Poland · Financial institution
Erste Bank Polska S.A.
Legal name in the LEI recordERSTE BANK POLSKA SPÓŁKA AKCYJNA
Erste Bank Polska S.A. is a Polish joint-stock bank with its registered office in Warsaw. Erste Group Bank AG of Austria holds about 49% of its shares, which are listed on the Warsaw Stock Exchange. The bank serves retail, SME, corporate and investment banking clients, and its subsidiaries offer leasing, factoring, investment funds and insurance. The bank previously traded as Bank Zachodni WBK and then as Santander Bank Polska. Erste Group completed its acquisition on 9 January 2026, and the bank took its current name on 24 April 2026.
Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
European registers
ECB · monetary financial institutions
List as at 2026-09-25
- Category
- Credit institution
- Minimum reserves
- Not on the ECB reserve list
- Listed as
- Erste Bank Polska S.A.
- RIAD code
- PL00109
ESMA · MiFID II register
Register as at 2026-09-28
| Entry | Competent authority | Authorised | Services or instruments |
|---|---|---|---|
| Investment services (MiFID II) | Polish Financial Supervisory Authority (KNF) | 1991-07-19 | A1 A2 A3 A4 A5 A6 A7 B1 B3 B4 B5 B6 |
Service codes follow MiFID II Annex I: A for investment services, B for ancillary services. Hover a code for its meaning.
Entries are matched on the LEI. Each register is quoted as its publisher lists it.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- WBKPPLPPXXX head office
- Connection to Swift
- Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under WBKPPLPP directly.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- SCT · SCT Inst · T2 · TIPS
- Branch codes
- 1 branch code
- BIC first registered
- 1992-03-02
- Last updated
- 2026-04-30
Overview
Researched 29 Sep 2026 · Sources
Total assets
Not published
Employees
Not published
Ownership
Group subsidiary
Ticker EBP
Institution type
Universal bank
Trades as Erste Bank Polska
- Standing
- Santander Bank Polska S.A. was renamed Erste Bank Polska S.A. when the change was entered in the National Court Register on 24 April 2026. According to the bank, account numbers were not changed and it still publishes BIC WBKPPLPP.
- Ownership
- Erste Group Bank AG holds 49.003434% of the share capital directly and indirectly, and the remaining shares are listed on the Warsaw Stock Exchange.
- Direct parent
- Erste Group Bank AG, Austria 49%
- Stock listing
- Warsaw Stock Exchange (GPW) EBP
- Head office
- Plac Europejski 3A, 00-844 Warszawa, Poland
- Company register
- KRS 0000008723, Sąd Rejonowy dla m.st. Warszawy w Warszawie, XIII Wydział Gospodarczy KRS
- Former names
- Santander Bank Polska Spółka Akcyjna · Bank Zachodni WBK S.A.
Business lines
The bank serves individual, SME, corporate and public-sector clients, and its group companies provide leasing, factoring, investment funds and insurance.
Online
- Websites & references
- erste.pl ↗
media.erste.pl ↗ press room
santander.pl ↗ former domain, being phased out
Wikipedia ↗
Wikidata Q806653 ↗ - Official social accounts
- LinkedIn ↗ · Facebook ↗ · Instagram ↗ · YouTube ↗
Sources · 15 pages consulted
- erste.pl/en/investor-relations/about-company/authorities
- erste.pl/
- erste.pl/en/investor-relations/financial-statement
- erste.pl/en/investor-relations/about-company/key-financial-data
- erste.pl/przedtem-santander-bank-polska
- erste.pl/en/investor-relations/about-company
- erste.pl/en/about-erste
- bankier.pl/wiadomosc/ERSTE-BANK-POLSKA-S-A-Wyniki-finansowe-PSr-2026-9175325.html
- knf.gov.pl/?articleId=97457&p_id=18
- santander.com/en/press-room/press-releases/2026/01/santander-completes-the-sale-of-49-of-santander-bank
- pap-mediaroom.pl/biznes-i-finanse/santander-bank-polska-zmienil-nazwe-na-erste-bank-polska
- imsig.pl/krs/0000008723
- bankier.pl/wiadomosc/Erste-sfinalizowal-zakup-ok-49-proc-akcji-Santander-Bank-Polska-9065950.html
- mojebankowanie.pl/informacje-prasowe/informacje-prasowe-bankowosc/wyniki-finansowe-grupy-erste-bank-polska-
- en.wikipedia.org/wiki/Erste_Bank_Polska
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
-
Michał Gajewski
Chief Executive Officer (President of the Management Board)
- Chair
-
Peter Bosek
Chairman of the Supervisory Board
- Chief financial officer
-
Bernhard Leder
Management Board Member in charge of Finance and Accounting Division | CFO
- Executive
-
Artur Głembocki
Vice President of the Management Board in charge of the Risk Management Division
- Executive
-
Maciej Reluga
Vice President of the Management Board in charge of the Strategy and Investor Relations Division | Chief Economist
Supervisors & regulators
Researched 29 Sep 2026 · Sources
- Poland
- Polish Financial Supervision Authority (KNF) Prudential supervisorConductSecuritiesAML supervisor
- Poland
- National Bank of Poland (NBP) Central bank
- Poland
- Bank Guarantee Fund (BFG) Resolution
Recent events 1 enforcement or investigation item
Researched 29 Sep 2026 · Sources
-
Leadership
Bernhard Leder, previously of Erste Group Bank AG, joined the Management Board as CFO on 1 June 2026.
erste.pl ↗ -
Other
The National Court Register recorded the change of name from Santander Bank Polska S.A. to Erste Bank Polska S.A.
pap-mediaroom.pl ↗ -
Enforcement
The KNF fined the bank PLN 21.1 million for eight breaches, mainly in investment services. The decision was not final when announced.
knf.gov.pl ↗ -
Merger / acquisition
Erste Group Bank AG completed its purchase of about 49% of the bank's shares from Banco Santander S.A.
santander.com ↗ -
Merger / acquisition
Banco Santander S.A. acquired the bank's 60% stake in Santander Consumer Bank in Poland.
santander.com ↗ -
Leadership
The general meeting appointed Peter Bosek as Chairman of the Supervisory Board with effect from 22 January 2026.
erste.pl ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
Identifiers
Head-office record
- BIC
- WBKPPLPPXXX
- How the BIC breaks down
- WBKPBank
- PLCountry · Poland
- PPLocation
- XXXBranch · head office
- Branch description
- HEAD OFFICE
- LEI
- 259400LGXW3K0GDAG361
- LEI record
- View on GLEIF ↗
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
- National bank code
- Numer rozliczeniowy 10900004 + 300 more
Profile
- Type
- Financial institutionClassified as a financial institution in Swift’s ISO 9362 BIC directory, with no licence on a tracked register. This includes banks that neither the ECB nor the FSB lists, as well as brokers, fund managers, insurers and market infrastructure.
- Regulation
- Not on a tracked registerNo licence or registration was found for this entity on the registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
- Register licences
- None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- Country · region
- Poland · Europe & Central Asia
- Trading venues (MIC)
- Operates MIC WBKP list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
Ownership and group
GLEIF relationship records
- Direct parent
- Erste Group Bank AG · AustriaPQOH26KWDF7CG10L6792 ↗
The Erste Group Bank AG group has 68 institutions in the directory, in 15 countries: 67 hold a BIC and 1 does not.
Including Erste Bank der Oesterreichischen Sparkassen AG, Sparkasse Oberosterreich Bank AG, Sparkasse Eferding- Peuerbach- Waizenkirchen, Kaerntner Sparkasse Aktiengesellschaft, Erste Steiermaerkische Bank D.D..
See the Erste Group Bank AG group →Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Registered address
- PLAC EUROPEJSKI 3A WARSZAWA 00-844 POLAND
- Operational address
- PLAC EUROPEJSKI 3A WARSZAWA 00-844 WARSZAWA POLAND
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>WBKPPLPPXXX</BICFI>
<LEI>259400LGXW3K0GDAG361</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>WBKPPLPPXXX</BICFI>
<LEI>259400LGXW3K0GDAG361</LEI>
<Nm>ERSTE BANK POLSKA S.A.</Nm>
<PstlAdr>
<TwnNm>WARSZAWA</TwnNm>
<Ctry>PL</Ctry>
<AdrLine>PLAC EUROPEJSKI 3A WARSZAWA 00-844</AdrLine>
</PstlAdr>
</FinInstnId>10 national bank codes route to this BIC. The blocks add none, because the right one depends on the account.
The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
Payment schemes and systems
EPC registers of 2026-09-11 · ECB T2 list of 2026-07-02 · ECB TIPS list of 2026-09-01 · SIX Bank Master valid on 2026-09-28
| Scheme or system | Since | Registered with | Note |
|---|---|---|---|
| SEPA Credit TransferISO 20022 messages | 2009-07-06 | Head office | — |
| SEPA Instant Credit TransferISO 20022 messages | 2023-07-24 | Head office | — |
| T2 (Eurosystem real-time gross settlement)ISO 20022 messages | — | Head office | — |
| TIPS (TARGET Instant Payment Settlement)ISO 20022 messages | — | Head office | — |
SEPA dates are when the institution became ready for the scheme. The T2 list names direct participants only and gives no joining date. TIPS entries have no joining date.
An institution missing from T2 may still be reachable through an indirect participant. The ECB’s TIPS list does not separate participants from reachable parties. It includes institutions reachable in Swedish kronor as well as in euro.
“ISO 20022 messages” marks a scheme or system whose rulebook or operator specifies ISO 20022 for messages between participants.
Market identifiers
One trading venue or reporting service run under this LEI list of 2026-09-17
| MIC | Market | Kind | Category |
|---|---|---|---|
| WBKP | BANK ZACHODNI WBK S.A.BZ WBK | Operating MIC | Systematic internaliser |
National bank codes
Numer rozliczeniowy · Poland
Showing 10 of 301 codes file of 2026-09-25 · ISO 20022 clearing system code PLKNR
| Code | Routes to BIC | Name in the national file | City |
|---|---|---|---|
| 10900004 | WBKPPLPPXXX | Erste Bank Polska Spółka Akcyjna | Warszawa |
| 10900020 | WBKPPLPPXXX | Erste Bank Polska Spółka Akcyjna | Poznań |
| 10900046 | WBKPPLPPXXX | Erste Bank Polska Spółka Akcyjna | Wrocław |
| 10900075 | WBKPPLPPXXX | Erste Bank Polska Spółka Akcyjna | Poznań |
| 10900088 | WBKPPLPPXXX | Erste Bank Polska Spółka Akcyjna | Warszawa |
| 10900105 | WBKPPLPP | Erste Bank Polska Spółka Akcyjna | Poznań |
| 10901014 | WBKPPLPPXXX | Erste Bank Polska Spółka Akcyjna | Warszawa |
| 10901030 | WBKPPLPPXXX | Erste Bank Polska Spółka Akcyjna | Warszawa |
| 10901043 | WBKPPLPPXXX | Erste Bank Polska Spółka Akcyjna | Warszawa |
| 10901056 | WBKPPLPPXXX | Erste Bank Polska Spółka Akcyjna | Warszawa |
Each code shows the name in the national file. Smaller banks often route through a central institution’s BIC. A code can therefore belong to a different bank than the one on this page.
Network
Branches and correspondent banking
One branch BIC connects to the head office. 5 other banks publish 5 accounts held with this bank.
- Own offices
- Respondent banks: they hold accounts here
Hover over a branch, account or group to see its details
Respondent banks
From the correspondent lists other banks publish
5 other banks publish 5 accounts held with this bank.
| Currency | Respondent bank | Held at | Account | Purpose | Published in |
|---|---|---|---|---|---|
| PLN | Banca Monte Dei Paschi di Siena Italy | WBKPPLPP | PL81109000040000001259150001 | commercial transactions; same account listed for MM and FX | gruppomps.it ↗ dated Nov 2022 |
| PLN | Cassa Centrale Banca - Credito Cooperativo Italiano S.P.A. Italy | WBKPPLPP | — | — | cassacentrale.it ↗ dated 21 Apr 2026 |
| PLN | Hamburger Sparkasse AG Germany | WBKPPLPP | — | cover for third-currency payments | — |
| PLN | National Bank of Fujairah United Arab Emirates | WBKPPLPP | PL85109000040000001259070001 | FX/MM/Derivatives/Commercial | nbf.ae ↗ dated Oct 2025 |
| PLN | Santander UK PLC United Kingdom | WBKPPLPPXXX Listed as Bank Zachodni WBK, Warsaw | PL32109000040000001241700001 | cash settlement (SSI) | santander.co.uk ↗ dated 21 Jun 2022 |
Each row is an account the respondent bank lists as held with this bank, as published. Only banks that publish their correspondent accounts, and that Elucidate has researched, can appear, so the list is not complete. Confirm settlement instructions with either bank before relying on them.
Branch codes
| BIC | Branch | City | Address | LEI | Updated |
|---|---|---|---|---|---|
| WBKPPLPPCBM | BZWBK BROKERAGE HOUSE | Poznan | PLAC WOLNOSCI 15 POZNAN 60967 POZNAN POLAND | — | 2026-04-30 |
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Payment schemes and systems—Source: European Payments Council (EPC) Registers of Participants; matched to BICs by Elucidate. Source: European Central Bank, List of T2 participants. Source: European Central Bank, List of TIPS participants and reachable parties.
- Wikidata—CC0, matched on the BIC or LEI recorded in Wikidata. It is community-edited, so check key facts.
- National bank codes—Poland (Source: Narodowy Bank Polski).
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- European registers—Source: European Central Bank (ECB), list of monetary financial institutions and list of institutions subject to minimum reserves. Source: European Securities and Markets Authority (ESMA), MiFID II/MiFIR register (investment firms, trading venues, systematic internalisers, data reporting services providers). Matched on LEI by Elucidate.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: Erste Group Bank AG · Public domain · Wikimedia Commons · original; Michał Gajewski: erste.pl (official website) · original; Peter Bosek: erste.pl (official website) · original; Bernhard Leder: erste.pl (official website) · original; Artur Głembocki: erste.pl (official website) · original; Maciej Reluga: erste.pl (official website) · original.
Assess the financial crime risk behind a BIC
A BIC identifies an institution; it does not assess it. The Elucidate FinCrime Index (EFI) is an independent score of the financial crime risk of banks, built for correspondent banking and counterparty due diligence.
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