Netherlands · Payments & e-money
Curo Payments B.V.
CURO Payments B.V. is a Dutch private limited company based in Oss. De Nederlandsche Bank (DNB) has authorised it as a payment institution since 19 February 2019, under relation number F0039. It describes itself as a "Collecting Payment Service Provider". It collects online payments from consumers on behalf of webshops and other online sellers and pays the funds out to them. It also provides these payment services to partner firms such as CardGate and DialXS, which offer them to their own merchants.
Licences and registrations
Held by Curo Payments B.V. (LEI 724500MD983J6IL9AF50). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
|---|---|---|---|---|---|---|---|---|
| EBA PSD2 RegisterThe Netherlands BankLinked by LEI. Matched by Elucidate to GLEIF on name, country and address. | Payment institutionPayment Institution | F0039 | Netherlands | Active | 2019-02-19 | — |
|
Search the register ↗ |
Trading names on the register: CURO Payments B.V./DialXS/CardGate (EBA-PSD2)
- Licences belong to the legal entity, not to a BIC.
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
- The register entries and their trading names were not matched against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- CUPNNL22XXX head office
- Connection to Swift
- Reverse billingThe institution is connected to Swift. Messages sent to it are billed to the institution, not to the sender. The “2” in the eighth character of CUPNNL22 marks reverse billing.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- Branch codes
- None: head-office BIC only
- BIC first registered
- 2024-06-01
- Last updated
- 2024-06-01
Overview
Researched 29 Sep 2026 · Sources
Customers
Not published
Employees
Not published
Ownership
Not published
Firm type
Merchant acquiring and processing
Trades as CURO Payments
- Head office
- Obrechtstraat 43H, 5344 AT Oss, Netherlands
- Company register
- KvK (Netherlands Chamber of Commerce) 55050840
Online
- Websites & references
- curopayments.com ↗
curopayments.net ↗ merchant back-office login (titled My CardGate)
cardgate.com ↗ site of partner brand CardGate (CardGate B.V., KvK 17193764), whose payment services CURO Payments provides - Official social accounts
- None found
Authorisation
Researched 29 Sep 2026 · Sources
- Operates under
- Its own licences
DNB authorises the firm as a payment institution under the Dutch Financial Supervision Act (Wft). According to the DNB register, the licence is passported on a cross-border services basis to 26 EEA states.
| Authority | Licence or registration | Number | Held | Status | Source |
|---|---|---|---|---|---|
| De Nederlandsche Bank (DNB) Netherlands | Betaalinstelling (payment institution): authorisation to carry out the business of a payment service provider (PSD2, Wft 2:3a) | F0039 | In its own name | Active | dnb.nl ↗ |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
Partners and safeguarding
Researched 29 Sep 2026 · Sources
- Safeguarding
- Segregated safeguarding accountsAccording to the DNB register, a separate foundation, Stichting Escrow CURO Payments, acts as the escrow party for third-party funds and falls within DNB's supervision of the firm.
- Payment schemes and card networks
- iDEAL Access not stated curopayments.com ↗
SEPA Direct Debit Access not stated curopayments.com ↗
Visa Access not stated cardgate.com ↗
Mastercard Access not stated cardgate.com ↗
Bancontact Access not stated curopayments.com ↗
Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.
Products and markets
Researched 29 Sep 2026 · Sources
It processes online payments for webshops using methods such as iDEAL, Bancontact, SEPA Direct Debit, credit cards, PayPal and Klarna, and settles the funds to merchants.
It serves merchants in the Netherlands and, according to the DNB register, provides cross-border services in 26 other EEA states.
- Sells to
- Small businesses · Platforms and marketplaces · Enterprises
- Serves customers in 27 countries
- Netherlands · Belgium · Bulgaria · Cyprus · Denmark · Germany · Estonia · Finland · France · Greece · Hungary · Ireland · Iceland · Italy · Lithuania · Luxembourg · Malta · Norway · Austria · Poland · Portugal · Romania · Slovenia · Slovakia · Spain · Czechia · Sweden
Recent events
Researched 29 Sep 2026 · Sources
-
Licence
DNB recorded the firm's cross-border payment services passport for Estonia, effective 28 February 2024.
dnb.nl ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
Identifiers
Head-office record
- BIC
- CUPNNL22XXX
- How the BIC breaks down
- CUPNBank
- NLCountry · Netherlands
- 22Location · reverse billing
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 724500MD983J6IL9AF50
- LEI record
- View on GLEIF ↗
- Licence no. · EBA-PSD2
- F0039
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.Register entry: Matched by Elucidate to GLEIF on name, country and address.
- Register-entry ID
- af226ef0c06a
Profile
- Type
- Payments & e-moneyPayment institutions, e-money and stored-value issuers, and account-information providers. Licensed under payment-services law (e.g. PSD2 in the EU and UK, the Payment Services Act in Singapore). Taken from the licences on the tracked registers.
- Regulation
- Prudential licenceAuthorised with capital, safeguarding and conduct requirements, e.g. an authorised payment or e-money institution in the EU or UK, a major payment institution in Singapore, or a MiCA crypto-asset service provider.
- Register licences
- 1 entry on 1 register
- Activities
- Payment services
- Card acquiring
- Licensed in
- Netherlands
- Country · region
- Netherlands · Europe & Central Asia
- Banking supervision
- Not on the ECB's list of supervised entities as of 2026-07-01
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.
Addresses
- Registered address
- OBRECHTSTRAAT 21 OSS 5344 AT NETHERLANDS
- Operational address
- OBRECHTSTRAAT 21 OSS 5344 AT OSS NETHERLANDS
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>CUPNNL22XXX</BICFI>
<LEI>724500MD983J6IL9AF50</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>CUPNNL22XXX</BICFI>
<LEI>724500MD983J6IL9AF50</LEI>
<Nm>CURO PAYMENTS B.V.</Nm>
<PstlAdr>
<TwnNm>OSS</TwnNm>
<Ctry>NL</Ctry>
<AdrLine>OBRECHTSTRAAT 21 OSS 5344 AT</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
Register entries are not screened against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- EBA PSD2 Register—European Banking Authority (EBA) · register ↗ as at 25 September 2026
- Overview, authorisation, partners, products, leadership and events—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: curopayments.com (official website) · original.
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