Spain · Credit institution
Banco Santander S.A
Legal name in the LEI recordBANCO SANTANDER S.A.
Banco Santander, S.A. is a Spanish public limited company with its registered office in Santander. Its corporate headquarters are at Ciudad Grupo Santander in Boadilla del Monte, Madrid. The bank is widely held and its shares are listed in Madrid, New York and London. It is the parent of Grupo Santander, which it describes as a global retail bank operating in nine core markets in Europe and the Americas. In January 2026 it completed the sale of about 49% of Santander Bank Polska to Erste Group. It acquired TSB in the UK in April 2026. Its US holding company completed the acquisition of Webster Financial in August 2026.
Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers. It is on the ECB list of supervised entities (see Regulatory status): that is banking supervision, not a licence on a tracked register.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
Regulatory status
FSB · global systemically important banks
2025 list
- G-SIB
- Santander
- Relation
- Listed G-SIB entityThe entity the FSB names on its G-SIB list: the group’s holding company, or the bank itself where the group is a single bank.
- Bucket
- 1 of 5 · extra capital buffer 1.0% of risk-weighted assets
- On the list since
- 2011
ECB banking supervision
List of supervised entities as of 2026-07-01
- Classification
- Significant institution
- Supervisor
- European Central Bank (direct supervision)
- Listed as
- Banco Santander, S.A.
- Entity type
- Credit institution
- Supervisory group
- Heads its own group
- Why significant
- Size (Total assets above EUR 1,000 bn)
European registers
ECB · monetary financial institutions
List as at 2026-09-25
- Category
- Credit institution
- Minimum reserves
- Subject to minimum reserves
- Listed as
- Banco Santander, S.A.
- RIAD code
- ES0049
ESMA · MiFID II register
Register as at 2026-09-28
| Entry | Competent authority | Authorised | Services or instruments |
|---|---|---|---|
| Investment services (MiFID II) | Comisión Nacional del Mercado de Valores (CNMV) | 1947-03-17 | A1 A2 A3 A4 A5 A6 A7 A8 A9 B1 B2 B3 B4 B5 B6 B7 |
Service codes follow MiFID II Annex I: A for investment services, B for ancillary services. Hover a code for its meaning.
Entries are matched on the LEI. Each register is quoted as its publisher lists it.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- BSCHESMMXXX head office
- Connection to Swift
- Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under BSCHESMM directly.
- Swift GPI
- Live member
- Payment schemes and systems
- SCT · SCT Inst · SDD Core · SDD B2B · OCT Inst · VOP · T2 · TIPS
- Branch codes
- 8 branch codes
- BIC first registered
- 2000-06-03
- Last updated
- 2019-03-12
Overview
Researched 29 Sep 2026 · Sources
Ownership
Publicly listed
Tickers SAN · SAN · BNC
Institution type
Universal bank
Trades as Santander
- Ownership
- The bank is widely held, and BlackRock Inc. is the only significant shareholder notified to the CNMV, with 6.851% of voting rights.
- Major shareholder
- BlackRock Inc. (indirect) 6.851% · 4 Jul 2025
- Stock listings
- Bolsa de Madrid (BME) SAN
New York Stock Exchange (ADS) SAN
London Stock Exchange BNC - Head office
- Ciudad Grupo Santander, Avenida de Cantabria s/n, 28660 Boadilla del Monte, Spain (registered office: Paseo de Pereda 9-12, 39004 Santander, Spain)
- Company register
- Registro Mercantil de Cantabria (Santander), sheet 286, folio 64, Companies Book no. 5, entry 1; Bank of Spain register no. 0049; tax ID A-39000013
- Name in the local language
- Banco Santander, S.A.
- Former name
- Banco Santander Central Hispano, S.A.
Business lines
The group reports five global businesses: Retail & Commercial Banking, Openbank (consumer finance and digital banking), Corporate & Investment Banking, Wealth Management & Insurance and Payments.
Online
- Websites & references
- santander.com ↗
bancosantander.es ↗ Spanish retail banking site
santandercib.com ↗ Santander Corporate & Investment Banking brand site
Wikidata Q806215 ↗ - Official social accounts
- LinkedIn ↗ · X ↗ · Facebook ↗ · Instagram ↗ · YouTube ↗
Sources · 17 pages consulted
- santander.com/en/home
- santander.com/en/landing-pages/legal-notice
- santander.com/en/about-us/our-board
- santander.com/en/about-us/key-facts-and-figures
- santander.com/en/press-room/press-releases/2026/07/q2-2026-santander-bank-results
- cnmv.es/portal/Consultas/DerechosVoto/Notificaciones-Participaciones.aspx?qS=%7Bbd5dfd43-5f82-474
- santander.com/en/shareholders-and-investors/general-information/significant-equity-shareholdings-and-tr
- santander.com/en/press-room/press-releases/2026/08/santander-expands-us-presence-with-completion-of-web
- santanderbank.com/about/media-center/santander-completes-webster-acquisition-082026
- santander.com/en/press-room/press-releases/2026/07/santander-announces-its-intention-to-launch-an-excha
- santander.com/content/dam/santander-com/en/documentos/resultados-trimestrales/2026/q2/rt-q2-2026-banco-
- santander.com/content/dam/santander-com/en/documentos/resultados-trimestrales/2026/q1/rt-q1-2026-banco-
- sec.gov/Archives/edgar/data/891478/000095010326013535/dp252949_6k.htm
- santander.com/en/press-room/santander-international-banking-conference/biographies/jose-garcia-cantera
- fdic.gov/system/files/2024-07/santander-165-2207.pdf
- santandercib.com/solutions/global-transaction-banking/international-financial-institutions
- infobae.com/espana/agencias/2026/02/10/el-supremo-confirma-multa-de-45-millones-de-euros-al-santander
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
-
Héctor Grisi Checa
Chief Executive Officer
- Chair
-
Ana Botín-Sanz de Sautuola y O'Shea
Executive Chair
- Chief financial officer
-
José García Cantera
Group Chief Financial Officer
- Executive
-
Glenn Hutchins
Vice Chair and Lead Independent Director
- Executive
-
Jaime Pérez Renovales
General Counsel and secretary of the board
Supervisors & regulators
Researched 29 Sep 2026 · Sources
- European Union
- European Central Bank (Single Supervisory Mechanism) Prudential supervisor
- Spain
- Bank of Spain (Banco de España) Central bankPrudential supervisorConductResolution
- Spain
- National Securities Market Commission (CNMV) SecuritiesConduct
- Spain
- Executive Service of the Commission for the Prevention of Money Laundering (SEPBLAC) AML supervisor
- European Union
- Single Resolution Board Resolution
- Spain
- Fund for Orderly Bank Restructuring (FROB) Resolution
Recent events 1 enforcement or investigation item
Researched 29 Sep 2026 · Sources
-
Merger / acquisition
Santander Holdings USA completed the acquisition of Webster Financial Corporation, announced in February 2026 at USD 12.2 billion.
santander.com ↗ -
Merger / acquisition
The bank announced a voluntary share-exchange offer for the roughly 10% of Santander Brazil it does not own, subject to approvals.
santander.com ↗ -
Merger / acquisition
The bank completed the acquisition of TSB Banking Group plc from Banco de Sabadell for about GBP 2.9 billion in cash.
santander.com ↗ -
Enforcement
Spain's Supreme Court upheld two Bank of Spain fines totalling EUR 4.5 million originally imposed on Banco Popular, holding the bank liable as successor.
infobae.com ↗ -
Merger / acquisition
The bank completed the sale of about 49% of Santander Bank Polska to Erste Group Bank AG for about EUR 7 billion in cash.
santander.com ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
Identifiers
Head-office record
- BIC
- BSCHESMMXXX
- How the BIC breaks down
- BSCHBank
- ESCountry · Spain
- MMLocation
- XXXBranch · head office
- Branch description
- ALL SPAIN BRANCHES
- LEI
- 5493006QMFDDMYWIAM13
- LEI record
- View on GLEIF ↗
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
- National bank code
- Código de entidad (NRBE) 0049
Profile
- Type
- Credit institutionListed as a credit institution, or a branch of one, on the ECB’s list of supervised entities, or named as a bank on the Financial Stability Board’s G-SIB list, directly or as a G-SIB’s main operating bank. These are the only bank lists the directory tracks so far.
- Regulation
- Prudentially supervised (ECB list)Prudentially supervised, according to the ECB list of supervised entities (as at 2026-07-01). This is banking supervision, not a licence on a tracked register.
- Register licences
- None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- Country · region
- Spain · Europe & Central Asia
- FSB G-SIB list
- Bucket 1 of 5 list of 2025
- Banking supervision
- Significant · supervised by the ECB as of 2026-07-01
- Trading venues (MIC)
- Operates 2 MICs list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
- Founded
- 1857
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
- FSB G-SIB list
- Listed G-SIB entity · Santander bucket 1 · 2025 listThe entity the FSB names on its G-SIB list: the group’s holding company, or the bank itself where the group is a single bank.
The Banco Santander S.A. group has 97 institutions in the directory, in 36 countries: 88 hold a BIC and 9 do not.
Including Banco Santander Totta, SA, Banco Santander S.A. (France), Getnet Emoney Ede Sl, Openbank Deutschland Aktiengesellschaft, Santander Investment S.A..
See the Banco Santander S.A. group →Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Registered address
- PASEO DE PEREDA 9-12 SANTANDER 39004 SPAIN
- Operational address
- CIUDAD GRUPO SANTANDER EDIFICIO PAMPA CAMINO DE CANTABRIA S/ N BAODILLA DEL MONTE MADRID 28660 MADRID POB 614 Y 823 SPAIN
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>BSCHESMMXXX</BICFI>
<LEI>5493006QMFDDMYWIAM13</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>BSCHESMMXXX</BICFI>
<LEI>5493006QMFDDMYWIAM13</LEI>
<Nm>BANCO SANTANDER S.A</Nm>
<PstlAdr>
<Ctry>ES</Ctry>
<AdrLine>PASEO DE PEREDA 9-12 SANTANDER 39004</AdrLine>
</PstlAdr>
</FinInstnId>Swift’s two address fields do not agree on a town, so the full record gives the address as address lines only.
The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
Payment schemes and systems
EPC registers of 2026-09-11 · ECB T2 list of 2026-07-02 · ECB TIPS list of 2026-09-01 · SIX Bank Master valid on 2026-09-28
| Scheme or system | Since | Registered with | Note |
|---|---|---|---|
| SEPA Credit TransferISO 20022 messages | 2008-01-28 | Head office | — |
| SEPA Instant Credit TransferISO 20022 messages | 2017-11-21 | Head office | — |
| SEPA Direct Debit CoreISO 20022 messages | 2010-11-01 | Head office | — |
| SEPA Direct Debit Business-to-BusinessISO 20022 messages | 2010-11-01 | Head office | — |
| One-Leg Out Instant Credit TransferISO 20022 messages for the euro leg | 2024-05-13 | Head office | — |
| Verification of Payee | 2025-09-30 | Head office | — |
| T2 (Eurosystem real-time gross settlement)ISO 20022 messages | — | Head office | — |
| TIPS (TARGET Instant Payment Settlement)ISO 20022 messages | — | Head office | — |
SEPA dates are when the institution became ready for the scheme. The T2 list names direct participants only and gives no joining date. TIPS entries have no joining date.
An institution missing from T2 may still be reachable through an indirect participant. The ECB’s TIPS list does not separate participants from reachable parties. It includes institutions reachable in Swedish kronor as well as in euro.
“ISO 20022 messages” marks a scheme or system whose rulebook or operator specifies ISO 20022 for messages between participants.
Market identifiers
2 trading venues and reporting services run under this LEI list of 2026-09-17
| MIC | Market | Kind | Category |
|---|---|---|---|
| BSLB | BANCO SANTANDER, LONDON BRANCH | Operating MIC | Systematic internaliser |
| SANT | BANCO SANTANDER S.A.SANT | Operating MIC | Systematic internaliser |
National bank codes
Código de entidad (NRBE) · Spain
1 code file of 2026-09-24
| Code | Routes to BIC | Name in the national file | City |
|---|---|---|---|
| 0049 | BSCHESMMXXX | BANCO SANTANDER, S.A. | SANTANDER |
Each code shows the name in the national file. Smaller banks often route through a central institution’s BIC. A code can therefore belong to a different bank than the one on this page.
Network
Branches and correspondent banking
All 8 branch BICs connect to the head office, spread across 4 functions. Largest: Clearing & payments (2), Securities & custody (2), Trade finance (2). 6 other banks publish 6 accounts held with this bank.
All 8 branch BICs connect to the head office. Most were registered in 2015 (2 BICs) and 2020 (2). 6 other banks publish 6 accounts held with this bank.
- Own offices
- Respondent banks: they hold accounts here
Hover over a branch, account or group to see its details
Respondent banks
From the correspondent lists other banks publish
6 other banks publish 6 accounts held with this bank.
| Currency | Respondent bank | Held at | Account | Purpose | Published in |
|---|---|---|---|---|---|
| EUR | Banco de la Republica Oriental del Uruguay Uruguay | BSCHESMM | — | EUR transfers | brou.com.uy ↗ |
| EUR | Banco de Reservas de la Republica Dominicana Dominican Republic | BSCHESMMXXX | ES3400495494822110456083 | — | banreservas.com ↗ |
| EUR | Banco Santander (Brasil) S.A. Brazil | BSCHESMMXXX | — | Receipt of international payment orders | cms.santander.com.br ↗ dated Apr 2019 |
| EUR | Cassa Centrale Banca - Credito Cooperativo Italiano S.P.A. Italy | BSCHESMM | — | — | cassacentrale.it ↗ dated 21 Apr 2026 |
| EUR | Hang Seng Bank Limited Hong Kong SAR China | BSCHESMM | — | inward payments | hangseng.com ↗ |
| EUR | Mashreqbank Psc. United Arab Emirates | BSCHESMMXXX | — | standard settlement instruction | mashreq.com ↗ |
Each row is an account the respondent bank lists as held with this bank, as published. Only banks that publish their correspondent accounts, and that Elucidate has researched, can appear, so the list is not complete. Confirm settlement instructions with either bank before relying on them.
Branch codes
| BIC | Branch | City | Address | LEI | Updated |
|---|---|---|---|---|---|
| BSCHESMM1SG | ONE STOP GUARANTEES | Madrid | CIUDAD GRUPO SANTANDER EDIFICIO PAMPA CAMINO DE CANTABRIA S/ N BAODILLA DEL MONTE MADRID 28660 MADRID POB 614 Y 823 SPAIN | — | 2020-07-04 |
| BSCHESMMAGE | ONLY FOR SECURITIES | Madrid | MADRID MADRID SPAIN | — | 2019-03-12 |
| BSCHESMMBME | ONLY FOR SECURITIES | Madrid | MADRID MADRID SPAIN | — | 2019-03-12 |
| BSCHESMMCEQ | CASH EQ | Madrid | EDIFICIO PAMPA CIUDAD GRUPO SANTAND CAMINO DE CANTABRIA S/ N BAODILLA DEL MONTE MADRID 28660 MADRID POB 614 Y 823 SPAIN | — | 2026-08-01 |
| BSCHESMMCLS | SANTANDER MADRID CLS CONTROL BRANCH | Madrid | MADRID MADRID SPAIN | — | 2019-03-12 |
| BSCHESMMGET | GETNET | Madrid | CIUDAD GRUPO SANTANDER EDIFICIO PAMPA CAMINO DE CANTABRIA S/ N BAODILLA DEL MONTE MADRID 28660 MADRID POB 614 Y 823 SPAIN | — | 2022-09-03 |
| BSCHESMMGTS | GLOBAL TRADE SERVICES | Madrid | CIUDAD GRUPO SANTANDER EDIFICIO PAMPA CAMINO DE CANTABRIA S/ N BAODILLA DEL MONTE MADRID 28660 MADRID POB 614 Y 823 SPAIN | — | 2020-07-04 |
| BSCHESMMSIC | CORPORATES INFORMATION SYSTEM | Boadilla Del Monte | CAMINO DE CANTABRIA S/ N BOADILLA DEL MONTE BOADILLA DEL MONTE SPAIN | — | 2019-03-12 |
Claim this profile
Work at Banco Santander S.A?
Claim this page to have it marked as verified by the bank, and to send us corrections. We verify every claim before anything changes on the page.
- 01Submit Tell us who you are, using your work email.
- 02We verify We check the email domain and confirm your role with the bank. This usually takes up to five business days.
- 03Profile claimed The page is marked as claimed and verified. You can send us corrections at any time.
Claim received
Thank you. We will email your work address once the claim is verified. Until then, the page stays unclaimed.
The claim was not sent. Try again, or email contact@elucidate.co.
Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Payment schemes and systems—Source: European Payments Council (EPC) Registers of Participants; matched to BICs by Elucidate. Source: European Central Bank, List of T2 participants. Source: European Central Bank, List of TIPS participants and reachable parties.
- Banking supervision—Source: European Central Bank, list of supervised entities.
- Wikidata—CC0, matched on the BIC or LEI recorded in Wikidata. It is community-edited, so check key facts.
- National bank codes—Spain (Source: Banco de España).
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- European registers—Source: European Central Bank (ECB), list of monetary financial institutions and list of institutions subject to minimum reserves. Source: European Securities and Markets Authority (ESMA), MiFID II/MiFIR register (investment firms, trading venues, systematic internalisers, data reporting services providers). Matched on LEI by Elucidate.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: Interbrand (Madrid office) [ 1 ] · Public domain · Wikimedia Commons · original; Héctor Grisi Checa: santander.com (official website) · original; Ana Botín-Sanz de Sautuola y O'Shea: santander.com (official website) · original; José García Cantera: santander.com (official website) · original; Glenn Hutchins: santander.com (official website) · original; Jaime Pérez Renovales: santander.com (official website) · original.
Assess the financial crime risk behind a BIC
A BIC identifies an institution; it does not assess it. The Elucidate FinCrime Index (EFI) is an independent score of the financial crime risk of banks, built for correspondent banking and counterparty due diligence.
Book a demo