United Kingdom · Payments & e-money
Clear Treasury UK Trading Limited
Legal name in the LEI recordCLEAR TREASURY (UK TRADING) LIMITED
Clear Treasury (UK Trading) Limited is a private limited company incorporated in England and Wales, with its head office in London. The Financial Conduct Authority (FCA) authorises it as an authorised payment institution under the Payment Services Regulations 2017, firm reference number 708529. Clear Treasury Group Limited holds 75% or more of its shares. Its 2024 accounts name TOFR Holdings Limited as the ultimate parent. It provides foreign exchange and international payment services to clients outside the EEA and the US. It trades as Clear Treasury for business clients and as Clear Currency for personal clients.
Licences and registrations
Held by Clear Treasury (UK Trading) Limited (LEI 213800XW1LGOEG3T6L75). 2 entries on 1 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
|---|---|---|---|---|---|---|---|---|
| FCA Financial Services Register - Payment Institutions & RAISPsFCALinked by LEI. Matched by Elucidate on the UK company number the register gives. | Authorised Payment InstitutionPayment Institution | 708529 | United Kingdom | Active | 2018-04-09 | — |
|
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| FCA Financial Services Register - Payment Institutions & RAISPsFCALinked by LEI. Matched by Elucidate on the UK company number the register gives. | Authorised Payment InstitutionPayment Institution | 557076 | United Kingdom | Cancelled - Authorised PI | — | Ended 2015-12-01 |
|
Search the register ↗ |
Trading names on the register: Clear Payments (FCA-PSD), Clear Currency (FCA-PSD)
- Licences belong to the legal entity, not to a BIC.
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
- The register entries and their trading names were not matched against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- CLTIGB21XXX head office
- Connection to Swift
- Passive participant (no connection)This BIC is registered for identification only. The institution has no direct connection to the Swift network. Messages and payments reach it through a correspondent bank. The “1” in the eighth character of CLTIGB21 marks a passive participant.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- Branch codes
- None: head-office BIC only
- BIC first registered
- 2019-01-06
- Last updated
- 2019-01-06
Overview
Researched 29 Sep 2026 · Sources
Customers
Not published
Ownership
Group subsidiary
Clear Treasury Group Limited
Firm type
FX and business payments
Trades as Clear Treasury
- Ownership
- Clear Treasury Group Limited (Companies House 09536979) holds 75% or more of the shares and voting rights, and the firm's 2024 accounts name TOFR Holdings Limited as its ultimate parent.
- Direct parent
- Clear Treasury Group Limited, United Kingdom
- Ultimate owner
- TOFR Holdings Limited, United Kingdom
- Head office
- 8 Devonshire Square, EC2M 4YJ London, United Kingdom
- Company register
- Companies House 09549792
- Incorporated
- 20 Apr 2015
Online
- Websites & references
- cleartreasury.co.uk ↗
clearcurrency.co.uk ↗ Clear Currency brand site for personal clients
new-payments.cleartreasury.co.uk ↗ online payments platform login - Official social accounts
- LinkedIn ↗ · X ↗
Sources · 10 pages consulted
- find-and-update.company-information.service.gov.uk/company/09549792
- find-and-update.company-information.service.gov.uk/company/09549792/officers
- find-and-update.company-information.service.gov.uk/company/09549792/persons-with-significant-control
- find-and-update.company-information.service.gov.uk/company/09549792/filing-history
- find-and-update.company-information.service.gov.uk/company/09549792/filing-history/MzQ4MzE3MzcwOGFkaXF6a2N4/document?format=xhtml&download=1
- cleartreasury.co.uk/
- cleartreasury.co.uk/explainers/regulatory-information
- cleartreasury.co.uk/terms-of-business
- cleartreasury.co.uk/about
- register.fca.org.uk/servlet/servlet.FileDownload?file=015b0000006CXC7
Authorisation
Researched 29 Sep 2026 · Sources
- Operates under
- Its own licences
The FCA authorises the firm as an authorised payment institution under the Payment Services Regulations 2017, firm reference number 708529. It contracts with clients in its own name and says the Payment Services Regulations do not apply to its FX contracts.
| Authority | Licence or registration | Number | Held | Status | Source |
|---|---|---|---|---|---|
| Financial Conduct Authority United Kingdom | Authorised Payment Institution | 708529 | In its own name | Active | cleartreasury.co.uk ↗ |
| Financial Conduct Authority United Kingdom | Authorised Payment Institution | 557076 | In its own name | Withdrawn or expired | — |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
Partners and safeguarding
Researched 29 Sep 2026 · Sources
- Safeguarding
- Segregated safeguarding accountsThe firm states that it holds safeguarded client money in designated accounts at a tier 1 bank, kept separate from its own money, and it does not name the bank.
- Payment schemes and card networks
- Faster Payments Access not stated cleartreasury.co.uk ↗
Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.
Products and markets
Researched 29 Sep 2026 · Sources
The firm offers spot and forward foreign exchange contracts and payments in 35 currencies to more than 130 countries, according to its website, with a dedicated account manager and an API for embedded payments.
The firm contracts with clients based outside the EEA and the US, while sister companies serve EEA clients (Clear Currency Europe Ltd, through CurrencyCloud B.V.) and US clients (Clear Treasury Consulting Ltd).
- Sells to
- Small businesses · Enterprises · Consumers · Platforms and marketplaces
- Serves customers in
- United Kingdom
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
-
Jordan Tilley
Chief Executive Officer
- Compliance / MLRO
-
Denise Kehoe
Compliance Director and MLRO
- Executive
-
Paul Reilly
Chief Commercial Officer
- Executive
-
Gary O'Driscoll
Chief Operating Officer
Recent events
Researched 29 Sep 2026 · Sources
-
Other
The firm moved its registered office from 288 Bishopsgate to 8 Devonshire Square, London, on 25 June 2026.
find-and-update.company-information.service.gov.uk ↗ -
Leadership
Timothy Charles Kidd resigned as a director on 3 November 2025.
find-and-update.company-information.service.gov.uk ↗ -
Other
Three individuals ceased to be registered persons with significant control on 31 August 2025, and Clear Treasury Group Limited resigned as corporate director.
find-and-update.company-information.service.gov.uk ↗ -
Leadership
The firm appointed Timothy Charles Kidd as a director on 1 July 2024.
find-and-update.company-information.service.gov.uk ↗ -
Leadership
The firm appointed Denise Catherine Kehoe, its Compliance Director and MLRO, as a director on 13 June 2024.
find-and-update.company-information.service.gov.uk ↗ -
Leadership
Peter John O'Flanagan resigned as a director on 30 April 2024.
find-and-update.company-information.service.gov.uk ↗ -
Other
The firm registered a charge over its assets guaranteeing a loan to its ultimate parent, TOFR Holdings Limited.
find-and-update.company-information.service.gov.uk ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
Identifiers
Head-office record
- BIC
- CLTIGB21XXX
- How the BIC breaks down
- CLTIBank
- GBCountry · United Kingdom
- 21Location · passive
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 213800XW1LGOEG3T6L75
- LEI record
- View on GLEIF ↗
- Licence no. · FCA-PSD
- 708529
- Licence no. · FCA-PSD
- 557076
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.Register entries: Matched by Elucidate on the UK company number the register gives.
- Register-entry ID
- a11dbb65bec1
Profile
- Type
- Payments & e-moneyPayment institutions, e-money and stored-value issuers, and account-information providers. Licensed under payment-services law (e.g. PSD2 in the EU and UK, the Payment Services Act in Singapore). Taken from the licences on the tracked registers.
- Regulation
- Prudential licenceAuthorised with capital, safeguarding and conduct requirements, e.g. an authorised payment or e-money institution in the EU or UK, a major payment institution in Singapore, or a MiCA crypto-asset service provider.
- Register licences
- 2 entries on 1 register
- Activities
- Payment services
- Licensed in
- United Kingdom
- Website (register)
- www.cleartreasury.co.uk ↗
- Country · region
- United Kingdom · Europe & Central Asia
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.
Addresses
- Registered address
- DAUNTSEY HOUSE FLOOR 4 4B FREDERICK'S PLACE LONDON EC2R 8AB UNITED KINGDOM
- Operational address
- DAUNTSEY HOUSE FLOOR 4 4B FREDERICK'S PLACE LONDON LONDON EC2R 8AB UNITED KINGDOM
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Debtor agent, creditor agent or an intermediary agent
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>CLTIGB21XXX</BICFI>
<LEI>213800XW1LGOEG3T6L75</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>CLTIGB21XXX</BICFI>
<LEI>213800XW1LGOEG3T6L75</LEI>
<Nm>CLEAR TREASURY UK TRADING LIMITED</Nm>
<PstlAdr>
<TwnNm>LONDON</TwnNm>
<Ctry>GB</Ctry>
<AdrLine>DAUNTSEY HOUSE FLOOR 4 4B FREDERICK'S PLACE LONDON EC2R 8AB</AdrLine>
</PstlAdr>
</FinInstnId>This BIC is not connected to Swift. Messages reach the institution through a correspondent bank, so it cannot be the instructing or instructed agent.
The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
Register entries are not screened against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- FCA Financial Services Register - Payment Institutions & RAISPs—Financial Conduct Authority (FCA) · register ↗ as at 25 September 2026
- Overview, authorisation, partners, products, leadership and events—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: cleartreasury.co.uk (official website) · original; Jordan Tilley: cleartreasury.co.uk (official website) · original; Denise Kehoe: cleartreasury.co.uk (official website) · original; Paul Reilly: cleartreasury.co.uk (official website) · original; Gary O'Driscoll: cleartreasury.co.uk (official website) · original.
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