France · Credit institution
Psa Banque France
Legal name in the LEI recordBANQUE STELLANTIS FRANCE
Banque Stellantis France is a French société anonyme with a board of directors, headquartered in Poissy and licensed as a bank. It is a 50/50 joint venture between Stellantis Financial Services Europe and Open Bank S.A., formerly Santander Consumer Finance, and is fully consolidated by the Santander group. The bank provides loans and leases for Stellantis-brand vehicles to individuals, businesses and dealer networks in France, Belgium, Luxembourg and the Netherlands. It also takes retail savings deposits under the DISTINGO Bank brand. The bank was founded in 1965 as SOFIB and was renamed from PSA Banque France in April 2023. In May 2023 it acquired Stellantis Financial Services Belux and Stellantis Financial Services Nederland.
Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers. It is on the ECB list of supervised entities (see Regulatory status): that is banking supervision, not a licence on a tracked register.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
Regulatory status
ECB banking supervision
List of supervised entities as of 2026-07-01
- Classification
- Significant institution
- Supervisor
- European Central Bank (direct supervision)
- Listed as
- Banque Stellantis France
- Entity type
- Credit institution
- Supervised group (ECB)
- Banco Santander, S.A. →
- Why significant
- Size (Total assets above EUR 1,000 bn)
European registers
ECB · monetary financial institutions
List as at 2026-09-25
- Category
- Credit institution
- Minimum reserves
- Subject to minimum reserves
- Listed as
- BANQUE STELLANTIS FRANCE
- RIAD code
- FR14749
ESMA · MiFID II register
Register as at 2026-09-28
| Entry | Competent authority | Authorised | Services or instruments |
|---|---|---|---|
| Investment services (MiFID II) | Autorité de Contrôle Prudentiel et de Résolution (ACPR) | 1996-10-11 | A1 A2 A4 B1 |
Service codes follow MiFID II Annex I: A for investment services, B for ancillary services. Hover a code for its meaning.
Entries are matched on the LEI. Each register is quoted as its publisher lists it.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- SFBSFRP1XXX head office
- Connection to Swift
- Passive participant (no connection)This BIC is registered for identification only. The institution has no direct connection to the Swift network. Messages and payments reach it through a correspondent bank. The “1” in the eighth character of SFBSFRP1 marks a passive participant.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- SCT · SCT Inst · SDD Core · SDD B2B · VOP · TIPS
- Branch codes
- None: head-office BIC only
- BIC first registered
- 1992-11-05
- Last updated
- 2020-04-20
Overview
Researched 29 Sep 2026 · Sources
Employees
Not published
Ownership
Group subsidiary
Institution type
Commercial bank
Trades as DISTINGO Bank (retail savings); Stellantis Finance & Services (consumer financing, operated through subsidiary CREDIPAR)
- Standing
- Renamed from PSA Banque France on 3 April 2023. The head office moved to 43 rue Jean-Pierre Timbaud, Poissy, on 14 April 2025. The Levallois-Perret address in the Swift directory is out of date.
- Ownership
- Stellantis Financial Services Europe (wholly owned by Stellantis N.V.) and Open Bank S.A. (wholly owned by Banco Santander S.A.) each hold 50% of the shares and voting rights. The bank is fully consolidated within the Santander group.
- Major shareholders
- Stellantis Financial Services Europe 50% · 30 Jun 2026
Open Bank S.A. (formerly Santander Consumer Finance S.A.) 50% · 30 Jun 2026 - Head office
- 43 rue Jean-Pierre Timbaud, 78300 Poissy, France
- Company register
- RCS Versailles 652 034 638
- Former names
- PSA Banque France · SOFIB
Business lines
The bank finances Stellantis-brand vehicles for end customers and dealers, including dealer stock financing, and offers related insurance and services. It funds itself partly through retail savings collected under the DISTINGO Bank brand in France, Germany, the Netherlands and Spain.
Online
- Websites & references
- banque-stellantis-france.com ↗
distingobank.fr ↗ DISTINGO Bank retail savings site (brand of the bank)
stellantis-finance-services.fr ↗ Customer financing site operated by subsidiary CREDIPAR
Wikipedia ↗
Wikidata Q131548828 ↗ - Official social accounts
- LinkedIn ↗ · Facebook ↗ · YouTube ↗
Sources · 8 pages consulted
- banque-stellantis-france.com/sites/banque_stellantis_france/files/psa-files/Finance/Rapport%20semestriel%202026.pdf
- banque-stellantis-france.com/fr
- banque-stellantis-france.com/fr/notre-banque/gouvernance
- banque-stellantis-france.com/fr/notre-banque/chiffres-banque-automobile
- banque-stellantis-france.com/en/legal-notice
- distingobank.fr/informations-legales/
- societe.com/societe/banque-stellantis-france-652034638.html
- acpr.banque-france.fr/fr/reglementation/recueil-des-sanctions
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
- Jean-Paul Duparc Directeur Général (Chief Executive Officer) and director
- Chair
- Alexandre Sorel Président du Conseil d'Administration (Chair of the Board)
- Chief financial officer
- Stéphane Riehl Directeur Financier (Chief Financial Officer)
- Executive
- Hélène Bouteleau Directrice Générale Déléguée (Deputy CEO) and director
- Executive
- Rafael Moral Salarich Vice-Président du Conseil d'Administration (Vice-Chair of the Board)
Supervisors & regulators
Researched 29 Sep 2026 · Sources
- European Union
- European Central Bank Prudential supervisor
- France
- Autorité de contrôle prudentiel et de résolution (ACPR) Prudential supervisorAML supervisorConduct
- France
- Autorité des marchés financiers (AMF) Securities
- European Union
- Single Resolution Board Resolution
Recent events
Researched 29 Sep 2026 · Sources
-
Other
Santander Consumer Finance, a 50% shareholder, merged with Openbank within the Santander group and was renamed Open Bank S.A.
banque-stellantis-france.com ↗ -
Leadership
Hélène Bouteleau became Deputy CEO on 1 April 2025, replacing Laurent Aubineau, who resigned on 31 March 2025.
banque-stellantis-france.com ↗ -
Other
The bank moved its registered office from 2-10 boulevard de l'Europe to 43 rue Jean-Pierre Timbaud, Poissy, on 14 April 2025.
societe.com ↗ -
Other
The Single Resolution Board informed the ACPR that the bank's group is no longer subject to a minimum requirement for own funds and eligible liabilities (MREL).
banque-stellantis-france.com ↗ -
Leadership
The board appointed Alexandre Sorel as Chair and Jean-Paul Duparc as CEO under the shareholders' three-year rotation of senior posts.
banque-stellantis-france.com ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
Identifiers
Head-office record
- BIC
- SFBSFRP1XXX
- How the BIC breaks down
- SFBSBank
- FRCountry · France
- P1Location · passive
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 969500JK1O192KI3E882
- LEI record
- View on GLEIF ↗
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
- National bank code
- Code interbancaire (CIB) 14749
Profile
- Type
- Credit institutionListed as a credit institution, or a branch of one, on the ECB’s list of supervised entities, or named as a bank on the Financial Stability Board’s G-SIB list, directly or as a G-SIB’s main operating bank. These are the only bank lists the directory tracks so far.
- Regulation
- Prudentially supervised (ECB list)Prudentially supervised, according to the ECB list of supervised entities (as at 2026-07-01). This is banking supervision, not a licence on a tracked register.
- Register licences
- None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- Country · region
- France · Europe & Central Asia
- Banking supervision
- Significant · supervised by the ECB as of 2026-07-01
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
- Founded
- 1965
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
The Banque Stellantis France group has 3 institutions in the directory, in 1 country: all hold a BIC.
Including Compagnie Generale de Credit Aux Particuliers - Credipar, Compagnie Pour la Location des Vehicules.
See the Banque Stellantis France group →Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Registered address
- 29 RUE ERNEST COQNACQ LEVALLOIS PERRET 92307 FRANCE
- Operational address
- 29 RUE ERNEST COGNACQ LEVALLOIS PERRET 92307 LEVALLOIS PERRET POB 240 FRANCE
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Debtor agent, creditor agent or an intermediary agent
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>SFBSFRP1XXX</BICFI>
<LEI>969500JK1O192KI3E882</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>SFBSFRP1XXX</BICFI>
<LEI>969500JK1O192KI3E882</LEI>
<Nm>PSA BANQUE FRANCE</Nm>
<PstlAdr>
<TwnNm>LEVALLOIS PERRET</TwnNm>
<Ctry>FR</Ctry>
<AdrLine>29 RUE ERNEST COQNACQ LEVALLOIS PERRET 92307</AdrLine>
</PstlAdr>
</FinInstnId>This BIC is not connected to Swift. Messages reach the institution through a correspondent bank, so it cannot be the instructing or instructed agent.
The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
Payment schemes and systems
EPC registers of 2026-09-11 · ECB T2 list of 2026-07-02 · ECB TIPS list of 2026-09-01 · SIX Bank Master valid on 2026-09-28
| Scheme or system | Since | Registered with | Note |
|---|---|---|---|
| SEPA Credit TransferISO 20022 messages | 2008-01-28 | Head office | — |
| SEPA Instant Credit TransferISO 20022 messages | 2025-01-09 | Head office | — |
| SEPA Direct Debit CoreISO 20022 messages | 2010-11-01 | Head office | — |
| SEPA Direct Debit Business-to-BusinessISO 20022 messages | 2015-09-14 | Head office | — |
| Verification of Payee | 2025-12-11 | Head office | — |
| TIPS (TARGET Instant Payment Settlement)ISO 20022 messages | — | Head office | — |
SEPA dates are when the institution became ready for the scheme. TIPS entries have no joining date.
An institution missing from T2 may still be reachable through an indirect participant. The ECB’s TIPS list does not separate participants from reachable parties. It includes institutions reachable in Swedish kronor as well as in euro.
“ISO 20022 messages” marks a scheme or system whose rulebook or operator specifies ISO 20022 for messages between participants.
National bank codes
Code interbancaire (CIB) · France
1 code
| Code | Routes to BIC | Name in the national file | City |
|---|---|---|---|
| 14749 | SFBSFRP1XXX | BANQUE STELLANTIS FRANCE | POISSY |
Each code shows the name in the national file. Smaller banks often route through a central institution’s BIC. A code can therefore belong to a different bank than the one on this page.
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Payment schemes and systems—Source: European Payments Council (EPC) Registers of Participants; matched to BICs by Elucidate. Source: European Central Bank, List of TIPS participants and reachable parties.
- Banking supervision—Source: European Central Bank, list of supervised entities.
- Wikidata—CC0, matched on the BIC or LEI recorded in Wikidata. It is community-edited, so check key facts.
- National bank codes—France (Source: ACPR – REGAFI).
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- European registers—Source: European Central Bank (ECB), list of monetary financial institutions and list of institutions subject to minimum reserves. Source: European Securities and Markets Authority (ESMA), MiFID II/MiFIR register (investment firms, trading venues, systematic internalisers, data reporting services providers). Matched on LEI by Elucidate.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: banque-stellantis-france.com (official website) · original.
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