Singapore · Payments & e-money
Currencycloud PTE. LTD.
Currencycloud Pte. Ltd. is a company incorporated in Singapore. The Monetary Authority of Singapore (MAS) licenses it as a major payment institution under the Payment Services Act 2019. The licence covers account issuance, domestic money transfer, cross-border money transfer and e-money issuance services. The firm is a wholly owned subsidiary of The Currency Cloud Group Limited, which Visa acquired in December 2021. Under the Currencycloud brand, it provides businesses and regulated financial institutions with e-money global accounts, currency conversion, collections and payouts.
Licences and registrations
Held by Currencycloud PTE. LTD. (LEI 549300OAGW21WXCN2K84). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
|---|---|---|---|---|---|---|---|---|
| MAS Financial Institutions Directory - Major Payment InstitutionMonetary Authority of Singapore (MAS) | Major Payment InstitutionPayment Institution | Not published by the register | Singapore | Active | — | — |
|
Search the register ↗ |
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
Swift network
Swift’s ISO 9362 BIC directory
Holds no BIC in Swift’s directory.
Its LEI is not mapped to a BIC in the Swift and GLEIF BIC-to-LEI relationship file.
Overview
Researched 29 Sep 2026 · Sources
Customers
Not published
Employees
Not published
Ownership
Group subsidiary
100% The Currency Cloud Group Limited
Firm type
FX and business payments
Trades as Currencycloud
- Ownership
- The Currency Cloud Group Limited owns 100% of the firm, and Visa Inc. is the ultimate parent.
- Direct parent
- The Currency Cloud Group Limited ↗, United Kingdom 100%
- Ultimate owner
- Visa Inc., United States
- Head office
- 71 Robinson Road, #08-01, 068895 Singapore, Singapore
- Company register
- ACRA UEN 201619212N
Online
- Websites & references
- currencycloud.com ↗
developer.currencycloud.com ↗ developer portal
support.currencycloud.com ↗ help centre - Official social accounts
- None found
Sources · 8 pages consulted
- eservices.mas.gov.sg/fid/institution/detail/422818-CURRENCYCLOUD-PTE-LTD
- go.currencycloud.com/hubfs/Product/Legal/CCPL_Terms_of_Use.pdf?_gl=1%2A160ivky%2A_gcl_au%2AMjAxMzQ0MTY2MC4xNzU
- currencycloud.com/legal/regulation
- support.currencycloud.com/hc/en-gb/articles/19120064105756-Safeguarding-funds-in-Singapore
- currencycloud.com/
- currencycloud.com/legal/terms
- currencycloud.com/company/news/currencycloud-granted-in-principle-approval-for-major-payment-institution-li
- europeanbusinessmagazine.com/currencycloud-granted-in-principle-approval-for-major-payment-institution-licence-by-the-
Authorisation
Researched 29 Sep 2026 · Sources
- Operates under
- Its own licences
The MAS licenses the firm as a major payment institution under the Payment Services Act 2019. Its terms state that for funds received, accepted or sent in the United States it relies on its affiliate Visa Global Services Inc., a licensed US money transmitter.
| Authority | Licence or registration | Number | Held | Status | Source |
|---|---|---|---|---|---|
| Monetary Authority of Singapore Singapore | Major Payment Institution (account issuance, domestic money transfer, cross-border money transfer and e-money issuance services) | — | In its own name | Active | eservices.mas.gov.sg ↗ |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
Partners and safeguarding
Researched 29 Sep 2026 · Sources
- Safeguarding
- Segregated safeguarding accountsThe firm states that it safeguards relevant funds in segregated trust accounts at its primary safeguarding institution and/or through a guarantee from its secondary safeguarding institution, and that these funds are not covered by Singapore's Deposit Insurance Scheme.
Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.
Products and markets
Researched 29 Sep 2026 · Sources
It offers business-to-business cross-border payment infrastructure through an API and the Currencycloud Direct interface. Services include e-money global accounts, spot currency conversion, collections through virtual account details and payouts. Regulated financial institutions can also offer these services to their own end customers.
It contracts with business clients in Singapore under its MAS licence, and its terms also address clients resident outside Singapore.
- Sells to
- Financial institutions · Platforms and marketplaces · Enterprises
- Serves customers in
- Singapore
Leadership
Researched 29 Sep 2026 · Sources
- Executive
- Rhidoi Deb Krishnakumar Key personnel (as listed on the MAS Financial Institutions Directory)
Recent events
Researched 29 Sep 2026 · Sources
-
Licence
The MAS granted Currencycloud in-principle approval for a major payment institution licence in Singapore.
currencycloud.com ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
Identifiers
- BIC
- Holds no BIC in Swift’s directory
- How the LEI was matched
- Matched by Elucidate to GLEIF on name, country and address
- Elucidate firm ID
- 920df091f159
Profile
- Type
- Payments & e-moneyPayment institutions, e-money and stored-value issuers, and account-information providers. Licensed under payment-services law (e.g. PSD2 in the EU and UK, the Payment Services Act in Singapore). Taken from the licences on the tracked registers.
- Regulation
- Prudential licenceAuthorised with capital, safeguarding and conduct requirements, e.g. an authorised payment or e-money institution in the EU or UK, a major payment institution in Singapore, or a MiCA crypto-asset service provider.
- Main licence class
- Payment Institution
- Activities
- Money remittance
- Payment services
- E-money / stored value
- Licensed in
- Singapore · East Asia & Pacific
- First registered
- Not published
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
- Direct parent
- The Currency Cloud Group Limited · United Kingdom549300YG7Z2BC73TCX59 ↗
- Ultimate parent
- Visa Inc. · United States549300JZ4OKEHW3DPJ59 ↗
The Visa Inc. group has 9 institutions in the directory, in 2 countries: 7 hold a BIC and 2 do not.
Including The Currency Cloud Limited, Visa Europe Limited, Infinity Foreign Exchange LTD, The Currency Cloud Limited, The Currency Cloud Limited.
See the Visa Inc. group →Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Address on the register
- 71 ROBINSON ROAD #08-01 068895, Singapore, 068895
- Country
- Singapore
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
This institution holds no BIC. A CBPR+ message identifies it by name and postal address, and may add its LEI or a clearing code.
- Identified by
- Name and postal address, with its LEI
- Postal address
- Hybrid: town, postcode and country in their own elements, the rest in one address line
<FinInstnId>
<LEI>549300OAGW21WXCN2K84</LEI>
<Nm>CURRENCYCLOUD PTE. LTD.</Nm>
<PstlAdr>
<PstCd>068895</PstCd>
<TwnNm>Singapore</TwnNm>
<Ctry>SG</Ctry>
<AdrLine>71 ROBINSON ROAD #08-01 068895</AdrLine>
</PstlAdr>
</FinInstnId>- The address line repeats the town or postcode. Remove the repeat if your payment system rejects it.
CBPR+ identifies the instructing and instructed agents by BIC only. An institution without a BIC can be the debtor, creditor or an intermediary agent.
The values are as published by the register. Check them against your own records before use.
Sources & method
Register entries come from the public registers of financial regulators, standardised into one taxonomy. LEIs are matched through GLEIF, and a BIC is linked only through a shared LEI.
An institution missing from these registers is not necessarily unregulated.
Register entries are not matched against the OFAC or EU sanctions lists. Where the legal entity also holds a BIC, the matches for that BIC are on its page. Always screen against the official lists.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Register for this page
- MAS Financial Institutions Directory - Major Payment Institution—Monetary Authority of Singapore (MAS) · source ↗ as at 25 September 2026
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, authorisation, partners, products, leadership and events—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
Assess the financial crime risk behind a licence
A licence records what an institution is authorised to do; it does not assess it. The Elucidate FinCrime Index (EFI) is an independent score of the financial crime risk of banks and payment institutions.
Book a demo