geral e de Supervisão (Vice-Chairman of the General and Supervisory Board)
- Executive
- Ana Paula Raposo Ramos Vogal do Conselho de Administração Executivo (Member of the Executive Board of Directors)
Supervisors & regulators
Researched 29 Sep 2026 · Sources
- Portugal
- Banco de Portugal Prudential supervisorCentral bankAML supervisorConductResolution
- Portugal
- Comissão do Mercado de Valores Mobiliários (CMVM) Securities
- Portugal
- Autoridade de Supervisão de Seguros e Fundos de Pensões (ASF) Other
Recent events
Researched 29 Sep 2026 · Sources
-
Other
The Crédito Agrícola group reported six mergers of member caixas in progress, two of them awaiting Banco de Portugal authorisation.
jornaldenegocios.pt ↗ -
Leadership
Sérgio Raposo Frade took office as chairman of the Executive Board of Directors, succeeding Licínio Pina after 12 years.
eco.sapo.pt ↗ -
Other
The commercial register recorded Deloitte & Associados, SROC S.A. as statutory auditor for 2025–2027, replacing PricewaterhouseCoopers & Associados.
creditoagricola.pt ↗ -
Leadership
The General Meeting elected the governing bodies for 2025–2027, with Sérgio Raposo Frade leading the Executive Board of Directors.
creditoagricola.pt ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
Identifiers
Head-office record
- BIC
- CCCMPTPLXXX
- How the BIC breaks down
- CCCMBank
- PTCountry · Portugal
- PLLocation
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 529900H2MBEC07BLTB26
- LEI record
- View on GLEIF ↗
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
Profile
- Type
- Credit institutionListed as a credit institution, or a branch of one, on the ECB’s list of supervised entities, or named as a bank on the Financial Stability Board’s G-SIB list, directly or as a G-SIB’s main operating bank. These are the only bank lists the directory tracks so far.
- Regulation
- Prudentially supervised (ECB list)Prudentially supervised, according to the ECB list of supervised entities (as at 2026-07-01). This is banking supervision, not a licence on a tracked register.
- Register licences
- None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- Country · region
- Portugal · Europe & Central Asia
- Banking supervision
- Less significant · Banco de Portugal as of 2026-07-01
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
The Caixa Central-Caixa Central de Crédito Agrícola Mútuo Crl group has 3 institutions in the directory, in 1 country: all hold a BIC.
Including Caixa de Credito Agricola Mutuo de Terras de Viriato, Crl, Caixa de Credito Agricola Mutuo dos Acores Crl.
See the Caixa Central-Caixa Central de Crédito Agrícola Mútuo Crl group →Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Registered address
- RUA CASTILHO 233A LISBON 1099-004 PORTUGAL
- Operational address
- RUA CASTILHO 233-233A LISBON 1070 LISBON PORTUGAL
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>CCCMPTPLXXX</BICFI>
<LEI>529900H2MBEC07BLTB26</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>CCCMPTPLXXX</BICFI>
<LEI>529900H2MBEC07BLTB26</LEI>
<Nm>CAIXA CENTRAL CREDITO AGRICOLA MUTUO</Nm>
<PstlAdr>
<TwnNm>LISBON</TwnNm>
<Ctry>PT</Ctry>
<AdrLine>RUA CASTILHO 233A LISBON 1099-004</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
Payment schemes and systems
EPC registers of 2026-09-11 · ECB T2 list of 2026-07-02 · ECB TIPS list of 2026-09-01 · SIX Bank Master valid on 2026-09-28
| Scheme or system | Since | Registered with | Note |
|---|---|---|---|
| SEPA Credit TransferISO 20022 messages | 2008-01-28 | Head office | — |
| SEPA Instant Credit TransferISO 20022 messages | 2018-06-04 | Head office | — |
| SEPA Direct Debit CoreISO 20022 messages | 2010-11-01 | Head office | — |
| SEPA Direct Debit Business-to-BusinessISO 20022 messages | 2010-11-01 | Head office | — |
| Verification of Payee | 2025-10-05 | Head office | — |
| T2 (Eurosystem real-time gross settlement)ISO 20022 messages | — | Head office | — |
| TIPS (TARGET Instant Payment Settlement)ISO 20022 messages | — | Head office | — |
SEPA dates are when the institution became ready for the scheme. The T2 list names direct participants only and gives no joining date. TIPS entries have no joining date.
An institution missing from T2 may still be reachable through an indirect participant. The ECB’s TIPS list does not separate participants from reachable parties. It includes institutions reachable in Swedish kronor as well as in euro.
“ISO 20022 messages” marks a scheme or system whose rulebook or operator specifies ISO 20022 for messages between participants.
Network
Branches and correspondent banking
One branch BIC connects to the head office. The bank publishes 19 accounts at other banks, across 4 regions. Cajamar Caja Rural, Sociedad Cooperativa de Credito publishes 1 account held with this bank.
- Own offices
- Correspondent banks: it holds accounts there
- Respondent banks: they hold accounts here
Hover over a branch, account or group to see its details
Correspondent accounts
Researched 29 Sep 2026 · Sources
19 accounts at other banks and 1 route through its own offices, in 12 currencies, as the bank publishes them: creditoagricola.pt ↗ dated 18 May 2026
| Currency | Correspondent | BIC | Account | Purpose | Directory check |
|---|---|---|---|---|---|
| EUR | KBC Bank NV/SA Belgium | KREDBEBB | — | — | Matches the Swift directory |
| DKK | Jyske Bank A/S Denmark | JYBADKKK | — | — | Matches the Swift directory |
| EUR | Société Générale France | SOGEFRPP | — | — | Matches the Swift directory |
| EUR | Natixis France | NATXFRPP | — | — | Matches the Swift directory |
| EUR | Commerzbank AG Germany | COBADEFF | — | — | Matches the Swift directory |
| EUR | Intesa SanPaolo SpA Italy | BCITITMM | — | — | Matches the Swift directory |
| EUR | CecaBank Spain | CECAESMM | — | — | Matches the Swift directory |
| SEK | JPMorgan Chase Bank NA (London) United Kingdom | CHASGB2L | — | — | Matches the Swift directory |
| EUR | TARGET2 Portugal | CCCMPTPL | — | Cash payments; EUR money market and FX settlement | Settles directly |
| AUD | JPMorgan Chase Bank NA (London) United Kingdom | CHASGB2L | — | — | Matches the Swift directory |
| CAD | Federation des Caisses Desjardins du Québec Canada | CCDQCAMM | — | — | Matches the Swift directory |
| CNY | Bank of China (Macau) Macao SAR China | BKCHMOMX | — | — | Matches the Swift directory |
| JPY | Commerzbank AG Germany | COBADEFF | — | — | Matches the Swift directory |
| NOK | DNB Bank ASA Norway | DNBANOKK | — | — | Matches the Swift directory |
| ZAR | FirstRand Bank South Africa | FIRNZAJJ | — | — | Matches the Swift directory |
| CHF | Raiffeisen Schweiz Genossenschaft Switzerland | RAIFCH22 | — | — | Matches the Swift directory |
| GBP | JPMorgan Chase Bank NA (London) United Kingdom | CHASGB2L | — | — | Matches the Swift directory |
| EUR | BNY (New York) United States | IRVTUS3N | — | — | Matches the Swift directory |
| USD | BNY (New York) United States | IRVTUS3N | — | — | Matches the Swift directory |
| USD | JPMorgan Chase Bank NA (New York) United States | CHASUS33 | — | — | Matches the Swift directory |
This is a one-page PDF headed 'Caixa Central Standard Settlement Instructions', valid as of 18 May 2026. It is linked from the International Banking Information page. It lists the correspondent bank and BIC for each currency but gives no account numbers. All 20 rows have been extracted. The BICs are printed with spaces (e.g. 'KRED BE BB') and have been written here without them. The TARGET2 row gives the bank's own BIC for EUR cash payments. The document notes that EUR money market and FX transactions are settled through TARGET2 unless agreed otherwise. The page also lists EBA STEP2, TARGET, SEPA and SIBS as payment systems. Each correspondent BIC is checked against the Swift directory: a BIC missing from it, or registered to a differently named bank, may be a typo or out of date. Confirm settlement instructions with the bank before relying on them.
Respondent banks
From the correspondent lists other banks publish
Cajamar Caja Rural, Sociedad Cooperativa de Credito publishes 1 account held with this bank.
| Currency | Respondent bank | Held at | Account | Published in |
|---|---|---|---|---|
| EUR | Cajamar Caja Rural, Sociedad Cooperativa de Credito Spain | CCCMPTPL | — | cajamar.es ↗ |
Each row is an account the respondent bank lists as held with this bank, as published. Only banks that publish their correspondent accounts, and that Elucidate has researched, can appear, so the list is not complete. Confirm settlement instructions with either bank before relying on them.
Branch codes
| BIC | Branch | City | Address | LEI | Updated |
|---|---|---|---|---|---|
| CCCMPTPLSCO | GARANTIA SICOI | — | RUA CASTILHO 233-233A LISBON 1070 | — | 2025-06-28 |
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Payment schemes and systems—Source: European Payments Council (EPC) Registers of Participants; matched to BICs by Elucidate. Source: European Central Bank, List of T2 participants. Source: European Central Bank, List of TIPS participants and reachable parties.
- Banking supervision—Source: European Central Bank, list of supervised entities.
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- European registers—Source: European Central Bank (ECB), list of monetary financial institutions and list of institutions subject to minimum reserves. Source: European Securities and Markets Authority (ESMA), MiFID II/MiFIR register (investment firms, trading venues, systematic internalisers, data reporting services providers). Matched on LEI by Elucidate.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: creditoagricola.pt (official website) · original.
Assess the financial crime risk behind a BIC
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