Slovakia · Credit institution
Ceskoslovenska Obchodna Banka A.S.
Legal name in the LEI recordČeskoslovenská obchodná banka, a.s.
Československá obchodná banka, a.s. (ČSOB) is a Slovak joint-stock company with its seat in Bratislava. It is wholly owned by KBC Bank NV, part of the Belgian KBC Group. The bank serves retail, SME, corporate and private banking clients, with services including mortgages, consumer lending, payments, trade finance and securities custody. It became a separate Slovak legal entity on 1 January 2008 and later absorbed Istrobanka (2009) and OTP Banka Slovensko (2021).
Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers. It is on the ECB list of supervised entities (see Regulatory status): that is banking supervision, not a licence on a tracked register.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
Regulatory status
ECB banking supervision
List of supervised entities as of 2026-07-01
- Classification
- Significant institution
- Supervisor
- European Central Bank (direct supervision)
- Listed as
- Československá obchodná banka, a.s.
- Entity type
- Credit institution
- Supervised group (ECB)
- KBC Group NV
- Why significant
- Size (Total assets EUR 300-500 bn)
European registers
ECB · monetary financial institutions
List as at 2026-09-25
- Category
- Credit institution
- Minimum reserves
- Subject to minimum reserves
- Listed as
- Československá obchodná banka, a.s.
- RIAD code
- SK36854140
ESMA · MiFID II register
Register as at 2026-09-28
| Entry | Competent authority | Authorised | Services or instruments |
|---|---|---|---|
| Investment services (MiFID II) | National Bank of Slovakia (NBS) | 2008-01-01 | A1 A2 A3 A4 A5 A6 A7 B1 B2 B3 B4 B5 B6 B7 |
Service codes follow MiFID II Annex I: A for investment services, B for ancillary services. Hover a code for its meaning.
Entries are matched on the LEI. Each register is quoted as its publisher lists it.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- CEKOSKBXXXX head office
- Connection to Swift
- Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under CEKOSKBX directly.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- SCT · SCT Inst · SDD Core · SDD B2B · VOP · T2 · TIPS
- Branch codes
- None: head-office BIC only
- BIC first registered
- 1993-09-06
- Last updated
- 2024-05-25
Overview
Researched 30 Sep 2026 · Sources
Ownership
Group subsidiary
100% KBC Bank NV
Institution type
Universal bank
Trades as ČSOB
- Standing
- 365.bank, a.s. is due to merge into the bank on 1 November 2026 and will then cease to exist as a separate legal entity. The Poštová banka brand will continue as an organisational unit of ČSOB.
- Ownership
- KBC Bank NV holds 100% of the shares and voting rights. KBC Bank NV belongs to KBC Group NV.
- Direct parent
- KBC Bank NV, Belgium 100%
- Ultimate owner
- KBC Group NV, Belgium
- Head office
- Žižkova 11, 811 02 Bratislava, Slovakia
- Company register
- Obchodný register Mestského súdu Bratislava III, oddiel Sa, vložka č. 4314/B (IČO 36854140)
Business lines
According to its website, the bank serves retail, SME, corporate and private clients and provides custody and depositary services to financial institutions.
Online
- Websites & references
- csob.sk ↗
csob.sk/web/eng ↗ English-language version of the site
moja.csob.sk ↗ internet banking (Moja ČSOB)
business.csob.sk ↗ corporate e-banking (ČSOB Business Banking)
Wikipedia ↗
Wikidata Q46078814 ↗ - Official social accounts
- LinkedIn ↗ · Facebook ↗ · Instagram ↗ · YouTube ↗ · TikTok ↗
Sources · 16 pages consulted
- csob.sk/o-nas/banka
- csob.sk
- csob.sk/web/eng/financial-institutions
- csob.sk/web/eng/financial-institutions-contacts
- csob.sk/korporatni-klienti/financne-institucie
- csob.sk/kontakty/banka
- csob.sk/o-nas/pre-media/tlacove-spravy
- csob.sk/documents/11005/79769/Informacie_zverejnovane_rocne_k_31122025.pdf
- nbs.sk/vyroky/18934
- teraz.sk/najnovsie/csob-a-365bank-sa-1-novembra-pravne/994522-clanok.html
- podnikajte.sk/osobne-financie/zlucenie-csob-365-bank-od-1-11-2026-co-sa-meni-pre-klientov
- openiazoch.zoznam.sk/financie/cisty-zisk-csob-mierne-vzrastol-banka-chysta-zlucenie-so-365-bank-uz-tento-rok/
- sita.sk/vofinanciach/csob-v-prvom-polroku-mierne-zvysila-zisk-uvery-narastli-o-viac-nez-miliardu-
- forbes.sk/jedna-z-nasich-najvacsich-bank-dostala-pokutu-15-miliona-eur-dovodom-su-aj-schrankove-fir
- kryptomagazin.sk/365-bank-konci-ako-samostatna-banka-od-1-novembra-ste-klientom-csob-a-vase-uspory-sa-scit
- sk.wikipedia.org/wiki/%C4%8Ceskoslovensk%C3%A1_obchodn%C3%A1_banka
Leadership
Researched 30 Sep 2026 · Sources
- Chief executive
-
Daniel Kollár
Chairman of the Board of Directors and Chief Executive Officer (predseda predstavenstva a generálny riaditeľ)
- Chair
- Peter Andronov Chairman of the Supervisory Board (predseda dozornej rady)
- Chief financial officer
-
Marek Nezveda
Member of the Board of Directors, Finance, Data and Operations (člen predstavenstva, Riadenie financií, dát a operácií)
- Executive
-
Marcela Výbohová
Member of the Board of Directors, Risk, Legal and Compliance (členka predstavenstva, Riziká, právne služby a compliance)
- Executive
-
Juraj Ebringer
Member of the Board of Directors, Retail Banking (člen predstavenstva, Retailové bankovníctvo)
Supervisors & regulators
Researched 30 Sep 2026 · Sources
- Slovakia
- National Bank of Slovakia (Národná banka Slovenska) Central bankPrudential supervisorAML supervisorConductSecurities
- European Union
- European Central Bank (Single Supervisory Mechanism) Prudential supervisor
- European Union
- Single Resolution Board Resolution
Recent events 1 enforcement or investigation item
Researched 30 Sep 2026 · Sources
-
Merger / acquisition
ČSOB announced that 365.bank will merge into the bank on 1 November 2026. The Poštová banka brand will be kept as an organisational unit.
teraz.sk ↗ -
Merger / acquisition
KBC Group completed its acquisition of a 98.45% stake in 365.bank from J&T Finance Group for EUR 708 million.
kryptomagazin.sk ↗ -
Merger / acquisition
KBC Group announced an agreement to buy 98.45% of 365.bank from J&T Finance Group, with a view to integrating it into ČSOB.
csob.sk ↗ -
Enforcement
The Financial Intelligence Unit of the Slovak Police Presidium fined the bank EUR 1.5 million for AML failings. The bank said it would contest the fine in court.
forbes.sk ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
Identifiers
Head-office record
- BIC
- CEKOSKBXXXX
- How the BIC breaks down
- CEKOBank
- SKCountry · Slovakia
- BXLocation
- XXXBranch · head office
- Branch description
- SLOVAK REPUBLIC DIVISION
- LEI
- 52990096Q5LMCH1WU462
- LEI record
- View on GLEIF ↗
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
- National bank code
- Bank code 7500
Profile
- Type
- Credit institutionListed as a credit institution, or a branch of one, on the ECB’s list of supervised entities, or named as a bank on the Financial Stability Board’s G-SIB list, directly or as a G-SIB’s main operating bank. These are the only bank lists the directory tracks so far.
- Regulation
- Prudentially supervised (ECB list)Prudentially supervised, according to the ECB list of supervised entities (as at 2026-07-01). This is banking supervision, not a licence on a tracked register.
- Register licences
- None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- Country · region
- Slovakia · Europe & Central Asia
- Banking supervision
- Significant · supervised by the ECB as of 2026-07-01
- Trading venues (MIC)
- Operates MIC CBSK list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
- Founded
- 2008
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
- Direct parent
- Kbc Bank · Belgium6B2PBRV1FCJDMR45RZ53 ↗
- Ultimate parent
- Kbc Groep · Belgium213800X3Q9LSAKRUWY91 ↗
The Kbc Groep group has 26 institutions in the directory, in 16 countries: 25 hold a BIC and 1 does not.
Including Kbc Bank N.V., Cbc Banque S.A., Skip Pay s.r.o., 365.bank, A. S., Kbc Bank - Luxembourg Branch.
See the Kbc Groep group →Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Registered address
- ZIZKOVA 11 BRATISLAVA 81102 SLOVAKIA
- Operational address
- ZIZKOVA 11 BRATISLAVA 81102 BRATISLAVA SLOVAKIA
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>CEKOSKBXXXX</BICFI>
<LEI>52990096Q5LMCH1WU462</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>CEKOSKBXXXX</BICFI>
<LEI>52990096Q5LMCH1WU462</LEI>
<Nm>CESKOSLOVENSKA OBCHODNA BANKA A.S.</Nm>
<PstlAdr>
<TwnNm>BRATISLAVA</TwnNm>
<Ctry>SK</Ctry>
<AdrLine>ZIZKOVA 11 BRATISLAVA 81102</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
Payment schemes and systems
EPC registers of 2026-09-11 · ECB T2 list of 2026-07-02 · ECB TIPS list of 2026-09-01 · SIX Bank Master valid on 2026-09-28
| Scheme or system | Since | Registered with | Note |
|---|---|---|---|
| SEPA Credit TransferISO 20022 messages | 2008-01-28 | Head office | — |
| SEPA Instant Credit TransferISO 20022 messages | 2024-10-07 | Head office | — |
| SEPA Direct Debit CoreISO 20022 messages | 2010-11-01 | Head office | — |
| SEPA Direct Debit Business-to-BusinessISO 20022 messages | 2010-11-01 | Head office | — |
| Verification of Payee | 2025-10-05 | Head office | — |
| T2 (Eurosystem real-time gross settlement)ISO 20022 messages | — | Head office | — |
| TIPS (TARGET Instant Payment Settlement)ISO 20022 messages | — | Head office | — |
SEPA dates are when the institution became ready for the scheme. The T2 list names direct participants only and gives no joining date. TIPS entries have no joining date.
An institution missing from T2 may still be reachable through an indirect participant. The ECB’s TIPS list does not separate participants from reachable parties. It includes institutions reachable in Swedish kronor as well as in euro.
“ISO 20022 messages” marks a scheme or system whose rulebook or operator specifies ISO 20022 for messages between participants.
Market identifiers
One trading venue or reporting service run under this LEI list of 2026-09-17
| MIC | Market | Kind | Category |
|---|---|---|---|
| CBSK | CESKOSLOVENSKA OBCHODNA BANKA, A.S.CSOB SK | Operating MIC | Systematic internaliser |
National bank codes
Bank code · Slovakia
1 code
| Code | Routes to BIC | Name in the national file |
|---|---|---|
| 7500 | CEKOSKBX | Československá obchodná banka, a.s. |
Each code shows the name in the national file. Smaller banks often route through a central institution’s BIC. A code can therefore belong to a different bank than the one on this page.
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Payment schemes and systems—Source: European Payments Council (EPC) Registers of Participants; matched to BICs by Elucidate. Source: European Central Bank, List of T2 participants. Source: European Central Bank, List of TIPS participants and reachable parties.
- Banking supervision—Source: European Central Bank, list of supervised entities.
- Wikidata—CC0, matched on the BIC or LEI recorded in Wikidata. It is community-edited, so check key facts.
- National bank codes—Slovakia (Source: Národná banka Slovenska).
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- European registers—Source: European Central Bank (ECB), list of monetary financial institutions and list of institutions subject to minimum reserves. Source: European Securities and Markets Authority (ESMA), MiFID II/MiFIR register (investment firms, trading venues, systematic internalisers, data reporting services providers). Matched on LEI by Elucidate.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: Československá obchodní banka, a. s. · Public domain · Wikimedia Commons · original; Daniel Kollár: csob.sk (official website) · original; Marek Nezveda: csob.sk (official website) · original; Marcela Výbohová: csob.sk (official website) · original; Juraj Ebringer: csob.sk (official website) · original.
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