United Kingdom · Payments & e-money
Eris Fx Limited
Eris FX Limited is a private limited company registered in England and Wales, with its office in Leeds. The Financial Conduct Authority (FCA) authorises it as a payment institution under the Payment Services Regulations 2017. HM Revenue and Customs (HMRC) supervises it for anti-money laundering purposes as a currency exchange business. Its founder and chief executive, Helen Scott, owns 75% or more of its shares. The firm sells spot and forward currency conversions and makes onward international payments for businesses and individuals. It has traded under its current name since April 2015 and was previously called 4X Currency Corporation.
Licences and registrations
Held by Eris Fx Limited (LEI 213800T7ODL5BSNMRA82). 2 entries on 2 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
|---|---|---|---|---|---|---|---|---|
| FCA Financial Services Register - Payment Institutions & RAISPsFCALinked by LEI. Matched by Elucidate on the UK company number the register gives. | Authorised Payment InstitutionPayment Institution | 591533 | United Kingdom | Active | 2018-01-13 | — |
|
Search the register ↗ |
| HMRC MLR Supervised Business RegisterHMRCLinked by LEI. Matched by Elucidate on the UK company number the register gives. | Money Service BusinessCurrency Exchange | XFML00000116272 | United Kingdom | Active | 2004-11-22 | — |
|
Search the register ↗ |
Trading names on the register: Eris FX (FCA-PSD, HMRC-MLR)
- Licences belong to the legal entity, not to a BIC.
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
- The register entries and their trading names were not matched against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- ERIIGB22XXX head office
- Connection to Swift
- Reverse billingThe institution is connected to Swift. Messages sent to it are billed to the institution, not to the sender. The “2” in the eighth character of ERIIGB22 marks reverse billing.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- Branch codes
- None: head-office BIC only
- BIC first registered
- 2022-10-01
- Last updated
- 2022-10-01
Overview
Researched 29 Sep 2026 · Sources
Customers
Not published
Ownership
Privately held
Firm type
FX and business payments
Trades as Eris FX
- Ownership
- Helen Dawn Scott is the firm's only registered person with significant control, holding 75% or more of its shares and voting rights.
- Major shareholder
- Helen Dawn Scott
- Head office
- West One, 114 Wellington Street, LS1 1BA Leeds, United Kingdom
- Company register
- Companies House 05244316
- Incorporated
- 28 Sep 2004
- Founder
- Helen Scott
- Former names
- 4X CURRENCY CORPORATION LIMITED · 4X CURRENCY CORPORATION PLC · LYNDEAN CURRENCY GROUP PLC
Online
- Websites & references
- erisfx.co.uk ↗
fxdealer.erisfx.co.uk ↗ customer login to the Eris FX Dealer trading platform - Official social accounts
- None found
Sources · 9 pages consulted
- find-and-update.company-information.service.gov.uk/company/05244316
- find-and-update.company-information.service.gov.uk/company/05244316/officers
- find-and-update.company-information.service.gov.uk/company/05244316/persons-with-significant-control
- find-and-update.company-information.service.gov.uk/company/05244316/filing-history
- find-and-update.company-information.service.gov.uk/company/05244316/filing-history/MzU0MzY2ODQ1N2FkaXF6a2N4/document?format=pdf&download=0
- erisfx.co.uk/
- erisfx.co.uk/terms-and-conditions/
- erisfx.co.uk/about/
- erisfx.co.uk/complaints-procedure/
Authorisation
Researched 29 Sep 2026 · Sources
- Operates under
- Its own licences
The FCA authorises the firm as a payment institution under the Payment Services Regulations 2017 (Firm Reference Number 591533). The authorisation covers onward payments of converted funds to third parties. HMRC supervises the firm under the Money Laundering Regulations as a money service business for currency exchange.
| Authority | Licence or registration | Number | Held | Status | Source |
|---|---|---|---|---|---|
| Financial Conduct Authority United Kingdom | Authorised Payment Institution | 591533 | In its own name | Active | erisfx.co.uk ↗ |
| HM Revenue & Customs United Kingdom | Money Service Business (Currency Exchange), Money Laundering Regulations supervised business register | XFML00000116272 | In its own name | Active | — |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
Partners and safeguarding
Researched 29 Sep 2026 · Sources
- Safeguarding
- Segregated safeguarding accountsThe firm states that it holds incoming customer funds in segregated client accounts at Currency Cloud, separate from its own assets, and safeguards third-party payment funds under the Payment Services Regulations 2017.
- Safeguarding bank
- Currency Cloud United Kingdom
Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.
Products and markets
Researched 29 Sep 2026 · Sources
Customers buy currency spot or forward through the online Eris FX Dealer platform or by telephone, and the firm pays the converted funds onward to a nominated bank account. It describes its pricing as a published percentage margin over the live mid-market rate, the same for every customer.
Its terms state that since 1 January 2021 it makes third-party payments only for customers resident in the United Kingdom.
- Sells to
- Small businesses · Consumers
- Serves customers in
- United Kingdom
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
- Helen Dawn Scott CEO and director
- Executive
- Jacqueline Margaret Chapple Company secretary
Recent events
Researched 29 Sep 2026 · Sources
The research found no fines, investigations, security incidents, licence changes or corporate events from the last three years.
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
Identifiers
Head-office record
- BIC
- ERIIGB22XXX
- How the BIC breaks down
- ERIIBank
- GBCountry · United Kingdom
- 22Location · reverse billing
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 213800T7ODL5BSNMRA82
- LEI record
- View on GLEIF ↗
- Licence no. · FCA-PSD
- 591533
- Licence no. · HMRC-MLR
- XFML00000116272
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.Register entries: Matched by Elucidate on the UK company number the register gives.
- Register-entry ID
- b6601fc973c9
Profile
- Type
- Payments & e-money · Money service businessPayment institutions, e-money and stored-value issuers, and account-information providers. Licensed under payment-services law (e.g. PSD2 in the EU and UK, the Payment Services Act in Singapore). Taken from the licences on the tracked registers.
- Regulation
- Prudential licenceAuthorised with capital, safeguarding and conduct requirements, e.g. an authorised payment or e-money institution in the EU or UK, a major payment institution in Singapore, or a MiCA crypto-asset service provider.
- Register licences
- 2 entries on 2 registers
- Activities
- Payment services
- Currency exchange
- Licensed in
- United Kingdom
- Website (register)
- www.erisfx.co.uk ↗
- Country · region
- United Kingdom · Europe & Central Asia
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.
Addresses
- Registered address
- WEST ONE 114 WELLINGTON STREET LEEDS LS1 1BA UNITED KINGDOM
- Operational address
- WEST ONE 114 WELLINGTON STREET LEEDS LEEDS LS1 1BA UNITED KINGDOM
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>ERIIGB22XXX</BICFI>
<LEI>213800T7ODL5BSNMRA82</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>ERIIGB22XXX</BICFI>
<LEI>213800T7ODL5BSNMRA82</LEI>
<Nm>ERIS FX LIMITED</Nm>
<PstlAdr>
<TwnNm>LEEDS</TwnNm>
<Ctry>GB</Ctry>
<AdrLine>WEST ONE 114 WELLINGTON STREET LEEDS LS1 1BA</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
Claim this profile
Work at Eris Fx Limited?
Claim this page to have it marked as verified by the bank, and to send us corrections. We verify every claim before anything changes on the page.
- 01Submit Tell us who you are, using your work email.
- 02We verify We check the email domain and confirm your role with the bank. This usually takes up to five business days.
- 03Profile claimed The page is marked as claimed and verified. You can send us corrections at any time.
Claim received
Thank you. We will email your work address once the claim is verified. Until then, the page stays unclaimed.
The claim was not sent. Try again, or email contact@elucidate.co.
Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
Register entries are not screened against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- FCA Financial Services Register - Payment Institutions & RAISPs—Financial Conduct Authority (FCA) · register ↗ as at 25 September 2026
- HMRC MLR Supervised Business Register—HM Revenue & Customs (HMRC) · register ↗ as at 24 September 2026
- Overview, authorisation, partners, products, leadership and events—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: erisfx.co.uk (official website) · original.
Assess the financial crime risk behind a BIC
A BIC identifies an institution; it does not assess it. The Elucidate FinCrime Index (EFI) is an independent score of the financial crime risk of banks, built for correspondent banking and counterparty due diligence.
Book a demo