France · Credit institution
Compagnie Generale de Credit Aux Particuliers - Credipar
Legal name in the LEI recordCOMPAGNIE GENERALE DE CREDIT AUX PARTICULIERS CREDIPAR
Compagnie Générale de Crédit aux Particuliers (CREDIPAR) is a French société anonyme with its head office in Poissy. It is a credit institution licensed by the Autorité de Contrôle Prudentiel et de Résolution (ACPR). It is wholly owned by Banque Stellantis France. That bank is owned 50/50 by Stellantis Financial Services Europe and Open Bank, S.A., formerly Santander Consumer Finance. Trading as Stellantis Finance & Services, CREDIPAR provides vehicle loans, leases, insurance and service contracts to customers of Stellantis brands in France. It also provides stock financing to their dealer networks. It was formed in 1979, absorbed SOFIRA in 2015 and adopted its current trade name in April 2023.
Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers. It is on the ECB list of supervised entities (see Regulatory status): that is banking supervision, not a licence on a tracked register.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
Regulatory status
ECB banking supervision
List of supervised entities as of 2026-07-01
- Classification
- Significant institution
- Supervisor
- European Central Bank (direct supervision)
- Listed as
- Compagnie Générale De Crédit Aux Particuliers - Credipar
- Entity type
- Credit institution
- Supervised group (ECB)
- Banco Santander, S.A. →
- Why significant
- Size (Total assets above EUR 1,000 bn)
European registers
ECB · monetary financial institutions
List as at 2026-09-25
- Category
- Credit institution
- Minimum reserves
- Subject to minimum reserves
- Listed as
- Compagnie générale de crédit aux particuliers - Crédipar
- RIAD code
- FR18189
Entries are matched on the LEI. Each register is quoted as its publisher lists it.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- CGCPFRPLXXX head office
- Connection to Swift
- Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under CGCPFRPL directly.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- T2
- Branch codes
- None: head-office BIC only
- BIC first registered
- 2014-10-25
- Last updated
- 2025-09-17
Overview
Researched 29 Sep 2026 · Sources
Employees
Not published
Ownership
Group subsidiary
100% BANQUE STELLANTIS FRANCE
Institution type
Commercial bank
Trades as Stellantis Finance & Services
- Standing
- CREDIPAR has traded as Stellantis Finance & Services since April 2023. Its previous trade name was PSA Finance France. The legal name did not change. The head office moved to the Green Campus, 43 rue Jean Pierre Timbaud, Poissy, in April 2025.
- Ownership
- Banque Stellantis France holds 100% of CREDIPAR and is itself owned 50/50 by Stellantis Financial Services Europe and Open Bank, S.A. (formerly Santander Consumer Finance).
- Direct parent
- BANQUE STELLANTIS FRANCE, France 100%
- Head office
- 43 rue Jean Pierre Timbaud, 78300 Poissy, France
- Company register
- RCS Versailles 317 425 981 (SIREN 317425981)
- Name in the local language
- Compagnie générale de crédit aux particuliers - Crédipar
Business lines
CREDIPAR finances new and used Stellantis-brand vehicles in France through loans, leases with a purchase option and finance leases. Through its SOFIRA business it provides stock financing to dealers. It also acts as an insurance intermediary (ORIAS 07 004 921).
Online
- Websites & references
- stellantis-finance-services.fr ↗
espaceclient-myfinance-fr.stellantis.com ↗ customer portal (Espace Client)
credipar-cb.com ↗ debt collection site linked from footer
banque-stellantis-france.com ↗ parent company site (Banque Stellantis France group investor information)
Wikipedia ↗
Wikidata Q86661502 ↗ - Official social accounts
- LinkedIn ↗ · Facebook ↗ · YouTube ↗
Sources · 12 pages consulted
- stellantis-finance-services.fr/
- stellantis-finance-services.fr/mentions-legales
- banque-stellantis-france.com/en/our-new-name-banque-stellantis-france
- banque-stellantis-france.com/en/notre-banque/governance
- banque-stellantis-france.com/en/group/psa-banque-frances-key-figures
- banque-stellantis-france.com/en/financial-information/financial-documentation
- banque-stellantis-france.com/sites/banque_stellantis_france/files/psa-files/Investisseurs/Investor%20Presentation%20-%
- pappers.fr/entreprise/compagnie-generale-de-credit-aux-particuliers-credipar-317425981
- actulegales.fr/recherche/siren/317425981
- societe.com/societe/compagnie-generale-de-credit-aux-particuliers-credipar-317425981.html
- lei.bloomberg.com/leis/view/969500C6V7XE6KJJW795
- espaceclient-myfinance-fr.stellantis.com/epw02Web/legal.action;jsessionid=C6CD4B27EC47B43F71DA53D28DDD246F
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
- Jean-Paul Duparc Directeur général (Chief Executive Officer) and director
- Chair
- Guillaume Laubry Président du conseil d'administration (Chairman of the Board)
- Chief financial officer
- Stéphane Riehl Chief Financial Officer, Banque Stellantis France group
- Executive
- Hélène Bouteleau Directeur général délégué (Deputy Chief Executive Officer) and director
Supervisors & regulators
Researched 29 Sep 2026 · Sources
- European Union
- European Central Bank Prudential supervisor
- France
- Autorité de Contrôle Prudentiel et de Résolution (ACPR) Prudential supervisorAML supervisorConductResolution
Recent events
Researched 29 Sep 2026 · Sources
-
Other
Santander Consumer Finance, which owns 50% of the parent Banque Stellantis France, merged with Open Bank and was renamed Open Bank, S.A.
banque-stellantis-france.com ↗ -
Leadership
The general meeting of 7 April 2026 noted the resignation of directors Rafael Moral-Salarich and Stéphane Levi.
actulegales.fr ↗ -
Leadership
The board appointed Guillaume Laubry chair and Hélène Bouteleau deputy CEO from 1 April 2025, replacing Laurent Aubineau as deputy CEO.
societe.com ↗ -
Other
The bank moved its head office to the Green Campus at 43 rue Jean Pierre Timbaud, Poissy.
banque-stellantis-france.com ↗ -
Leadership
The board appointed Jean-Paul Duparc chief executive, replacing Laurent Aubineau, who became deputy chief executive.
societe.com ↗ -
Other
Under the reorganisation of Stellantis's financing activities, the bank began financing all Stellantis brands in France and adopted the Stellantis Finance & Services name.
banque-stellantis-france.com ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
Identifiers
Head-office record
- BIC
- CGCPFRPLXXX
- How the BIC breaks down
- CGCPBank
- FRCountry · France
- PLLocation
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 969500C6V7XE6KJJW795
- LEI record
- View on GLEIF ↗
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
- National bank code
- Code interbancaire (CIB) 18189
Profile
- Type
- Credit institutionListed as a credit institution, or a branch of one, on the ECB’s list of supervised entities, or named as a bank on the Financial Stability Board’s G-SIB list, directly or as a G-SIB’s main operating bank. These are the only bank lists the directory tracks so far.
- Regulation
- Prudentially supervised (ECB list)Prudentially supervised, according to the ECB list of supervised entities (as at 2026-07-01). This is banking supervision, not a licence on a tracked register.
- Register licences
- None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- Country · region
- France · Europe & Central Asia
- Banking supervision
- Significant · supervised by the ECB as of 2026-07-01
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
- Founded
- 1979
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
- Direct parent
- Banque Stellantis France · France969500JK1O192KI3E882 ↗
The Banque Stellantis France group has 3 institutions in the directory, in 1 country: all hold a BIC.
Including Compagnie Pour la Location des Vehicules, Psa Banque France.
See the Banque Stellantis France group →Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Registered address
- GREEN CAMPUS, ANTARES 43, RUE JEAN PIERRE TIMBAUD POISSY 78300 FRANCE
- Operational address
- GREEN CAMPUS ANTARES FLOOR 1 43 RUE JEAN PIERRE TIMBAUD POISSY 78300 POISSY FRANCE
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>CGCPFRPLXXX</BICFI>
<LEI>969500C6V7XE6KJJW795</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>CGCPFRPLXXX</BICFI>
<LEI>969500C6V7XE6KJJW795</LEI>
<Nm>COMPAGNIE GENERALE DE CREDIT AUX PARTICULIERS - CREDIPAR</Nm>
<PstlAdr>
<TwnNm>POISSY</TwnNm>
<Ctry>FR</Ctry>
<AdrLine>GREEN CAMPUS, ANTARES 43, RUE JEAN PIERRE TIMBAUD POISSY 78300</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
Payment schemes and systems
EPC registers of 2026-09-11 · ECB T2 list of 2026-07-02 · ECB TIPS list of 2026-09-01 · SIX Bank Master valid on 2026-09-28
| Scheme or system | Since | Registered with | Note |
|---|---|---|---|
| T2 (Eurosystem real-time gross settlement)ISO 20022 messages | — | Head office | — |
The T2 list names direct participants only and gives no joining date.
An institution missing from T2 may still be reachable through an indirect participant.
“ISO 20022 messages” marks a scheme or system whose rulebook or operator specifies ISO 20022 for messages between participants.
National bank codes
Code interbancaire (CIB) · France
1 code
| Code | Routes to BIC | Name in the national file | City |
|---|---|---|---|
| 18189 | CGCPFRPLXXX | Compagnie générale de crédit aux particuliers - Crédipar | POISSY |
Each code shows the name in the national file. Smaller banks often route through a central institution’s BIC. A code can therefore belong to a different bank than the one on this page.
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Payment schemes and systems—Source: European Central Bank, List of T2 participants.
- Banking supervision—Source: European Central Bank, list of supervised entities.
- Wikidata—CC0, matched on the BIC or LEI recorded in Wikidata. It is community-edited, so check key facts.
- National bank codes—France (Source: ACPR – REGAFI).
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- European registers—Source: European Central Bank (ECB), list of monetary financial institutions and list of institutions subject to minimum reserves. Matched on LEI by Elucidate.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: stellantis-finance-services.fr (official website) · original.
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