Belgium · Payments & e-money
Deel Payments Europe NV
Legal name in the LEI recordDEEL PAYMENTS EUROPE
Deel Payments Europe NV is a Belgian public limited company (NV) based in Diegem (Machelen). The National Bank of Belgium (NBB) authorises it as a payment institution under number 0783.476.423. It is owned through Atlantic Money, Inc. by Deel, Inc. of the United States, which announced the acquisition of Atlantic Money in November 2024. Under the Atlantic Money brand, it offers international money transfers with currency conversion to consumers and businesses in the EEA. It was previously named Atlantic Money NV.
Licences and registrations
Held by Deel Payments Europe (LEI 9845000CB5G2C9L1EO43). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
|---|---|---|---|---|---|---|---|---|
| EBA PSD2 RegisterNational Bank of BelgiumLinked by LEI. Matched by Elucidate to GLEIF on name, country and address. | Payment institutionPayment Institution | 0783476423 | Belgium | Active | 2022-06-21 | — |
|
Search the register ↗ |
- Licences belong to the legal entity, not to a BIC.
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
- The register entries and their trading names were not matched against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- ATMNBE32XXX head office
- Connection to Swift
- Reverse billingThe institution is connected to Swift. Messages sent to it are billed to the institution, not to the sender. The “2” in the eighth character of ATMNBE32 marks reverse billing.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- SCT · SCT Inst · SDD Core · TIPS
- Branch codes
- None: head-office BIC only
- BIC first registered
- 2025-08-02
- Last updated
- 2026-07-17
Overview
Researched 29 Sep 2026 · Sources
Employees
Not published
Ownership
Group subsidiary
Atlantic Money, Inc.
Firm type
Money remittance
Trades as Atlantic Money
- Standing
- The firm previously traded under the legal name Atlantic Money NV. Its January 2026 customer agreement still used that name. Its May 2026 agreement uses Deel Payments Europe NV. It continues to trade under the Atlantic Money brand.
- Ownership
- Deel, Inc. owns the firm through Atlantic Money, Inc., according to the entity's GLEIF record.
- Direct parent
- Atlantic Money, Inc. ↗, United States
- Ultimate owner
- Deel, Inc., United States
- Head office
- De Kleetlaan 5BC, 1831 Diegem, Belgium
- Company register
- Belgian Crossroads Bank for Enterprises 0783.476.423
- Founders
- Neeraj Baid · Patrick Kavanagh
- Former name
- Atlantic Money NV
Online
- Websites & references
- atlantic.money ↗
news.atlantic.money ↗ brand newsroom
support.atlantic.money ↗ help centre
app.atlantic.money ↗ web application
Wikipedia ↗ group article - Official social accounts
- LinkedIn ↗ · X ↗ · Facebook ↗ · Instagram ↗
- Apps
- App Store ↗ · Google Play ↗
Sources · 11 pages consulted
- atlantic.money/eu/en/
- atlantic.money/eu/en/business
- atlantic.money/eu/en/about
- static.atlantic.money/policies/UserAgreementEU.pdf
- fi.ee/en/payment-services/payment-institutions/payment-services/providers-cross-border-payment-
- deel.com/atlantic-money-acquisition/
- news.atlantic.money/article/atlantic-money-is-joining-deel
- news.atlantic.money/article/eu-licence
- news.atlantic.money/article/new-money-transfer-provider-atlantic-money-brings-fixed-fee-offer-to-italy-spain-
- support.atlantic.money/en/support/solutions/articles/101000360850-how-are-my-funds-protected-
- en.wikipedia.org/wiki/Deel,_Inc.
Authorisation
Researched 29 Sep 2026 · Sources
- Operates under
- Its own licences
The National Bank of Belgium authorises the firm as a payment institution under the Belgian law of 11 March 2018 on payment institutions and e-money institutions. The brand said in 2022 that the licence gave it access to all 30 EU and EEA states. Estonia's Finantsinspektsioon lists the firm as a cross-border payment service provider.
| Authority | Licence or registration | Number | Held | Status | Source |
|---|---|---|---|---|---|
| National Bank of Belgium Belgium | Payment institution | 0783.476.423 | In its own name | Active | atlantic.money ↗ |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
Partners and safeguarding
Researched 29 Sep 2026 · Sources
- Safeguarding
- Segregated safeguarding accountsThe firm states that funds in a customer's account are safeguarded under Belgian payment institution law and kept separate from its own funds.
Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.
Products and markets
Researched 29 Sep 2026 · Sources
It converts and sends money between ten currencies for a flat EUR 3 fee, for transfers of up to EUR 1 million. The currencies are EUR, GBP, USD, CAD, AUD, INR, PLN, SEK, DKK and NOK.
It serves customers in the EEA under its Belgian licence. The brand announced launches in Belgium, Germany, Austria, Ireland, France, Italy and Spain.
- Sells to
- Consumers · Small businesses
- Serves customers in 8 countries
- Belgium · Germany · Austria · Ireland · France · Italy · Spain · Estonia
Recent events
Researched 29 Sep 2026 · Sources
-
Other
The firm's customer agreement version 1.9 named it Deel Payments Europe NV, replacing the name Atlantic Money NV.
static.atlantic.money ↗ -
Merger / acquisition
Deel, Inc. announced that it had acquired Atlantic Money, Inc., the firm's parent, for an undisclosed sum.
deel.com ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
Identifiers
Head-office record
- BIC
- ATMNBE32XXX
- How the BIC breaks down
- ATMNBank
- BECountry · Belgium
- 32Location · reverse billing
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 9845000CB5G2C9L1EO43
- LEI record
- View on GLEIF ↗
- Licence no. · EBA-PSD2
- 0783476423
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.Register entry: Matched by Elucidate to GLEIF on name, country and address.
- Register-entry ID
- 2a2f29e8dcbc
- National bank code
- Bank identification code 116
Profile
- Type
- Payments & e-moneyPayment institutions, e-money and stored-value issuers, and account-information providers. Licensed under payment-services law (e.g. PSD2 in the EU and UK, the Payment Services Act in Singapore). Taken from the licences on the tracked registers.
- Regulation
- Prudential licenceAuthorised with capital, safeguarding and conduct requirements, e.g. an authorised payment or e-money institution in the EU or UK, a major payment institution in Singapore, or a MiCA crypto-asset service provider.
- Register licences
- 1 entry on 1 register
- Activities
- Money remittance
- Payment services
- Licensed in
- Belgium
- Country · region
- Belgium · Europe & Central Asia
- Banking supervision
- Not on the ECB's list of supervised entities as of 2026-07-01
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
- Direct parent
- Atlantic Money, Inc. · United States984500D998A67A3E3E95 ↗
- Ultimate parent
- Deel, Inc. · United States549300IFGBDZQE2NZG16 ↗
The Deel, Inc. group has 4 institutions in the directory, in 4 countries: 3 hold a BIC and 1 does not.
Including Deel Payments UK LTD, Deel Inc., Atlantic Money LTD..
See the Deel, Inc. group →Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Registered address
- DE KLEETLAAN 5BC MACHELEN 1831 BELGIUM
- Operational address
- DE KLEETLAAN 5BC MACHELEN 1831 MACHELEN BELGIUM
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>ATMNBE32XXX</BICFI>
<LEI>9845000CB5G2C9L1EO43</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>ATMNBE32XXX</BICFI>
<LEI>9845000CB5G2C9L1EO43</LEI>
<Nm>DEEL PAYMENTS EUROPE NV</Nm>
<PstlAdr>
<TwnNm>MACHELEN</TwnNm>
<Ctry>BE</Ctry>
<AdrLine>DE KLEETLAAN 5BC MACHELEN 1831</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
Payment schemes and systems
EPC registers of 2026-09-11 · ECB T2 list of 2026-07-02 · ECB TIPS list of 2026-09-01 · SIX Bank Master valid on 2026-09-28
| Scheme or system | Since | Registered with | Note |
|---|---|---|---|
| SEPA Credit TransferISO 20022 messages | 2025-09-22 | Head office | — |
| SEPA Instant Credit TransferISO 20022 messages | 2025-09-22 | Head office | — |
| SEPA Direct Debit CoreISO 20022 messages | 2025-09-22 | Head office | — |
| TIPS (TARGET Instant Payment Settlement)ISO 20022 messages | — | Head office | — |
SEPA dates are when the institution became ready for the scheme. TIPS entries have no joining date.
An institution missing from T2 may still be reachable through an indirect participant. The ECB’s TIPS list does not separate participants from reachable parties. It includes institutions reachable in Swedish kronor as well as in euro.
“ISO 20022 messages” marks a scheme or system whose rulebook or operator specifies ISO 20022 for messages between participants.
National bank codes
Bank identification code · Belgium
1 code file of 2026-09-01
| Code | Routes to BIC | Name in the national file |
|---|---|---|
| 116 | ATMNBE32XXX | Atlantic Money NV/SA |
Each code shows the name in the national file. Smaller banks often route through a central institution’s BIC. A code can therefore belong to a different bank than the one on this page.
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
Register entries are not screened against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Payment schemes and systems—Source: European Payments Council (EPC) Registers of Participants; matched to BICs by Elucidate. Source: European Central Bank, List of TIPS participants and reachable parties.
- National bank codes—Belgium (Source: National Bank of Belgium).
- EBA PSD2 Register—European Banking Authority (EBA) · register ↗ as at 25 September 2026
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, authorisation, partners, products, leadership and events—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: atlantic.money (official website) · original.
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